CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net loss	$ (27,861)	$ (81,640)
Adjustments to reconcile net loss to net cash provided by operating activities:
Stock-based compensation	65,147	72,620
Amortization of intangible assets	20,221	19,769
Depreciation of property and equipment	3,718	2,546
Amortization of capitalized internal-use software costs	1,352	924
Amortization of debt issuance costs, net of accretion of debt premium	1,761	1,712
Amortization of premium (accretion of discount) on investments in marketable debt securities	(13,093)	(2,215)
Provision for losses on acquired card receivables and other financial assets	12,401	6,611
Non-cash operating lease expense	2,388	2,342
Deferred income taxes	(42)	(299)
Other	(562)	930
Changes in assets and liabilities:
Accounts receivable	3,707	(4,774)
Prepaid expenses and other current assets	(4,704)	(1,339)
Other assets	(1,074)	(1,138)
Accounts payable	(2,508)	1,511
Other accruals and current liabilities	(2,286)	4,247
Operating lease liabilities	(2,423)	(2,386)
Other long-term liabilities	(32)	34
Deferred revenue	(2,449)	(1,303)
Net cash provided by operating activities	53,661	18,152
Cash flows from investing activities:
Purchases of corporate and customer fund short-term investments	(399,588)	(859,911)
Proceeds from maturities of corporate and customer fund short-term investments	757,169	838,099
Purchases of loans held for investment	(32,756)	0
Principal repayments of loans held for investment	25,330	0
Acquired card receivables, net	(42,333)	(107,943)
Purchases of property and equipment	(403)	(1,376)
Capitalization of internal-use software costs	(5,645)	(4,764)
Proceeds from beneficial interest	0	2,080
Other	0	500
Net cash provided by (used in) investing activities	301,774	(133,315)
Cash flows from financing activities:
Customer fund deposits liability and other	(91,190)	(25,472)
Prepaid card deposits	(13,979)	10,923
Repurchase of common stock	(12,061)	0
Proceeds from exercise of stock options	2,946	3,901
Proceeds from issuance of common stock under the employee stock purchase plan	7,846	8,494
Contingent consideration payout	(5,471)	0
Net cash used in financing activities	(111,909)	(2,154)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents	(180)	(277)
Net increase (decrease) in cash, cash equivalents, restricted cash, and restricted cash equivalents	243,346	(117,594)
Cash, cash equivalents, restricted cash, and restricted cash equivalents, beginning of period	4,224,840	3,542,715
Cash, cash equivalents, restricted cash, and restricted cash equivalents, end of period	4,468,186	3,425,121
Reconciliation of cash, cash equivalents, restricted cash, and restricted cash equivalents within the condensed consolidated balance sheets to the amounts shown in the condensed consolidated statements of cash flows above:
Cash and cash equivalents	1,527,182	1,608,966
Restricted cash included in other current assets	98,313	71,629
Restricted cash included in other assets	7,088	6,724
Restricted cash and restricted cash equivalents included in funds held for customers	2,835,603	1,737,802
Total cash, cash equivalents, restricted cash, and restricted cash equivalents, end of period	$ 4,468,186	$ 3,425,121