The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102   421,840 4,000 SH   SOLE   4,000 0 0
AT&T INC COMMON STOCK 00206R102   108,409 3,746 SH   SOLE   3,746 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   193,134 1,420 SH   SOLE   1,420 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   48,262 260 SH   SOLE   260 0 0
ADVANSIX INC COM COMMON STOCK 00773T101   356 15 SH   SOLE   15 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   29,739 252 SH   SOLE   252 0 0
ALLEGHENY TECHNOLOGIES INC COMMON STOCK 01741R102   345,360 4,000 SH   SOLE   4,000 0 0
ALLSTATE CORP COMMON STOCK 020002101   86,966 432 SH   SOLE   432 0 0
ALPHABET INC COMMON STOCK 02079K107   69,183 390 SH   SOLE   390 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   117,260 2,000 SH   SOLE   2,000 0 0
AMAZON COM INC COMMON STOCK 023135106   21,939 100 SH   SOLE   100 0 0
AVANTIS INTL EQ ETF MUTUAL FUND/STO 025072703   54,360,570 734,503 SH   SOLE   734,503 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101   140,387 1,353 SH   SOLE   1,353 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   15,949 50 SH   SOLE   50 0 0
CENCORA, INC. COMMON STOCK 03073E105   299,850 1,000 SH   SOLE   1,000 0 0
AMETEK INC NEW COMMON STOCK 031100100   203,580 1,125 SH   SOLE   1,125 0 0
AMGEN INC COMMON STOCK 031162100   55,842 200 SH   SOLE   200 0 0
APPLE INC COMMON STOCK 037833100   299,548 1,460 SH   SOLE   1,460 0 0
BAKER HUGHES A GE CO COMMON STOCK 05722G100   9,202 240 SH   SOLE   240 0 0
BLACKSTONE GROUP INC COMMON STOCK 09260D107   224,370 1,500 SH   SOLE   1,500 0 0
BOEING CO COMMON STOCK 097023105   83,812 400 SH   SOLE   400 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   32,403 700 SH   SOLE   700 0 0
BROADCOM INC COMMON STOCK 11135F101   55,130 200 SH   SOLE   200 0 0
CNO FINL GROUP INC COMMON STOCK 12621E103   77,160 2,000 SH   SOLE   2,000 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   137,960 2,000 SH   SOLE   2,000 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105   103,189 485 SH   SOLE   485 0 0
CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104   109,785 1,500 SH   SOLE   1,500 0 0
CARS COM INC COMMON STOCK 14575E105   26,674 2,251 SH   SOLE   2,251 0 0
CHARTER COMMUNICATIONS INC COMMON STOCK 16119P108   20,441 50 SH   SOLE   50 0 0
CHEMOURS CO COMMON STOCK 163851108   49,693 4,340 SH   SOLE   4,340 0 0
CHEMUNG FINANCIAL CORP. COMMON STOCK 164024101   9,694 200 SH   SOLE   200 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   229,104 1,600 SH   SOLE   1,600 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   69,380 1,000 SH   SOLE   1,000 0 0
CLOROX CO COMMON STOCK 189054109   24,014 200 SH   SOLE   200 0 0
COCA COLA CO COMMON STOCK 191216100   569,538 8,050 SH   SOLE   8,050 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   218,160 2,400 SH   SOLE   2,400 0 0
COMCAST CORP COMMON STOCK 20030N101   36,119 1,012 SH   SOLE   1,012 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   247,262 2,464 SH   SOLE   2,464 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   146,412 900 SH   SOLE   900 0 0
CORNING INC COMMON STOCK 219350105   52,590 1,000 SH   SOLE   1,000 0 0
CORTEVA INC COMMON STOCK 22052L104   81,908 1,099 SH   SOLE   1,099 0 0
DXC TECHNOLOGY CO COM COMMON STOCK 23355L106   1,040 68 SH   SOLE   68 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   26,375 121 SH   SOLE   121 0 0
DELL TECHNOLOGIES INC COM COMMON STOCK 24703L202   43,768 357 SH   SOLE   357 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205   30,252 300 SH   SOLE   300 0 0
DICK'S SPORTING GOODS INC COMMON STOCK 253393102   9,891 50 SH   SOLE   50 0 0
DIGITAL REALTY TRUST INC COMMON STOCK 253868103   8,717 50 SH   SOLE   50 0 0
DISNEY WALT CO COMMON STOCK 254687106   10,417 84 SH   SOLE   84 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   16,956 300 SH   SOLE   300 0 0
DOW INC COM COMMON STOCK 260557103   44,646 1,686 SH   SOLE   1,686 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   15,458 131 SH   SOLE   131 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   84,160 1,227 SH   SOLE   1,227 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100   52,561 704 SH   SOLE   704 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   346,658 2,600 SH   SOLE   2,600 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105   8,701 192 SH   SOLE   192 0 0
ENERGY TRANSFER OPERATING LP PARTNERSHIPS 29273V100   19,780 1,091 SH   SOLE   1,091 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103   9,143 110 SH   SOLE   110 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108   12,724 200 SH   SOLE   200 0 0
EXELON CORP COMMON STOCK 30161N101   20,581 474 SH   SOLE   474 0 0
EXTRA SPACE STORAGE INC COMMON STOCK 30225T102   98,932 671 SH   SOLE   671 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   308,739 2,864 SH   SOLE   2,864 0 0
FLEXSHARES GLOBAL QUALITY REAL MUTUAL FUND/STO 33939L787   36,034,959 604,139 SH   SOLE   604,139 0 0
FORD MOTOR COMPANY COMMON STOCK 345370860   10,839 999 SH   SOLE   999 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   43,350 1,000 SH   SOLE   1,000 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107   41,480 560 SH   SOLE   560 0 0
GARRETT MOTION INC COM COMMON STOCK 366505105   389 37 SH   SOLE   37 0 0
GE VERNOVA INC COMMON STOCK 36828A101   222,244 420 SH   SOLE   420 0 0
GE AEROSPACE COMMON STOCK 369604301   432,416 1,680 SH   SOLE   1,680 0 0
GSK PLC FOREIGN STOCK 37733W204   96,000 2,500 SH   SOLE   2,500 0 0
GOLDMAN SACHS ACTIVEBETA U.S. MUTUAL FUND/STO 381430503   48,432 399 SH   SOLE   399 0 0
HP INC COMMON STOCK 40434L105   29,352 1,200 SH   SOLE   1,200 0 0
THE HARTFORD INSURANCE GROUP, COMMON STOCK 416515104   52,017 410 SH   SOLE   410 0 0
HERSHEY CO COMMON STOCK 427866108   136,577 823 SH   SOLE   823 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   24,540 1,200 SH   SOLE   1,200 0 0
HOME DEPOT INC COMMON STOCK 437076102   439,968 1,200 SH   SOLE   1,200 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   87,330 375 SH   SOLE   375 0 0
HUMANA INC COMMON STOCK 444859102   97,792 400 SH   SOLE   400 0 0
HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106   6,761 28 SH   SOLE   28 0 0
ITT INC COMMON STOCK 45073V108   250,928 1,600 SH   SOLE   1,600 0 0
NYLI MERGER ARBITRAGE ETF MUTUAL FUND/STO 45409B800   182,804 5,183 SH   SOLE   5,183 0 0
INTEL CORP COMMON STOCK 458140100   353,920 15,800 SH   SOLE   15,800 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   880,213 2,986 SH   SOLE   2,986 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   22,010 470 SH   SOLE   470 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103   220,656 400 SH   SOLE   400 0 0
INVESCO WATER RESOURCES ETF MUTUAL FUND/STO 46137V142   27,964 400 SH   SOLE   400 0 0
INVESCO S&P 500 REVENUE ETF MUTUAL FUND/STO 46138G698   56,629 543 SH   SOLE   543 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176   85,281 775 SH   SOLE   775 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   72,989,285 117,554 SH   SOLE   117,554 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   732,662 1,180 SH   OTR   1,180 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226   71,424 720 SH   SOLE   720 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234   6,030 125 SH   SOLE   125 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457   170,774 2,061 SH   SOLE   2,061 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   737,648 8,252 SH   SOLE   8,252 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   98,330 1,100 SH   OTR   1,100 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   40,626,893 655,061 SH   SOLE   655,061 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   20,157 325 SH   OTR   325 0 0
ISHARES NASDAQ BIOTECHNOLOGY MUTUAL FUND/STO 464287556   227,718 1,800 SH   SOLE   1,800 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598   93,036 479 SH   SOLE   479 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614   574,457 1,353 SH   SOLE   1,353 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655   173,712 805 SH   SOLE   805 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   23,927,740 218,938 SH   SOLE   218,938 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   54,645 500 SH   OTR   500 0 0
ISHARES RUSSELL TOP 200 ETF MUTUAL FUND/STO 464289446   24,652 161 SH   SOLE   161 0 0
ISHARES AAA - A RATED CORPORATE MUTUAL FUND/COR 46429B291   1,679,566 35,108 SH   SOLE   35,108 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUND/STO 46429B697   95,090 1,013 SH   SOLE   1,013 0 0
ISHARES CORE MSCI TOTAL INTL MUTUAL FUND/STO 46432F834   86,587 1,120 SH   SOLE   1,120 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842   319,562 3,828 SH   SOLE   3,828 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103   27,613 460 SH   SOLE   460 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUND/COR 46435G474   30,538,148 1,125,208 SH   SOLE   1,125,208 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUND/COR 46435G474   24,426 900 SH   OTR   900 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   745,939 2,573 SH   SOLE   2,573 0 0
JPMORGAN MORTGAGE-BACKED MUTUAL FUND/GOV 46654Q575   2,176,030 43,356 SH   SOLE   43,356 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   481,163 3,150 SH   SOLE   3,150 0 0
KEYCORP DP COMMON STOCK 493267108   278,720 16,000 SH   SOLE   16,000 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   20,646 126 SH   SOLE   126 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   51,568 400 SH   SOLE   400 0 0
KONINLIJKE PHILIPS N.V. FOREIGN STOCK 500472303   28,632 1,194 SH   SOLE   1,194 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   7,927 307 SH   SOLE   307 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   7,888 188 SH   SOLE   188 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   311,292 1,241 SH   SOLE   1,241 0 0
LANDS END INC. COMMON STOCK 51509F105   225 21 SH   SOLE   21 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107   40,140 4,500 SH   SOLE   4,500 0 0
LOUISIANA-PACIFIC CORP COMMON STOCK 546347105   207,752 2,416 SH   SOLE   2,416 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103   254 58 SH   SOLE   58 0 0
MARATHON PETE CORP COMMON STOCK 56585A102   49,833 300 SH   SOLE   300 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   136,605 500 SH   SOLE   500 0 0
MASCO CORP COMMON STOCK 574599106   386,160 6,000 SH   SOLE   6,000 0 0
MASTERBRAND INC COMMON STOCK 57638P104   98,545 9,016 SH   SOLE   9,016 0 0
MCDONALDS CORP COMMON STOCK 580135101   133,521 457 SH   SOLE   457 0 0
MERCK & CO INC COMMON STOCK 58933Y105   94,992 1,200 SH   SOLE   1,200 0 0
MICROSOFT CORP COMMON STOCK 594918104   898,322 1,806 SH   SOLE   1,806 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   62,180 922 SH   SOLE   922 0 0
MORGAN STANLEY COMMON STOCK 617446448   50,710 360 SH   SOLE   360 0 0
MOTOROLA SOLUTIONS INC COMMON STOCK 620076307   203,502 484 SH   SOLE   484 0 0
NBT BANCORP INC COMMON STOCK 628778102   85,510 2,058 SH   SOLE   2,058 0 0
NATIONAL GRID PLC FOREIGN STOCK 636274409   20,834 280 SH   SOLE   280 0 0
NEWMONT GOLDCORP COMMON STOCK 651639106   14,507 249 SH   SOLE   249 0 0
NIKE INC COMMON STOCK 654106103   1,101,120 15,500 SH   SOLE   15,500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   152,046 594 SH   SOLE   594 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   83,997 168 SH   SOLE   168 0 0
NORTHWEST BANCSHARES INC COMMON STOCK 667340103   25,560 2,000 SH   SOLE   2,000 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   16,804 400 SH   SOLE   400 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599162   1,036 50 SH   SOLE   50 0 0
ORACLE CORP COMMON STOCK 68389X105   131,178 600 SH   SOLE   600 0 0
OTIS WORLDWIDE CORP GLBL COMMON STOCK 68902V107   74,265 750 SH   SOLE   750 0 0
PJT PARTNERS INC COMMON STOCK 69343T107   61,879 375 SH   SOLE   375 0 0
PAYCHEX INC COMMON STOCK 704326107   240,009 1,650 SH   SOLE   1,650 0 0
PEPSICO INC COMMON STOCK 713448108   19,806 150 SH   SOLE   150 0 0
PFIZER INC COMMON STOCK 717081103   226,644 9,350 SH   SOLE   9,350 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   163,917 900 SH   SOLE   900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   172,066 1,080 SH   SOLE   1,080 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   31,050 289 SH   SOLE   289 0 0
PUBLIC SERVICE ENTERPRISE GROUP COMMON STOCK 744573106   196,308 2,332 SH   SOLE   2,332 0 0
QUALCOMM INC COMMON STOCK 747525103   6,689 42 SH   SOLE   42 0 0
RAYONIER INC COMMON STOCK 754907103   21,825 984 SH   SOLE   984 0 0
RTX CORPORATION COMMON STOCK 75513E101   190,848 1,307 SH   SOLE   1,307 0 0
REALTY INCOME CORP COMMON STOCK 756109104   92,176 1,600 SH   SOLE   1,600 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104   1,368 62 SH   SOLE   62 0 0
ROYAL DUTCH SHELL PLC FOREIGN STOCK 780259305   280,514 3,984 SH   SOLE   3,984 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   1,380,278 2,234 SH   SOLE   2,234 0 0
SPDR PORTFOLIO S&P 500 GROWTH MUTUAL FUND/STO 78464A409   60,964,765 639,580 SH   SOLE   639,580 0 0
SPDR PORTFOLIO S&P 500 GROWTH MUTUAL FUND/STO 78464A409   96,750 1,015 SH   OTR   1,015 0 0
SPDR BLOOMBERG BARCLAYS HIGH MUTUAL FUND/COR 78468R622   31,905 328 SH   SOLE   328 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797   47,848,992 1,805,622 SH   SOLE   1,805,622 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797   71,550 2,700 SH   OTR   2,700 0 0
SMUCKER J M CO COMMON STOCK 832696405   49,100 500 SH   SOLE   500 0 0
SOLVENTUM CORP COMMON STOCK 83444M101   15,168 200 SH   SOLE   200 0 0
SONY CORP FOREIGN STOCK 835699307   1,119,290 43,000 SH   SOLE   43,000 0 0
SOUTH BOW CORP FOREIGN STOCK 83671M105   1,555 60 SH   SOLE   60 0 0
SOUTHERN CO COMMON STOCK 842587107   367,320 4,000 SH   SOLE   4,000 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   88,075 1,300 SH   SOLE   1,300 0 0
STARBUCKS CORP COMMON STOCK 855244109   229,075 2,500 SH   SOLE   2,500 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100   384,030 3,000 SH   SOLE   3,000 0 0
STRYKER CORP COMMON STOCK 863667101   474,756 1,200 SH   SOLE   1,200 0 0
SYSCO CORP COMMON STOCK 871829107   45,444 600 SH   SOLE   600 0 0
TJX COS INC NEW COMMON STOCK 872540109   74,094 600 SH   SOLE   600 0 0
TAKE-TWO INTERACTIVE SOFTWARE COMMON STOCK 874054109   19,428 80 SH   SOLE   80 0 0
TC ENERGY CORP COM FOREIGN STOCK 87807B107   14,637 300 SH   SOLE   300 0 0
TEGNA INC COMMON STOCK 87901J105   113,180 6,753 SH   SOLE   6,753 0 0
TESLA INC COMMON STOCK 88160R101   31,766 100 SH   SOLE   100 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   103,810 500 SH   SOLE   500 0 0
THE ODP CORP COMMON STOCK 88337F105   1,650 91 SH   SOLE   91 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   6,082 15 SH   SOLE   15 0 0
3M CO COMMON STOCK 88579Y101   121,792 800 SH   SOLE   800 0 0
TITAN INTERNATIONAL INC IL COMMON STOCK 88830M102   102,700 10,000 SH   SOLE   10,000 0 0
TOMPKINS FINANCIAL CORPORATION COMMON STOCK 890110109   154,379 2,461 SH   SOLE   2,461 0 0
TOPBUILD CORP COMMON STOCK 89055F103   301,725 932 SH   SOLE   932 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109   26,754 100 SH   SOLE   100 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   30,282 300 SH   SOLE   300 0 0
V F CORP COMMON STOCK 918204108   23,500 2,000 SH   SOLE   2,000 0 0
VALERO ENERGY CORP SR GLBL COMMON STOCK 91913Y100   268,840 2,000 SH   SOLE   2,000 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819   4,552,316 58,861 SH   SOLE   58,861 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819   141,610 1,831 SH   OTR   1,831 0 0
VANGUARD SHORT-TERM BOND ETF MUTUAL FUND/COR 921937827   175,894 2,235 SH   SOLE   2,235 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858   73,200 1,284 SH   SOLE   1,284 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406   133,311 1,000 SH   SOLE   1,000 0 0
VANGUARD INTERNATIONAL DIVIDEND MUTUAL FUND/STO 921946810   47,536,768 527,483 SH   SOLE   527,483 0 0
VANGUARD INTERNATIONAL DIVIDEND MUTUAL FUND/STO 921946810   18,024 200 SH   OTR   200 0 0
VANGUARD FTSE ALL-WORLD EX-US MUTUAL FUNDS GL 922042775   295,364 4,394 SH   SOLE   4,394 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   1,141,488 23,079 SH   SOLE   23,079 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   32,149 650 SH   OTR   650 0 0
VECTRUS INC COMMON STOCK 92242T101   1,068 22 SH   SOLE   22 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   276,061 486 SH   SOLE   486 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553   45,065 506 SH   SOLE   506 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   34,979 125 SH   SOLE   125 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   54,745 231 SH   SOLE   231 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   899,634 2,960 SH   SOLE   2,960 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   31,371 725 SH   SOLE   725 0 0
VIATRIS INC COMMON STOCK 92556V106   56,884 6,370 SH   SOLE   6,370 0 0
VISA INC COM CL A COMMON STOCK 92826C839   85,212 240 SH   SOLE   240 0 0
VODAFONE GROUP PLC FOREIGN STOCK 92857W308   245 23 SH   SOLE   23 0 0
VUZIX CORP COM COMMON STOCK 92921W300   4,380 1,500 SH   SOLE   1,500 0 0
W P CAREY INC COMMON STOCK 92936U109   24,952 400 SH   SOLE   400 0 0
WABTEC COMMON STOCK 929740108   18,213 87 SH   SOLE   87 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   90,692 7,900 SH   SOLE   7,900 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   10,383 906 SH   SOLE   906 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109   66,358 290 SH   SOLE   290 0 0
WELLS FARGO & CO COMMON STOCK 949746101   253,339 3,162 SH   SOLE   3,162 0 0
WENDYS CO COMMON STOCK 95058W100   169,770 14,866 SH   SOLE   14,866 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   194,833 7,584 SH   SOLE   7,584 0 0
WHIRLPOOL CORP COMMON STOCK 963320106   496,958 4,900 SH   SOLE   4,900 0 0
WISDOMTREE EM MKTS EX-STT OWND MUTUAL FUND/STO 97717X578   33,822,949 980,944 SH   SOLE   980,944 0 0
XEROX HOLDINGS CORP COMMON STOCK 98421M106   1,581 300 SH   SOLE   300 0 0
ZIMMER BIOMET HLDGS INC COMMON STOCK 98956P102   9,121 100 SH   SOLE   100 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   89,667 300 SH   SOLE   300 0 0
LINDE PLC FOREIGN STOCK G54950103   281,508 600 SH   SOLE   600 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   17,434 200 SH   SOLE   200 0 0
NORDIC AMERICAN TANKERS LIMITED FOREIGN STOCK G65773106   26,300 10,000 SH   SOLE   10,000 0 0
CHUBB LIMITED FOREIGN STOCK H1467J104   52,150 180 SH   SOLE   180 0 0