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Unpaid Losses and Loss Adjustment Reserve - Unpaid Losses and LAE Gross (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2026
USD ($)
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]  
Reserve for unpaid losses and LAE, beginning balance $ 49,159
Reinsurance recoverable on losses and LAE, beginning balance (8,424)
Reserve for unpaid losses and LAE reserve, net of reinsurance recoverables, beginning balance 40,735
Add provisions (reductions) for losses and LAE occurring in:  
Current year 22,595
Prior years (1,409)
Net incurred losses and LAE during the current year 21,186
Deduct payments for losses and LAE occurring in:  
Current year (8,012)
Prior years (13,850)
Net claim and LAE payments during the current year (21,862)
Reserve for unpaid losses and LAE, net of reinsurance recoverable, ending balance 40,059
Reinsurance recoverable on losses and LAE, ending balance (7,389)
Reserve for unpaid losses and LAE, ending balance $ 47,448