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Income Taxes - Tax effects of temporary differences related to deferred taxes (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Deferred tax assets    
Allowance for loan losses $ 282,653 $ 277,403
Loans held for sale 13,437 5,437
Unrealized gains on available-for-sale securities 1,520 0
Directors' Retirement Plan 117,452 102,287
Net operating loss 183,123 244,401
Other 24,939 19,161
Deferred Tax Assets, Gross, Total 623,124 648,689
Deferred tax liabilities    
Deferred loan costs (101,363) (105,737)
Prepaid penalties on FHLB advances (648) (1,620)
Dividends on FHLB stock (332,211) (332,211)
Mortgage servicing rights (254,901) (263,075)
FHLB lender risk account receivable (359,780) (357,688)
Depreciation (195,450) (183,604)
Unrealized gains on available-for-sale securities 0 (192)
Other (116,524) (135,971)
Deferred Tax Liabilities, Gross, Total (1,360,877) (1,380,098)
Valuation allowance (19,322) (19,322)
Net deferred tax liability $ (757,075) $ (750,731)