The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 167 865 SH   OTR   0 865 0
ABBVIE INC COM 00287Y109 188 1,740 SH   OTR   0 1,740 0
ACCENTURE PLC IRELAND CALL G1151C901 902 3,265 SH   OTR   0 3,265 0
ACTIVISION BLIZZARD INC COM 00507V109 283 3,040 SH   DFND 1 0 3,040 0
ADAM NAT RES FD INC COM 00548F105 24 1,634 SH   DFND 1 0 1,634 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 117,475 247,467 SH   DFND 1 0 247,467 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 9,819 20,656 SH   OTR   0 20,656 0
AGILENT TECHNOLOGIES INC COM 00846U101 526 4,213 SH   DFND 1 0 4,213 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 58,808 259,326 SH   DFND 1 0 259,326 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 672 2,962 SH   OTR   0 2,962 0
ALPHABET INC CAP STK CL C 02079K107 187,974 90,902 SH   DFND 1 0 90,902 0
ALPHABET INC CAP STK CL C 02079K107 4,758 2,300 SH   OTR   0 2,300 0
ALPHABET INC CAP STK CL A 02079K305 25,119 12,189 SH   DFND 1 0 12,189 0
ALPHABET INC CAP STK CL A 02079K305 12,062 5,848 SH   OTR   0 5,848 0
ALTRIA GROUP INC COM 02209S103 492 9,599 SH   DFND 1 0 9,599 0
ALTRIA GROUP INC COM 02209S103 140 2,740 SH   OTR   0 2,740 0
AMAZON COM INC COM 023135106 214,628 69,411 SH   DFND 1 0 69,411 0
AMAZON COM INC COM 023135106 13,694 4,426 SH   OTR   0 4,426 0
AMC ENTMT HLDGS INC CL A COM 00165C104 18 1,789 SH   OTR   0 1,789 0
AMERICAN EXPRESS CO COM 025816109 244 1,727 SH   DFND 1 0 1,727 0
AMERICAN EXPRESS CO COM 025816109 141 1,000 SH   OTR   0 1,000 0
AMERIPRISE FINL INC COM 03076C106 1,539 6,607 SH   DFND 1 0 6,607 0
ANALOG DEVICES INC COM 032654105 807 5,284 SH   DFND 1 0 5,284 0
ANTHEM INC COM 036752103 1,113 3,056 SH   DFND 1 0 3,056 0
APPLE INC COM 037833100 20,200 165,643 SH   DFND 1 0 165,643 0
APPLE INC COM 037833100 2,702 22,119 SH   OTR   0 22,119 0
ARK ETF TR INNOVATION ETF 00214Q104 2,343 19,533 SH   DFND 1 0 19,533 0
ARK ETF TR 3D PRINTING ETF 00214Q500 676 17,400 SH   OTR   0 17,400 0
AT&T INC COM 00206R102 89 2,905 SH   DFND 1 0 2,905 0
AUTOMATIC DATA PROCESSING IN COM 053015103 381 2,023 SH   DFND 1 0 2,023 0
BAIDU INC SPON ADR REP A 056752108 25,653 117,920 SH   DFND 1 0 117,920 0
BAIDU INC SPON ADR REP A 056752108 65 300 SH   OTR   0 300 0
BALLARD PWR SYS INC NEW COM 056752108 49 2,000 SH   OTR   0 2,000 0
BECTON DICKINSON & CO COM 075887109 70,855 291,245 SH   DFND 1 0 291,245 0
BECTON DICKINSON & CO COM 075887109 5,901 24,270 SH   OTR   0 24,270 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,857 10 SH   DFND 1 0 10 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,585 10,034 SH   DFND 1 0 10,034 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,609 6,300 SH   OTR   0 6,300 0
BERRY GLOBAL GROUP INC COM 08579W103 289 4,700 SH   DFND 1 0 4,700 0
BILIBILI INC SPONS ADS REP Z 090040106 2,409 22,500 SH   DFND 1 0 22,500 0
BK OF AMERICA CORP COM 060505104 1,591 40,790 SH   DFND 1 0 40,790 0
BK OF AMERICA CORP COM 060505104 290 7,500 SH   OTR   0 7,500 0
BLACKSTONE GROUP INC COM CL A 09260D107 1,711 22,985 SH   DFND 1 0 22,985 0
BOOKING HOLDINGS INC COM 09857L108 1,595 684 SH   DFND 1 0 684 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100 584 3,450 SH   DFND 1 0 3,450 0
BRISTOL-MYERS SQUIBB CO COM 110122108 332 5,250 SH   DFND 1 0 5,250 0
BRISTOL-MYERS SQUIBB CO COM 110122108 451 7,150 SH   OTR   0 7,150 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 37 948 SH   DFND 1 0 948 0
BROWN FORMAN CORP CL B 115637209 144 2,086 SH   DFND 1 0 2,086 0
CADENCE DESIGN SYSTEM INC COM 127387108 66,599 486,797 SH   DFND 1 0 486,797 0
CADENCE DESIGN SYSTEM INC COM 127387108 3,288 24,001 SH   OTR   0 24,001 0
CANADIAN NAT RES LTD COM 136385101 46 1,500 SH   OTR   0 1,500 0
CANADIAN NATL RY CO COM 136375102 609 5,250 SH   DFND 1 0 5,250 0
CARMAX INC COM 143130102 2,052 15,086 SH   DFND 1 0 15,086 0
CARRIER GLOBAL CORPORATION COM 14448C104 938 22,134 SH   DFND 1 0 22,134 0
CATERPILLAR INC COM 149123101 311 1,340 SH   OTR   0 1,340 0
CHAMPIONX CORPORATION COM 15872M104 101 4,755 SH   DFND 1 0 4,755 0
CISCO SYS INC COM 17275R102 182 3,510 SH   OTR   0 3,510 0
CIT GROUP INC COM NEW 125581801 511 9,715 SH   DFND 1 0 9,715 0
CITIGROUP INC COM NEW 172967424 237 3,250 SH   DFND 1 0 3,250 0
CITIGROUP INC COM NEW 172967424 182 2,500 SH   OTR   0 2,500 0
CLOROX CO DEL COM 189054109 467 2,423 SH   DFND 1 0 2,423 0
CME GROUP INC COM 12572Q105 44,834 219,482 SH   DFND 1 0 219,482 0
CME GROUP INC COM 12572Q105 2,560 12,535 SH   OTR   0 12,535 0
COCA COLA CO COM 191216100 296 5,618 SH   DFND 1 0 5,618 0
COLGATE PALMOLIVE CO COM 194162103 58,827 745,869 SH   DFND 1 0 745,869 0
COLGATE PALMOLIVE CO COM 194162103 5,173 65,623 SH   OTR   0 65,623 0
COMCAST CORP NEW CL A 20030N101 465 8,450 SH   DFND 1 0 8,450 0
CORTEVA INC COM 22052L104 32 693 SH   OTR   0 693 0
COSTCO WHSL CORP NEW COM 22160K105 215 610 SH   OTR   0 610 0
CROWN CASTLE INTL CORP NEW COM 22822V101 524 3,064 SH   DFND 1 0 3,064 0
CROWN HLDGS INC COM 228368106 194 2,000 SH   DFND 1 0 2,000 0
CVS HEALTH CORP COM 126650100 1,050 13,962 SH   DFND 1 0 13,962 0
DBX ETF TR XTRACK HRVST CSI 233051879 2,284 59,140 SH   OTR   0 59,140 0
DELL TECHNOLOGIES INC CL C 24703L202 882 10,000 SH   DFND 1 0 10,000 0
DIAGEO PLC SPON ADR NEW 25243Q205 371 2,300 SH   OTR   0 2,300 0
DISNEY WALT CO COM 254687106 79,070 428,311 SH   DFND 1 0 428,311 0
DISNEY WALT CO COM 254687106 8,205 44,466 SH   OTR   0 44,466 0
DOLLAR GEN CORP NEW COM 256677105 784 3,870 SH   DFND 1 0 3,870 0
DOLLAR TREE INC COM 256746108 703 6,050 SH   DFND 1 0 6,050 0
DOVER CORP COM 260003108 1,316 9,510 SH   DFND 1 0 9,510 0
DOW INC COM 260557103 44 693 SH   OTR   0 693 0
DUPONT DE NEMOURS INC COM 26614N102 54 693 SH   OTR   0 693 0
EBAY INC. COM 278642103 2 25 SH   OTR   0 25 0
EDWARDS LIFESCIENCES CORP COM 28176E108 87,058 1,041,826 SH   DFND 1 0 1,041,826 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,001 23,925 SH   OTR   0 23,925 0
FACEBOOK INC CL A 30303M102 80,556 273,688 SH   DFND 1 0 273,688 0
FACEBOOK INC CL A 30303M102 1,356 4,604 SH   OTR   0 4,604 0
FEDEX CORP COM 31428X106 822 2,893 SH   DFND 1 0 2,893 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103 436 511 SH   DFND 1 0 511 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 383 4,000 SH   DFND 1 0 4,000 0
GENERAL DYNAMICS CORP COM 369550108 296 1,624 SH   DFND 1 0 1,624 0
GILEAD SCIENCES INC COM 375558103 195 2,999 SH   DFND 1 0 2,999 0
GILEAD SCIENCES INC COM 375558103 1,174 18,169 SH   OTR   0 18,169 0
GLOBAL X FDS VDEO GAM ESPRT 37954Y392 28 880 SH   OTR   0 880 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 61 1,050 SH   OTR   0 1,050 0
GOLDMAN SACHS GROUP INC COM 38141G104 251 767 SH   DFND 1 0 767 0
HAIN CELESTIAL GROUP INC COM 405217100 551 12,385 SH   DFND 1 0 12,385 0
HOME DEPOT INC COM 437076102 98 320 SH   OTR   0 320 0
ICICI BANK LIMITED ADR 45104G104 308 19,200 SH   DFND 1 0 19,200 0
INTERNATIONAL BUSINESS MACHS COM 459200101 84 630 SH   OTR   0 630 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 120 860 SH   OTR   0 860 0
INTERPUBLIC GROUP COS INC COM 460690100 118 4,050 SH   OTR   0 4,050 0
INTUIT COM 461202103 791 2,117 SH   DFND 1 0 2,117 0
INTUITIVE SURGICAL INC COM NEW 46120E602 94,285 127,733 SH   DFND 1 0 127,733 0
INTUITIVE SURGICAL INC COM NEW 46120E602 6,626 8,967 SH   OTR   0 8,967 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,018 3,190 SH   OTR   0 3,190 0
ISHARES GOLD TRUST ISHARES 464285105 1,327 81,585 SH   OTR   0 81,585 0
ISHARES INC CORE MSCI EMKT 46434G103 176 2,737 SH   OTR   0 2,737 0
ISHARES SILVER TR ISHARES 46428Q109 39 1,700 SH   OTR   0 1,700 0
ISHARES TR TIPS BD ETF 464287176 804 6,409 SH   OTR   0 6,409 0
ISHARES TR CORE S&P500 ETF 464287200 676 1,700 SH   DFND 1 0 1,700 0
ISHARES TR CORE S&P500 ETF 464287200 142 357 SH   OTR   0 357 0
ISHARES TR IBOXX INV CP ETF 464287242 2,051 15,805 SH   DFND 1 0 15,805 0
ISHARES TR IBOXX INV CP ETF 464287242 6,279 48,283 SH   OTR   0 48,283 0
ISHARES TR GLOBAL ENERG ETF 464287341 28 1,155 SH   OTR   0 1,155 0
ISHARES TR MSCI ACWI ETF 464288257 400 4,203 SH   OTR   0 4,203 0
ISHARES TR JPMORGAN USD EMG 464288281 38 346 SH   OTR   0 346 0
ISHARES TR ISHS 1-5YR INVS 464288646 781 14,280 SH   OTR   0 14,280 0
ISHARES TR GLB CNSM STP ETF 464288737 60 1,037 SH   OTR   0 1,037 0
ISHARES TR MSCI INDIA ETF 46429B598 2,763 65,500 SH   OTR   0 65,500 0
ISHARES TR MSCI USA VALUE 46432F388 525 5,130 SH   OTR   0 5,130 0
ISHARES TR 0-5YR HI YL CP 46434V407 608 13,278 SH   OTR   0 13,278 0
ISHARES TR GLOBAL REIT ETF 46434V647 226 8,875 SH   OTR   0 8,875 0
ISHARES TR ROBOTICS ARTIF 46435U556 793 18,375 SH   OTR   0 18,375 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 501 9,966 SH   OTR   0 9,966 0
JD.COM INC SPON ADR CL A 47215P106 43,315 513,640 SH   DFND 1 0 513,640 0
JD.COM INC SPON ADR CL A 47215P106 422 5,000 SH   OTR   0 5,000 0
JOHNSON & JOHNSON COM 478160104 267 1,623 SH   DFND 1 0 1,623 0
JOHNSON & JOHNSON COM 478160104 509 3,100 SH   OTR   0 3,100 0
JOYY INC ADS REPSTG COM A 46591M109 1,078 11,500 SH   DFND 1 0 11,500 0
JPMORGAN CHASE & CO COM 46625H100 2,775 17,998 SH   DFND 1 0 17,998 0
JPMORGAN CHASE & CO COM 46625H100 457 3,000 SH   OTR   0 3,000 0
KELLOGG CO COM 487836108 104 1,650 SH   OTR   0 1,650 0
KEURIG DR PEPPER INC COM 49271V100 917 26,688 SH   DFND 1 0 26,688 0
KINDER MORGAN INC DEL COM 49456B101 167 10,000 SH   DFND 1 0 10,000 0
KINGSOFT CLOUD HLDGS LTD ADS 49639K101 5,501 139,900 SH   DFND 1 0 139,900 0
KKR & CO INC COM 48251W104 998 20,279 SH   DFND 1 0 20,279 0
KNOWLES CORP COM 49926D109 103 4,950 SH   DFND 1 0 4,950 0
KRANESHARES TR CSI CHI INTERNET 500767306 72 938 SH   OTR   0 938 0
LAS VEGAS SANDS CORP COM 517834107 71 1,170 SH   OTR   0 1,170 0
LAUDER ESTEE COS INC CL A 518439104 118,845 408,144 SH   DFND 1 0 408,144 0
LAUDER ESTEE COS INC CL A 518439104 10,869 37,369 SH   OTR   0 37,369 0
LI AUTO INC SPONSORED ADS 50202M102 1,500 60,000 SH   DFND 1 0 60,000 0
LOCKHEED MARTIN CORP COM 539830109 251 680 SH   DFND 1 0 680 0
LOCKHEED MARTIN CORP COM 539830109 2,080 5,630 SH   OTR   0 5,630 0
LOWES COS INC COM 548661107 1,685 8,861 SH   DFND 1 0 8,861 0
MASTERCARD INCORPORATED CL A 57636Q104 4,159 11,603 SH   DFND 1 0 11,603 0
MCDONALDS CORP COM 580135101 75,601 337,199 SH   DFND 1 0 337,199 0
MCDONALDS CORP COM 580135101 6,414 28,614 SH   OTR   0 28,614 0
MERCADOLIBRE INC COM 58733R102 3,931 2,670 SH   DFND 1 0 2,670 0
MERCK & CO. INC COM 58933Y105 502 6,527 SH   DFND 1 0 6,527 0
MERCK & CO. INC COM 58933Y105 154 2,000 SH   OTR   0 2,000 0
METLIFE INC COM 59156R108 150 2,470 SH   OTR   0 2,470 0
METTLER TOLEDO INTERNATIONAL COM 592688105 173 150 SH   OTR   0 150 0
MICROSOFT CORP COM 594918104 165,872 704,415 SH   DFND 1 0 704,415 0
MICROSOFT CORP COM 594918104 14,253 60,453 SH   OTR   0 60,453 0
MODERNA INC COM 60770K107 288 2,200 SH   OTR   0 2,200 0
MONDELEZ INTL INC CL A 609207105 638 10,900 SH   DFND 1 0 10,900 0
MORGAN STANLEY COM NEW 617446448 867 11,170 SH   DFND 1 0 11,170 0
NETFLIX INC COM 64110L106 694 1,330 SH   DFND 1 0 1,330 0
NETFLIX INC COM 64110L106 1,366 2,619 SH   OTR   0 2,619 0
NEWMONT CORP COM 651639106 324 5,411 SH   DFND 1 0 5,411 0
NEWMONT CORP COM 651639106 302 5,018 SH   OTR   0 5,018 0
NIKE INC CL B 654106103 143,749 1,081,630 SH   DFND 1 0 1,081,630 0
NIKE INC CL B 654106103 10,489 78,932 SH   OTR   0 78,932 0
NOMAD FOODS LTD USD ORD SHS G6564A105 1,123 40,237 SH   DFND 1 0 40,237 0
NVIDIA CORPORATION COM 67066G104 20,018 37,492 SH   DFND 1 0 37,492 0
NVIDIA CORPORATION COM 67066G104 20 38 SH   OTR   0 38 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 25 SH   OTR   0 25 0
ONECONNECT FINL TECHNOLOGY C SPONSORED ADS 68248T105 24 1,631 SH   OTR   0 1,631 0
OTIS WORLDWIDE CORP COM 68902V107 554 7,936 SH   DFND 1 0 7,936 0
PAYPAL HLDGS INC COM 70450Y103 206,387 851,489 SH   DFND 1 0 851,489 0
PAYPAL HLDGS INC COM 70450Y103 16,961 69,845 SH   OTR   0 69,845 0
PEPSICO INC COM 713448108 52,489 370,871 SH   DFND 1 0 370,871 0
PEPSICO INC COM 713448108 3,944 27,885 SH   OTR   0 27,885 0
PFIZER INC COM 717081103 243 6,720 SH   OTR   0 6,720 0
PHILIP MORRIS INTL INC COM 718172109 1,457 16,399 SH   DFND 1 0 16,399 0
PHILIP MORRIS INTL INC COM 718172109 848 9,673 SH   OTR   0 9,673 0
PHILLIPS 66 COM 718546104 84 1,025 SH   DFND 1 0 1,025 0
PROCTER AND GAMBLE CO COM 742718109 3,408 25,164 SH   DFND 1 0 25,164 0
PROCTER AND GAMBLE CO COM 742718109 169 1,250 SH   OTR   0 1,250 0
QUALCOMM INC COM 747525103 1,286 9,700 SH   OTR   0 9,700 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 829 10,645 SH   DFND 1 0 10,645 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,700 21,995 SH   OTR   0 21,995 0
RESTAURANT BRANDS INTL INC COM 76131D103 133 2,050 SH   OTR   0 2,050 0
S&P GLOBAL INC COM 78409V104 92,535 262,232 SH   DFND 1 0 262,232 0
S&P GLOBAL INC COM 78409V104 5,823 16,503 SH   OTR   0 16,503 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 727 2,631 SH   DFND 1 0 2,631 0
SEA LTD SPONSORD ADS 81141R100 9,255 41,460 SH   DFND 1 0 41,460 0
SHOPIFY INC CL A 82509L107 19 17 SH   OTR   0 17 0
SONY CORP SPONSORED ADR 835699307 1,116 10,525 SH   DFND 1 0 10,525 0
SPDR GOLD TR GOLD SHS 78463V107 6,240 39,599 SH   DFND 1 0 39,599 0
SPDR GOLD TR GOLD SHS 78463V107 869 5,435 SH   OTR   0 5,435 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,536 8,921 SH   OTR   0 8,921 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,439 47,170 SH   DFND 1 0 47,170 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 77 710 SH   OTR   0 710 0
STARBUCKS CORP COM 855244109 269 2,466 SH   DFND 1 0 2,466 0
STARBUCKS CORP COM 855244109 874 8,000 SH   OTR   0 8,000 0
STERICYCLE INC COM 858912108 744 11,062 SH   DFND 1 0 11,062 0
STRYKER CORPORATION COM 863667101 79,616 326,886 SH   DFND 1 0 326,886 0
STRYKER CORPORATION COM 863667101 6,732 27,638 SH   OTR   0 27,638 0
SUNCOR ENERGY INC NEW COM 867224107 692 32,829 SH   DFND 1 0 32,829 0
SUNCOR ENERGY INC NEW COM 867224107 27 1,280 SH   OTR   0 1,280 0
SVB FINANCIAL GROUP COM 78486Q101 326 661 SH   DFND 1 0 661 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,406 28,997 SH   DFND 1 0 28,997 0
TARGET CORP COM 87612E106 315 1,590 SH   OTR   0 1,590 0
TESLA INC COM 88160R101 597 894 SH   OTR   0 894 0
THERMO FISHER SCIENTIFIC INC COM 883556102 62,232 136,401 SH   DFND 1 0 136,401 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,914 6,384 SH   OTR   0 6,384 0
TJX COS INC NEW COM 872540109 413 6,212 SH   DFND 1 0 6,212 0
T-MOBILE US INC COM 872590104 647 5,189 SH   DFND 1 0 5,189 0
UNILEVER PLC SPON ADR NEW 904767704 447 8,000 SH   OTR   0 8,000 0
UNITED RENTALS INC COM 911363109 2,113 6,340 SH   DFND 1 0 6,340 0
UNITEDHEALTH GROUP INC COM 91324P102 3,381 9,051 SH   DFND 1 0 9,051 0
UNITEDHEALTH GROUP INC COM 91324P102 1,721 4,625 SH   OTR   0 4,625 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 576 1,588 SH   DFND 1 0 1,588 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,226 25,326 SH   OTR   0 25,326 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 44 481 SH   OTR   0 481 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,939 28,893 SH   DFND 1 0 28,893 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,329 54,772 SH   OTR   0 54,772 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,887 80,474 SH   DFND 1 0 80,474 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 957 12,020 SH   OTR   0 12,020 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,669 93,296 SH   DFND 1 0 93,296 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,731 27,600 SH   DFND 1 0 27,600 0
VERISK ANALYTICS INC COM 92345Y106 67,641 382,922 SH   DFND 1 0 382,922 0
VERISK ANALYTICS INC COM 92345Y106 3,351 18,966 SH   OTR   0 18,966 0
VERIZON COMMUNICATIONS INC COM 92343V104 132 2,263 SH   DFND 1 0 2,263 0
VERIZON COMMUNICATIONS INC COM 92343V104 141 2,420 SH   OTR   0 2,420 0
VIATRIS INC COM 92556V106 12 833 SH   OTR   0 833 0
VISA INC COM CL A 92826C839 141,135 666,498 SH   DFND 1 0 666,498 0
VISA INC COM CL A 92826C839 12,836 60,626 SH   OTR   0 60,626 0
WALMART INC COM 931142103 1,182 8,700 SH   DFND 1 0 8,700 0
WALMART INC COM 931142103 22 160 SH   OTR   0 160 0
WELLS FARGO CO NEW COM 949746101 91 2,326 SH   DFND 1 0 2,326 0
ZOETIS INC CL A 98978V103 125,986 800,134 SH   DFND 1 0 800,134 0
ZOETIS INC CL A 98978V103 9,473 60,153 SH   OTR   0 60,153 0