The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 70 38 SH   SOLE   0 0 38
ENDO INTL PLC SHS Stock G30401106 22 4,797 SH   SOLE   0 0 4,797
ISHARES MORNINGSTAR MID-CAP VALUE ETF ETF 464288406 29 170 SH   SOLE   0 0 170
UNDER ARMOUR INC CL A Stock 904311107 3 120 SH   SOLE   0 0 120
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 0 15 SH   SOLE   0 0 15
SIRIUS XM HLDGS INC COM Stock 82968B103 12 1,630 SH   SOLE   0 0 1,630
SQUARE INC CL A Stock 852234103 1 21 SH   SOLE   0 0 21
INTERDIGITAL INC COM Stock 45867G101 7 125 SH   SOLE   0 0 125
ONEMAIN HLDGS INC COM Stock 68268W103 24 558 SH   SOLE   0 0 558
MYLAN N V SHS EURO Stock N59465109 3 155 SH   SOLE   0 0 155
JOHNSON & JOHNSON COM Stock 478160104 497 3,404 SH   SOLE   0 0 3,404
VANGUARD ENERGY INDEX FUND ETF 92204A306 15 181 SH   SOLE   0 0 181
INVESCO WILDERHILL CLEAN ENERGY ETF ETF 46137V134 14 405 SH   SOLE   0 0 405
COSTCO WHSL CORP NEW COM Stock 22160K105 21 70 SH   SOLE   0 0 70
CLEVELAND CLIFFS INC COM Stock 185899101 18 2,153 SH   SOLE   0 0 2,153
HCA HEALTHCARE INC COM Stock 40412C101 7 45 SH   SOLE   0 0 45
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 5 104 SH   SOLE   0 0 104
BLACKROCK MUNICIPAL BOND TR COM CEF 09249H104 5 295 SH   SOLE   0 0 295
GAP INC COM Stock 364760108 1 29 SH   SOLE   0 0 29
UNDER ARMOUR INC CL C Stock 904311206 2 120 SH   SOLE   0 0 120
COCA COLA CO COM Stock 191216100 460 8,303 SH   SOLE   0 0 8,303
PPG INDS INC COM Stock 693506107 63 469 SH   SOLE   0 0 469
ISHARES U.S. ENERGY ETF ETF 464287796 10 300 SH   SOLE   0 0 300
UNITED PARCEL SERVICE INC CL B Stock 911312106 6 50 SH   SOLE   0 0 50
MARRIOTT INTL INC NEW CL A Stock 571903202 42 277 SH   SOLE   0 0 277
CARNIVAL CORP PAIRED CTF Stock 143658300 20 400 SH   SOLE   0 0 400
APHRIA INC COM Stock 03765K104 6 1,081 SH   SOLE   0 0 1,081
INTEL CORP COM Stock 458140100 603 10,072 SH   SOLE   0 0 10,072
COMERICA INC COM Stock 200340107 212 2,960 SH   SOLE   0 0 2,960
JANUS ORGANICS ETF ETF 47103U605 20 847 SH   SOLE   0 0 847
HORMEL FOODS CORP COM Stock 440452100 87 1,939 SH   SOLE   0 0 1,939
ISHARES MSCI SWITZERLAND ETF ETF 464286749 14 335 SH   SOLE   0 0 335
MERCK & CO INC COM Stock 58933Y105 541 5,953 SH   SOLE   0 0 5,953
SPDR S&P 500 ETF ETF 78462F103 56 175 SH   SOLE   0 0 175
AURORA CANNABIS INC COM Stock 05156X108 2 843 SH   SOLE   0 0 843
NATIONAL HEALTH INVS INC COM REIT 63633D104 0 4 SH   SOLE   0 0 4
VERIZON COMMUNICATIONS INC COM Stock 92343V104 472 7,693 SH   SOLE   0 0 7,693
VALE S A SPONSORED ADS ADR 91912E105 3 214 SH   SOLE   0 0 214
SHERWIN WILLIAMS CO COM Stock 824348106 6 11 SH   SOLE   0 0 11
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3 33 SH   SOLE   0 0 33
CRONOS GROUP INC COM Stock 22717L101 3 456 SH   SOLE   0 0 456
INSPIRE SMALL/MID CAP IMPACT ETF ETF 66538H641 34 1,222 SH   SOLE   0 0 1,222
DXC TECHNOLOGY CO COM Stock 23355L106 0 1 SH   SOLE   0 0 1
FORD MTR CO DEL COM Stock 345370860 12 1,260 SH   SOLE   0 0 1,260
BP PLC SPONSORED ADR ADR 055622104 5 121 SH   SOLE   0 0 121
HOME DEPOT INC COM Stock 437076102 180 826 SH   SOLE   0 0 826
INVESCO S&P 500 MOMENTUM ETF ETF 46138E339 3 61 SH   SOLE   0 0 61
MICRO FOCUS INTERNATIONAL PLC SPON ADR NEW ADR 594837403 0 1 SH   SOLE   0 0 1
DANA INCORPORATED COM Stock 235825205 19 1,041 SH   SOLE   0 0 1,041
INFOSYS LTD SPONSORED ADR ADR 456788108 3,172 307,400 SH   SOLE   0 0 307,400
SOUTHERN CO COM Stock 842587107 32 502 SH   SOLE   0 0 502
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 3,630 47,995 SH   SOLE   0 0 47,995
BRITISH AMERN TOB PLC SPONSORED ADR ADR 110448107 56 1,323 SH   SOLE   0 0 1,323
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 25 320 SH   SOLE   0 0 320
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 677 20,138 SH   SOLE   0 0 20,138
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,286 42,781 SH   SOLE   0 0 42,781
BLOCK H & R INC COM Stock 093671105 184 7,851 SH   SOLE   0 0 7,851
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 33 910 SH   SOLE   0 0 910
UGI CORP NEW COM Stock 902681105 0 5 SH   SOLE   0 0 5
NIC INC COM Stock 62914B100 4,095 183,241 SH   SOLE   0 0 183,241
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 249 1,100 SH   SOLE   0 0 1,100
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 611 22,335 SH   SOLE   0 0 22,335
ADVISORSHARES VICE ETF ETF 00768Y545 3 102 SH   SOLE   0 0 102
ALPHABET INC CAP STK CL A Stock 02079K305 21 16 SH   SOLE   0 0 16
CONSTELLATION BRANDS INC CL A Stock 21036P108 8 40 SH   SOLE   0 0 40
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 609 17,572 SH   SOLE   0 0 17,572
MICROSOFT CORP COM Stock 594918104 37 235 SH   SOLE   0 0 235
ISHARES ESG MSCI USA SMALL-CAP ETF ETF 46435U663 25 862 SH   SOLE   0 0 862
WYNDHAM HOTELS & RESORTS INC COM Stock 98311A105 3 51 SH   SOLE   0 0 51
ISHARES MSCI BRAZIL ETF ETF 464286400 7 141 SH   SOLE   0 0 141
BAUSCH HEALTH COS INC COM Stock 071734107 31 1,023 SH   SOLE   0 0 1,023
VANGUARD MID-CAP INDEX FUND ETF 922908629 16 87 SH   SOLE   0 0 87
NIKE INC CL B Stock 654106103 10 100 SH   SOLE   0 0 100
WYNDHAM DESTINATIONS INC COM Stock 98310W108 19 359 SH   SOLE   0 0 359
TESLA INC COM Stock 88160R101 10 25 SH   SOLE   0 0 25
CMS ENERGY CORP COM Stock 125896100 2,921 46,476 SH   SOLE   0 0 46,476
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 14 73 SH   SOLE   0 0 73
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 41 257 SH   SOLE   0 0 257
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 20 327 SH   SOLE   0 0 327
SCHWAB U.S. TIPS ETF ETF 808524870 13,883 245,151 SH   SOLE   0 0 245,151
HANESBRANDS INC COM Stock 410345102 1,407 94,721 SH   SOLE   0 0 94,721
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 2,382 25,207 SH   SOLE   0 0 25,207
VANGUARD S&P 500 ETF ETF 922908363 66 224 SH   SOLE   0 0 224
ATLAS AIR WORLDWIDE HLDGS INC COM NEW Stock 049164205 28 1,009 SH   SOLE   0 0 1,009
ABERDEEN STANDARD PHYSICAL PRECIOUS METALS BASKET SHARES ETF ETF 003263100 461 6,040 SH   SOLE   0 0 6,040
CHEWY INC CL A Stock 16679L109 4 131 SH   SOLE   0 0 131
LILLY ELI & CO COM Stock 532457108 485 3,691 SH   SOLE   0 0 3,691
HASBRO INC COM Stock 418056107 3 24 SH   SOLE   0 0 24
SCHWAB U.S. MID-CAP ETF ETF 808524508 3,583 59,560 SH   SOLE   0 0 59,560
LANNET INC COM Stock 516012101 10 1,137 SH   SOLE   0 0 1,137
SPARTAN MTRS INC COM Stock 846819100 4 201 SH   SOLE   0 0 201
ISHARES SELECT DIVIDEND ETF ETF 464287168 5 50 SH   SOLE   0 0 50
AMC NETWORKS INC CL A Stock 00164V103 17 432 SH   SOLE   0 0 432
EMPLOYERS HOLDINGS INC COM Stock 292218104 2,385 57,129 SH   SOLE   0 0 57,129
PREFERRED APT CMNTYS INC COM REIT 74039L103 15 1,105 SH   SOLE   0 0 1,105
AMERICAN AXLE & MFG HLDGS INC COM Stock 024061103 28 2,641 SH   SOLE   0 0 2,641
MARRIOTT VACTINS WORLDWID CORP COM Stock 57164Y107 3 27 SH   SOLE   0 0 27
BRINKER INTL INC COM Stock 109641100 2,981 70,974 SH   SOLE   0 0 70,974
VANGUARD VALUE INDEX FUND ETF 922908744 1 10 SH   SOLE   0 0 10
AMERICAN EQTY INVT LIFE HLD CO COM Stock 025676206 22 729 SH   SOLE   0 0 729
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104 0 0 SH   SOLE   0 0 0
FACEBOOK INC CL A Stock 30303M102 14 66 SH   SOLE   0 0 66
CITY HLDG CO COM Stock 177835105 1,560 19,040 SH   SOLE   0 0 19,040
DELEK US HLDGS INC NEW COM Stock 24665A103 19 556 SH   SOLE   0 0 556
BALCHEM CORP COM Stock 057665200 56 548 SH   SOLE   0 0 548
BROADCOM INC COM Stock 11135F101 4,335 13,719 SH   SOLE   0 0 13,719
INVESCO CLEANTECH ETF ETF 46137V407 13 261 SH   SOLE   0 0 261
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 3 57 SH   SOLE   0 0 57
WESTERN DIGITAL CORP COM Stock 958102105 0 6 SH   SOLE   0 0 6
EOG RES INC COM Stock 26875P101 22 258 SH   SOLE   0 0 258
INVESTORS BANCORP INC NEW COM Stock 46146L101 2,182 183,171 SH   SOLE   0 0 183,171
ABBVIE INC COM Stock 00287Y109 3,274 36,975 SH   SOLE   0 0 36,975
INVESCO S&P GLOBAL WATER INDEX ETF ETF 46138E263 13 317 SH   SOLE   0 0 317
ISHARES LONG-TERM CORPORATE BOND ETF ETF 464289511 4,012 60,176 SH   SOLE   0 0 60,176
AARONS INC COM PAR 0.50 Stock 002535300 17 298 SH   SOLE   0 0 298
W & T OFFSHORE INC COM Stock 92922P106 23 4,175 SH   SOLE   0 0 4,175
FIRST TRUST SWITZERLAND ALPHADEX FUND ETF 33737J232 21 395 SH   SOLE   0 0 395
CHURCH & DWIGHT INC COM Stock 171340102 89 1,260 SH   SOLE   0 0 1,260
SYNOVUS FINL CORP COM NEW Stock 87161C501 80 2,045 SH   SOLE   0 0 2,045
ZIMMER BIOMET HLDGS INC COM Stock 98956P102 6 40 SH   SOLE   0 0 40
QUALCOMM INC COM Stock 747525103 228 2,585 SH   SOLE   0 0 2,585
FASTENAL CO COM Stock 311900104 2,938 79,518 SH   SOLE   0 0 79,518
MCDONALDS CORP COM Stock 580135101 95 482 SH   SOLE   0 0 482
AT&T INC COM Stock 00206R102 2,833 72,499 SH   SOLE   0 0 72,499
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 9 154 SH   SOLE   0 0 154
GENERAL ELECTRIC CO COM Stock 369604103 16 1,424 SH   SOLE   0 0 1,424
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513 2 28 SH   SOLE   0 0 28
CLEAN ENERGY FUELS CORP COM Stock 184499101 0 100 SH   SOLE   0 0 100
LULULEMON ATHLETICA INC COM Stock 550021109 10 44 SH   SOLE   0 0 44
OFFICE DEPOT INC COM Stock 676220106 30 10,924 SH   SOLE   0 0 10,924
WELLS FARGO CO NEW COM Stock 949746101 1 23 SH   SOLE   0 0 23
COLUMBIA BKG SYS INC COM Stock 197236102 2,611 64,165 SH   SOLE   0 0 64,165
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 57 480 SH   SOLE   0 0 480
JPMORGAN CHASE & CO COM Stock 46625H100 3 25 SH   SOLE   0 0 25
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 6,294 108,561 SH   SOLE   0 0 108,561
CONOCOPHILLIPS COM Stock 20825C104 6 86 SH   SOLE   0 0 86
BANK AMER CORP COM Stock 060505104 43 1,227 SH   SOLE   0 0 1,227
VANECK VECTORS RUSSIA ETF ETF 92189F403 5 187 SH   SOLE   0 0 187
WALMART INC COM Stock 931142103 27 228 SH   SOLE   0 0 228
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 278 2,072 SH   SOLE   0 0 2,072
TEXAS INSTRS INC COM Stock 882508104 3,673 28,630 SH   SOLE   0 0 28,630
TARGET CORP COM Stock 87612E106 11 83 SH   SOLE   0 0 83
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 10 111 SH   SOLE   0 0 111
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS ADR 881624209 0 47 SH   SOLE   0 0 47
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 45 350 SH   SOLE   0 0 350
HP INC COM Stock 40434L105 0 15 SH   SOLE   0 0 15
GILEAD SCIENCES INC COM Stock 375558103 2,262 34,814 SH   SOLE   0 0 34,814
ALPHABET INC CAP STK CL C Stock 02079K107 7 5 SH   SOLE   0 0 5
BEST BUY INC COM Stock 086516101 224 2,553 SH   SOLE   0 0 2,553
TYSON FOODS INC CL A Stock 902494103 225 2,476 SH   SOLE   0 0 2,476
NAVIENT CORPORATION COM Stock 63938C108 23 1,685 SH   SOLE   0 0 1,685
ZIONS BANCORPORATION N A COM Stock 989701107 253 4,864 SH   SOLE   0 0 4,864
SANTANDER CONSUMER USA HDG INC COM Stock 80283M101 30 1,292 SH   SOLE   0 0 1,292
GOPRO INC CL A Stock 38268T103 0 60 SH   SOLE   0 0 60
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 12 94 SH   SOLE   0 0 94
CAROLINA FINL CORP NEW COM Stock 143873107 203 4,706 SH   SOLE   0 0 4,706
CANOPY GROWTH CORP COM Stock 138035100 2 100 SH   SOLE   0 0 100
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 6 29 SH   SOLE   0 0 29
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 3,360 156,489 SH   SOLE   0 0 156,489
ENOVA INTL INC COM Stock 29357K103 23 946 SH   SOLE   0 0 946
CRACKER BARREL OLD CTRY STORE COM Stock 22410J106 2,028 13,194 SH   SOLE   0 0 13,194
TIFFANY & CO NEW COM Stock 886547108 4 27 SH   SOLE   0 0 27
DELTA AIR LINES INC DEL COM NEW Stock 247361702 78 1,335 SH   SOLE   0 0 1,335
FIRST AMERN FINL CORP COM Stock 31847R102 2,639 45,248 SH   SOLE   0 0 45,248
LAM RESEARCH CORP COM Stock 512807108 255 871 SH   SOLE   0 0 871
MEDIFAST INC COM Stock 58470H101 57 517 SH   SOLE   0 0 517
NORTHERN OIL & GAS INC NEV COM Stock 665531109 26 11,165 SH   SOLE   0 0 11,165
PHILIP MORRIS INTL INC COM Stock 718172109 545 6,405 SH   SOLE   0 0 6,405
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 15 103 SH   SOLE   0 0 103
BRISTOL MYERS SQUIBB CO COM Stock 110122108 588 9,153 SH   SOLE   0 0 9,153
ALTRIA GROUP INC COM Stock 02209S103 620 12,419 SH   SOLE   0 0 12,419
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4 38 SH   SOLE   0 0 38
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 18 146 SH   SOLE   0 0 146
EXXON MOBIL CORP COM Stock 30231G102 8 110 SH   SOLE   0 0 110
UNITEDHEALTH GROUP INC COM Stock 91324P102 10 34 SH   SOLE   0 0 34
VANGUARD MEGA CAP VALUE ETF ETF 921910840 11 128 SH   SOLE   0 0 128
LINCOLN NATL CORP IND COM Stock 534187109 22 368 SH   SOLE   0 0 368
COLGATE PALMOLIVE CO COM Stock 194162103 66 960 SH   SOLE   0 0 960
NOVO-NORDISK A S ADR ADR 670100205 2,455 42,423 SH   SOLE   0 0 42,423
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464 120 925 SH   SOLE   0 0 925
THE CHARLES SCHWAB CORPORATION COM Stock 808513105 7 150 SH   SOLE   0 0 150
TORONTO DOMINION BK ONT COM NEW Stock 891160509 1 10 SH   SOLE   0 0 10
ALLEGIANT TRAVEL CO COM Stock 01748X102 2,763 15,874 SH   SOLE   0 0 15,874
WW INTL INC COM Stock 98262P101 8 200 SH   SOLE   0 0 200
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF ETF 46137V332 14 62 SH   SOLE   0 0 62
APPLE INC COM Stock 037833100 229 780 SH   SOLE   0 0 780
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 83 1,762 SH   SOLE   0 0 1,762
DISNEY WALT CO COM DISNEY Stock 254687106 31 214 SH   SOLE   0 0 214
ISHARES RUSSELL 1000 ETF ETF 464287622 38 211 SH   SOLE   0 0 211