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CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Revenue    
Rental revenue $ 207,979  
Rental revenue   $ 302,794
Other revenue 4,126 319
Total revenue 212,105 303,113
Cost of revenue 171,119 214,124
Gross profit 40,986 88,989
Operating expenses:    
Servicing costs 4,337 4,737
Underwriting fees 1,828 1,876
Professional and consulting fees 11,281 5,987
Technology and data analytics 9,389 8,196
Bad debt expense 0 28,299
Compensation costs 25,090 26,943
General and administrative 14,167 11,294
Total operating expenses 66,092 87,332
(Loss) income from operations (25,106) 1,657
Interest expense and other fees (19,998) (16,485)
Interest income 744 0
Change in fair value of warrant liability 6,439 36,573
(Loss) income before benefit (provision) for income taxes (37,921) 21,745
Benefit (provision) for income taxes 50 (539)
Net (loss) income (37,871) 21,206
Comprehensive (loss) income $ (37,871) $ 21,206
Net (loss) income per share:    
Basic (in dollars per share) $ (0.39) $ 0.31
Diluted (in dollars per share) $ (0.39) $ 0.26
Weighted average shares used in computing net (loss) income per share:    
Basic (in shares) 98,241,965 68,502,092
Diluted (in shares) 98,241,965 80,573,218