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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   203,026 2,005 SH   SOLE 0 0 0 2,005
ABBVIE INC COM 00287Y109   210,953 1,324 SH   SOLE 0 0 0 1,324
DISNEY WALT CO COM 254687106   230,099 2,298 SH   SOLE 0 0 0 2,298
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   216,966 8,710 SH   SOLE 0 0 0 8,710
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   200,232 8,923 SH   SOLE 0 0 0 8,923
ISHARES INC ESG AWR MSCI EM 46434G863   766,551 24,350 SH   SOLE 0 0 0 24,350
ISHARES INC MSCI EMERG MRKT 464286533   217,091 3,978 SH   SOLE 0 0 0 3,978
ISHARES TR ESG AW MSCI EAFE 46435G516   1,633,189 22,734 SH   SOLE 0 0 0 22,734
ISHARES TR CORE S&P SCP ETF 464287804   13,016,910 134,611 SH   SOLE 0 0 0 134,611
ISHARES TR CORE S&P US VLU 464287663   1,892,633 25,652 SH   SOLE 0 0 0 25,652
ISHARES TR CORE S&P US GWT 464287671   21,607,537 243,410 SH   SOLE 0 0 0 243,410
ISHARES TR CORE MSCI INTL 46435G326   2,097,871 34,693 SH   SOLE 0 0 0 34,693
ISHARES TR ESG AWR MSCI USA 46435G425   623,381 6,892 SH   SOLE 0 0 0 6,892
ISHARES TR ESG AWARE MSCI 46435U663   836,731 24,617 SH   SOLE 0 0 0 24,617
ISHARES TR CORE S&P500 ETF 464287200   17,798,047 43,296 SH   SOLE 0 0 0 43,296
ISHARES TR MSCI USA ESG SLC 464288802   1,914,254 21,810 SH   SOLE 0 0 0 21,810
ISHARES TR S&P 500 GRWT ETF 464287309   3,023,217 47,319 SH   SOLE 0 0 0 47,319
ISHARES TR CORE MSCI EAFE 46432F842   525,588 7,862 SH   SOLE 0 0 0 7,862
ISHARES TR CORE S&P MCP ETF 464287507   771,524 3,084 SH   SOLE 0 0 0 3,084
ISHARES TR RUS MID CAP ETF 464287499   1,022,510 14,624 SH   SOLE 0 0 0 14,624
ISHARES TR S&P 500 VAL ETF 464287408   4,230,172 27,874 SH   SOLE 0 0 0 27,874
MICROSOFT CORP COM 594918104   465,316 1,614 SH   SOLE 0 0 0 1,614
ROYAL BK CDA SUSTAINABL COM 780087102   227,098 2,376 SH   SOLE 0 0 0 2,376
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   715,241 10,975 SH   SOLE 0 0 0 10,975
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,581,216 67,520 SH   SOLE 0 0 0 67,520
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   21,018,438 162,355 SH   SOLE 0 0 0 162,355
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   810,826 23,757 SH   SOLE 0 0 0 23,757
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,296,432 12,115 SH   SOLE 0 0 0 12,115
VANGUARD INDEX FDS MID CAP ETF 922908629   3,580,904 16,978 SH   SOLE 0 0 0 16,978
VANGUARD INDEX FDS GROWTH ETF 922908736   424,183 1,701 SH   SOLE 0 0 0 1,701
VANGUARD INDEX FDS VALUE ETF 922908744   393,956 2,852 SH   SOLE 0 0 0 2,852
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,506,823 86,803 SH   SOLE 0 0 0 86,803
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,309,647 139,687 SH   SOLE 0 0 0 139,687
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,680,923 13,109 SH   SOLE 0 0 0 13,109
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,839,432 18,209 SH   SOLE 0 0 0 18,209
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,180,155 15,231 SH   SOLE 0 0 0 15,231
VENTAS INC COM 92276F100   226,721 5,230 SH   SOLE 0 0 0 5,230