The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2U INC COM 90214J101 952 58,494 SH   OTR   0 58,494 0
3M CO COM 88579Y101 31,350 190,690 SH   DFND 1 0 190,690 0
3M CO COM 88579Y101 778 4,733 SH   OTR   0 4,733 0
ABBVIE INC COM 00287Y109 132 1,740 SH   OTR   0 1,740 0
ADAM NAT RES FD INC COM 00548F105 25 1,578 SH   DFND 1 0 1,578 0
ADOBE INC COM 00724F101 68,322 247,340 SH   DFND 1 0 247,340 0
ADOBE INC COM 00724F101 1,148 4,155 SH   OTR   0 4,155 0
AGILENT TECHNOLOGIES INC COM 00846U101 199 2,600 SH   DFND 1 0 2,600 0
AIR PRODS & CHEMS INC COM 009158106 1,973 8,895 SH   DFND 1 0 8,895 0
AKAMAI TECHNOLOGIES INC COM 00971T101 272 2,980 SH   DFND 1 0 2,980 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 41,235 246,575 SH   DFND 1 0 246,575 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 405 2,419 SH   OTR   0 2,419 0
ALPHABET INC CAP STK CL A 02079K305 24,348 19,934 SH   DFND 1 0 19,934 0
ALPHABET INC CAP STK CL A 02079K305 3,993 3,270 SH   OTR   0 3,270 0
ALPHABET INC CAP STK CL C 02079K107 127,065 104,238 SH   DFND 1 0 104,238 0
ALPHABET INC CAP STK CL C 02079K107 2,595 2,129 SH   OTR   0 2,129 0
ALTICE USA INC CL A 02156K103 261 9,100 SH   DFND 1 0 9,100 0
ALTRIA GROUP INC COM 02209S103 777 18,991 SH   DFND 1 0 18,991 0
ALTRIA GROUP INC COM 02209S103 521 12,734 SH   OTR   0 12,734 0
AMAZON COM INC COM 023135106 137,063 78,955 SH   DFND 1 0 78,955 0
AMAZON COM INC COM 023135106 3,033 1,747 SH   OTR   0 1,747 0
AMERICAN EXPRESS CO COM 025816109 118 1,000 SH   OTR   0 1,000 0
AMERIPRISE FINL INC COM 03076C106 1,021 6,937 SH   DFND 1 0 6,937 0
AMGEN INC COM 031162100 223 1,150 SH   DFND 1 0 1,150 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 22 229 SH   DFND 1 0 229 0
ANTHEM INC COM 036752103 679 2,827 SH   DFND 1 0 2,827 0
APERGY CORP COM 03755L104 129 4,755 SH   DFND 1 0 4,755 0
APPLE INC COM 037833100 1,979 8,838 SH   DFND 1 0 8,838 0
APPLE INC COM 037833100 1,570 7,012 SH   OTR   0 7,012 0
ARK ETF TR INDL INNOVATIN 00214Q203 13 400 SH   OTR   0 400 0
ARK ETF TR INNOVATION ETF 00214Q104 32 750 SH   OTR   0 750 0
ARK ETF TR WEB X.O ETF 00214Q401 29 600 SH   OTR   0 600 0
AT&T INC COM 00206R102 171 4,526 SH   DFND 1 0 4,526 0
BAIDU INC SPON ADR REP A 056752108 11,552 112,420 SH   DFND 1 0 112,420 0
BAIDU INC SPON ADR REP A 056752108 31 300 SH   OTR   0 300 0
BANK AMER CORP COM 060505104 1,446 49,547 SH   DFND 1 0 49,547 0
BANK AMER CORP COM 060505104 219 7,500 SH   OTR   0 7,500 0
BARRICK GOLD CORPORATION COM 067901108 251 14,464 SH   OTR   0 14,464 0
BECTON DICKINSON & CO COM 075887109 97,557 385,649 SH   DFND 1 0 385,649 0
BECTON DICKINSON & CO COM 075887109 903 3,568 SH   OTR   0 3,568 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,118 10 SH   DFND 1 0 10 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,689 8,121 SH   DFND 1 0 8,121 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 135 650 SH   OTR   0 650 0
BOOKING HLDGS INC COM 09857L108 1,372 699 SH   DFND 1 0 699 0
BRIGHTHOUSE FINL INC COM 10922N103 1 25 SH   OTR   0 25 0
BRISTOL MYERS SQUIBB COM 110122108 363 7,150 SH   OTR   0 7,150 0
BRISTOL MYERS SQUIBB COM 110122108 266 5,250 SH   DFND 1 0 5,250 0
BROADCOM INC COM 11135F101 522 1,892 SH   DFND 1 0 1,892 0
CALIFORNIA RES CORP COM NEW 13057Q206 0 35 SH   DFND 1 0 35 0
CANADA GOOSE HOLDINGS INC SHS SUB VTG 135086106 132 3,000 SH   OTR   0 3,000 0
CANADIAN NAT RES LTD COM 136385101 40 1,500 SH   OTR   0 1,500 0
CANADIAN NATL RY CO COM 136375102 540 6,013 SH   DFND 1 0 6,013 0
CARMAX INC COM 143130102 1,680 19,085 SH   DFND 1 0 19,085 0
CATERPILLAR INC DEL COM 149123101 169 1,340 SH   OTR   0 1,340 0
CENTURYLINK INC COM 156700106 108 8,640 SH   OTR   0 8,640 0
CHEVRON CORP NEW COM 166764100 1,427 12,028 SH   OTR   0 12,028 0
CHEVRON CORP NEW COM 166764100 11 92 SH   DFND 1 0 92 0
CIMAREX ENERGY CO COM 171798101 373 7,769 SH   DFND 1 0 7,769 0
CISCO SYS INC COM 17275R102 282 5,710 SH   OTR   0 5,710 0
CISCO SYS INC COM 17275R102 125 2,530 SH   DFND 1 0 2,530 0
CITIGROUP INC COM NEW 172967424 225 3,250 SH   DFND 1 0 3,250 0
CITIGROUP INC COM NEW 172967424 173 2,500 SH   OTR   0 2,500 0
CLOROX CO DEL COM 189054109 194 1,275 SH   DFND 1 0 1,275 0
COLGATE PALMOLIVE CO COM 194162103 36,940 502,649 SH   DFND 1 0 502,649 0
COLGATE PALMOLIVE CO COM 194162103 788 10,721 SH   OTR   0 10,721 0
COMCAST CORP NEW CL A 20030N101 381 8,450 SH   DFND 1 0 8,450 0
CONOCOPHILLIPS COM 20825C104 302 5,300 SH   OTR   0 5,300 0
CORTEVA INC COM 22052L104 68 2,416 SH   OTR   0 2,416 0
COSTCO WHSL CORP NEW COM 22160K105 576 2,000 SH   DFND 1 0 2,000 0
COSTCO WHSL CORP NEW COM 22160K105 176 610 SH   OTR   0 610 0
CROWN CASTLE INTL CORP NEW COM 22822V101 489 3,521 SH   DFND 1 0 3,521 0
CVS HEALTH CORP COM 126650100 881 13,962 SH   DFND 1 0 13,962 0
DELTA AIR LINES INC DEL COM NEW 247361702 636 11,033 SH   DFND 1 0 11,033 0
DIAGEO P L C SPON ADR NEW 25243Q205 58 355 SH   DFND 1 0 355 0
DISCOVER FINL SVCS COM 254709108 251 3,100 SH   DFND 1 0 3,100 0
DISNEY WALT CO COM DISNEY 254687106 80,895 620,726 SH   DFND 1 0 620,726 0
DISNEY WALT CO COM DISNEY 254687106 1,255 9,630 SH   OTR   0 9,630 0
DOVER CORP COM 260003108 947 9,510 SH   DFND 1 0 9,510 0
DOW INC COM 260557103 159 3,345 SH   DFND 1 0 3,345 0
DOW INC COM 260557103 115 2,416 SH   OTR   0 2,416 0
DUPONT DE NEMOURS INC COM 26614N102 238 3,345 SH   DFND 1 0 3,345 0
DUPONT DE NEMOURS INC COM 26614N102 172 2,416 SH   OTR   0 2,416 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,681 7,649 SH   DFND 1 0 7,649 0
FACEBOOK INC CL A 30303M102 49,201 276,285 SH   DFND 1 0 276,285 0
FACEBOOK INC CL A 30303M102 652 3,663 SH   OTR   0 3,663 0
FIRST TR NASDAQ100 TECH INDE SHS 337345102 14 160 SH   OTR   0 160 0
FQF TR AGFIQ US MK ANTI 351680707 884 37,320 SH   OTR   0 37,320 0
GAIN CAP HLDGS INC COM 36268W100 12 2,208 SH   DFND 1 0 2,208 0
GARRETT MOTION INC COM 366505105 1 115 SH   DFND 1 0 115 0
GENERAL DYNAMICS CORP COM 369550108 460 2,516 SH   DFND 1 0 2,516 0
GENERAL ELECTRIC CO COM 369604103 143 16,000 SH   OTR   0 16,000 0
GILEAD SCIENCES INC COM 375558103 1,565 24,700 SH   OTR   0 24,700 0
GILEAD SCIENCES INC COM 375558103 101 1,600 SH   DFND 1 0 1,600 0
HCA HEALTHCARE INC COM 40412C101 211 1,750 SH   DFND 1 0 1,750 0
INTEL CORP COM 458140100 129 2,500 SH   OTR   0 2,500 0
INTERNATIONAL BUSINESS MACHS COM 459200101 218 1,498 SH   DFND 1 0 1,498 0
INTERNATIONAL BUSINESS MACHS COM 459200101 92 630 SH   OTR   0 630 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 513 4,183 SH   OTR   0 4,183 0
INTERPUBLIC GROUP COS INC COM 460690100 158 7,320 SH   OTR   0 7,320 0
INTUITIVE SURGICAL INC COM NEW 46120E602 89,525 165,799 SH   DFND 1 0 165,799 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,793 3,320 SH   OTR   0 3,320 0
INVESCO QQQ TR UNIT SER 1 46090E103 655 3,470 SH   OTR   0 3,470 0
IPG PHOTONICS CORP COM 44980X109 674 4,970 SH   OTR   0 4,970 0
ISHARES IBOXX INV CP ETF 464287242 2,073 16,255 SH   DFND 1 0 16,255 0
ISHARES IBOXX INV CP ETF 464287242 449 3,520 SH   OTR   0 3,520 0
ISHARES GOLD TRUST ISHARES 464285105 459 32,565 SH   OTR   0 32,565 0
ISHARES SILVER TRUST ISHARES 46428Q109 27 1,700 SH   OTR   0 1,700 0
ISHARES TR 0-5YR HI YL CP 46434V407 727 15,644 SH   OTR   0 15,644 0
ISHARES TR CORE S&P500 ETF 464287200 694 2,325 SH   OTR   0 2,325 0
ISHARES TR EDGE MSCI USA VL 46432F388 633 7,718 SH   OTR   0 7,718 0
ISHARES TR GLOBAL ENERG ETF 464287341 135 4,425 SH   OTR   0 4,425 0
ISHARES TR GLOBAL FINLS ETF 464287333 307 4,800 SH   OTR   0 4,800 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,171 134,110 SH   OTR   0 134,110 0
ISHARES TR SH TR CRPORT ETF 464288646 804 14,984 SH   OTR   0 14,984 0
ISHARES TR TIPS BD ETF 464287176 745 6,409 SH   OTR   0 6,409 0
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 500 9,966 SH   OTR   0 9,966 0
JD COM INC SPON ADR CL A 47215P106 14,490 513,640 SH   DFND 1 0 513,640 0
JOHNSON & JOHNSON COM 478160104 841 6,500 SH   OTR   0 6,500 0
JOHNSON & JOHNSON COM 478160104 210 1,623 SH   DFND 1 0 1,623 0
JPMORGAN CHASE & CO COM 46625H100 2,183 18,552 SH   DFND 1 0 18,552 0
JPMORGAN CHASE & CO COM 46625H100 118 1,000 SH   OTR   0 1,000 0
KELLOGG CO COM 487836108 106 1,650 SH   OTR   0 1,650 0
KIMBERLY CLARK CORP COM 494368103 234 1,650 SH   DFND 1 0 1,650 0
KINDER MORGAN INC DEL COM 49456B101 916 44,477 SH   DFND 1 0 44,477 0
KKR & CO INC CL A 48251W104 475 17,696 SH   DFND 1 0 17,696 0
KNOWLES CORP COM 49926D109 101 4,950 SH   DFND 1 0 4,950 0
KONTOOR BRANDS INC COM 50050N103 40 1,142 SH   DFND 1 0 1,142 0
LAUDER ESTEE COS INC CL A 518439104 120,231 604,448 SH   DFND 1 0 604,448 0
LAUDER ESTEE COS INC CL A 518439104 2,680 13,473 SH   OTR   0 13,473 0
LENNAR CORP CL A 526057104 246 4,400 SH   DFND 1 0 4,400 0
LOCKHEED MARTIN CORP COM 539830109 1,798 4,610 SH   OTR   0 4,610 0
LOWES COS INC COM 548661107 1,587 14,438 SH   DFND 1 0 14,438 0
MACYS INC COM 55616P104 78 5,000 SH   OTR   0 5,000 0
MASTERCARD INC CL A 57636Q104 3,752 13,830 SH   DFND 1 0 13,830 0
MCCORMICK & CO INC COM NON VTG 579780206 1,422 9,097 SH   DFND 1 0 9,097 0
MCDONALDS CORP COM 580135101 103,274 481,067 SH   DFND 1 0 481,067 0
MCDONALDS CORP COM 580135101 3,096 14,419 SH   OTR   0 14,419 0
MERCK & CO INC COM 58933Y105 1,293 15,358 SH   DFND 1 0 15,358 0
MERCK & CO INC COM 58933Y105 168 2,000 SH   OTR   0 2,000 0
METLIFE INC COM 59156R108 413 8,750 SH   OTR   0 8,750 0
METTLER TOLEDO INTERNATIONAL COM 592688105 141 200 SH   OTR   0 200 0
MICROSOFT CORP COM 594918104 130,376 937,771 SH   DFND 1 0 937,771 0
MICROSOFT CORP COM 594918104 3,988 28,686 SH   OTR   0 28,686 0
MONDELEZ INTL INC CL A 609207105 1,451 26,236 SH   DFND 1 0 26,236 0
NETFLIX INC COM 64110L106 949 3,545 SH   OTR   0 3,545 0
NEWMONT GOLDCORP CORPORATION COM 651639106 1,020 26,893 SH   OTR   0 26,893 0
NEWMONT GOLDCORP CORPORATION COM 651639106 205 5,411 SH   DFND 1 0 5,411 0
NIKE INC CL B 654106103 118,486 1,261,503 SH   DFND 1 0 1,261,503 0
NIKE INC CL B 654106103 2,245 23,906 SH   OTR   0 23,906 0
NOMAD FOODS LTD USD ORD SHS G6564A105 807 39,369 SH   DFND 1 0 39,369 0
NORTHROP GRUMMAN CORP COM 666807102 274 730 SH   DFND 1 0 730 0
NVIDIA CORP COM 67066G104 6,447 37,037 SH   DFND 1 0 37,037 0
NVIDIA CORP COM 67066G104 281 1,613 SH   OTR   0 1,613 0
OCCIDENTAL PETE CORP COM 674599105 511 11,480 SH   OTR   0 11,480 0
ORACLE CORP COM 68389X105 248 4,500 SH   DFND 1 0 4,500 0
PAYPAL HLDGS INC COM 70450Y103 126,059 1,216,996 SH   DFND 1 0 1,216,996 0
PAYPAL HLDGS INC COM 70450Y103 2,864 27,646 SH   OTR   0 27,646 0
PEPSICO INC COM 713448108 69,992 510,512 SH   DFND 1 0 510,512 0
PEPSICO INC COM 713448108 924 6,737 SH   OTR   0 6,737 0
PETROCHINA CO LTD SPONSORED ADR 71646E100 76 1,500 SH   OTR   0 1,500 0
PFIZER INC COM 717081103 116 3,220 SH   OTR   0 3,220 0
PHILIP MORRIS INTL INC COM 718172109 1,785 23,504 SH   DFND 1 0 23,504 0
PHILIP MORRIS INTL INC COM 718172109 1,096 14,436 SH   OTR   0 14,436 0
PHILLIPS 66 COM 718546104 172 1,675 SH   OTR   0 1,675 0
PHILLIPS 66 COM 718546104 105 1,025 SH   DFND 1 0 1,025 0
PROCTER & GAMBLE CO COM 742718109 2,340 18,810 SH   DFND 1 0 18,810 0
PROCTER & GAMBLE CO COM 742718109 155 1,250 SH   OTR   0 1,250 0
PROSHARES TR DECLINE RETAIL 74347B367 400 11,000 SH   OTR   0 11,000 0
QUALCOMM INC COM 747525103 915 12,000 SH   OTR   0 12,000 0
RAYTHEON CO COM NEW 755111507 1,753 8,935 SH   OTR   0 8,935 0
RAYTHEON CO COM NEW 755111507 895 4,560 SH   DFND 1 0 4,560 0
RESTAURANT BRANDS INTL INC COM 76131D103 37 520 SH   OTR   0 520 0
ROYAL BK CDA MONTREAL QUE COM 780087102 158 1,950 SH   OTR   0 1,950 0
S&P GLOBAL INC COM 78409V104 65,709 268,217 SH   DFND 1 0 268,217 0
S&P GLOBAL INC COM 78409V104 392 1,601 SH   OTR   0 1,601 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 727 3,016 SH   DFND 1 0 3,016 0
SHIP FINANCE INTERNATIONAL L SHS G81075106 154 11,000 SH   OTR   0 11,000 0
SLACK TECHNOLOGIES INC COM CL A 83088V102 93 3,900 SH   OTR   0 3,900 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,510 10,870 SH   OTR   0 10,870 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,187 7,369 SH   OTR   0 7,369 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 44 401 SH   OTR   0 401 0
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 1,345 47,170 SH   DFND 1 0 47,170 0
STARBUCKS CORP COM 855244109 628 7,100 SH   OTR   0 7,100 0
STERICYCLE INC COM 858912108 607 11,901 SH   DFND 1 0 11,901 0
STRYKER CORP COM 863667101 74,613 344,967 SH   DFND 1 0 344,967 0
STRYKER CORP COM 863667101 400 1,850 SH   OTR   0 1,850 0
SUNCOR ENERGY INC NEW COM 867224107 1,289 40,826 SH   OTR   0 40,826 0
SUNCOR ENERGY INC NEW COM 867224107 738 23,350 SH   DFND 1 0 23,350 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 350 7,532 SH   DFND 1 0 7,532 0
TARGET CORP COM 87612E106 1,069 10,000 SH   DFND 1 0 10,000 0
TARGET CORP COM 87612E106 170 1,590 SH   OTR   0 1,590 0
TESLA INC COM 88160R101 65 270 SH   OTR   0 270 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 60 8,725 SH   OTR   0 8,725 0
THE CHARLES SCHWAB CORPORATI COM 808513105 1,062 25,376 SH   DFND 1 0 25,376 0
TILE SHOP HLDGS INC COM 88677Q109 68 21,170 SH   DFND 1 0 21,170 0
TJX COS INC NEW COM 872540109 1,289 23,126 SH   DFND 1 0 23,126 0
UNITED RENTALS INC COM 911363109 837 6,720 SH   DFND 1 0 6,720 0
UNITED RENTALS INC COM 911363109 536 4,300 SH   OTR   0 4,300 0
UNITED TECHNOLOGIES CORP COM 913017109 847 6,204 SH   DFND 1 0 6,204 0
UNITEDHEALTH GROUP INC COM 91324P102 1,781 8,193 SH   DFND 1 0 8,193 0
UNITEDHEALTH GROUP INC COM 91324P102 1,005 4,625 SH   OTR   0 4,625 0
VALE S A SPONSORED ADS 91912E105 48 4,200 SH   OTR   0 4,200 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 45 481 SH   OTR   0 481 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 788 2,892 SH   DFND 1 0 2,892 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 876 5,804 SH   DFND 1 0 5,804 0
VANGUARD INDEX FDS VALUE ETF 922908744 264 2,366 SH   DFND 1 0 2,366 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,784 55,808 SH   DFND 1 0 55,808 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,862 120,742 SH   DFND 1 0 120,742 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,223 68,209 SH   DFND 1 0 68,209 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 967 12,020 SH   OTR   0 12,020 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 172 800 SH   DFND 1 0 800 0
VERIZON COMMUNICATIONS INC COM 92343V104 146 2,420 SH   OTR   0 2,420 0
VISA INC COM CL A 92826C839 168,782 980,867 SH   DFND 1 0 980,867 0
VISA INC COM CL A 92826C839 3,229 18,771 SH   OTR   0 18,771 0
WELLS FARGO CO NEW COM 949746101 855 16,958 SH   DFND 1 0 16,958 0
WELLS FARGO CO NEW COM 949746101 263 5,220 SH   OTR   0 5,220 0
YAMANA GOLD INC COM 98462Y100 396 124,910 SH   OTR   0 124,910 0
ZOETIS INC CLA 98978V103 146,468 1,175,585 SH   DFND 1 0 1,175,585 0
ZOETIS INC CLA 98978V103 1,111 8,917 SH   OTR   0 8,917 0