Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Cash flows from operating activities:
Net income	$ 1,936	$ 3,736
Adjustments to reconcile net income to net cash provided by (used in) operating activities
Depreciation and amortization	5,078	5,985
Provision for doubtful accounts	1,533	1,393
Change in fair value of private warrant liability	0	732
Change in fair value of derivatives	(1,767)	(6,673)
Stock-based compensation	7,283	4,910
Non-cash interest expense	14,856	11,334
Other operating activities	(1,007)	(38)
Change in operating assets and liabilities, net of acquisitions and divestitures
Accounts receivable	(3,660)	(753)
Reinsurance balance due	(764)	(2,081)
Deferred policy acquisition costs	(1,762)	1,544
Prepaid expenses and other current assets	(5,744)	(2,823)
Accounts payable	(355)	1,163
Accrued expenses and other current liabilities	(2,274)	99
Losses and loss adjustment expense reserves	(1,712)	4,027
Other insurance liabilities, current	2,523	(7,440)
Deferred revenue	(4,820)	(26,238)
Refundable customer deposits	(762)	138
Other assets and liabilities, net	4,440	(193)
Net cash provided by (used in) operating activities	13,022	(11,178)
Cash flows from investing activities:
Purchases of property and equipment	(176)	(65)
Capitalized internal use software development costs	(3,555)	(3,281)
Purchases of short-term and long-term investments	(30,093)	(40,901)
Maturities, sales of short-term and long-term investments	33,434	24,879
Net cash used in investing activities	(390)	(19,368)
Cash flows from financing activities:
Repayments of principal	0	(150)
Repurchase of stock	(2,511)	0
Other financing activities	124	(79)
Net cash used in financing activities	(2,387)	(229)
Net change in cash, cash equivalents, and restricted cash and cash equivalents	10,245	(30,775)
Cash, cash equivalents, and restricted cash and cash equivalents at beginning of period	169,111	196,782
Cash, cash equivalents, and restricted cash and cash equivalents at end of period	179,356	166,007
Supplemental schedule of non-cash investing and financing activities
Non-cash additions of internally developed software	1,135	0
Supplemental disclosures
Cash paid for interest	41	12
Income taxes paid	$ 8,259	$ 89