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Reinsurance (Tables)
 6 Months Ended
Jun. 30, 2024
Reinsurance Disclosures [Abstract]  
Schedule of Effects of Reinsurance on Premiums Written, Earned, Incurred Losses and LAE
The effects of reinsurance on premiums written and earned for the three and six months ended June 30, 2024 and 2023, were as follows:
Three Months Ended June 30,
20242023
WrittenEarnedWrittenEarned
Direct premiums$109,716$102,345$121,540$116,397
Ceded premiums(59,857)(40,518)(67,387)(72,166)
Net premiums$49,859$61,827$54,153$44,231
Six Months Ended June 30,
20242023
WrittenEarnedWrittenEarned
Direct premiums$184,820 $210,933 $218,413 $231,221 
Ceded premiums(90,186)(76,881)(65,121)(146,840)
Net premiums$94,634 $134,052 $153,292 $84,381 

The effects of reinsurance on incurred losses and loss adjustment expense (“LAE”) for the three and six months ended June 30, 2024 and 2023, were as follows:
Three Months Ended June 30,Six Months Ended June 30,
2024202320242023
Direct losses and LAE$110,210 $137,591 $189,626 $227,606 
Ceded losses and LAE(26,060)(66,442)(36,543)(113,598)
Net losses and LAE$84,150 $71,149 $153,083 $114,008 
Schedule of Reinsurance Balances Due
The detail of reinsurance balances due is as follows:
June 30,
2024		December 31,
2023
Ceded unearned premium$58,045 $50,697 
Losses and LAE reserve26,231 19,911 
Reinsurance recoverable20,334 12,629 
Other120 345 
Reinsurance balance due$104,730 $83,582