Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Current assets
Cash and cash equivalents	$ 167,643	$ 258,418
Accounts receivable, net	19,106	24,288
Short-term investments	24,099	35,588
Reinsurance balance due	92,303	83,582
Prepaid expenses and other current assets	15,295	13,214
Deferred policy acquisition costs	17,542	27,174
Restricted cash and cash equivalents	29,139	38,814
Total current assets	365,127	481,078
Property, equipment, and software, net	22,542	16,861
Goodwill	191,907	191,907
Long-term investments	158,652	103,588
Intangible assets, net	68,746	87,216
Other assets	6,994	18,743
Total assets	813,968	899,393
Current liabilities
Accounts payable	4,538	8,761
Accrued expenses and other current liabilities	41,245	59,396
Deferred revenue	248,669	248,683
Refundable customer deposits	12,629	17,980
Current debt	150	244
Losses and loss adjustment expense reserves	67,785	95,503
Other insurance liabilities, current	39,140	31,585
Total current liabilities	414,156	462,152
Long-term debt	403,788	435,495
Other liabilities	39,249	37,429
Total liabilities	857,193	935,076
Commitments and contingencies (Note 17)
Stockholders' deficit
Common stock, $0.0001 par value per share:	10	10
Additional paid-in capital	717,066	690,223
Accumulated other comprehensive loss	(5,446)	(3,860)
Accumulated deficit	(754,855)	(722,056)
Total stockholders' deficit	(43,225)	(35,683)
Total liabilities and stockholders' deficit	$ 813,968	$ 899,393