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Acquired Card Receivables (Tables)
6 Months Ended
Dec. 31, 2025
Acquired Card Receivables [Abstract]  
Schedule of Acquired Card Receivables by Class Below is a summary of the acquired card receivables by class (i.e., past due status) as of the dates presented (in thousands):
December 31,
2025
June 30,
2025
Current and less than 30 days past due$732,719 $686,070 
30 ~ 59 days past due7,981 6,173 
60 ~ 89 days past due8,121 5,312 
90 ~ 119 days past due2,767 2,562 
Over 119 days past due38 11 
Total$751,626 $700,128 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
Three Months Ended
December 31,
Six Months Ended
December 31,
2025202420252024
Balance, beginning$15,217 $24,868 $15,020 $20,883 
Provision for expected credit losses19,658 10,060 31,852 25,231 
Charge-off amounts(18,198)(15,985)(32,846)(29,013)
Recoveries collected2,865 1,825 5,516 3,667 
Balance, ending$19,542 $20,768 $19,542 $20,768 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
Three Months Ended
December 31,
Six Months Ended
December 31,
2025202420252024
Balance, beginning$14,653 $6,230 $14,853 $4,700 
Provision for expected credit losses3,128 11,349 7,035 16,622 
Charge-off amounts(4,739)(4,315)(9,103)(8,212)
Recoveries collected371 76 628 230 
Balance, ending$13,413 $13,340 $13,413 $13,340