Unpaid Losses and Loss Adjustment Reserve - Unpaid Losses and LAE Gross (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]
Reserve for unpaid losses and LAE, beginning balance	$ 95,503	$ 100,632
Reserve for unpaid losses and LAE reserve, net of reinsurance recoverables	(19,793)	(19,808)	$ (76,999)
Reserve for unpaid losses and LAE reserve, net of reinsurance recoverables, beginning balance	75,695	23,633
Add provisions (reductions) for losses and LAE occurring in:
Current year	200,833	197,792
Prior years	(4,926)	(158)
Net incurred losses and LAE during the current year	195,907	197,634
Deduct payments for losses and LAE occurring in:
Current year	(162,329)	(125,370)
Prior years	(61,281)	(20,202)
Net claim and LAE payments during the current year	(223,610)	(145,572)
Reserve for unpaid losses and LAE reserve, net of reinsurance recoverables, ending balance	47,992	75,695
Reserve for unpaid losses and LAE	(19,793)	(19,808)
Reserve for unpaid losses and LAE, ending balance	$ 67,785	$ 95,503