Acquired Card Receivables (Tables)

3 Months Ended

Sep. 30, 2025

Acquired Card Receivables [Abstract]

Schedule of Acquired Card Receivables by Class

Below is a summary of the acquired card receivables by class (i.e., past due status) as of the dates presented (in thousands):

	September 30, 2025		June 30, 2025
Current and less than 30 days past due	$	739,963	$	686,070
30 ~ 59 days past due	5,837		6,173
60 ~ 89 days past due	4,647		5,312
90 ~ 119 days past due	3,522		2,562
Over 119 days past due	13		11
Total	$	753,982	$	700,128

Schedule of Change in Allowance for Credit Losses

Below is a summary of the changes in allowance for expected credit losses (in thousands):

	Three Months Ended September 30,
	2025		2024
Balance, beginning	$	15,020	$	20,883
Provision for expected credit losses	12,194		15,171
Charge-off amounts	(14,648)		(13,028)
Recoveries collected	2,651		1,842
Balance, ending	$	15,217	$	24,868

Below is a summary of the changes in allowance for credit losses presented (in thousands):

	Three Months Ended September 30,
	2025		2024
Balance, beginning	$	14,853	$	4,700
Provision for expected credit losses	3,906		5,274
Charge-off amounts	(4,364)		(3,898)
Recoveries collected	258		154
Balance, ending	$	14,653	$	6,230