Commitments and Credit Risk (Tables)

12 Months Ended

Dec. 31, 2019

Commitments and Credit Risk

Schedule Of Commitments

The dollar amount of commitments to fund fixed rate loans at December 31, 2019 and 2018 follows:

	December 31,				December 31,
	2019				2018
			Interest Rate				Interest Rate
	Amount		Range		Amount		Range
Commitments to fund fixed-rate loans	$	3,917,445	3.5% - 5.125	%	$	2,566,950	4.625% - 6.00	%

Schedule Of Loans And Lending Commitments

Loan commitments outstanding at December 31, 2019 and 2018 were composed of the following:

	December 31,		December 31,
	2019		2018
Commitments to originate loans	$	761,055	$	2,845,450
Forward sale commitments		7,031,526		3,848,950
Lines of credit		16,840,828		16,119,038