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Loans Held For Investment (Tables)
6 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Schedule of Loans Held For Investment Loans held for investment are included in
prepaid expenses and other current assets in the accompanying consolidated balance sheets and consisted of the following as of the dates presented (in thousands):
December 31,
2025
June 30,
2025
Unpaid principal balance$62,079 $61,938 
Less: Discount at loan purchase, net of amortization(1,785)(1,527)
Less: Allowance for expected credit losses(13,413)(14,853)
Loans held for investment, net$46,881 $45,558 
Schedule of Loans Held for Investment by Class Below is a summary of the loans held for investment by class (i.e., past due status) as of the dates presented (in thousands):
December 31,
2025
June 30,
2025
Current and less than 30 days past due$55,289 $55,540 
30 ~ 59 days past due1,747 1,471 
60 ~ 89 days past due1,535 1,461 
90 ~ 119 days past due1,541 1,685 
Over 119 days past due181 254 
Total$60,293 $60,411 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
Three Months Ended
December 31,
Six Months Ended
December 31,
2025202420252024
Balance, beginning$15,217 $24,868 $15,020 $20,883 
Provision for expected credit losses19,658 10,060 31,852 25,231 
Charge-off amounts(18,198)(15,985)(32,846)(29,013)
Recoveries collected2,865 1,825 5,516 3,667 
Balance, ending$19,542 $20,768 $19,542 $20,768 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
Three Months Ended
December 31,
Six Months Ended
December 31,
2025202420252024
Balance, beginning$14,653 $6,230 $14,853 $4,700 
Provision for expected credit losses3,128 11,349 7,035 16,622 
Charge-off amounts(4,739)(4,315)(9,103)(8,212)
Recoveries collected371 76 628 230 
Balance, ending$13,413 $13,340 $13,413 $13,340