The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   92,883 928 SH   OTR   0 928 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   146,086,088 298,942 SH   DFND 1 0 298,942 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   5,163,621 13,949 SH   OTR   0 13,949 0
ADVISORSHARES TR PURE US CANNABIS 00768Y453   33,217 5,996 SH   OTR   0 5,996 0
AGILENT TECHNOLOGIES INC COM 00846U101   460,669 3,901 SH   DFND 1 0 3,901 0
AGNICO EAGLE MINES LTD COM 008474108   17,193 344 SH   OTR   0 344 0
AIR PRODS & CHEMS INC COM 009158106   1,482,973 4,951 SH   DFND 1 0 4,951 0
AIR PRODS & CHEMS INC COM 009158106   209,457 900 SH   OTR   0 900 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   20,844,584 250,085 SH   DFND 1 0 250,085 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   290,188 3,616 SH   OTR   0 3,616 0
ALIGN TECHNOLOGY INC COM 016255101   593,828 1,737 SH   DFND 1 0 1,737 0
ALPHABET INC CAP STK CL C 02079K107   201,296,366 1,664,853 SH   DFND 1 0 1,664,853 0
ALPHABET INC CAP STK CL C 02079K107   3,759,057 37,010 SH   OTR   0 37,010 0
ALPHABET INC CAP STK CL A 02079K305   11,810,449 98,726 SH   DFND 1 0 98,726 0
ALPHABET INC CAP STK CL A 02079K305   6,784,598 61,485 SH   OTR   0 61,485 0
ALTRIA GROUP INC COM 02209S103   771,187 17,024 SH   DFND 1 0 17,024 0
AMAZON COM INC COM 023135106   90,423,944 694,505 SH   DFND 1 0 694,505 0
AMAZON COM INC COM 023135106   6,646,473 54,614 SH   OTR   0 54,614 0
AMERICAN EXPRESS CO COM 025816109   300,843 1,727 SH   DFND 1 0 1,727 0
AMERIPRISE FINL INC COM 03076C106   802,864 2,421 SH   DFND 1 0 2,421 0
ANALOG DEVICES INC COM 032654105   1,733,537 9,007 SH   DFND 1 0 9,007 0
APPLE INC COM 037833100   18,966,721 98,017 SH   DFND 1 0 98,017 0
APPLE INC COM 037833100   3,631,806 21,687 SH   OTR   0 21,687 0
ARK ETF TR INNOVATION ETF 00214Q104   862,186 19,533 SH   DFND 1 0 19,533 0
ARK ETF TR FINTECH INNOVA 00214Q708   3,659 175 SH   OTR   0 175 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   24,505 59 SH   OTR   0 59 0
AT&T INC COM 00206R102   15 1 SH   DFND 1 0 1 0
AUTOMATIC DATA PROCESSING IN COM 053015103   444,635 2,023 SH   DFND 1 0 2,023 0
AVANTOR INC COM 05352A100   643,501 31,896 SH   DFND 1 0 31,896 0
BAIDU INC SPON ADR REP A 056752108   15,391,422 112,420 SH   DFND 1 0 112,420 0
BAKER HUGHES COMPANY CL A 05722G100   645,052 20,566 SH   DFND 1 0 20,566 0
BANK AMERICA CORP COM 060505104   885,949 30,907 SH   DFND 1 0 30,907 0
BANK AMERICA CORP COM 060505104   215,175 7,500 SH   OTR   0 7,500 0
BECTON DICKINSON & CO COM 075887109   55,053,782 208,649 SH   DFND 1 0 208,649 0
BECTON DICKINSON & CO COM 075887109   2,832,799 11,874 SH   OTR   0 11,874 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,057,619 17,832 SH   DFND 1 0 17,832 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,011,558 6,539 SH   OTR   0 6,539 0
BIONTECH SE SPONSORED ADS 09075V102   3,237 30 SH   OTR   0 30 0
BLACKROCK INC COM 09247X101   172,785 250 SH   OTR   0 250 0
BLACKSTONE INC COM 09260D107   386,832 4,168 SH   DFND 1 0 4,168 0
BLOCK INC CL A 852234103   6,324 95 SH   OTR   0 95 0
BOEING CO COM 097023105   834,715 3,953 SH   DFND 1 0 3,953 0
BOOKING HOLDINGS INC COM 09857L108   1,270,691 478 SH   DFND 1 0 478 0
BOYD GAMING CORP COM 103304101   577,852 8,330 SH   DFND 1 0 8,330 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100   447,875 4,935 SH   DFND 1 0 4,935 0
CADENCE DESIGN SYSTEM INC COM 127387108   149,519,969 638,459 SH   DFND 1 0 638,459 0
CADENCE DESIGN SYSTEM INC COM 127387108   3,067,018 17,392 SH   OTR   0 17,392 0
CANADIAN NATL RY CO COM 136375102   583,570 4,871 SH   DFND 1 0 4,871 0
CANADIAN NATL RY CO COM 136375102   41,702 344 SH   OTR   0 344 0
CARMAX INC COM 143130102   818,399 9,703 SH   DFND 1 0 9,703 0
CARRIER GLOBAL CORPORATION COM 14448C104   831,021 16,790 SH   DFND 1 0 16,790 0
CATERPILLAR INC COM 149123101   1,043,252 4,240 SH   DFND 1 0 4,240 0
CHEVRON CORP NEW COM 166764100   1,645,723 10,459 SH   DFND 1 0 10,459 0
CHEVRON CORP NEW COM 166764100   324,484 2,110 SH   OTR   0 2,110 0
CLOROX CO DEL COM 189054109   959,806 6,035 SH   DFND 1 0 6,035 0
CLOUDFLARE INC CL A COM 18915M107   19,676 301 SH   OTR   0 301 0
CME GROUP INC COM 12572Q105   799,341 4,314 SH   DFND 1 0 4,314 0
CME GROUP INC COM 12572Q105   39,798 221 SH   OTR   0 221 0
COCA COLA CO COM 191216100   779,367 12,942 SH   DFND 1 0 12,942 0
COCA COLA CO COM 191216100   171,325 2,845 SH   OTR   0 2,845 0
COINBASE GLOBAL INC COM CL A 19260Q107   634,340 8,902 SH   OTR   0 8,902 0
COLGATE PALMOLIVE CO COM 194162103   54,877,971 712,567 SH   DFND 1 0 712,567 0
COLGATE PALMOLIVE CO COM 194162103   1,922,336 26,657 SH   OTR   0 26,657 0
CONOCOPHILLIPS COM 20825C104   180,281 1,740 SH   DFND 1 0 1,740 0
CORECARD CORPORATION COM 45816D100   7,608 300 SH   OTR   0 300 0
CORTEVA INC COM 22052L104   746,046 13,020 SH   DFND 1 0 13,020 0
COSTCO WHSL CORP NEW COM 22160K105   18,843 35 SH   OTR   0 35 0
CVS HEALTH CORP COM 126650100   122,705 1,775 SH   OTR   0 1,775 0
DANAHER CORPORATION COM 235851102   262,680 1,017 SH   OTR   0 1,017 0
DEERE & CO COM 244199105   20,033 60 SH   OTR   0 60 0
DESKTOP METAL INC COM CL A 25058X105   100,751 38,900 SH   OTR   0 38,900 0
DIAGEO PLC SPON ADR NEW 25243Q205   390,563 2,300 SH   OTR   0 2,300 0
DIAMONDBACK ENERGY INC COM 25278X109   27,585 210 SH   OTR   0 210 0
DISNEY WALT CO COM 254687106   845,660 9,472 SH   DFND 1 0 9,472 0
DISNEY WALT CO COM 254687106   7,095,828 78,836 SH   OTR   0 78,836 0
DOVER CORP COM 260003108   1,375,669 9,510 SH   DFND 1 0 9,510 0
EDWARDS LIFESCIENCES CORP COM 28176E108   114,103,821 1,211,512 SH   DFND 1 0 1,211,512 0
ELEVANCE HEALTH INC COM 036752103   968,693 2,201 SH   DFND 1 0 2,201 0
EMBECTA CORP COMMON STOCK 29082K105   834 29 SH   OTR   0 29 0
EOG RES INC COM 26875P101   55,865 500 SH   OTR   0 500 0
EXELON CORP COM 30161N101   183,533 4,505 SH   OTR   0 4,505 0
EXXON MOBIL CORP COM 30231G102   721,899 6,731 SH   DFND 1 0 6,731 0
EXXON MOBIL CORP COM 30231G102   145,860 1,360 SH   OTR   0 1,360 0
FEDEX CORP COM 31428X106   717,174 2,893 SH   DFND 1 0 2,893 0
FEDEX CORP COM 31428X106   63,990 431 SH   OTR   0 431 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103   900,965 708 SH   DFND 1 0 708 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   28,835 635 SH   OTR   0 635 0
FISERV INC COM 337738108   743,371 5,993 SH   DFND 1 0 5,993 0
FREEPORT-MCMORAN INC CL B 35671D857   15,468 566 SH   OTR   0 566 0
GARRETT MOTION INC COM 366505105   870 115 SH   DFND 1 0 115 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,868 23 SH   OTR   0 23 0
GENERAL ELECTRIC CO COM NEW 369604301   7,799 71 SH   OTR   0 71 0
GILEAD SCIENCES INC COM 375558103   513,979 6,669 SH   OTR   0 6,669 0
GLOBAL X FDS GBL X FTSE ETF 37950E648   182,363 12,531 SH   DFND 1 0 12,531 0
GLOBAL X FDS GBL X BLOCKCHAIN 37960A735   18,195 590 SH   OTR   0 590 0
GOLDMAN SACHS GROUP INC COM 38141G104   23,444 80 SH   OTR   0 80 0
HOME DEPOT INC COM 437076102   264,968 920 SH   OTR   0 920 0
ICICI BANK LIMITED ADR 45104G104   443,136 19,200 SH   DFND 1 0 19,200 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   32,698 360 SH   OTR   0 360 0
INTUIT COM 461202103   942,283 2,067 SH   DFND 1 0 2,067 0
INTUITIVE SURGICAL INC COM NEW 46120E602   3,193,719 9,340 SH   DFND 1 0 9,340 0
INTUITIVE SURGICAL INC COM NEW 46120E602   906,753 4,798 SH   OTR   0 4,798 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   717,995 8,500 SH   DFND 1 0 8,500 0
ISHARES GOLD TR ISHARES NEW 464285204   265,537 7,297 SH   OTR   0 7,297 0
ISHARES INC MSCI STH KOR ETF 464286772   535,117 8,443 SH   DFND 1 0 8,443 0
ISHARES INC CORE MSCI EMKT 46434G103   308,073 6,766 SH   OTR   0 6,766 0
ISHARES INC MSCI TAIWAN ETF 46434G772   455,106 9,679 SH   DFND 1 0 9,679 0
ISHARES INC MSCI JPN ETF NEW 46434G822   553,076 8,935 SH   OTR   0 8,935 0
ISHARES INC MSCI GBL ETF NEW 46434G848   484,022 11,963 SH   OTR   0 11,963 0
ISHARES TR TIPS BD ETF 464287176   341,029 3,251 SH   OTR   0 3,251 0
ISHARES TR CORE S&P500 ETF 464287200   378,853 850 SH   DFND 1 0 850 0
ISHARES TR CORE S&P500 ETF 464287200   13,094,068 29,378 SH   OTR   0 29,378 0
ISHARES TR MSCI EMG MKT ETF 464287234   72,869 1,842 SH   OTR   0 1,842 0
ISHARES TR IBOXX INV CP ETF 464287242   30,590 285 SH   DFND 1 0 285 0
ISHARES TR IBOXX INV CP ETF 464287242   44,337 410 SH   OTR   0 410 0
ISHARES TR GLOBAL ENERG ETF 464287341   42,989 1,155 SH   OTR   0 1,155 0
ISHARES TR S&P 500 VAL ETF 464287408   278,052 1,725 SH   DFND 1 0 1,725 0
ISHARES TR RUS 1000 GRW ETF 464287614   299,671 1,089 SH   DFND 1 0 1,089 0
ISHARES TR RUS 2000 VAL ETF 464287630   313,815 2,434 SH   OTR   0 2,434 0
ISHARES TR MSCI ACWI ETF 464288257   601,447 6,269 SH   OTR   0 6,269 0
ISHARES TR NATIONAL MUN ETF 464288414   318,695 2,986 SH   DFND 1 0 2,986 0
ISHARES TR ISHS 1-5YR INVS 464288646   694,754 13,848 SH   OTR   0 13,848 0
ISHARES TR GLB CNSM STP ETF 464288737   206,087 3,368 SH   OTR   0 3,368 0
ISHARES TR US AER DEF ETF 464288760   79,335 680 SH   OTR   0 680 0
ISHARES TR MSCI INDIA ETF 46429B598   193,634 4,431 SH   DFND 1 0 4,431 0
ISHARES TR 0-5YR HI YL CP 46434V407   589,999 14,234 SH   OTR   0 14,234 0
ISHARES TR GLOBAL REIT ETF 46434V647   203,858 8,875 SH   OTR   0 8,875 0
ISHARES TR CORE MSCI EURO 46434V738   115,812 2,929 SH   OTR   0 2,929 0
ISHARES TR MSCI INTL VLU FT 46435G409   492,387 24,931 SH   OTR   0 24,931 0
ISHARES TR CYBERSECURITY 46435U135   567,300 15,000 SH   OTR   0 15,000 0
ISHARES TR ROBOTICS ARTIF 46435U556   12,390 375 SH   OTR   0 375 0
JABIL INC COM 466313103   442,944 4,104 SH   DFND 1 0 4,104 0
JD.COM INC SPON ADR CL A 47215P106   17,530,533 513,640 SH   DFND 1 0 513,640 0
JD.COM INC SPON ADR CL A 47215P106   251,500 5,000 SH   OTR   0 5,000 0
JOHNSON & JOHNSON COM 478160104   1,062,141 6,417 SH   DFND 1 0 6,417 0
JOHNSON & JOHNSON COM 478160104   1,102,973 6,677 SH   OTR   0 6,677 0
JPMORGAN CHASE & CO COM 46625H100   600,958 4,132 SH   DFND 1 0 4,132 0
JPMORGAN CHASE & CO COM 46625H100   524,903 5,023 SH   OTR   0 5,023 0
KELLOGG CO COM 487836108   6,740 100 SH   OTR   0 100 0
KEURIG DR PEPPER INC COM 49271V100   656 21 SH   DFND 1 0 21 0
KEURIG DR PEPPER INC COM 49271V100   6,379 204 SH   OTR   0 204 0
KKR & CO INC COM 48251W104   2,467,167 44,078 SH   DFND 1 0 44,078 0
KRAFT HEINZ CO COM 500754106   2,591 73 SH   OTR   0 73 0
KRANESHARES TR CSI CHI INTERNET 500767306   15,739 938 SH   OTR   0 938 0
LAM RESEARCH CORP COM 512807108   51,428 80 SH   OTR   0 80 0
LAUDER ESTEE COS INC CL A 518439104   78,475,643 400,033 SH   DFND 1 0 400,033 0
LAUDER ESTEE COS INC CL A 518439104   4,002,649 19,268 SH   OTR   0 19,268 0
LOCKHEED MARTIN CORP COM 539830109   313,058 680 SH   DFND 1 0 680 0
LOCKHEED MARTIN CORP COM 539830109   276,228 600 SH   OTR   0 600 0
LOWES COS INC COM 548661107   609,062 2,733 SH   DFND 1 0 2,733 0
MASTERCARD INCORPORATED CL A 57636Q104   3,707,617 9,562 SH   DFND 1 0 9,562 0
MCDONALDS CORP COM 580135101   113,842,824 381,731 SH   DFND 1 0 381,731 0
MCDONALDS CORP COM 580135101   4,050,175 15,503 SH   OTR   0 15,503 0
MERCK & CO INC COM 58933Y105   591,394 5,208 SH   DFND 1 0 5,208 0
MERCK & CO INC COM 58933Y105   232,510 2,015 SH   OTR   0 2,015 0
META PLATFORMS INC CL A 30303M102   76,996,791 268,409 SH   DFND 1 0 268,409 0
META PLATFORMS INC CL A 30303M102   1,042,240 3,869 SH   OTR   0 3,869 0
METALLA RTY & STREAMING LTD COM NEW 59124U605   16,626 3,831 SH   OTR   0 3,831 0
METTLER TOLEDO INTERNATIONAL COM 592688105   196,746 150 SH   OTR   0 150 0
MICROSOFT CORP COM 594918104   228,291,073 671,109 SH   DFND 1 0 671,109 0
MICROSOFT CORP COM 594918104   10,276,589 35,651 SH   OTR   0 35,651 0
MICROSTRATEGY INC CL A NEW 594972408   8,874 32 SH   OTR   0 32 0
MOLINA HEALTHCARE INC COM 60855R100   621,156 2,062 SH   DFND 1 0 2,062 0
MONDELEZ INTL INC CL A 609207105   1,038,227 14,234 SH   DFND 1 0 14,234 0
MONDELEZ INTL INC CL A 609207105   81,696 1,418 SH   OTR   0 1,418 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,075,164 3,666 SH   DFND 1 0 3,666 0
NETFLIX INC COM 64110L106   774,374 1,789 SH   DFND 1 0 1,789 0
NETFLIX INC COM 64110L106   198,660 451 SH   OTR   0 451 0
NEWMONT CORP COM 651639106   9,774 229 SH   OTR   0 229 0
NIKE INC CL B 654106103   98,513,673 891,304 SH   DFND 1 0 891,304 0
NIKE INC CL B 654106103   2,744,562 29,714 SH   OTR   0 29,714 0
NOMAD FOODS LTD USD ORD SHS G6564A105   644,026 37,013 SH   DFND 1 0 37,013 0
NORTHERN TR CORP COM 665859104   67,164 785 SH   OTR   0 785 0
NVIDIA CORPORATION COM 67066G104   15,667,391 37,037 SH   DFND 1 0 37,037 0
NVIDIA CORPORATION COM 67066G104   68,660,376 162,310 SH   OTR   0 162,310 0
OCCIDENTAL PETE CORP COM 674599105   286,356 4,870 SH   OTR   0 4,870 0
ONECONNECT FINL TECHNOLOGY C SPONSORED ADS 68248T204   537 163 SH   OTR   0 163 0
ORGANON & CO COMMON STOCK 68622V106   728 35 SH   OTR   0 35 0
OTIS WORLDWIDE CORP COM 68902V107   532,724 6,011 SH   DFND 1 0 6,011 0
PALO ALTO NETWORKS INC COM 697435105   1,212,139 4,744 SH   DFND 1 0 4,744 0
PAYPAL HLDGS INC COM 70450Y103   3,469,960 52,000 SH   DFND 1 0 52,000 0
PAYPAL HLDGS INC COM 70450Y103   10,748,520 158,964 SH   OTR   0 158,964 0
PEPSICO INC COM 713448108   64,306,185 347,321 SH   DFND 1 0 347,321 0
PEPSICO INC COM 713448108   2,350,886 13,883 SH   OTR   0 13,883 0
PFIZER INC COM 717081103   496,353 13,532 SH   DFND 1 0 13,532 0
PFIZER INC COM 717081103   146,720 4,000 SH   OTR   0 4,000 0
PHILIP MORRIS INTL INC COM 718172109   1,452,585 14,880 SH   DFND 1 0 14,880 0
PHILIP MORRIS INTL INC COM 718172109   158,257 1,690 SH   OTR   0 1,690 0
PINTEREST INC CL A 72352L106   344,539 12,463 SH   DFND 1 0 12,463 0
PROCTER AND GAMBLE CO COM 742718109   3,770,587 24,849 SH   DFND 1 0 24,849 0
QUALCOMM INC COM 747525103   15,475 130 SH   OTR   0 130 0
RESTAURANT BRANDS INTL INC COM 76131D103   81,604 1,052 SH   OTR   0 1,052 0
ROBINHOOD MKTS INC COM CL A 770700102   96,960 9,600 SH   OTR   0 9,600 0
S&P GLOBAL INC COM 78409V104   123,917,071 309,314 SH   DFND 1 0 309,314 0
S&P GLOBAL INC COM 78409V104   3,909,344 11,525 SH   OTR   0 11,525 0
SALESFORCE INC COM 79466L302   96,123 455 SH   OTR   0 455 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   573,870 2,499 SH   DFND 1 0 2,499 0
SEA LTD SPONSORD ADS 81141R100   6,484,286 111,721 SH   DFND 1 0 111,721 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   176,927 2,135 SH   OTR   0 2,135 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   81,170 1,000 SH   OTR   0 1,000 0
SHOPIFY INC CL A 82509L107   152,683 4,450 SH   OTR   0 4,450 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   35,416 103 SH   OTR   0 103 0
SPDR GOLD TR GOLD SHS 78463V107   7,013,972 39,599 SH   DFND 1 0 39,599 0
SPDR GOLD TR GOLD SHS 78463V107   374,209 2,099 SH   OTR   0 2,099 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,533,543 16,995 SH   OTR   0 16,995 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   47,891 100 SH   OTR   0 100 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   57,612 2,240 SH   DFND 1 0 2,240 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   423,016 4,598 SH   DFND 1 0 4,598 0
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   16,664 644 SH   OTR   0 644 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   18,254 1,013 SH   OTR   0 1,013 0
STARBUCKS CORP COM 855244109   120,411 1,350 SH   OTR   0 1,350 0
STRYKER CORPORATION COM 863667101   103,443,377 339,239 SH   DFND 1 0 339,239 0
STRYKER CORPORATION COM 863667101   4,486,712 17,327 SH   OTR   0 17,327 0
SUNCOR ENERGY INC NEW COM 867224107   839,339 28,779 SH   DFND 1 0 28,779 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,131,071 11,236 SH   DFND 1 0 11,236 0
TESLA INC COM 88160R101   806,228 3,050 SH   OTR   0 3,050 0
THERMO FISHER SCIENTIFIC INC COM 883556102   110,065,571 211,120 SH   DFND 1 0 211,120 0
THERMO FISHER SCIENTIFIC INC COM 883556102   3,196,750 6,271 SH   OTR   0 6,271 0
TJX COS INC NEW COM 872540109   1,636,524 19,404 SH   DFND 1 0 19,404 0
T-MOBILE US INC COM 872590104   602,753 4,404 SH   DFND 1 0 4,404 0
TORONTO DOMINION BK ONT COM NEW 891160509   9,741 157 SH   OTR   0 157 0
UBER TECHNOLOGIES INC COM 90353T100   412,222 9,680 SH   DFND 1 0 9,680 0
UBER TECHNOLOGIES INC COM 90353T100   66,912 2,525 SH   OTR   0 2,525 0
UNITED RENTALS INC COM 911363109   986,390 2,264 SH   DFND 1 0 2,264 0
UNITEDHEALTH GROUP INC COM 91324P102   94,255,376 196,193 SH   DFND 1 0 196,193 0
UNITEDHEALTH GROUP INC COM 91324P102   1,013,853 2,084 SH   OTR   0 2,084 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   634,116 21,060 SH   OTR   0 21,060 0
VANECK ETF TRUST VANECK VIETNAM 92189F817   3,591 270 SH   OTR   0 270 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   310,001 4,265 SH   DFND 1 0 4,265 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,465,970 8,552 SH   DFND 1 0 8,552 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   124,263 1,550 SH   OTR   0 1,550 0
VANGUARD INDEX FDS VALUE ETF 922908744   19,693,639 138,590 SH   DFND 1 0 138,590 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   378,430 1,736 SH   DFND 1 0 1,736 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   884,069 4,926 SH   OTR   0 4,926 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   415,243 7,719 SH   DFND 1 0 7,719 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   852,333 19,214 SH   OTR   0 19,214 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   386,349 5,769 SH   OTR   0 5,769 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   942,803 15,795 SH   OTR   0 15,795 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   873,666 11,097 SH   DFND 1 0 11,097 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,313,822 41,698 SH   DFND 1 0 41,698 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,016,982 4,154 SH   DFND 1 0 4,154 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   315,864 1,412 SH   OTR   0 1,412 0
VERISK ANALYTICS INC COM 92345Y106   109,410,291 484,366 SH   DFND 1 0 484,366 0
VERISK ANALYTICS INC COM 92345Y106   2,218,309 12,402 SH   OTR   0 12,402 0
VERIZON COMMUNICATIONS INC COM 92343V104   11,752 316 SH   DFND 1 0 316 0
VERIZON COMMUNICATIONS INC COM 92343V104   31,574 849 SH   OTR   0 849 0
VISA INC COM CL A 92826C839   163,402,040 688,645 SH   DFND 1 0 688,645 0
VISA INC COM CL A 92826C839   7,560,324 37,542 SH   OTR   0 37,542 0
WABTEC COM 929740108   329 3 SH   OTR   0 3 0
WALMART INC COM 931142103   62,872 400 SH   OTR   0 400 0
ZOETIS INC CL A 98978V103   129,734,184 753,430 SH   DFND 1 0 753,430 0
ZOETIS INC CL A 98978V103   4,345,619 28,263 SH   OTR   0 28,263 0