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Reinsurance - Narrative (Details)
$ in Thousands
1 Months Ended 6 Months Ended 12 Months Ended
Apr. 01, 2024
USD ($)
layer
program
Jan. 19, 2024
Jul. 01, 2023
USD ($)
Apr. 01, 2022
USD ($)
layer
Mar. 31, 2022
USD ($)
layer
Jan. 31, 2024
USD ($)
Aug. 31, 2023
USD ($)
layer
Dec. 31, 2023
USD ($)
placement
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
placement
Dec. 31, 2022
layer
placement
Reinsurance Retention [Line Items]                      
Reinsurance recoverable               $ 12,629 $ 7,111 $ 12,629  
Arrangement term   5 years                  
Proceeds from collaborative agreement           $ 25,000          
Proceeds from collaborative agreement, non-refundable                 8,700    
Cash recoveries                 3,000    
Vesttoo | Homeowners of America Insurance Company                      
Reinsurance Retention [Line Items]                      
Additional premium payments               $ 20,000      
Reinsurance, collateral received from trust                   47,600  
Credit loss charge                   36,000  
Reinsurance, collateral, line of credit facility     $ 300,000                
Maximum | Vesttoo | Homeowners of America Insurance Company                      
Reinsurance Retention [Line Items]                      
Reinsurance coverage limit                   $ 175,000  
Reinsurance Quota Share Program                      
Reinsurance Retention [Line Items]                      
Number of programs | program 1                    
Reinsured risk percentage 27.50%                    
Number of placements for reinsurance programs | placement               3   3 2
Reinsurance Quota Share Program | TEXAS                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                   42.00%  
Reinsurance Quota Share Program | SOUTH CAROLINA                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                   7.00%  
Reinsurance Quota Share Program | Core Locations                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                   9.50% 90.00%
Reinsurance Quota Share Program | Core Locations outside of Texas                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                   8.00%  
Reinsurance Quota Share Program | Combined Program                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                   5.00%  
Reinsurance Quota Share Program | Coastal Locations                      
Reinsurance Retention [Line Items]                      
Reinsured risk percentage                     61.75%
Reinsurance Property Catastrophe Treaties                      
Reinsurance Retention [Line Items]                      
Amount retained       $ 4,000 $ 2,000            
Excess amount retained $ 465,000     $ 336,000     $ 440,000        
Number of retention layers for reinsurance policy | layer 5     5 4   4       3
Reinsurance Property Catastrophe Treaties | Minimum                      
Reinsurance Retention [Line Items]                      
Amount retained $ 45,000           $ 20,000        
Reinsurance Property Catastrophe Treaties | Maximum                      
Reinsurance Retention [Line Items]                      
Amount retained $ 75,000           $ 80,000        
Reinsurance Property Non-weather Losses                      
Reinsurance Retention [Line Items]                      
Excess amount retained                 500    
Reinsurance Property Non-weather Losses | Core Locations                      
Reinsurance Retention [Line Items]                      
Amount retained                 50    
Reinsurance Property Non-weather Losses | Coastal Locations                      
Reinsurance Retention [Line Items]                      
Amount retained                 191    
Reinsurance Severe Convective Storm                      
Reinsurance Retention [Line Items]                      
Reinsurance recoverable                 30,000    
Amount retained, per policy                 $ 85,000