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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Revenue    
Rental revenue $ 59,830  
Rental revenue   $ 80,625
Other revenue 47 10
Total revenue 59,877 80,635
Cost of revenue 48,113 52,882
Gross profit 11,764 27,753
Operating expenses:    
Servicing costs 1,207 1,138
Underwriting fees 488 467
Professional and consulting fees 3,288 1,534
Technology and data analytics 2,410 1,549
Bad debt expense 0 4,887
Compensation costs 5,377 2,582
General and administrative 3,805 1,183
Total operating expenses 16,575 13,340
(Loss) income from operations (4,811) 14,413
Interest expense and other fees (3,801) (4,140)
Change in fair value of warrant liability 3,089 (358)
(Loss) income before provision for income taxes (5,523) 9,915
Provision (benefit) for income taxes 35 1,825
Net income (loss) $ (5,558) $ 8,090
Net (loss) income per share:    
Basic (in dollars per share) $ (0.06) $ 0.26
Diluted (in dollars per share) $ (0.06) $ 0.15
Weighted average shares used in computing net (loss) income per share:    
Basic (in shares) 97,873,452 31,558,754
Diluted (in shares) 97,873,452 52,322,573