Condensed Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest and Dividend Income
Loans, including fees	$ 7,805,587	$ 8,171,041
Securities	64,778	28,492
Dividends on Federal Home Loan Bank stock and other	156,353	334,948
Total interest and dividend income	8,026,718	8,534,481
Interest Expense
Deposits	1,653,918	1,948,595
Federal Home Loan Bank advances	940,754	954,999
Total interest expense	2,594,672	2,903,594
Net Interest Income	5,432,046	5,630,887
Provision for Loan Losses	265,000	25,000
Net Interest Income After Provision for Loan Losses	5,167,046	5,605,887
Noninterest Income
Gain on sales of loans	9,516,967	2,121,166
Mortgage servicing fees (costs)	(301,014)	(33,579)
Mortgage derivative income	353,649
Other	1,084,320	860,132
Total noninterest income	10,653,922	2,947,719
Noninterest Expense
Salaries and employee benefits	7,795,886	4,334,338
Occupancy and equipment	700,851	597,741
Directors compensation	174,833	194,083
Data processing	598,483	640,747
Professional fees	337,166	349,252
Franchise tax	210,383	207,584
Deposit insurance premiums	32,889	37,391
Advertising	275,156	95,920
Software licenses	134,198	118,388
Loan costs	645,672	336,428
Net gains on sales of foreclosed assets	0	(104,814)
Merger-related expenses		18,000
Other	939,764	842,380
Total noninterest expense	11,845,281	7,667,438
Income Before Income Taxes	3,975,687	886,168
Provision for Income Taxes	819,966	87,694
Net Income	$ 3,155,721	$ 798,474
Earnings per common share - basic	$ 1.14	$ 0.28
Earnings per common share - diluted	$ 1.12	$ 0.27
Weighted-average shares outstanding - basic	2,749,689	2,865,400
Weighted-average shares outstanding - diluted	2,789,346	2,907,811