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Unpaid Losses and Loss Adjustment Reserve - Unpaid Losses and LAE Gross (Details)
$ in Thousands
6 Months Ended
Jun. 30, 2025
USD ($)
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]  
Reserve for unpaid losses and LAE, beginning balance $ 67,785
Reinsurance recoverable on losses and LAE, beginning balance (19,793)
Reserve for unpaid losses and LAE reserve, net of reinsurance recoverables, beginning balance 47,992
Add provisions (reductions) for losses and LAE occurring in:  
Current year 58,375
Prior years 3,352
Net incurred losses and LAE during the current year 61,727
Deduct payments for losses and LAE occurring in:  
Current year (27,849)
Prior years (31,684)
Net claim and LAE payments during the current year (59,533)
Reserve for unpaid losses and LAE, net of reinsurance recoverable, ending balance 50,186
Reinsurance recoverable on losses and LAE, ending balance (17,881)
Reserve for unpaid losses and LAE, ending balance $ 68,067