The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 438 3,385 SH   SOLE 0 0 0 3,385
ABBOTT LABS COM 002824100 552 5,081 SH   SOLE 0 0 0 5,081
ABBVIE INC COM 00287Y109 1,612 10,528 SH   SOLE 0 0 0 10,528
ACCELERATE DIAGNOSTICS INC COM 00430H102 22 21,753 SH   SOLE 0 0 0 21,753
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 348 1,255 SH   SOLE 0 0 0 1,255
ADOBE SYSTEMS INCORPORATED COM 00724F101 454 1,241 SH   SOLE 0 0 0 1,241
ADVANCE AUTO PARTS INC COM 00751Y106 208 1,201 SH   SOLE 0 0 0 1,201
AERIE PHARMACEUTICALS INC NOTE 1.500%10/0 00771VAB4 18 21,000 PRN   SOLE 0 0 0 21,000
AES CORP COM 00130H105 230 10,931 SH   SOLE 0 0 0 10,931
AIR PRODS & CHEMS INC COM 009158106 213 884 SH   SOLE 0 0 0 884
AIRBNB INC NOTE 3/1 009066AB7 19 23,000 PRN   SOLE 0 0 0 23,000
ALLSTATE CORP COM 020002101 282 2,225 SH   SOLE 0 0 0 2,225
ALPHABET INC CAP STK CL A 02079K305 2,103 965 SH   SOLE 0 0 0 965
ALPHABET INC CAP STK CL C 02079K107 1,606 734 SH   SOLE 0 0 0 734
ALTRIA GROUP INC COM 02209S103 3,058 73,208 SH   SOLE 0 0 0 73,208
AMAZON COM INC COM 023135106 4,069 38,311 SH   SOLE 0 0 0 38,311
AMEREN CORP COM 023608102 224 2,483 SH   SOLE 0 0 0 2,483
AMERICAN ELEC PWR CO INC COM 025537101 279 2,913 SH   SOLE 0 0 0 2,913
AMERICAN EXPRESS CO COM 025816109 560 4,037 SH   SOLE 0 0 0 4,037
AMERICAN INTL GROUP INC COM NEW 026874784 363 7,109 SH   SOLE 0 0 0 7,109
AMERICAN TOWER CORP NEW COM 03027X100 986 3,859 SH   SOLE 0 0 0 3,859
AMGEN INC COM 031162100 557 2,288 SH   SOLE 0 0 0 2,288
APOLLO COML REAL ESTATE FIN NOTE 5.375%10/1 03762UAC9 14 14,000 PRN   SOLE 0 0 0 14,000
APPLE INC COM 037833100 15,056 110,124 SH   SOLE 0 0 0 110,124
ASML HOLDING N V N Y REGISTRY SHS N07059210 202 424 SH   SOLE 0 0 0 424
ASTRAZENECA PLC SPONSORED ADR 046353108 487 7,375 SH   SOLE 0 0 0 7,375
AT&T INC COM 00206R102 1,241 59,229 SH   SOLE 0 0 0 59,229
AUTODESK INC COM 052769106 287 1,671 SH   SOLE 0 0 0 1,671
AUTOMATIC DATA PROCESSING IN COM 053015103 689 3,279 SH   SOLE 0 0 0 3,279
BANDWIDTH INC NOTE 0.250% 3/0 05988JAB9 12 18,000 PRN   SOLE 0 0 0 18,000
BAXTER INTL INC COM 071813109 292 4,551 SH   SOLE 0 0 0 4,551
BCE INC COM NEW 05534B760 325 6,613 SH   SOLE 0 0 0 6,613
BECTON DICKINSON & CO COM 075887109 325 1,318 SH   SOLE 0 0 0 1,318
BENTLEY SYS INC NOTE 0.125% 1/1 08265TAB5 13 15,000 PRN   SOLE 0 0 0 15,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,092 7,661 SH   SOLE 0 0 0 7,661
BIOGEN INC COM 09062X103 258 1,265 SH   SOLE 0 0 0 1,265
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 14 14,000 PRN   SOLE 0 0 0 14,000
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7 14 14,000 PRN   SOLE 0 0 0 14,000
BK OF AMERICA CORP COM 060505104 1,202 38,623 SH   SOLE 0 0 0 38,623
BLACKROCK INC COM 09247X101 518 851 SH   SOLE 0 0 0 851
BLACKSTONE INC COM 09260D107 1,230 13,480 SH   SOLE 0 0 0 13,480
BLACKSTONE MORTGAGE TRUST IN NOTE 4.750% 3/1 09257WAC4 15 15,000 PRN   SOLE 0 0 0 15,000
BLOCK INC NOTE 0.125% 3/0 852234AF0 12 13,000 PRN   SOLE 0 0 0 13,000
BLOCK INC NOTE 0.250%11/0 852234AK9 21 29,000 PRN   SOLE 0 0 0 29,000
BOEING CO COM 097023105 1,043 7,627 SH   SOLE 0 0 0 7,627
BP PLC SPONSORED ADR 055622104 249 8,776 SH   SOLE 0 0 0 8,776
BRISTOL-MYERS SQUIBB CO COM 110122108 904 11,737 SH   SOLE 0 0 0 11,737
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 406 9,463 SH   SOLE 0 0 0 9,463
BROADCOM INC COM 11135F101 1,306 2,689 SH   SOLE 0 0 0 2,689
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 147 13,136 SH   SOLE 0 0 0 13,136
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 182 16,931 SH   SOLE 0 0 0 16,931
CARLYLE SECURED LENDING INC COM 872280102 144 11,314 SH   SOLE 0 0 0 11,314
CATERPILLAR INC COM 149123101 388 2,172 SH   SOLE 0 0 0 2,172
CEDAR FAIR L P DEPOSITRY UNIT 150185106 822 18,725 SH   SOLE 0 0 0 18,725
CENTENE CORP DEL COM 15135B101 214 2,529 SH   SOLE 0 0 0 2,529
CHEESECAKE FACTORY INC NOTE 0.375% 6/1 163072AA9 22 29,000 PRN   SOLE 0 0 0 29,000
CHEFS WHSE INC NOTE 1.875%12/0 163086AB7 21 19,000 PRN   SOLE 0 0 0 19,000
CHEGG INC NOTE 0.125% 3/1 163092AD1 13 15,000 PRN   SOLE 0 0 0 15,000
CHEVRON CORP NEW COM 166764100 2,339 16,157 SH   SOLE 0 0 0 16,157
CHIPOTLE MEXICAN GRILL INC COM 169656105 587 449 SH   SOLE 0 0 0 449
CHUBB LIMITED COM H1467J104 730 3,715 SH   SOLE 0 0 0 3,715
CIGNA CORP NEW COM 125523100 534 2,027 SH   SOLE 0 0 0 2,027
CISCO SYS INC COM 17275R102 1,247 29,251 SH   SOLE 0 0 0 29,251
CITIGROUP INC COM NEW 172967424 307 6,674 SH   SOLE 0 0 0 6,674
CME GROUP INC COM 12572Q105 460 2,247 SH   SOLE 0 0 0 2,247
COCA COLA CO COM 191216100 1,164 18,508 SH   SOLE 0 0 0 18,508
COMCAST CORP NEW CL A 20030N101 1,685 42,953 SH   SOLE 0 0 0 42,953
CONOCOPHILLIPS COM 20825C104 474 5,274 SH   SOLE 0 0 0 5,274
CORNING INC COM 219350105 287 9,104 SH   SOLE 0 0 0 9,104
CORTEVA INC COM 22052L104 296 5,465 SH   SOLE 0 0 0 5,465
COSTCO WHSL CORP NEW COM 22160K105 416 867 SH   SOLE 0 0 0 867
CROWN CASTLE INTL CORP NEW COM 22822V101 718 4,263 SH   SOLE 0 0 0 4,263
CURIS INC COM NEW 231269200 10 10,000 SH   SOLE 0 0 0 10,000
CVS HEALTH CORP COM 126650100 775 8,359 SH   SOLE 0 0 0 8,359
CYBERARK SOFTWARE LTD NOTE 11/1 23248VAB1 13 12,000 PRN   SOLE 0 0 0 12,000
DANAHER CORPORATION COM 235851102 642 2,534 SH   SOLE 0 0 0 2,534
DEERE & CO COM 244199105 332 1,110 SH   SOLE 0 0 0 1,110
DENISON MINES CORP COM 248356107 49 50,000 SH   SOLE 0 0 0 50,000
DEXCOM INC NOTE 0.250%11/1 252131AK3 18 20,000 PRN   SOLE 0 0 0 20,000
DIAGEO PLC SPON ADR NEW 25243Q205 376 2,160 SH   SOLE 0 0 0 2,160
DIGITAL RLTY TR INC COM 253868103 290 2,232 SH   SOLE 0 0 0 2,232
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,024 25,134 SH   SOLE 0 0 0 25,134
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,600 68,684 SH   SOLE 0 0 0 68,684
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 317 6,608 SH   SOLE 0 0 0 6,608
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,738 43,220 SH   SOLE 0 0 0 43,220
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 683 23,658 SH   SOLE 0 0 0 23,658
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,095 34,650 SH   SOLE 0 0 0 34,650
DISH NETWORK CORPORATION NOTE 3.375% 8/1 25470MAB5 27 40,000 PRN   SOLE 0 0 0 40,000
DISNEY WALT CO COM 254687106 1,067 11,304 SH   SOLE 0 0 0 11,304
DNP SELECT INCOME FD INC COM 23325P104 832 76,768 SH   SOLE 0 0 0 76,768
DOMINION ENERGY INC COM 25746U109 915 11,469 SH   SOLE 0 0 0 11,469
DOW INC COM 260557103 490 9,497 SH   SOLE 0 0 0 9,497
DRAFTKINGS INC NEW NOTE 3/1 26142RAB0 8 13,000 PRN   SOLE 0 0 0 13,000
DROPBOX INC NOTE 3/0 26210CAC8 13 14,000 PRN   SOLE 0 0 0 14,000
DUKE ENERGY CORP NEW COM NEW 26441C204 905 8,441 SH   SOLE 0 0 0 8,441
EATON CORP PLC SHS G29183103 638 5,064 SH   SOLE 0 0 0 5,064
EATON VANCE LTD DURATION INC COM 27828H105 142 13,725 SH   SOLE 0 0 0 13,725
EDISON INTL COM 281020107 410 6,488 SH   SOLE 0 0 0 6,488
EDWARDS LIFESCIENCES CORP COM 28176E108 218 2,294 SH   SOLE 0 0 0 2,294
ELEVANCE HEALTH INC COM 036752103 220 455 SH   SOLE 0 0 0 455
EMERSON ELEC CO COM 291011104 307 3,860 SH   SOLE 0 0 0 3,860
ENBRIDGE INC COM 29250N105 793 18,774 SH   SOLE 0 0 0 18,774
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 127 12,706 SH   SOLE 0 0 0 12,706
ENPHASE ENERGY INC NOTE 3/0 29355AAK3 14 14,000 PRN   SOLE 0 0 0 14,000
ENTERPRISE PRODS PARTNERS L COM 293792107 362 14,870 SH   SOLE 0 0 0 14,870
EOG RES INC COM 26875P101 421 3,813 SH   SOLE 0 0 0 3,813
EQUINIX INC COM 29444U700 397 604 SH   SOLE 0 0 0 604
ESSENTIAL UTILS INC COM 29670G102 416 9,072 SH   SOLE 0 0 0 9,072
EVERBRIDGE INC NOTE 0.125%12/1 29978AAC8 17 20,000 PRN   SOLE 0 0 0 20,000
EVERGY INC COM 30034W106 230 3,532 SH   SOLE 0 0 0 3,532
EVOLENT HEALTH INC NOTE 1.500%10/1 30050BAD3 33 29,000 PRN   SOLE 0 0 0 29,000
EXACT SCIENCES CORP NOTE 0.375% 3/0 30063PAC9 12 17,000 PRN   SOLE 0 0 0 17,000
EXACT SCIENCES CORP NOTE 1.000% 1/1 30063PAA3 11 12,000 PRN   SOLE 0 0 0 12,000
EXCHANGE TRADED CONCEPTS TR VSPR US LC ETF 301505749 240 9,651 SH   SOLE 0 0 0 9,651
EXELON CORP COM 30161N101 238 5,242 SH   SOLE 0 0 0 5,242
EXXON MOBIL CORP COM 30231G102 2,515 29,371 SH   SOLE 0 0 0 29,371
F N B CORP COM 302520101 401 36,952 SH   SOLE 0 0 0 36,952
FIDELITY NATL INFORMATION SV COM 31620M106 677 7,385 SH   SOLE 0 0 0 7,385
FIRSTENERGY CORP COM 337932107 304 7,909 SH   SOLE 0 0 0 7,909
FISERV INC COM 337738108 217 2,442 SH   SOLE 0 0 0 2,442
FIVE9 INC NOTE 0.500% 6/0 338307AD3 12 12,000 PRN   SOLE 0 0 0 12,000
FORD MTR CO DEL NOTE 3/1 345370CZ1 17 19,000 PRN   SOLE 0 0 0 19,000
FORD MTR CO DEL COM 345370860 300 26,937 SH   SOLE 0 0 0 26,937
GENERAL MLS INC COM 370334104 357 4,729 SH   SOLE 0 0 0 4,729
GENERAL MTRS CO COM 37045V100 442 13,926 SH   SOLE 0 0 0 13,926
GENUINE PARTS CO COM 372460105 406 3,055 SH   SOLE 0 0 0 3,055
GENWORTH FINL INC COM CL A 37247D106 71 20,014 SH   SOLE 0 0 0 20,014
GILEAD SCIENCES INC COM 375558103 342 5,525 SH   SOLE 0 0 0 5,525
GLOBAL X FDS US INFR DEV ETF 37954Y673 236 10,386 SH   SOLE 0 0 0 10,386
GOHEALTH INC COM CL A 38046W105 10 16,150 SH   SOLE 0 0 0 16,150
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,920 25,625 SH   SOLE 0 0 0 25,625
GOLDMAN SACHS GROUP INC COM 38141G104 872 2,935 SH   SOLE 0 0 0 2,935
HAEMONETICS CORP MASS NOTE 3/0 405024AB6 23 29,000 PRN   SOLE 0 0 0 29,000
HANESBRANDS INC COM 410345102 107 10,427 SH   SOLE 0 0 0 10,427
HEALTH CATALYST INC NOTE 2.500% 4/1 42225TAB3 18 20,000 PRN   SOLE 0 0 0 20,000
HEICO CORP NEW CL A 422806208 1,915 18,176 SH   SOLE 0 0 0 18,176
HEICO CORP NEW COM 422806109 1,003 7,652 SH   SOLE 0 0 0 7,652
HERBALIFE NUTRITION LTD NOTE 2.625% 3/1 42703MAD5 25 28,000 PRN   SOLE 0 0 0 28,000
HOME DEPOT INC COM 437076102 1,738 6,337 SH   SOLE 0 0 0 6,337
HONEYWELL INTL INC COM 438516106 459 2,639 SH   SOLE 0 0 0 2,639
HUNTINGTON BANCSHARES INC COM 446150104 647 53,787 SH   SOLE 0 0 0 53,787
IMAX CORP NOTE 0.500% 4/0 45245EAJ8 12 13,000 PRN   SOLE 0 0 0 13,000
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 597 24,608 SH   SOLE 0 0 0 24,608
INNOVATOR ETFS TR US SML CP PWR B 45782C284 1,700 72,773 SH   SOLE 0 0 0 72,773
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 5,191 161,460 SH   SOLE 0 0 0 161,460
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 459 15,789 SH   SOLE 0 0 0 15,789
INTEL CORP COM 458140100 653 17,462 SH   SOLE 0 0 0 17,462
INTERNATIONAL BUSINESS MACHS COM 459200101 709 5,024 SH   SOLE 0 0 0 5,024
INTUITIVE SURGICAL INC COM NEW 46120E602 221 1,100 SH   SOLE 0 0 0 1,100
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 539 11,193 SH   SOLE 0 0 0 11,193
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 381 3,303 SH   SOLE 0 0 0 3,303
INVESCO QQQ TR UNIT SER 1 46090E103 2,277 8,123 SH   SOLE 0 0 0 8,123
IONIS PHARMACEUTICALS INC NOTE 0.125%12/1 462222AB6 12 14,000 PRN   SOLE 0 0 0 14,000
ISHARES INC MSCI EMRG CHN 46434G764 258 5,393 SH   SOLE 0 0 0 5,393
ISHARES INC CORE MSCI EMKT 46434G103 18,653 380,216 SH   SOLE 0 0 0 380,216
ISHARES TR CORE MSCI EAFE 46432F842 34,018 578,047 SH   SOLE 0 0 0 578,047
ISHARES TR CORE 1 5 YR USD 46432F859 524 11,061 SH   SOLE 0 0 0 11,061
ISHARES TR MSCI USA MIN VOL 46429B697 2,785 39,665 SH   SOLE 0 0 0 39,665
ISHARES TR CORE HIGH DV ETF 46429B663 367 3,655 SH   SOLE 0 0 0 3,655
ISHARES TR MSCI USA SMCP MN 46435G433 818 24,011 SH   SOLE 0 0 0 24,011
ISHARES TR CORE DIV GRWTH 46434V621 419 8,785 SH   SOLE 0 0 0 8,785
ISHARES TR MSCI USA MMENTM 46432F396 1,098 8,054 SH   SOLE 0 0 0 8,054
ISHARES TR MSCI USA VALUE 46432F388 204 2,252 SH   SOLE 0 0 0 2,252
ISHARES TR MSCI USA QLT FCT 46432F339 511 4,576 SH   SOLE 0 0 0 4,576
ISHARES TR 0-5YR HI YL CP 46434V407 415 10,234 SH   SOLE 0 0 0 10,234
ISHARES TR HDG MSCI EAFE 46434V803 477 15,004 SH   SOLE 0 0 0 15,004
ISHARES TR U.S. MED DVC ETF 464288810 273 5,410 SH   SOLE 0 0 0 5,410
ISHARES TR JPMORGAN USD EMG 464288281 350 4,099 SH   SOLE 0 0 0 4,099
ISHARES TR EAFE SML CP ETF 464288273 361 6,612 SH   SOLE 0 0 0 6,612
ISHARES TR EAFE VALUE ETF 464288877 588 13,558 SH   SOLE 0 0 0 13,558
ISHARES TR CORE S&P TTL STK 464287150 258 3,082 SH   SOLE 0 0 0 3,082
ISHARES TR CORE US AGGBD ET 464287226 6,519 64,116 SH   SOLE 0 0 0 64,116
ISHARES TR SELECT DIVID ETF 464287168 265 2,254 SH   SOLE 0 0 0 2,254
ISHARES TR CORE S&P MCP ETF 464287507 1,676 7,407 SH   SOLE 0 0 0 7,407
ISHARES TR CORE S&P SCP ETF 464287804 1,762 19,064 SH   SOLE 0 0 0 19,064
ISHARES TR S&P 500 VAL ETF 464287408 268 1,953 SH   SOLE 0 0 0 1,953
ISHARES TR CORE S&P500 ETF 464287200 84,637 223,229 SH   SOLE 0 0 0 223,229
ISHARES TR S&P 500 GRWT ETF 464287309 1,414 23,430 SH   SOLE 0 0 0 23,430
ISHARES TR RUS 1000 VAL ETF 464287598 1,432 9,875 SH   SOLE 0 0 0 9,875
ISHARES TR RUS 1000 GRW ETF 464287614 1,171 5,353 SH   SOLE 0 0 0 5,353
ISHARES TR RUSSELL 2000 ETF 464287655 578 3,411 SH   SOLE 0 0 0 3,411
ISHARES TR EXPND TEC SC ETF 464287549 669 2,274 SH   SOLE 0 0 0 2,274
ISHARES TR U.S. FIN SVC ETF 464287770 654 4,411 SH   SOLE 0 0 0 4,411
ISHARES TR RUS MID CAP ETF 464287499 966 14,938 SH   SOLE 0 0 0 14,938
ISHARES TR RUS MDCP VAL ETF 464287473 747 7,353 SH   SOLE 0 0 0 7,353
ISHARES TR U.S. TECH ETF 464287721 1,601 20,027 SH   SOLE 0 0 0 20,027
ISHARES TR BROAD USD HIGH 46435U853 1,126 32,519 SH   SOLE 0 0 0 32,519
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 431 7,338 SH   SOLE 0 0 0 7,338
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,311 23,638 SH   SOLE 0 0 0 23,638
JANUS DETROIT STR TR HENDERSON MTG 47103U852 409 8,520 SH   SOLE 0 0 0 8,520
JETBLUE AIRWAYS CORP NOTE 0.500% 4/0 477143AP6 9 12,000 PRN   SOLE 0 0 0 12,000
JOHNSON & JOHNSON COM 478160104 3,367 18,971 SH   SOLE 0 0 0 18,971
JOHNSON CTLS INTL PLC SHS G51502105 236 4,935 SH   SOLE 0 0 0 4,935
JPMORGAN CHASE & CO COM 46625H100 3,550 31,522 SH   SOLE 0 0 0 31,522
KAMAN CORP NOTE 3.250% 5/0 483548AF0 15 16,000 PRN   SOLE 0 0 0 16,000
KEYCORP COM 493267108 317 18,396 SH   SOLE 0 0 0 18,396
KIMBERLY-CLARK CORP COM 494368103 457 3,381 SH   SOLE 0 0 0 3,381
KINDER MORGAN INC DEL COM 49456B101 358 21,345 SH   SOLE 0 0 0 21,345
KITE RLTY GROUP TR COM NEW 49803T300 697 40,284 SH   SOLE 0 0 0 40,284
L3HARRIS TECHNOLOGIES INC COM 502431109 299 1,237 SH   SOLE 0 0 0 1,237
LAMAR ADVERTISING CO NEW CL A 512816109 287 3,266 SH   SOLE 0 0 0 3,266
LILLY ELI & CO COM 532457108 1,330 4,101 SH   SOLE 0 0 0 4,101
LINCOLN ELEC HLDGS INC COM 533900106 518 4,203 SH   SOLE 0 0 0 4,203
LINDE PLC SHS G5494J103 401 1,393 SH   SOLE 0 0 0 1,393
LIVEPERSON INC NOTE 0.750% 3/0 538146AB7 11 12,000 PRN   SOLE 0 0 0 12,000
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 112 55,029 SH   SOLE 0 0 0 55,029
LOCKHEED MARTIN CORP COM 539830109 1,155 2,687 SH   SOLE 0 0 0 2,687
LOWES COS INC COM 548661107 334 1,910 SH   SOLE 0 0 0 1,910
LYFT INC NOTE 1.500% 5/1 55087PAB0 10 12,000 PRN   SOLE 0 0 0 12,000
M & T BK CORP COM 55261F104 240 1,508 SH   SOLE 0 0 0 1,508
MACOM TECH SOLUTIONS HLDGS I NOTE 0.250% 3/1 55405YAB6 10 12,000 PRN   SOLE 0 0 0 12,000
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 256 5,357 SH   SOLE 0 0 0 5,357
MARATHON PETE CORP COM 56585A102 506 6,160 SH   SOLE 0 0 0 6,160
MARRIOTT INTL INC NEW CL A 571903202 385 2,834 SH   SOLE 0 0 0 2,834
MARRIOTT VACATIONS WORLDWIDE NOTE 1/1 57164YAD9 12 13,000 PRN   SOLE 0 0 0 13,000
MASTERCARD INCORPORATED CL A 57636Q104 864 2,739 SH   SOLE 0 0 0 2,739
MCDONALDS CORP COM 580135101 1,672 6,774 SH   SOLE 0 0 0 6,774
MCKESSON CORP COM 58155Q103 258 791 SH   SOLE 0 0 0 791
MEDTRONIC PLC SHS G5960L103 760 8,466 SH   SOLE 0 0 0 8,466
MERCK & CO INC COM 58933Y105 2,103 23,065 SH   SOLE 0 0 0 23,065
META PLATFORMS INC CL A 30303M102 873 5,417 SH   SOLE 0 0 0 5,417
METLIFE INC COM 59156R108 361 5,749 SH   SOLE 0 0 0 5,749
MICRON TECHNOLOGY INC COM 595112103 224 4,047 SH   SOLE 0 0 0 4,047
MICROSOFT CORP COM 594918104 10,496 40,867 SH   SOLE 0 0 0 40,867
MONDELEZ INTL INC CL A 609207105 641 10,331 SH   SOLE 0 0 0 10,331
MORGAN STANLEY COM NEW 617446448 319 4,191 SH   SOLE 0 0 0 4,191
MOTOROLA SOLUTIONS INC COM NEW 620076307 320 1,527 SH   SOLE 0 0 0 1,527
NEOGENOMICS INC NOTE 0.250% 1/1 64049MAB6 22 36,000 PRN   SOLE 0 0 0 36,000
NETFLIX INC COM 64110L106 200 1,146 SH   SOLE 0 0 0 1,146
NEVRO CORP NOTE 2.750% 4/0 64157FAC7 13 14,000 PRN   SOLE 0 0 0 14,000
NEWMONT CORP COM 651639106 236 3,948 SH   SOLE 0 0 0 3,948
NEXTERA ENERGY INC COM 65339F101 707 9,127 SH   SOLE 0 0 0 9,127
NICE LTD NOTE 9/1 653656AB4 11 11,000 PRN   SOLE 0 0 0 11,000
NIKE INC CL B 654106103 1,080 10,570 SH   SOLE 0 0 0 10,570
NORTHROP GRUMMAN CORP COM 666807102 467 977 SH   SOLE 0 0 0 977
NOVARTIS AG SPONSORED ADR 66987V109 256 3,023 SH   SOLE 0 0 0 3,023
NOVO-NORDISK A S ADR 670100205 262 2,348 SH   SOLE 0 0 0 2,348
NUVASIVE INC NOTE 0.375% 3/1 670704AJ4 13 15,000 PRN   SOLE 0 0 0 15,000
NVIDIA CORPORATION COM 67066G104 947 6,246 SH   SOLE 0 0 0 6,246
OKTA INC NOTE 0.375% 6/1 679295AF2 19 23,000 PRN   SOLE 0 0 0 23,000
OLIN CORP COM PAR $1 680665205 216 4,663 SH   SOLE 0 0 0 4,663
OPENDOOR TECHNOLOGIES INC COM 683712103 77 16,438 SH   SOLE 0 0 0 16,438
ORACLE CORP COM 68389X105 830 11,872 SH   SOLE 0 0 0 11,872
PACER FDS TR TRENDP US LAR CP 69374H105 226 6,021 SH   SOLE 0 0 0 6,021
PARKER-HANNIFIN CORP COM 701094104 1,181 4,801 SH   SOLE 0 0 0 4,801
PAYPAL HLDGS INC COM 70450Y103 219 3,135 SH   SOLE 0 0 0 3,135
PEBBLEBROOK HOTEL TR NOTE 1.750%12/1 70509VAA8 10 11,000 PRN   SOLE 0 0 0 11,000
PEPSICO INC COM 713448108 1,483 8,897 SH   SOLE 0 0 0 8,897
PFIZER INC COM 717081103 1,757 33,519 SH   SOLE 0 0 0 33,519
PHILIP MORRIS INTL INC COM 718172109 1,170 11,852 SH   SOLE 0 0 0 11,852
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 557 16,666 SH   SOLE 0 0 0 16,666
PIONEER NAT RES CO COM 723787107 224 1,005 SH   SOLE 0 0 0 1,005
PNC FINL SVCS GROUP INC COM 693475105 596 3,780 SH   SOLE 0 0 0 3,780
PPG INDS INC COM 693506107 212 1,856 SH   SOLE 0 0 0 1,856
PPL CORP COM 69351T106 240 8,856 SH   SOLE 0 0 0 8,856
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 15 15,000 PRN   SOLE 0 0 0 15,000
PROCTER AND GAMBLE CO COM 742718109 1,925 13,385 SH   SOLE 0 0 0 13,385
PROGRESSIVE CORP COM 743315103 5,454 46,909 SH   SOLE 0 0 0 46,909
PROLOGIS INC. COM 74340W103 816 6,933 SH   SOLE 0 0 0 6,933
PROS HOLDINGS INC NOTE 1.000% 5/1 74346YAH6 25 27,000 PRN   SOLE 0 0 0 27,000
PRUDENTIAL FINL INC COM 744320102 282 2,944 SH   SOLE 0 0 0 2,944
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 300 4,738 SH   SOLE 0 0 0 4,738
Q2 HLDGS INC NOTE 0.750% 6/0 74736LAD1 12 14,000 PRN   SOLE 0 0 0 14,000
QUALCOMM INC COM 747525103 366 2,865 SH   SOLE 0 0 0 2,865
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,431 14,887 SH   SOLE 0 0 0 14,887
REALTY INCOME CORP COM 756109104 207 3,039 SH   SOLE 0 0 0 3,039
REDWOOD TRUST INC NOTE 5.625% 7/1 758075AD7 19 21,000 PRN   SOLE 0 0 0 21,000
RINGCENTRAL INC NOTE 3/0 76680RAF4 12 15,000 PRN   SOLE 0 0 0 15,000
ROYAL CARIBBEAN GROUP NOTE 4.250% 6/1 780153BB7 11 12,000 PRN   SOLE 0 0 0 12,000
S&P GLOBAL INC COM 78409V104 260 771 SH   SOLE 0 0 0 771
SALESFORCE INC COM 79466L302 393 2,384 SH   SOLE 0 0 0 2,384
SBA COMMUNICATIONS CORP NEW CL A 78410G104 323 1,009 SH   SOLE 0 0 0 1,009
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 50,761 1,301,890 SH   SOLE 0 0 0 1,301,890
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 70,221 1,572,339 SH   SOLE 0 0 0 1,572,339
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 355 5,055 SH   SOLE 0 0 0 5,055
SELECT SECTOR SPDR TR ENERGY 81369Y506 467 6,531 SH   SOLE 0 0 0 6,531
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 371 11,782 SH   SOLE 0 0 0 11,782
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 227 2,597 SH   SOLE 0 0 0 2,597
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,340 18,411 SH   SOLE 0 0 0 18,411
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,028 15,813 SH   SOLE 0 0 0 15,813
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 787 5,728 SH   SOLE 0 0 0 5,728
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,230 22,669 SH   SOLE 0 0 0 22,669
SEMPRA COM 816851109 223 1,486 SH   SOLE 0 0 0 1,486
SHERWIN WILLIAMS CO COM 824348106 377 1,685 SH   SOLE 0 0 0 1,685
SHIFT4 PMTS INC NOTE 12/1 82452JAB5 10 13,000 PRN   SOLE 0 0 0 13,000
SHOPIFY INC NOTE 0.125%11/0 82509LAA5 18 22,000 PRN   SOLE 0 0 0 22,000
SIRIUS XM HOLDINGS INC COM 82968B103 124 20,207 SH   SOLE 0 0 0 20,207
SNAP INC NOTE 0.750% 8/0 83304AAB2 21 22,000 PRN   SOLE 0 0 0 22,000
SNAP INC NOTE 0.250% 5/0 83304AAD8 15 15,000 PRN   SOLE 0 0 0 15,000
SOUTHERN CO COM 842587107 472 6,616 SH   SOLE 0 0 0 6,616
SPDR GOLD TR GOLD SHS 78463V107 480 2,847 SH   SOLE 0 0 0 2,847
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,970 5,222 SH   SOLE 0 0 0 5,222
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 229 553 SH   SOLE 0 0 0 553
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,369 118,657 SH   SOLE 0 0 0 118,657
SPDR SER TR S&P DIVID ETF 78464A763 384 3,239 SH   SOLE 0 0 0 3,239
SPDR SER TR PORTFOLIO AGRGTE 78464A649 471 17,887 SH   SOLE 0 0 0 17,887
SPDR SER TR BLOOMBERG SHT TE 78468R408 226 9,369 SH   SOLE 0 0 0 9,369
SPIRIT AIRLS INC NOTE 1.000% 5/1 848577AB8 21 23,000 PRN   SOLE 0 0 0 23,000
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 228 6,042 SH   SOLE 0 0 0 6,042
SPLUNK INC NOTE 1.125% 6/1 848637AF1 10 12,000 PRN   SOLE 0 0 0 12,000
SPLUNK INC NOTE 1.125% 9/1 848637AD6 21 22,000 PRN   SOLE 0 0 0 22,000
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 440 10,557 SH   SOLE 0 0 0 10,557
STARBUCKS CORP COM 855244109 611 7,999 SH   SOLE 0 0 0 7,999
STARWOOD PPTY TR INC NOTE 4.375% 4/0 85571BAH8 22 22,000 PRN   SOLE 0 0 0 22,000
SUMMIT HOTEL PPTYS NOTE 1.500% 2/1 866082AA8 16 19,000 PRN   SOLE 0 0 0 19,000
SYNEOS HEALTH INC CL A 87166B102 484 6,748 SH   SOLE 0 0 0 6,748
SYSCO CORP COM 871829107 313 3,695 SH   SOLE 0 0 0 3,695
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 262 3,211 SH   SOLE 0 0 0 3,211
TARGET CORP COM 87612E106 647 4,579 SH   SOLE 0 0 0 4,579
TC ENERGY CORP COM 87807B107 233 4,489 SH   SOLE 0 0 0 4,489
TE CONNECTIVITY LTD SHS H84989104 384 3,397 SH   SOLE 0 0 0 3,397
TELADOC HEALTH INC NOTE 1.250% 6/0 87918AAF2 15 20,000 PRN   SOLE 0 0 0 20,000
TESLA INC COM 88160R101 1,558 2,313 SH   SOLE 0 0 0 2,313
TEXAS INSTRS INC COM 882508104 675 4,390 SH   SOLE 0 0 0 4,390
THERMO FISHER SCIENTIFIC INC COM 883556102 604 1,112 SH   SOLE 0 0 0 1,112
TJX COS INC NEW COM 872540109 297 5,323 SH   SOLE 0 0 0 5,323
TOTALENERGIES SE SPONSORED ADS 89151E109 293 5,567 SH   SOLE 0 0 0 5,567
TRAVELERS COMPANIES INC COM 89417E109 511 3,022 SH   SOLE 0 0 0 3,022
TRUIST FINL CORP COM 89832Q109 832 17,542 SH   SOLE 0 0 0 17,542
TRX GOLD CORPORATION COM 87283P109 9 25,000 SH   SOLE 0 0 0 25,000
TWO HBRS INVT CORP COM NEW 90187B408 79 15,806 SH   SOLE 0 0 0 15,806
TYLER TEX INDPT SCH DIST NOTE 0.250% 3/1 902252AB1 13 14,000 PRN   SOLE 0 0 0 14,000
UBER TECHNOLOGIES INC NOTE 12/1 90353TAJ9 14 18,000 PRN   SOLE 0 0 0 18,000
UNILEVER PLC SPON ADR NEW 904767704 612 13,353 SH   SOLE 0 0 0 13,353
UNION PAC CORP COM 907818108 542 2,539 SH   SOLE 0 0 0 2,539
UNITED PARCEL SERVICE INC CL B 911312106 20,986 114,965 SH   SOLE 0 0 0 114,965
UNITEDHEALTH GROUP INC COM 91324P102 2,659 5,177 SH   SOLE 0 0 0 5,177
US BANCORP DEL COM NEW 902973304 536 11,649 SH   SOLE 0 0 0 11,649
VAIL RESORTS INC NOTE 1/0 91879QAN9 10 12,000 PRN   SOLE 0 0 0 12,000
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 267 9,891 SH   SOLE 0 0 0 9,891
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,076 13,499 SH   SOLE 0 0 0 13,499
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,142 27,899 SH   SOLE 0 0 0 27,899
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,099 14,157 SH   SOLE 0 0 0 14,157
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 910 12,096 SH   SOLE 0 0 0 12,096
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,405 48,537 SH   SOLE 0 0 0 48,537
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,503 27,395 SH   SOLE 0 0 0 27,395
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,435 8,179 SH   SOLE 0 0 0 8,179
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 938 7,239 SH   SOLE 0 0 0 7,239
VANGUARD INDEX FDS LARGE CAP ETF 922908637 563 3,264 SH   SOLE 0 0 0 3,264
VANGUARD INDEX FDS SMALL CP ETF 922908751 35,322 200,570 SH   SOLE 0 0 0 200,570
VANGUARD INDEX FDS GROWTH ETF 922908736 6,259 28,082 SH   SOLE 0 0 0 28,082
VANGUARD INDEX FDS VALUE ETF 922908744 4,015 30,445 SH   SOLE 0 0 0 30,445
VANGUARD INDEX FDS MID CAP ETF 922908629 3,117 15,827 SH   SOLE 0 0 0 15,827
VANGUARD INDEX FDS SM CP VAL ETF 922908611 302 2,014 SH   SOLE 0 0 0 2,014
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,604 17,600 SH   SOLE 0 0 0 17,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,097 5,817 SH   SOLE 0 0 0 5,817
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 613 9,658 SH   SOLE 0 0 0 9,658
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,392 537,635 SH   SOLE 0 0 0 537,635
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 753 15,077 SH   SOLE 0 0 0 15,077
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 996 19,944 SH   SOLE 0 0 0 19,944
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 322 4,219 SH   SOLE 0 0 0 4,219
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 219 1,273 SH   SOLE 0 0 0 1,273
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,000 17,761 SH   SOLE 0 0 0 17,761
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 928 14,606 SH   SOLE 0 0 0 14,606
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 349 5,110 SH   SOLE 0 0 0 5,110
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,180 24,683 SH   SOLE 0 0 0 24,683
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 276 3,932 SH   SOLE 0 0 0 3,932
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 360 4,497 SH   SOLE 0 0 0 4,497
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,173 22,119 SH   SOLE 0 0 0 22,119
VANGUARD STAR FDS VG TL INTL STK F 921909768 286 5,543 SH   SOLE 0 0 0 5,543
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 45,428 1,113,426 SH   SOLE 0 0 0 1,113,426
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,523 14,976 SH   SOLE 0 0 0 14,976
VELO3D INC COMMON STOCK 92259N104 32 22,866 SH   SOLE 0 0 0 22,866
VERIZON COMMUNICATIONS INC COM 92343V104 1,928 37,984 SH   SOLE 0 0 0 37,984
VERTEX PHARMACEUTICALS INC COM 92532F100 428 1,518 SH   SOLE 0 0 0 1,518
VICI PPTYS INC COM 925652109 391 13,129 SH   SOLE 0 0 0 13,129
VISA INC COM CL A 92826C839 1,783 9,056 SH   SOLE 0 0 0 9,056
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 19 20,000 PRN   SOLE 0 0 0 20,000
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 211 13,533 SH   SOLE 0 0 0 13,533
WALGREENS BOOTS ALLIANCE INC COM 931427108 277 7,301 SH   SOLE 0 0 0 7,301
WALMART INC COM 931142103 849 6,981 SH   SOLE 0 0 0 6,981
WARNER BROS DISCOVERY INC COM SER A 934423104 168 12,523 SH   SOLE 0 0 0 12,523
WASTE MGMT INC DEL COM 94106L109 286 1,868 SH   SOLE 0 0 0 1,868
WEC ENERGY GROUP INC COM 92939U106 490 4,872 SH   SOLE 0 0 0 4,872
WELLS FARGO CO NEW COM 949746101 442 11,295 SH   SOLE 0 0 0 11,295
WELLTOWER INC COM 95040Q104 251 3,045 SH   SOLE 0 0 0 3,045
WILLIAMS COS INC COM 969457100 772 24,740 SH   SOLE 0 0 0 24,740
WISDOMTREE TR US QTLY DIV GRT 97717X669 342 5,976 SH   SOLE 0 0 0 5,976
YUM BRANDS INC COM 988498101 274 2,411 SH   SOLE 0 0 0 2,411
ZOETIS INC CL A 98978V103 441 2,566 SH   SOLE 0 0 0 2,566