Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Current assets
Cash and cash equivalents	$ 260,198	$ 315,741
Accounts receivable, net	37,032	28,767
Short-term investments	7,212	9,251
Reinsurance balance due	303,987	228,416
Prepaid expenses and other current assets	21,160	14,338
Restricted cash	16,296	8,551
Total current assets	645,885	605,064
Property, equipment, and software, net	11,236	6,666
Operating lease right-of-use assets	4,697	4,504
Goodwill	228,091	225,654
Long-term investments	55,357	58,324
Intangible assets, net	111,728	129,830
Restricted cash, non-current	500	500
Long-term insurance commissions receivable	11,930	7,521
Other assets	3,057	684
Total assets	1,072,481	1,038,747
Current liabilities
Accounts payable	6,717	6,965
Accrued expenses and other current liabilities	36,847	37,675
Deferred revenue	277,616	201,085
Refundable customer deposit	19,867	15,274
Current portion of long-term debt	6,275	150
Losses and loss adjustment expense reserves	100,298	61,949
Other insurance liabilities, current	55,945	40,024
Total current liabilities	503,565	363,122
Long-term debt	425,012	414,585
Operating lease liabilities, non-current	2,968	2,694
Earnout liability, at fair value	57	13,866
Private warrant liability, at fair value	802	15,193
Other liabilities (includes $23,228 and $9,617 at fair value, respectively)	24,952	12,242
Total liabilities	957,356	821,702
Commitments and contingencies (Note 12)
Stockholders' equity
Common stock, $0.0001 par value: Authorized shares - 400,000,000 and 400,000,000, respectively Issued and outstanding shares - 100,410,325 and 97,961,597, respectively	10	10
Additional paid-in capital	664,362	641,406
Accumulated other comprehensive loss	(6,571)	(259)
Accumulated deficit	(542,676)	(424,112)
Total stockholders' equity	115,125	217,045
Total liabilities and stockholders' equity	$ 1,072,481	$ 1,038,747