XML 40 R27.htm IDEA: XBRL DOCUMENT v3.26.1
Acquired Card Receivables (Tables)
 9 Months Ended
Mar. 31, 2026
Acquired Card Receivables [Abstract]  
Schedule of Acquired Card Receivables by Class Below is a summary of the acquired card receivables by class (i.e., past due status) as of the dates presented (in thousands):
March 31,
2026		June 30,
2025
Current and less than 30 days past due$819,528 $686,070 
30 ~ 59 days past due5,343 6,173 
60 ~ 89 days past due6,023 5,312 
90 ~ 119 days past due5,165 2,562 
Over 119 days past due1,566 11 
Total$837,625 $700,128 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
Three Months Ended
March 31,		Nine Months Ended
March 31,
2026202520262025
Balance, beginning$19,542 $20,768 $15,020 $20,883 
Provision for expected credit losses12,774 9,299 44,626 34,530 
Charge-off amounts(16,942)(12,173)(49,788)(41,186)
Recoveries collected2,892 2,089 8,408 5,756 
Balance, ending$18,266 $19,983 $18,266 $19,983 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
Three Months Ended
March 31,		Nine Months Ended
March 31,
2026202520262025
Balance, beginning$13,413 $13,340 $14,853 $4,700 
Provision for expected credit losses5,981 5,502 13,016 22,125 
Charge-off amounts(4,154)(4,981)(13,251)(13,194)
Recoveries collected400 169 1,022 399 
Balance, ending$15,640 $14,030 $15,640 $14,030