The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 164 928 SH   OTR   0 928 0
ABBVIE INC COM 00287Y109 235 1,740 SH   OTR   0 1,740 0
ADAM NAT RES FD INC COM 00548F105 26 1,634 SH   DFND 1 0 1,634 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 171,181 301,754 SH   DFND 1 0 301,754 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 11,912 21,008 SH   OTR   0 21,008 0
AGILENT TECHNOLOGIES INC COM 00846U101 633 3,937 SH   DFND 1 0 3,937 0
AIR PRODS & CHEMS INC COM 009158106 24 81 SH   OTR   0 81 0
ALGONQUIN PWR UTILS CORP COM 015857105 34 2,415 SH   OTR   0 2,415 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 30,362 255,597 SH   DFND 1 0 255,597 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 412 3,474 SH   OTR   0 3,474 0
ALPHABET INC CAP STK CL C 02079K107 300,502 103,792 SH   DFND 1 0 103,792 0
ALPHABET INC CAP STK CL C 02079K107 5,642 1,950 SH   OTR   0 1,950 0
ALPHABET INC CAP STK CL A 02079K305 34,521 11,902 SH   DFND 1 0 11,902 0
ALPHABET INC CAP STK CL A 02079K305 16,440 5,675 SH   OTR   0 5,675 0
ALTRIA GROUP INC COM 02209S103 337 7,136 SH   DFND 1 0 7,136 0
ALTRIA GROUP INC COM 02209S103 129 2,740 SH   OTR   0 2,740 0
AMAZON COM INC COM 023135106 242,226 72,600 SH   DFND 1 0 72,600 0
AMAZON COM INC COM 023135106 13,680 4,103 SH   OTR   0 4,103 0
AMERICAN EXPRESS CO COM 025816109 282 1,727 SH   DFND 1 0 1,727 0
AMERIPRISE FINL INC COM 03076C106 1,798 5,953 SH   DFND 1 0 5,953 0
ANALOG DEVICES INC COM 032654105 863 4,938 SH   DFND 1 0 4,938 0
ANTHEM INC COM 036752103 1,334 2,856 SH   DFND 1 0 2,856 0
APPLE INC COM 037833100 29,242 164,628 SH   DFND 1 0 164,628 0
APPLE INC COM 037833100 2,402 13,531 SH   OTR   0 13,531 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L203 584 18,375 SH   DFND 1 0 18,375 0
ARK ETF TR INNOVATION ETF 00214Q104 1,847 19,533 SH   DFND 1 0 19,533 0
ARK ETF TR 3D PRINTING ETF 00214Q500 1,392 40,600 SH   OTR   0 40,600 0
AT&T INC COM 00206R102 72 2,905 SH   DFND 1 0 2,905 0
AUTOMATIC DATA PROCESSING IN COM 053015103 498 2,023 SH   DFND 1 0 2,023 0
BAIDU INC SPON ADR REP A 056752108 16,726 112,420 SH   DFND 1 0 112,420 0
BAIDU INC SPON ADR REP A 056752108 44 300 SH   OTR   0 300 0
BANK MONTREAL QUE COM 063671101 42 393 SH   OTR   0 393 0
BCE INC COM NEW 05534B760 40 785 SH   OTR   0 785 0
BECTON DICKINSON & CO COM 075887109 70,908 281,816 SH   DFND 1 0 281,816 0
BECTON DICKINSON & CO COM 075887109 4,946 19,668 SH   OTR   0 19,668 0
BED BATH & BEYOND INC COM 075896100 414 27,753 SH   DFND 1 0 27,753 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,858 9,539 SH   DFND 1 0 9,539 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,943 6,500 SH   OTR   0 6,500 0
BILIBILI INC SPONS ADS REP Z 090040106 1,044 22,500 SH   DFND 1 0 22,500 0
BK OF AMERICA CORP COM 060505104 1,697 38,117 SH   DFND 1 0 38,117 0
BK OF AMERICA CORP COM 060505104 2,002 45,000 SH   OTR   0 45,000 0
BLACKSTONE INC COM 09260D107 906 7,055 SH   DFND 1 0 7,055 0
BLADE AIR MOBILITY INC CL A COM 092667104 132 15,000 SH   OTR   0 15,000 0
BOEING CO COM 097023105 502 2,498 SH   DFND 1 0 2,498 0
BOEING CO COM 097023105 36 183 SH   OTR   0 183 0
BOOKING HOLDINGS INC COM 09857L108 1,531 639 SH   DFND 1 0 639 0
BRIDGETOWN 2 HOLDINGS LTD CL A G1355V103 396 40,000 SH   OTR   0 40,000 0
BRIDGETOWN HOLDINGS LTD COM CL A G1355U113 73 7,500 SH   OTR   0 7,500 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100 665 5,279 SH   DFND 1 0 5,279 0
BRISTOL-MYERS SQUIBB CO COM 110122108 328 5,250 SH   DFND 1 0 5,250 0
BRISTOL-MYERS SQUIBB CO COM 110122108 12 195 SH   OTR   0 195 0
BROWN FORMAN CORP CL B 115637209 151 2,086 SH   DFND 1 0 2,086 0
CADENCE DESIGN SYSTEM INC COM 127387108 117,409 629,620 SH   DFND 1 0 629,620 0
CADENCE DESIGN SYSTEM INC COM 127387108 4,522 24,270 SH   OTR   0 24,270 0
CAE INC COM 124765108 31 1,239 SH   OTR   0 1,239 0
CANADIAN NAT RES LTD COM 136385101 63 1,500 SH   OTR   0 1,500 0
CANADIAN NATL RY CO COM 136375102 597 4,906 SH   DFND 1 0 4,906 0
CANADIAN NATL RY CO COM 136375102 42 344 SH   OTR   0 344 0
CARMAX INC COM 143130102 1,542 12,029 SH   DFND 1 0 12,029 0
CARRIER GLOBAL CORPORATION COM 14448C104 1,107 20,683 SH   DFND 1 0 20,683 0
CATERPILLAR INC COM 149123101 572 2,770 SH   DFND 1 0 2,770 0
CATERPILLAR INC COM 149123101 277 1,340 SH   OTR   0 1,340 0
CHAMPIONX CORPORATION COM 15872M104 95 4,755 SH   DFND 1 0 4,755 0
CHEVRON CORP NEW COM 166764100 33 285 SH   OTR   0 285 0
CIENA CORP COM NEW 171779309 769 10,000 SH   OTR   0 10,000 0
CISCO SYS INC COM 17275R102 222 3,510 SH   OTR   0 3,510 0
CIT GROUP INC COM NEW 125581801 457 9,079 SH   DFND 1 0 9,079 0
CITIGROUP INC COM NEW 172967424 196 3,250 SH   DFND 1 0 3,250 0
CITIGROUP INC COM NEW 172967424 150 2,500 SH   OTR   0 2,500 0
CLOROX CO DEL COM 189054109 279 1,604 SH   DFND 1 0 1,604 0
CLOUDFLARE INC CL A COM 18915M107 39 301 SH   OTR   0 301 0
CME GROUP INC COM 12572Q105 1,455 6,371 SH   OTR   0 6,371 0
COCA COLA CO COM 191216100 206 3,481 SH   DFND 1 0 3,481 0
COINBASE GLOBAL INC COM CL A 19260Q107 92 368 SH   OTR   0 368 0
COLGATE PALMOLIVE CO COM 194162103 63,082 739,677 SH   DFND 1 0 739,677 0
COLGATE PALMOLIVE CO COM 194162103 5,166 60,543 SH   OTR   0 60,543 0
COMCAST CORP NEW CL A 20030N101 427 8,450 SH   DFND 1 0 8,450 0
CONOCOPHILLIPS COM 20825C104 323 4,480 SH   DFND 1 0 4,480 0
CORECIVIC INC COM 21871N101 199 20,000 SH   OTR   0 20,000 0
CORTEVA INC COM 22052L104 32 693 SH   OTR   0 693 0
COSTCO WHSL CORP NEW COM 22160K105 326 575 SH   OTR   0 575 0
COTY INC COM CL A 222070203 420 40,000 SH   OTR   0 40,000 0
CRH PLC ADR 12626K203 274 5,200 SH   DFND 1 0 5,200 0
CROWN CASTLE INTL CORP NEW COM 22822V101 595 2,863 SH   DFND 1 0 2,863 0
CROWN HLDGS INC COM 228368106 50 460 SH   DFND 1 0 460 0
CVS HEALTH CORP COM 126650100 1,440 13,962 SH   DFND 1 0 13,962 0
DANAHER CORPORATION COM 235851102 38 117 SH   OTR   0 117 0
DBX ETF TR XTRACK HRVST CSI 233051879 2,307 59,140 SH   OTR   0 59,140 0
DEERE & CO COM 244199105 20 60 SH   OTR   0 60 0
DIAGEO PLC SPON ADR NEW 25243Q205 946 4,300 SH   DFND 1 0 4,300 0
DIAGEO PLC SPON ADR NEW 25243Q205 506 2,300 SH   OTR   0 2,300 0
DISNEY WALT CO COM 254687106 66,129 426,712 SH   DFND 1 0 426,712 0
DISNEY WALT CO COM 254687106 6,941 44,813 SH   OTR   0 44,813 0
DOLLAR GEN CORP NEW COM 256677105 912 3,870 SH   DFND 1 0 3,870 0
DOVER CORP COM 260003108 1,718 9,510 SH   DFND 1 0 9,510 0
DOW INC COM 260557103 39 693 SH   OTR   0 693 0
DUPONT DE NEMOURS INC COM 26614N102 55 693 SH   OTR   0 693 0
EBAY INC. COM 278642103 1 25 SH   OTR   0 25 0
EDWARDS LIFESCIENCES CORP COM 282000000 137,952 1,063,984 SH   DFND 1 0 1,063,984 0
EDWARDS LIFESCIENCES CORP COM 282000000 622 4,806 SH   OTR   0 4,806 0
ETF SER SOLUTIONS US GLB JETS 26922A842 21 1,000 SH   OTR   0 1,000 0
EXXON MOBIL CORP COM 30231G102 83 1,360 SH   OTR   0 1,360 0
FEDEX CORP COM 31428X106 748 2,893 SH   DFND 1 0 2,893 0
FEDEX CORP COM 31428X106 24 94 SH   OTR   0 94 0
FORD MTR CO DEL COM 345370860 541 26,065 SH   DFND 1 0 26,065 0
GARRETT MOTION INC COM 366505105 0 115 SH   DFND 1 0 115 0
GEO GROUP INC NEW COM 36162J106 193 25,000 SH   OTR   0 25,000 0
GILEAD SCIENCES INC COM 375558103 117 1,600 SH   DFND 1 0 1,600 0
GILEAD SCIENCES INC COM 375558103 1,241 17,099 SH   OTR   0 17,099 0
GLOBAL X FDS GBL X BLOCKCHAIN 37954Y160 22 1,050 SH   OTR   0 1,050 0
GLOBAL X FDS VDEO GAM ESPRT 37954Y392 37 1,316 SH   OTR   0 1,316 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 88 1,050 SH   OTR   0 1,050 0
GOLD FIELDS LTD SPONSORED ADR 38059T106 329 30,000 SH   OTR   0 30,000 0
GOLDEN OCEAN GROUP LTD SHS NEW G39637205 111 12,000 SH   OTR   0 12,000 0
GOLDMAN SACHS GROUP INC COM 38141G104 293 767 SH   DFND 1 0 767 0
GOLDMAN SACHS GROUP INC COM 38141G104 34 90 SH   OTR   0 90 0
HOME DEPOT INC COM 437076102 132 320 SH   OTR   0 320 0
ICICI BANK LIMITED ADR 45104G104 379 19,200 SH   DFND 1 0 19,200 0
INFINERA CORP COM 45667G103 431 45,000 SH   OTR   0 45,000 0
INTERNATIONAL BUSINESS MACHS COM 459200101 84 630 SH   OTR   0 630 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 54 360 SH   OTR   0 360 0
INTERPUBLIC GROUP COS INC COM 460690100 151 4,050 SH   OTR   0 4,050 0
INTUIT COM 461202103 1,272 1,978 SH   DFND 1 0 1,978 0
INTUITIVE SURGICAL INC COM NEW 46120E602 130,920 364,085 SH   DFND 1 0 364,085 0
INTUITIVE SURGICAL INC COM NEW 46120E602 6,712 18,682 SH   OTR   0 18,682 0
ISHARES GOLD TR ISHARES NEW 464285204 1,419 40,791 SH   OTR   0 40,791 0
ISHARES INC CORE MSCI EMKT 46434G103 467 7,807 SH   OTR   0 7,807 0
ISHARES SILVER TR ISHARES 46428Q109 36 1,700 SH   OTR   0 1,700 0
ISHARES TR TIPS BD ETF 464287176 962 7,451 SH   OTR   0 7,451 0
ISHARES TR CORE S&P500 ETF 464287200 810 1,700 SH   DFND 1 0 1,700 0
ISHARES TR CORE S&P500 ETF 464287200 104 219 SH   OTR   0 219 0
ISHARES TR IBOXX INV CP ETF 464287242 1,971 14,852 SH   DFND 1 0 14,852 0
ISHARES TR IBOXX INV CP ETF 464287242 6,073 45,829 SH   OTR   0 45,829 0
ISHARES TR GLOBAL ENERG ETF 464287341 31 1,155 SH   OTR   0 1,155 0
ISHARES TR ISHS 1-5YR INVS 464288646 695 12,900 SH   OTR   0 12,900 0
ISHARES TR MSCI UK SM ETF 46429B416 3,878 85,000 SH   DFND 1 0 85,000 0
ISHARES TR MSCI INDIA ETF 46429B598 3,009 65,500 SH   OTR   0 65,500 0
ISHARES TR 0-5YR HI YL CP 46434V407 564 12,460 SH   OTR   0 12,460 0
ISHARES TR GLOBAL REIT ETF 46434V647 271 8,875 SH   OTR   0 8,875 0
ISHARES TR CORE MSCI EURO 46434V738 332 5,718 SH   OTR   0 5,718 0
ISHARES TR CYBERSECURITY 46435U135 669 15,000 SH   OTR   0 15,000 0
ISHARES TR GENOMICS IMMUN 46435U192 941 21,500 SH   OTR   0 21,500 0
ISHARES TR ROBOTICS ARTIF 46435U556 1,318 31,875 SH   OTR   0 31,875 0
JACKSON FINANCIAL INC COM CL A 46817M107 2 50 SH   DFND 1 0 50 0
JD.COM INC SPON ADR CL A 47215P106 35,990 513,640 SH   DFND 1 0 513,640 0
JD.COM INC SPON ADR CL A 47215P106 350 5,000 SH   OTR   0 5,000 0
JOHNSON & JOHNSON COM 478160104 277 1,623 SH   DFND 1 0 1,623 0
JOHNSON & JOHNSON COM 478160104 439 2,569 SH   OTR   0 2,569 0
JPMORGAN CHASE & CO COM 46625H100 2,742 17,311 SH   DFND 1 0 17,311 0
JPMORGAN CHASE & CO COM 46625H100 1,772 11,192 SH   OTR   0 11,192 0
KELLOGG CO COM 487836108 99 1,550 SH   OTR   0 1,550 0
KEURIG DR PEPPER INC COM 49271V100 983 26,688 SH   DFND 1 0 26,688 0
KINDER MORGAN INC DEL COM 49456B101 158 10,000 SH   DFND 1 0 10,000 0
KINGSOFT CLOUD HLDGS LTD ADS 49639K101 187 11,900 SH   DFND 1 0 11,900 0
KKR & CO INC COM 48251W104 1,417 18,950 SH   DFND 1 0 18,950 0
KNOWLES CORP COM 49926D109 115 4,950 SH   DFND 1 0 4,950 0
KRANESHARES TR CSI CHI INTERNET 500767306 34 938 SH   OTR   0 938 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2 126 SH   OTR   0 126 0
LAUDER ESTEE COS INC CL A 518439104 155,168 419,388 SH   DFND 1 0 419,388 0
LAUDER ESTEE COS INC CL A 518439104 12,957 35,002 SH   OTR   0 35,002 0
LI AUTO INC SPONSORED ADS 50202M102 963 30,000 SH   DFND 1 0 30,000 0
LOCKHEED MARTIN CORP COM 539830109 241 680 SH   DFND 1 0 680 0
LOCKHEED MARTIN CORP COM 539830109 376 1,060 SH   OTR   0 1,060 0
LOWES COS INC COM 548661107 1,837 7,167 SH   DFND 1 0 7,167 0
LUMEN TECHNOLOGIES INC COM 550241103 100 8,000 SH   OTR   0 8,000 0
MANULIFE FINL CORP COM 56501R106 28 1,475 SH   OTR   0 1,475 0
MASTERCARD INCORPORATED CL A 57636Q104 4,210 11,662 SH   DFND 1 0 11,662 0
MCDONALDS CORP COM 580135101 94,275 351,760 SH   DFND 1 0 351,760 0
MCDONALDS CORP COM 580135101 7,454 27,807 SH   OTR   0 27,807 0
MERCADOLIBRE INC COM 58733R102 5,528 4,100 SH   DFND 1 0 4,100 0
MERCK & CO INC COM 58933Y105 569 7,379 SH   DFND 1 0 7,379 0
META PLATFORMS INC CL A 30303M102 91,455 271,773 SH   DFND 1 0 271,773 0
META PLATFORMS INC CL A 30303M102 3,914 11,639 SH   OTR   0 11,639 0
METLIFE INC COM 59156R108 154 2,470 SH   OTR   0 2,470 0
METTLER TOLEDO INTERNATIONAL COM 592688105 254 150 SH   OTR   0 150 0
MICROSOFT CORP COM 594918104 230,796 685,702 SH   DFND 1 0 685,702 0
MICROSOFT CORP COM 594918104 24,635 73,251 SH   OTR   0 73,251 0
MICROSTRATEGY INC CL A NEW 594972408 8 16 SH   OTR   0 16 0
MODERNA INC COM 60770K107 126 500 SH   OTR   0 500 0
MONDELEZ INTL INC CL A 609207105 734 11,077 SH   DFND 1 0 11,077 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,073 3,952 SH   DFND 1 0 3,952 0
MP MATERIALS CORP COM CL A 553368101 454 10,000 SH   OTR   0 10,000 0
NETFLIX INC COM 64110L106 801 1,330 SH   DFND 1 0 1,330 0
NETFLIX INC COM 64110L106 1,541 2,558 SH   OTR   0 2,558 0
NEWMONT CORP COM 651639106 333 5,411 SH   DFND 1 0 5,411 0
NEWMONT CORP COM 651639106 303 4,887 SH   OTR   0 4,887 0
NIKE INC CL B 654106103 195,454 1,172,301 SH   DFND 1 0 1,172,301 0
NIKE INC CL B 654106103 12,030 72,183 SH   OTR   0 72,183 0
NIO INC SPON ADS 62914V106 380 12,000 SH   OTR   0 12,000 0
NOKIA CORP SPONSORED ADR 654902204 1,244 200,000 SH   OTR   0 200,000 0
NOMAD FOODS LTD USD ORD SHS G6564A105 952 37,600 SH   DFND 1 0 37,600 0
NORTHERN TR CORP COM 665859104 20 175 SH   OTR   0 175 0
NVIDIA CORPORATION COM 67066G104 13,139 44,677 SH   DFND 1 0 44,677 0
NVIDIA CORPORATION COM 67066G104 44 152 SH   OTR   0 152 0
ONECONNECT FINL TECHNOLOGY C SPONSORED ADS 68248T105 4 1,631 SH   OTR   0 1,631 0
OTIS WORLDWIDE CORP COM 68902V107 640 7,416 SH   DFND 1 0 7,416 0
OVINTIV INC COM 69047Q102 235 7,000 SH   OTR   0 7,000 0
PAYPAL HLDGS INC COM 70450Y103 159,600 845,269 SH   DFND 1 0 845,269 0
PAYPAL HLDGS INC COM 70450Y103 12,116 64,251 SH   OTR   0 64,251 0
PENNYMAC FINL SVCS INC NEW COM 70932M107 348 5,000 SH   OTR   0 5,000 0
PEPSICO INC COM 713448108 62,550 360,235 SH   DFND 1 0 360,235 0
PEPSICO INC COM 713448108 4,495 25,882 SH   OTR   0 25,882 0
PFIZER INC COM 717081103 367 6,220 SH   OTR   0 6,220 0
PHILIP MORRIS INTL INC COM 718172109 1,376 14,507 SH   DFND 1 0 14,507 0
PHILIP MORRIS INTL INC COM 718172109 217 2,290 SH   OTR   0 2,290 0
PHILLIPS 66 COM 718546104 74 1,025 SH   DFND 1 0 1,025 0
PINTEREST INC CL A 72352L106 590 15,551 SH   DFND 1 0 15,551 0
PROCTER AND GAMBLE CO COM 742718109 4,535 27,729 SH   DFND 1 0 27,729 0
PROCTER AND GAMBLE CO COM 742718109 204 1,250 SH   OTR   0 1,250 0
QUALCOMM INC COM 747525103 960 5,250 SH   OTR   0 5,250 0
RAYTHEON TECHNOLOGIES CORP COM 755000000 1,343 15,645 SH   DFND 1 0 15,645 0
RESTAURANT BRANDS INTL INC COM 76131D103 112 1,852 SH   OTR   0 1,852 0
ROGERS COMMUNICATIONS INC CL B 775109200 36 764 SH   OTR   0 764 0
ROYAL BK CDA COM 780087102 40 385 SH   OTR   0 385 0
S&P GLOBAL INC COM 78409V104 147,844 313,337 SH   DFND 1 0 313,337 0
S&P GLOBAL INC COM 78409V104 8,044 17,047 SH   OTR   0 17,047 0
SABRE CORP COM 78573M104 257 30,000 SH   OTR   0 30,000 0
SANOFI SPONSORED ADR 80105N105 612 12,202 SH   DFND 1 0 12,202 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 955 2,459 SH   DFND 1 0 2,459 0
SCORPIO TANKERS INC SHS Y7542C130 153 12,000 SH   OTR   0 12,000 0
SEA LTD SPONSORD ADS 81141R100 10,145 45,350 SH   DFND 1 0 45,350 0
SHOPIFY INC CL A 82509L107 85 62 SH   OTR   0 62 0
SPDR GOLD TR GOLD SHS 78463V107 6,722 39,599 SH   DFND 1 0 39,599 0
SPDR GOLD TR GOLD SHS 78463V107 271 1,591 SH   OTR   0 1,591 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,049 8,526 SH   OTR   0 8,526 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 51 100 SH   OTR   0 100 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,486 47,170 SH   DFND 1 0 47,170 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,412 13,010 SH   OTR   0 13,010 0
STARBUCKS CORP COM 855244109 288 2,466 SH   DFND 1 0 2,466 0
STARBUCKS CORP COM 855244109 935 8,000 SH   OTR   0 8,000 0
STERICYCLE INC COM 858912108 615 10,337 SH   DFND 1 0 10,337 0
STRYKER CORPORATION COM 863667101 89,394 334,000 SH   DFND 1 0 334,000 0
STRYKER CORPORATION COM 863667101 7,158 26,768 SH   OTR   0 26,768 0
SUNCOKE ENERGY INC COM 86722A103 98 15,000 SH   OTR   0 15,000 0
SUNCOR ENERGY INC NEW COM 867224107 929 37,603 SH   DFND 1 0 37,603 0
SUNCOR ENERGY INC NEW COM 867224107 16 640 SH   OTR   0 640 0
SVB FINANCIAL GROUP COM 78486Q101 448 661 SH   DFND 1 0 661 0
SYNCHRONY FINANCIAL COM 87165B103 681 14,700 SH   DFND 1 0 14,700 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,607 46,597 SH   DFND 1 0 46,597 0
TELEDYNE TECHNOLOGIES INC COM 879360105 327 750 SH   OTR   0 750 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 205 30,000 SH   OTR   0 30,000 0
TESLA INC COM 88160R101 944 894 SH   OTR   0 894 0
THERMO FISHER SCIENTIFIC INC COM 883556102 117,694 176,418 SH   DFND 1 0 176,418 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,504 6,751 SH   OTR   0 6,751 0
TILE SHOP HLDGS INC COM 88677Q109 149 21,170 SH   DFND 1 0 21,170 0
TJX COS INC NEW COM 872540109 786 10,412 SH   DFND 1 0 10,412 0
T-MOBILE US INC COM 872590104 564 4,849 SH   DFND 1 0 4,849 0
TORONTO DOMINION BK ONT COM NEW 891160509 12 157 SH   OTR   0 157 0
UNITED RENTALS INC COM 911363109 2,027 6,144 SH   DFND 1 0 6,144 0
UNITEDHEALTH GROUP INC COM 91324P102 4,411 8,749 SH   DFND 1 0 8,749 0
UNITEDHEALTH GROUP INC COM 91324P102 2,322 4,625 SH   OTR   0 4,625 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 813 1,858 SH   DFND 1 0 1,858 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,056 25,326 SH   OTR   0 25,326 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,238 5,115 SH   DFND 1 0 5,115 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 6,140 57,155 SH   OTR   0 57,155 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 740 12,059 SH   DFND 1 0 12,059 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,216 66,931 SH   DFND 1 0 66,931 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,052 32,240 SH   DFND 1 0 32,240 0
VERISK ANALYTICS INC COM 92345Y106 110,112 481,486 SH   DFND 1 0 481,486 0
VERISK ANALYTICS INC COM 92345Y106 4,257 18,612 SH   OTR   0 18,612 0
VERIZON COMMUNICATIONS INC COM 92343V104 129 2,485 SH   OTR   0 2,485 0
VIATRIS INC COM 92556V106 5 399 SH   OTR   0 399 0
VISA INC COM CL A 92826C839 139,816 644,885 SH   DFND 1 0 644,885 0
VISA INC COM CL A 92826C839 12,348 56,980 SH   OTR   0 56,980 0
VMWARE INC CL A COM 928563402 976 8,429 SH   DFND 1 0 8,429 0
WALMART INC COM 931142103 1,258 8,700 SH   DFND 1 0 8,700 0
WALMART INC COM 931142103 11 80 SH   OTR   0 80 0
WPP PLC NEW ADR 92937A102 337 4,475 SH   DFND 1 0 4,475 0
ZOETIS INC CL A 98978V103 192,432 788,306 SH   DFND 1 0 788,306 0
ZOETIS INC CL A 98978V103 14,182 58,116 SH   OTR   0 58,116 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,506 10 SH   DFND 1 0 10 0
BRIDGETOWN HOLDINGS LTD UNIT 10/15/2025 G1355U105 125 12,500 SH   OTR   0 12,500 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103 466 574 SH   DFND 1 0 574 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 188 3,768 SH   OTR   0 3,768 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 25 SH   OTR   0 25 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 133 7,500 SH   OTR   0 7,500 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 452 5,769 SH   OTR   0 5,769 0