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Loans Held For Investment (Tables)
9 Months Ended
Mar. 31, 2026
Receivables [Abstract]  
Schedule of Loans Held For Investment Loans held for investment are included in
prepaid expenses and other current assets in the accompanying consolidated balance sheets and consisted of the following as of the dates presented (in thousands):
March 31,
2026
June 30,
2025
Unpaid principal balance$64,948 $61,938 
Less: Discount at loan purchase, net of amortization(1,668)(1,527)
Less: Allowance for expected credit losses(15,640)(14,853)
Loans held for investment, net$47,640 $45,558 
Schedule of Loans Held for Investment by Class Below is a summary of the loans held for investment by class (i.e., past due status) as of the dates presented (in thousands):
March 31,
2026
June 30,
2025
Current and less than 30 days past due$57,398 $55,540 
30 ~ 59 days past due2,648 1,471 
60 ~ 89 days past due1,696 1,461 
90 ~ 119 days past due1,537 1,685 
Over 119 days past due254 
Total$63,280 $60,411 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
Three Months Ended
March 31,
Nine Months Ended
March 31,
2026202520262025
Balance, beginning$19,542 $20,768 $15,020 $20,883 
Provision for expected credit losses12,774 9,299 44,626 34,530 
Charge-off amounts(16,942)(12,173)(49,788)(41,186)
Recoveries collected2,892 2,089 8,408 5,756 
Balance, ending$18,266 $19,983 $18,266 $19,983 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
Three Months Ended
March 31,
Nine Months Ended
March 31,
2026202520262025
Balance, beginning$13,413 $13,340 $14,853 $4,700 
Provision for expected credit losses5,981 5,502 13,016 22,125 
Charge-off amounts(4,154)(4,981)(13,251)(13,194)
Recoveries collected400 169 1,022 399 
Balance, ending$15,640 $14,030 $15,640 $14,030