XML 53 R32.htm IDEA: XBRL DOCUMENT v3.25.2
Acquired Card Receivables (Tables)
12 Months Ended
Jun. 30, 2025
Acquired Card Receivables [Abstract]  
Schedule of Acquired Card Receivables by Class Below is a summary of the acquired card receivables by class (i.e., past due status) as of the dates presented (in thousands):
June 30,
20252024
Current and less than 30 days past due$686,070 $706,026 
30 ~ 59 days past due6,173 4,277 
60 ~ 89 days past due5,312 3,393 
90 ~ 119 days past due2,562 4,093 
Over 119 days past due11 310 
Total$700,128 $718,099 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
June 30,
20252024
Balance, beginning
$20,883 $15,498 
Provision for expected credit losses45,326 52,327 
Charge-off amounts(59,265)(51,805)
Recoveries collected8,076 4,863 
Balance, ending
$15,020 $20,883 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
June 30,
20252024
Balance, beginning$4,700 $— 
Provision for expected credit losses27,032 7,884 
Charge-off amounts(17,382)(3,266)
Recoveries collected503 82 
Balance, end of period$14,853 $4,700