144 0001785000 XXXXXXXX LIVE 0000101382 UMB FINANCIAL CORPORATION 001-38481 1010 Grand Boulevard Kansas City MO 64106 816-860-7000 Nikki Newton Officer Common Merrill 8890 Lyra Dr 5th Floor Columbus OH 43240 2000 297200.11 75950030 08/04/2026 NASDAQ Common 02/09/2025 Restricted Stock Vest UMB Financial N 362 02/09/2025 NA Common 02/10/2025 Restricted Stock Vest UMB Financial N 18 02/10/2025 NA Common 02/11/2025 Restricted Stock Vest UMB Financial N 84 02/11/2025 NA Common 12/31/2025 Restricted Stock Vest UMB Financial N 666 12/31/2025 NA Common 02/07/2026 Restricted Stock Vest UMB Financial N 292 02/07/2026 NA Common 02/09/2026 Restricted Stock Vest UMB Financial N 289 02/09/2026 NA Common 02/10/2026 Restricted Stock Vest UMB Financial N 175 02/10/2026 NA Common 02/11/2026 Restricted Stock Vest UMB Financial N 114 02/11/2026 NA Y 08/04/2026 Nikki Newton