The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   39,406 2,239 SH   SOLE   2,239 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   56,830 500 SH   SOLE   500 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   58,272 320 SH   SOLE   320 0 0
ALPHABET INC COMMON STOCK 02079K107   86,027 565 SH   SOLE   565 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   56,706 1,300 SH   SOLE   1,300 0 0
AMAZON COM INC COMMON STOCK 023135106   18,038 100 SH   SOLE   100 0 0
AVANTIS INTL EQ ETF MUTUAL FUND/STO 025072703   40,776,202 639,727 SH   SOLE   639,727 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   11,385 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK 037833100   238,357 1,390 SH   SOLE   1,390 0 0
BCE INC FOREIGN STOCK 05534B760   31,092 915 SH   SOLE   915 0 0
BLACKROCK INC COMMON STOCK 09247X101   5,836 7 SH   SOLE   7 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   27,115 500 SH   SOLE   500 0 0
CHARTER COMMUNICATIONS INC COMMON STOCK 16119P108   14,532 50 SH   SOLE   50 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   49,910 1,000 SH   SOLE   1,000 0 0
COCA COLA CO COMMON STOCK 191216100   27,531 450 SH   SOLE   450 0 0
COMCAST CORP COMMON STOCK 20030N101   22,976 530 SH   SOLE   530 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   54,486 600 SH   SOLE   600 0 0
CORNING INC COMMON STOCK 219350105   32,960 1,000 SH   SOLE   1,000 0 0
CORTEVA INC COMMON STOCK 22052L104   19,666 341 SH   SOLE   341 0 0
DTE ENERGY CO COMMON STOCK 233331107   26,689 238 SH   SOLE   238 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   27,078 162 SH   SOLE   162 0 0
DICK'S SPORTING GOODS INC COMMON STOCK 253393102   22,486 100 SH   SOLE   100 0 0
DIGITAL REALTY TRUST INC COMMON STOCK 253868103   14,404 100 SH   SOLE   100 0 0
DISNEY WALT CO COMMON STOCK 254687106   30,590 250 SH   SOLE   250 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   14,757 300 SH   SOLE   300 0 0
DOW INC COM COMMON STOCK 260557103   19,754 341 SH   SOLE   341 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   12,669 131 SH   SOLE   131 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   26,145 341 SH   SOLE   341 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100   10,423 104 SH   SOLE   104 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   22,684 200 SH   SOLE   200 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105   6,947 192 SH   SOLE   192 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103   5,812 55 SH   SOLE   55 0 0
EXELON CORP COMMON STOCK 30161N101   17,808 474 SH   SOLE   474 0 0
EXTRA SPACE STORAGE INC COMMON STOCK 30225T102   98,637 671 SH   SOLE   671 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   75,556 650 SH   SOLE   650 0 0
FLEXSHARES MORNINGSTAR EMERGING MUTUAL FUND/STO 33939L308   17,967 350 SH   SOLE   350 0 0
FLEXSHARES TR IBOXX 3R TARGT MUTUAL FUND/GOV 33939L506   9,500 400 SH   SOLE   400 0 0
FLEXSHARES GLOBAL QUALITY MUTUAL FUND/STO 33939L787   30,139,428 530,535 SH   SOLE   530,535 0 0
GETTY RLTY CORP NEW COM COMMON STOCK 374297109   13,675 500 SH   SOLE   500 0 0
GSK PLC FOREIGN STOCK 37733W204   107,175 2,500 SH   SOLE   2,500 0 0
GOLDMAN SACHS ACTIVEBETA U.S. MUTUAL FUND/STO 381430503   49,819 480 SH   SOLE   480 0 0
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104   1,031 10 SH   SOLE   10 0 0
HERSHEY CO COMMON STOCK 427866108   4,474 23 SH   SOLE   23 0 0
IQ MERGER ARBITRAGE ETF MUTUAL FUND/STO 45409B800   254,138 8,073 SH   SOLE   8,073 0 0
IQ MERGER ARBITRAGE ETF MUTUAL FUND/STO 45409B800   6,296 200 SH   OTR   200 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106   35,132 370 SH   SOLE   370 0 0
INTEL CORP COMMON STOCK 458140100   142,448 3,225 SH   SOLE   3,225 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   27,880 146 SH   SOLE   146 0 0
INVESCO WATER RESOURCES ETF MUTUAL FUND/STO 46137V142   26,628 400 SH   SOLE   400 0 0
ISHARES S&P 100 (MKT) MUTUAL FUND/STO 464287101   5,196 21 SH   SOLE   21 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176   83,243 775 SH   SOLE   775 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   55,822,016 106,180 SH   SOLE   106,180 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   646,648 1,230 SH   OTR   1,230 0 0
ISHARES CORE TOTAL US BOND MUTUAL FUND/COR 464287226   137,116 1,400 SH   SOLE   1,400 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234   5,135 125 SH   SOLE   125 0 0
ISHARES S&P 500 GROWTH (MKT) MUTUAL FUND/STO 464287309   5,235 62 SH   SOLE   62 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457   76,790 939 SH   SOLE   939 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   716,504 8,972 SH   SOLE   8,972 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   87,846 1,100 SH   OTR   1,100 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   35,037,451 576,843 SH   SOLE   576,843 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   19,741 325 SH   OTR   325 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614   478,613 1,420 SH   SOLE   1,420 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655   191,374 910 SH   SOLE   910 0 0
ISHARES US TECHNOLOGY (MKT) MUTUAL FUND/STO 464287721   8,104 60 SH   SOLE   60 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   20,494,166 185,434 SH   SOLE   185,434 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   55,260 500 SH   OTR   500 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414   39,059 363 SH   SOLE   363 0 0
ISHARES MBS (MKT) MUTUAL FUND/COR 464288588   3,974 43 SH   SOLE   43 0 0
iShares 10-20 Year Treasury MUTUAL FUND/GOV 464288653   630 6 SH   SOLE   6 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661   2,895 25 SH   SOLE   25 0 0
ISHARES MSCI EAFE VALUE (MKT) MUTUAL FUND/STO 464288877   9,792 180 SH   SOLE   180 0 0
ISHARES MSCI EAFE GROWTH (MKT) MUTUAL FUND/STO 464288885   7,992 77 SH   SOLE   77 0 0
ISHARES CORE U.S. TREASURY MUTUAL FUND/GOV 46429B267   5,875 258 SH   SOLE   258 0 0
ISHARES AAA - A RATED CORPORATE MUTUAL FUND/COR 46429B291   1,777,602 37,439 SH   SOLE   37,439 0 0
ISHARES MSCI USA MINIMUM MUTUAL FUND/STO 46429B697   51,318 614 SH   SOLE   614 0 0
ISHARES EDGE MSCI USA QUALITY MUTUAL FUND/STO 46432F339   7,889 48 SH   SOLE   48 0 0
ISHARES CORE MSCI TOTAL INTL MUTUAL FUND/STO 46432F834   108,442 1,598 SH   SOLE   1,598 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842   221,474 2,984 SH   SOLE   2,984 0 0
ISHARES CORE MSCI EMERGING MUTUAL FUNDS GL 46434G103   23,736 460 SH   SOLE   460 0 0
ISHARES MSCI EMG MKTS EX MUTUAL FUND/STO 46434G764   7,599 132 SH   SOLE   132 0 0
ISHARES INVESTMENT GRADE MUTUAL FUND/COR 46435G219   3,005 67 SH   SOLE   67 0 0
ISHARES ESG AWARE MSCI USA ETF MUTUAL FUND/STO 46435G425   13,220 115 SH   SOLE   115 0 0
ISHARES FALN ANGLS USD BD ETF MUTUAL FUND/COR 46435G474   27,745,712 1,032,975 SH   SOLE   1,032,975 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   230,346 1,150 SH   SOLE   1,150 0 0
JPMORGAN BETABUILDERS JAPAN ETF MUTUAL FUND/STO 46641Q217   57,906 989 SH   SOLE   989 0 0
JPMORGAN BETABUILDERS CDA MUTUAL FUND/STO 46641Q225   60,196 901 SH   SOLE   901 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   204,065 1,290 SH   SOLE   1,290 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   51,740 400 SH   SOLE   400 0 0
MARRIOTT INTERNATIONAL INC NEW COMMON STOCK 571903202   6,308 25 SH   SOLE   25 0 0
MCDONALDS CORP COMMON STOCK 580135101   20,864 74 SH   SOLE   74 0 0
MERCK & CO INC COMMON STOCK 58933Y105   168,236 1,275 SH   SOLE   1,275 0 0
MICROSOFT CORP COMMON STOCK 594918104   865,000 2,056 SH   SOLE   2,056 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   38,150 545 SH   SOLE   545 0 0
NET LEASE OFFICE PROPERTIES COMMON STOCK 64110Y108   619 26 SH   SOLE   26 0 0
ORACLE CORP COMMON STOCK 68389X105   75,366 600 SH   SOLE   600 0 0
PAYCHEX INC COMMON STOCK 704326107   30,700 250 SH   SOLE   250 0 0
PEPSICO INC COMMON STOCK 713448108   43,753 250 SH   SOLE   250 0 0
PFIZER INC COMMON STOCK 717081103   37,463 1,350 SH   SOLE   1,350 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   52,682 575 SH   SOLE   575 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   71,391 440 SH   SOLE   440 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   33,929 289 SH   SOLE   289 0 0
QUALCOMM INC COMMON STOCK 747525103   7,111 42 SH   SOLE   42 0 0
REALTY INCOME CORP COMMON STOCK 756109104   86,560 1,600 SH   SOLE   1,600 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109   29,133 100 SH   SOLE   100 0 0
ROYCE VALUE TRUST INC MUTUAL FUND/STO 780910105   39,125 2,579 SH   SOLE   2,579 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   1,209,337 2,312 SH   SOLE   2,312 0 0
SPDR PORTFOLIO S&P MUTUAL FUND/STO 78464A409   43,264,791 591,453 SH   SOLE   591,453 0 0
SPDR PORTFOLIO S&P MUTUAL FUND/STO 78464A409   71,688 980 SH   OTR   980 0 0
SPDR PORTFOLIO LONG MUTUAL FUND/GOV 78464A664   16,960 607 SH   SOLE   607 0 0
SPDR PORTFOLIO LARGE CAP ETF MUTUAL FUND/STO 78464A854   39,564 643 SH   SOLE   643 0 0
SPDR NUVEEN BARCLAYS SHORT MUTUAL FUNDS/MU 78468R739   15,560 328 SH   SOLE   328 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797   45,114,586 559,526 SH   SOLE   559,526 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797   80,630 1,000 SH   OTR   1,000 0 0
STURM RUGER & CO INC COMMON STOCK 864159108   23,075 500 SH   SOLE   500 0 0
SYSCO CORP COMMON STOCK 871829107   48,708 600 SH   SOLE   600 0 0
TJX COS INC NEW COMMON STOCK 872540109   70,994 700 SH   SOLE   700 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   87,105 500 SH   SOLE   500 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   17,436 30 SH   SOLE   30 0 0
3M CO COMMON STOCK 88579Y101   12,728 120 SH   SOLE   120 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819   3,323,329 44,076 SH   SOLE   44,076 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819   128,180 1,700 SH   OTR   1,700 0 0
VANGUARD FTSE DEVELOPED MARKETS MUTUAL FUND/STO 921943858   64,421 1,284 SH   SOLE   1,284 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406   127,645 1,055 SH   SOLE   1,055 0 0
VANGUARD INTERNATIONAL DIVIDEND MUTUAL FUND/STO 921946810   40,237,259 493,527 SH   SOLE   493,527 0 0
VANGUARD INTERNATIONAL DIVIDEND MUTUAL FUND/STO 921946810   16,306 200 SH   OTR   200 0 0
VANGUARD FTSE ALL-WORLD EX-US MUTUAL FUNDS GL 922042775   173,957 2,966 SH   SOLE   2,966 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   934,897 22,382 SH   SOLE   22,382 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858   27,151 650 SH   OTR   650 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   211,028 439 SH   SOLE   439 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553   63,217 731 SH   SOLE   731 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553   17,296 200 SH   OTR   200 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629   32,482 130 SH   SOLE   130 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751   52,804 231 SH   SOLE   231 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   402,587 1,549 SH   SOLE   1,549 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   22,155 528 SH   SOLE   528 0 0
VUZIX CORP COM COMMON STOCK 92921W300   1,815 1,500 SH   SOLE   1,500 0 0
W P CAREY INC COMMON STOCK 92936U109   22,576 400 SH   SOLE   400 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   37,036 451 SH   SOLE   451 0 0
WISDOMTREE EM MKTS EX-STT OWND MUTUAL FUND/STO 97717X578   26,762,615 908,439 SH   SOLE   908,439 0 0
ALLEGION PUB LTD FOREIGN STOCK G0176J109   18,859 140 SH   SOLE   140 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   103,983 300 SH   SOLE   300 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   17,430 200 SH   SOLE   200 0 0
TRANE TECHNOLOGIES PLC FOREIGN STOCK G8994E103   75,050 250 SH   SOLE   250 0 0
CHUBB LIMITED FOREIGN STOCK H1467J104   46,643 180 SH   SOLE   180 0 0