CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net income (loss)	$ 8,912	$ (27,861)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Stock-based compensation	54,657	65,147
Amortization of intangible assets	16,938	20,221
Depreciation of property and equipment	3,169	3,718
Amortization of capitalized internal-use software costs	3,944	1,352
Amortization of debt issuance costs	895	1,761
Accretion of discount on investments in marketable debt securities	(12,241)	(13,093)
Accretion of discount on loans held for investment	(4,631)	(705)
Provision for expected credit losses on acquired card receivables and other financial assets	20,661	12,401
Non-cash operating lease expense	2,045	2,388
Other	172	101
Changes in assets and liabilities:
Accounts receivable	(4,028)	3,707
Prepaid expenses and other current assets	(1,143)	(4,704)
Other assets	6,910	(1,074)
Accounts payable	3,804	(2,508)
Other accruals and current liabilities	(9,791)	(2,286)
Operating lease liabilities	(2,348)	(2,423)
Other long-term liabilities	0	(32)
Deferred revenue	657	(2,449)
Net cash provided by operating activities	88,582	53,661
Cash flows from investing activities:
Purchases of corporate and customer fund short-term investments	(637,992)	(399,588)
Proceeds from maturities and sales of corporate and customer fund short-term investments	563,677	757,169
Purchases of loans held for investment	(181,686)	(32,756)
Principal repayments of loans held for investment	171,987	25,330
Acquired card receivables, net	(47,968)	(42,333)
Capitalization of internal-use software costs	(7,039)	(5,645)
Other	(517)	(403)
Net cash provided by (used in) investing activities	(139,538)	301,774
Cash flows from financing activities:
Customer fund deposits liability and other	78,512	(91,190)
Prepaid card deposits	11,322	(13,979)
Repurchase of common stock	(200,002)	(12,061)
Proceeds from exercise of stock options	1,017	2,946
Tax withholdings related to net share settlements of equity awards	(1,304)	0
Proceeds from issuance of common stock under the employee stock purchase plan	5,302	7,846
Contingent consideration payout	0	(5,471)
Net cash used in financing activities	(105,153)	(111,909)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents	(127)	(180)
Net increase (decrease) in cash, cash equivalents, restricted cash, and restricted cash equivalents	(156,236)	243,346
Cash, cash equivalents, restricted cash, and restricted cash equivalents, beginning of period	3,351,399	4,224,840
Reconciliation of cash, cash equivalents, restricted cash, and restricted cash equivalents within the condensed consolidated balance sheets to the amounts shown in the condensed consolidated statements of cash flows above:
Cash and cash equivalents	853,470	1,527,182
Restricted cash included in other current assets	148,660	98,313
Restricted cash included in other assets	5,297	7,088
Restricted cash and restricted cash equivalents included in funds held for customers	2,187,736	2,835,603
Total cash, cash equivalents, restricted cash, and restricted cash equivalents, end of period	$ 3,195,163	$ 4,468,186