The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DEXCOM INC NOTE 0.250%11/1 252131AK3 30 29,000 PRN   SOLE 0 0 0 29,000
DANAHER CORPORATION COM 235851102 496 1,848 SH   SOLE 0 0 0 1,848
GENERAL ELECTRIC CO COM 369604103 549 40,813 SH   SOLE 0 0 0 40,813
ISHARES TR NATIONAL MUN ETF 464288414 283 2,414 SH   SOLE 0 0 0 2,414
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,623 3,790 SH   SOLE 0 0 0 3,790
BOSTON SCIENTIFIC CORP COM 101137107 234 5,472 SH   SOLE 0 0 0 5,472
SNAP INC CL A 83304A106 386 5,667 SH   SOLE 0 0 0 5,667
HEICO CORP NEW CL A 422806208 2,259 18,189 SH   SOLE 0 0 0 18,189
STARWOOD PPTY TR INC NOTE 4.375% 4/0 85571BAH8 28 26,000 PRN   SOLE 0 0 0 26,000
GENWORTH FINL INC COM CL A 37247D106 78 20,021 SH   SOLE 0 0 0 20,021
MASTERCARD INCORPORATED CL A 57636Q104 805 2,206 SH   SOLE 0 0 0 2,206
VANGUARD INDEX FDS LARGE CAP ETF 922908637 296 1,475 SH   SOLE 0 0 0 1,475
FIREEYE INC NOTE 0.875% 6/0 31816QAF8 15 13,000 PRN   SOLE 0 0 0 13,000
KAMAN CORP NOTE 3.250% 5/0 483548AF0 19 18,000 PRN   SOLE 0 0 0 18,000
TANZANIAN GOLD CORP COM 87601A107 13 25,000 SH   SOLE 0 0 0 25,000
HESS CORP COM 42809H107 210 2,408 SH   SOLE 0 0 0 2,408
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,818 32,761 SH   SOLE 0 0 0 32,761
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,063 13,124 SH   SOLE 0 0 0 13,124
TWO HBRS INVT CORP COM NEW 90187B408 372 49,268 SH   SOLE 0 0 0 49,268
THE TRADE DESK INC COM CL A 88339J105 587 7,588 SH   SOLE 0 0 0 7,588
TCG BDC INC COM 872280102 149 11,314 SH   SOLE 0 0 0 11,314
SELECT SECTOR SPDR TR ENERGY 81369Y506 385 7,155 SH   SOLE 0 0 0 7,155
GENUINE PARTS CO COM 372460105 450 3,560 SH   SOLE 0 0 0 3,560
EVOLENT HEALTH INC NOTE 1.500%10/1 30050BAD3 21 22,000 PRN   SOLE 0 0 0 22,000
DIAGEO PLC SPON ADR NEW 25243Q205 407 2,124 SH   SOLE 0 0 0 2,124
PRUDENTIAL FINL INC COM 744320102 262 2,552 SH   SOLE 0 0 0 2,552
TARGET CORP COM 87612E106 1,122 4,643 SH   SOLE 0 0 0 4,643
QUALCOMM INC COM 747525103 497 3,478 SH   SOLE 0 0 0 3,478
LOWES COS INC COM 548661107 1,318 6,797 SH   SOLE 0 0 0 6,797
ISHARES TR MSCI USA MIN VOL 46429B697 2,825 38,375 SH   SOLE 0 0 0 38,375
ISHARES TR MSCI USA QLT FCT 46432F339 366 2,758 SH   SOLE 0 0 0 2,758
UNION PAC CORP COM 907818108 1,052 4,783 SH   SOLE 0 0 0 4,783
CATERPILLAR INC COM 149123101 341 1,565 SH   SOLE 0 0 0 1,565
HUNTINGTON BANCSHARES INC COM 446150104 770 53,994 SH   SOLE 0 0 0 53,994
APPLE INC COM 037833100 10,596 77,369 SH   SOLE 0 0 0 77,369
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 416 5,501 SH   SOLE 0 0 0 5,501
OSI SYSTEMS INC NOTE 1.250% 9/0 671044AD7 30 28,000 PRN   SOLE 0 0 0 28,000
TWITTER INC COM 90184L102 409 5,945 SH   SOLE 0 0 0 5,945
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 69 27,079 SH   SOLE 0 0 0 27,079
VANGUARD INDEX FDS GROWTH ETF 922908736 8,722 30,411 SH   SOLE 0 0 0 30,411
ENTERPRISE PRODS PARTNERS L COM 293792107 515 21,355 SH   SOLE 0 0 0 21,355
TRUIST FINL CORP COM 89832Q109 987 17,779 SH   SOLE 0 0 0 17,779
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 441 7,379 SH   SOLE 0 0 0 7,379
MODERNA INC COM 60770K107 235 1,000 SH   SOLE 0 0 0 1,000
ISHARES TR U.S. MED DVC ETF 464288810 281 778 SH   SOLE 0 0 0 778
ISHARES TR EAFE SML CP ETF 464288273 474 6,385 SH   SOLE 0 0 0 6,385
TEXAS INSTRS INC COM 882508104 1,769 9,198 SH   SOLE 0 0 0 9,198
JOHNSON CTLS INTL PLC SHS G51502105 367 5,344 SH   SOLE 0 0 0 5,344
CEDAR FAIR L P DEPOSITRY UNIT 150185106 317 7,081 SH   SOLE 0 0 0 7,081
PHILIP MORRIS INTL INC COM 718172109 1,232 12,427 SH   SOLE 0 0 0 12,427
DUKE ENERGY CORP NEW COM NEW 26441C204 974 9,864 SH   SOLE 0 0 0 9,864
ISHARES TR U.S. TECH ETF 464287721 1,840 18,516 SH   SOLE 0 0 0 18,516
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 260 5,322 SH   SOLE 0 0 0 5,322
INTEL CORP COM 458140100 830 14,788 SH   SOLE 0 0 0 14,788
TABULA RASA HEALTHCARE INC NOTE 1.750% 2/1 873379AA9 28 27,000 PRN   SOLE 0 0 0 27,000
WALMART INC COM 931142103 951 6,745 SH   SOLE 0 0 0 6,745
MERITOR INC NOTE 3.250%10/1 59001KAF7 17 16,000 PRN   SOLE 0 0 0 16,000
NUVASIVE INC NOTE 0.375% 3/1 670704AJ4 24 24,000 PRN   SOLE 0 0 0 24,000
JPMORGAN CHASE & CO COM 46625H100 5,290 34,011 SH   SOLE 0 0 0 34,011
COMCAST CORP NEW CL A 20030N101 2,041 35,796 SH   SOLE 0 0 0 35,796
EXXON MOBIL CORP COM 30231G102 1,883 29,858 SH   SOLE 0 0 0 29,858
ROCKWELL AUTOMATION INC COM 773903109 292 1,021 SH   SOLE 0 0 0 1,021
EQUINIX INC COM 29444U700 474 591 SH   SOLE 0 0 0 591
PARKER-HANNIFIN CORP COM 701094104 487 1,586 SH   SOLE 0 0 0 1,586
CHEVRON CORP NEW COM 166764100 1,567 14,962 SH   SOLE 0 0 0 14,962
EATON CORP PLC SHS G29183103 550 3,715 SH   SOLE 0 0 0 3,715
SPLUNK INC NOTE 1.125% 9/1 848637AD6 27 22,000 PRN   SOLE 0 0 0 22,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 895 14,121 SH   SOLE 0 0 0 14,121
VANGUARD STAR FDS VG TL INTL STK F 921909768 396 6,031 SH   SOLE 0 0 0 6,031
ISHARES INC CORE MSCI EMKT 46434G103 18,661 278,567 SH   SOLE 0 0 0 278,567
VANGUARD INDEX FDS VALUE ETF 922908744 5,948 43,271 SH   SOLE 0 0 0 43,271
CHEFS WHSE INC NOTE 1.875%12/0 163086AB7 28 27,000 PRN   SOLE 0 0 0 27,000
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 26 24,000 PRN   SOLE 0 0 0 24,000
SYSCO CORP COM 871829107 291 3,743 SH   SOLE 0 0 0 3,743
ILLUMINA INC NOTE 8/1 452327AK5 19 15,000 PRN   SOLE 0 0 0 15,000
NXP SEMICONDUCTORS N V COM N6596X109 415 2,017 SH   SOLE 0 0 0 2,017
SIMON PPTY GROUP INC NEW COM 828806109 207 1,583 SH   SOLE 0 0 0 1,583
VANGUARD INDEX FDS MID CAP ETF 922908629 1,863 7,848 SH   SOLE 0 0 0 7,848
ISHARES TR U.S. FIN SVC ETF 464287770 1,411 7,616 SH   SOLE 0 0 0 7,616
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,401 21,970 SH   SOLE 0 0 0 21,970
PROLOGIS INC. COM 74340W103 834 6,975 SH   SOLE 0 0 0 6,975
EDISON INTL COM 281020107 335 5,788 SH   SOLE 0 0 0 5,788
EXELON CORP COM 30161N101 239 5,386 SH   SOLE 0 0 0 5,386
ZOETIS INC CL A 98978V103 436 2,340 SH   SOLE 0 0 0 2,340
TJX COS INC NEW COM 872540109 270 4,001 SH   SOLE 0 0 0 4,001
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,493 17,378 SH   SOLE 0 0 0 17,378
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,432 26,824 SH   SOLE 0 0 0 26,824
ISHARES TR BLACKROCK ULTRA 46434V878 713 14,106 SH   SOLE 0 0 0 14,106
AUTOMATIC DATA PROCESSING IN COM 053015103 822 4,139 SH   SOLE 0 0 0 4,139
BIOMARIN PHARMACEUTICAL INC NOTE 1.250% 5/1 09061GAK7 29 29,000 PRN   SOLE 0 0 0 29,000
DNP SELECT INCOME FD INC COM 23325P104 802 76,768 SH   SOLE 0 0 0 76,768
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 459 934 SH   SOLE 0 0 0 934
SALESFORCE COM INC COM 79466L302 634 2,595 SH   SOLE 0 0 0 2,595
L3HARRIS TECHNOLOGIES INC COM 502431109 293 1,357 SH   SOLE 0 0 0 1,357
FIRSTENERGY CORP COM 337932107 411 11,035 SH   SOLE 0 0 0 11,035
CHUBB LIMITED COM H1467J104 307 1,933 SH   SOLE 0 0 0 1,933
COCA COLA CO COM 191216100 1,010 18,663 SH   SOLE 0 0 0 18,663
WELLS FARGO CO NEW COM 949746101 404 8,923 SH   SOLE 0 0 0 8,923
ALTERYX INC NOTE 0.500% 8/0 02156BAD5 26 27,000 PRN   SOLE 0 0 0 27,000
CSX CORP COM 126408103 784 24,441 SH   SOLE 0 0 0 24,441
TESLA INC COM 88160R101 561 826 SH   SOLE 0 0 0 826
NVIDIA CORPORATION COM 67066G104 734 918 SH   SOLE 0 0 0 918
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,437 13,720 SH   SOLE 0 0 0 13,720
NETFLIX INC COM 64110L106 331 627 SH   SOLE 0 0 0 627
REPUBLIC SVCS INC COM 760759100 207 1,878 SH   SOLE 0 0 0 1,878
INVESCO QQQ TR UNIT SER 1 46090E103 1,019 2,874 SH   SOLE 0 0 0 2,874
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 236 2,873 SH   SOLE 0 0 0 2,873
TELADOC HEALTH INC NOTE 1.250% 6/0 87918AAF2 31 28,000 PRN   SOLE 0 0 0 28,000
AMGEN INC COM 031162100 487 1,997 SH   SOLE 0 0 0 1,997
ECOLAB INC COM 278865100 227 1,104 SH   SOLE 0 0 0 1,104
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,646 11,713 SH   SOLE 0 0 0 11,713
SIRIUS XM HOLDINGS INC COM 82968B103 86 13,079 SH   SOLE 0 0 0 13,079
VERIZON COMMUNICATIONS INC COM 92343V104 2,245 40,066 SH   SOLE 0 0 0 40,066
ATLASSIAN CORP PLC CL A G06242104 203 790 SH   SOLE 0 0 0 790
FIDELITY NATL INFORMATION SV COM 31620M106 1,038 7,329 SH   SOLE 0 0 0 7,329
NORTHROP GRUMMAN CORP COM 666807102 362 997 SH   SOLE 0 0 0 997
ISHARES TR CORE S&P MCP ETF 464287507 1,898 7,064 SH   SOLE 0 0 0 7,064
LINDE PLC SHS G5494J103 365 1,264 SH   SOLE 0 0 0 1,264
MICROSOFT CORP COM 594918104 9,177 33,876 SH   SOLE 0 0 0 33,876
ISHARES TR CORE MSCI EAFE 46432F842 35,080 468,604 SH   SOLE 0 0 0 468,604
BLACKSTONE GROUP INC COM 09260D107 1,214 12,500 SH   SOLE 0 0 0 12,500
STARBUCKS CORP COM 855244109 897 8,024 SH   SOLE 0 0 0 8,024
INSMED INC NOTE 1.750% 1/1 457669AA7 17 16,000 PRN   SOLE 0 0 0 16,000
ADOBE SYSTEMS INCORPORATED COM 00724F101 713 1,217 SH   SOLE 0 0 0 1,217
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,187 13,917 SH   SOLE 0 0 0 13,917
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 53,082 510,553 SH   SOLE 0 0 0 510,553
SPDR SER TR PORTFOLIO AGRGTE 78464A649 538 17,931 SH   SOLE 0 0 0 17,931
ISHARES TR S&P 500 VAL ETF 464287408 357 2,416 SH   SOLE 0 0 0 2,416
BOOKING HOLDINGS INC COM 09857L108 221 101 SH   SOLE 0 0 0 101
ENBRIDGE INC COM 29250N105 713 17,804 SH   SOLE 0 0 0 17,804
GENERAL DYNAMICS CORP COM 369550108 243 1,289 SH   SOLE 0 0 0 1,289
MCDONALDS CORP COM 580135101 1,407 6,090 SH   SOLE 0 0 0 6,090
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,132 8,990 SH   SOLE 0 0 0 8,990
MICROCHIP TECHNOLOGY INC. NOTE 0.125%11/1 595017AU8 17 15,000 PRN   SOLE 0 0 0 15,000
GENERAL MTRS CO COM 37045V100 782 13,223 SH   SOLE 0 0 0 13,223
ALPHABET INC CAP STK CL A 02079K305 1,470 602 SH   SOLE 0 0 0 602
EURONET WORLDWIDE INC NOTE 0.750% 3/1 298736AL3 36 32,000 PRN   SOLE 0 0 0 32,000
VERTEX PHARMACEUTICALS INC COM 92532F100 339 1,679 SH   SOLE 0 0 0 1,679
PTC INC COM 69370C100 235 1,663 SH   SOLE 0 0 0 1,663
SUMMIT HOTEL PPTYS INC NOTE 1.500% 2/1 866082AA8 37 36,000 PRN   SOLE 0 0 0 36,000
DISH NETWORK CORPORATION NOTE 3.375% 8/1 25470MAB5 53 52,000 PRN   SOLE 0 0 0 52,000
EMERSON ELEC CO COM 291011104 328 3,403 SH   SOLE 0 0 0 3,403
FLEXION THERAPEUTICS INC NOTE 3.375% 5/0 33938JAB2 30 33,000 PRN   SOLE 0 0 0 33,000
DUPONT DE NEMOURS INC COM 26614N102 226 2,914 SH   SOLE 0 0 0 2,914
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,526 396,357 SH   SOLE 0 0 0 396,357
ISHARES TR MSCI EAFE ETF 464287465 845 10,716 SH   SOLE 0 0 0 10,716
COINBASE GLOBAL INC COM CL A 19260Q107 284 1,121 SH   SOLE 0 0 0 1,121
SPDR SER TR PRTFLO S&P500 VL 78464A508 5,230 132,278 SH   SOLE 0 0 0 132,278
UNITED PARCEL SERVICE INC CL B 911312106 21,795 104,799 SH   SOLE 0 0 0 104,799
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,593 45,419 SH   SOLE 0 0 0 45,419
CHENIERE ENERGY INC NOTE 4.250% 3/1 16411RAG4 24 28,000 PRN   SOLE 0 0 0 28,000
CONOCOPHILLIPS COM 20825C104 540 8,874 SH   SOLE 0 0 0 8,874
MORGAN STANLEY COM NEW 617446448 422 4,605 SH   SOLE 0 0 0 4,605
INTUIT COM 461202103 248 505 SH   SOLE 0 0 0 505
INNOVATOR ETFS TR RUSSELL 2000 P 45782C474 2,134 68,360 SH   SOLE 0 0 0 68,360
ASTRAZENECA PLC SPONSORED ADR 046353108 221 3,689 SH   SOLE 0 0 0 3,689
MEDTRONIC PLC SHS G5960L103 1,049 8,448 SH   SOLE 0 0 0 8,448
BLACKROCK INC COM 09247X101 495 566 SH   SOLE 0 0 0 566
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 445 8,052 SH   SOLE 0 0 0 8,052
ISHARES TR EAFE GRWTH ETF 464288885 814 7,586 SH   SOLE 0 0 0 7,586
DOUBLELINE INCOME SOLUTIONS COM 258622109 222 12,256 SH   SOLE 0 0 0 12,256
JOHNSON & JOHNSON COM 478160104 4,143 25,148 SH   SOLE 0 0 0 25,148
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,117 6,254 SH   SOLE 0 0 0 6,254
ISHARES TR CORE MSCI EURO 46434V738 534 9,317 SH   SOLE 0 0 0 9,317
M & T BK CORP COM 55261F104 224 1,543 SH   SOLE 0 0 0 1,543
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,062 28,951 SH   SOLE 0 0 0 28,951
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 204 12,496 SH   SOLE 0 0 0 12,496
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 30 29,000 PRN   SOLE 0 0 0 29,000
VANGUARD INDEX FDS SM CP VAL ETF 922908611 512 2,951 SH   SOLE 0 0 0 2,951
CROWN CASTLE INTL CORP NEW COM 22822V101 1,022 5,237 SH   SOLE 0 0 0 5,237
MARATHON PETE CORP COM 56585A102 364 6,026 SH   SOLE 0 0 0 6,026
AMERICAN TOWER CORP NEW COM 03027X100 1,001 3,706 SH   SOLE 0 0 0 3,706
DISNEY WALT CO COM 254687106 1,492 8,487 SH   SOLE 0 0 0 8,487
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 23 22,000 PRN   SOLE 0 0 0 22,000
MICRON TECHNOLOGY INC COM 595112103 268 3,148 SH   SOLE 0 0 0 3,148
KIMBERLY-CLARK CORP COM 494368103 374 2,795 SH   SOLE 0 0 0 2,795
PFIZER INC COM 717081103 1,733 44,245 SH   SOLE 0 0 0 44,245
YUM CHINA HLDGS INC COM 98850P109 214 3,229 SH   SOLE 0 0 0 3,229
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,321 12,820 SH   SOLE 0 0 0 12,820
DIGITAL RLTY TR INC COM 253868103 346 2,297 SH   SOLE 0 0 0 2,297
TWITTER INC NOTE 1.000% 9/1 90184LAD4 21 21,000 PRN   SOLE 0 0 0 21,000
PEPSICO INC COM 713448108 1,473 9,938 SH   SOLE 0 0 0 9,938
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 41,412 803,798 SH   SOLE 0 0 0 803,798
PROS HOLDINGS INC NOTE 1.000% 5/1 74346YAH6 39 38,000 PRN   SOLE 0 0 0 38,000
VONAGE HLDGS CORP NOTE 1.750% 6/0 92886TAJ1 21 19,000 PRN   SOLE 0 0 0 19,000
REDWOOD TR INC NOTE 5.625% 7/1 758075AD7 25 24,000 PRN   SOLE 0 0 0 24,000
AERIE PHARMACEUTICALS INC NOTE 1.500%10/0 00771VAB4 27 27,000 PRN   SOLE 0 0 0 27,000
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 319 602 SH   SOLE 0 0 0 602
CVS HEALTH CORP COM 126650100 488 5,853 SH   SOLE 0 0 0 5,853
ABBOTT LABS COM 002824100 357 3,083 SH   SOLE 0 0 0 3,083
BK OF AMERICA CORP COM 060505104 1,256 30,454 SH   SOLE 0 0 0 30,454
COSTCO WHSL CORP NEW COM 22160K105 298 754 SH   SOLE 0 0 0 754
ISHARES TR MSCI USA SMCP MN 46435G433 807 21,218 SH   SOLE 0 0 0 21,218
HERBALIFE LTD NOTE 2.625% 3/1 42703MAD5 35 32,000 PRN   SOLE 0 0 0 32,000
NEXTERA ENERGY INC COM 65339F101 1,493 20,377 SH   SOLE 0 0 0 20,377
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 215 8,331 SH   SOLE 0 0 0 8,331
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 261 887 SH   SOLE 0 0 0 887
ACCELERATE DIAGNOSTICS INC COM 00430H102 175 21,753 SH   SOLE 0 0 0 21,753
TRAVELERS COMPANIES INC COM 89417E109 394 2,635 SH   SOLE 0 0 0 2,635
NOVARTIS AG SPONSORED ADR 66987V109 240 2,630 SH   SOLE 0 0 0 2,630
AT&T INC COM 00206R102 1,242 43,156 SH   SOLE 0 0 0 43,156
PROGRESSIVE CORP COM 743315103 4,506 45,882 SH   SOLE 0 0 0 45,882
AMAZON COM INC COM 023135106 3,299 959 SH   SOLE 0 0 0 959
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 318 9,662 SH   SOLE 0 0 0 9,662
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,607 31,731 SH   SOLE 0 0 0 31,731
EASTMAN CHEM CO COM 277432100 274 2,349 SH   SOLE 0 0 0 2,349
WESTERN DIGITAL CORP. NOTE 1.500% 2/0 958102AP0 30 28,000 PRN   SOLE 0 0 0 28,000
RETROPHIN INC NOTE 2.500% 9/1 761299AB2 11 13,000 PRN   SOLE 0 0 0 13,000
CINCINNATI FINL CORP COM 172062101 437 3,748 SH   SOLE 0 0 0 3,748
INTERCONTINENTAL EXCHANGE IN COM 45866F104 334 2,810 SH   SOLE 0 0 0 2,810
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 40,840 392,010 SH   SOLE 0 0 0 392,010
BOEING CO COM 097023105 1,538 6,420 SH   SOLE 0 0 0 6,420
PROCTER AND GAMBLE CO COM 742718109 1,333 9,881 SH   SOLE 0 0 0 9,881
ORACLE CORP COM 68389X105 857 11,014 SH   SOLE 0 0 0 11,014
US BANCORP DEL COM NEW 902973304 509 8,928 SH   SOLE 0 0 0 8,928
WISDOMTREE TR US QTLY DIV GRT 97717X669 219 3,671 SH   SOLE 0 0 0 3,671
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 542 4,507 SH   SOLE 0 0 0 4,507
SHERWIN WILLIAMS CO COM 824348106 494 1,813 SH   SOLE 0 0 0 1,813
NIKE INC CL B 654106103 1,636 10,591 SH   SOLE 0 0 0 10,591
AUTODESK INC COM 052769106 447 1,531 SH   SOLE 0 0 0 1,531
WILLIAMS COS INC COM 969457100 493 18,550 SH   SOLE 0 0 0 18,550
BCE INC COM NEW 05534B760 365 7,402 SH   SOLE 0 0 0 7,402
AMERICAN INTL GROUP INC COM NEW 026874784 361 7,588 SH   SOLE 0 0 0 7,588
ISHARES TR CORE S&P SCP ETF 464287804 1,630 14,431 SH   SOLE 0 0 0 14,431
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 248 2,815 SH   SOLE 0 0 0 2,815
BRISTOL-MYERS SQUIBB CO COM 110122108 466 6,979 SH   SOLE 0 0 0 6,979
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 571 5,578 SH   SOLE 0 0 0 5,578
CISCO SYS INC COM 17275R102 1,271 23,975 SH   SOLE 0 0 0 23,975
SHOPIFY INC CL A 82509L107 260 178 SH   SOLE 0 0 0 178
DOW INC COM 260557103 513 8,114 SH   SOLE 0 0 0 8,114
JANUS DETROIT STR TR HENDERSON MTG 47103U852 401 7,549 SH   SOLE 0 0 0 7,549
CORNING INC COM 219350105 383 9,361 SH   SOLE 0 0 0 9,361
BROADCOM INC COM 11135F101 1,353 2,837 SH   SOLE 0 0 0 2,837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 977 3,515 SH   SOLE 0 0 0 3,515
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 269 5,619 SH   SOLE 0 0 0 5,619
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 315 5,197 SH   SOLE 0 0 0 5,197
NRG ENERGY INC DBCV 2.750% 6/0 629377CG5 17 15,000 PRN   SOLE 0 0 0 15,000
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 566 14,407 SH   SOLE 0 0 0 14,407
ABBVIE INC COM 00287Y109 1,171 10,393 SH   SOLE 0 0 0 10,393
GILEAD SCIENCES INC COM 375558103 271 3,934 SH   SOLE 0 0 0 3,934
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,245 12,231 SH   SOLE 0 0 0 12,231
VISA INC COM CL A 92826C839 1,577 6,746 SH   SOLE 0 0 0 6,746
GLOBAL X FDS US INFR DEV ETF 37954Y673 390 15,153 SH   SOLE 0 0 0 15,153
CME GROUP INC COM 12572Q105 276 1,298 SH   SOLE 0 0 0 1,298
POLARIS INC COM 731068102 240 1,750 SH   SOLE 0 0 0 1,750
WELLTOWER INC COM 95040Q104 423 5,096 SH   SOLE 0 0 0 5,096
EATON VANCE LTD DURATION INC COM 27828H105 182 13,725 SH   SOLE 0 0 0 13,725
MONDELEZ INTL INC CL A 609207105 671 10,752 SH   SOLE 0 0 0 10,752
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 24 23,000 PRN   SOLE 0 0 0 23,000
IONIS PHARMACEUTICALS INC NOTE 0.125%12/1 462222AB6 35 38,000 PRN   SOLE 0 0 0 38,000
PPL CORP COM 69351T106 239 8,547 SH   SOLE 0 0 0 8,547
ISHARES TR RUS 1000 VAL ETF 464287598 1,030 6,495 SH   SOLE 0 0 0 6,495
TE CONNECTIVITY LTD REG SHS H84989104 467 3,451 SH   SOLE 0 0 0 3,451
ISHARES TR RUS MDCP VAL ETF 464287473 776 6,750 SH   SOLE 0 0 0 6,750
VANGUARD INDEX FDS SMALL CP ETF 922908751 40,697 180,651 SH   SOLE 0 0 0 180,651
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 185 10,823 SH   SOLE 0 0 0 10,823
FACEBOOK INC CL A 30303M102 1,445 4,155 SH   SOLE 0 0 0 4,155
AIR TRANSPORT SERVICES GRP I NOTE 1.125%10/1 00922RAB1 27 27,000 PRN   SOLE 0 0 0 27,000
MARKETAXESS HLDGS INC COM 57060D108 332 716 SH   SOLE 0 0 0 716
LILLY ELI & CO COM 532457108 981 4,272 SH   SOLE 0 0 0 4,272
WALGREENS BOOTS ALLIANCE INC COM 931427108 241 4,589 SH   SOLE 0 0 0 4,589
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,041 13,822 SH   SOLE 0 0 0 13,822
CHEESECAKE FACTORY INC NOTE 0.375% 6/1 163072AA9 20 20,000 PRN   SOLE 0 0 0 20,000
ALTRIA GROUP INC COM 02209S103 3,495 73,305 SH   SOLE 0 0 0 73,305
CITIGROUP INC COM NEW 172967424 483 6,824 SH   SOLE 0 0 0 6,824
VANGUARD INDEX FDS TOTAL STK MKT 922908769 901 4,042 SH   SOLE 0 0 0 4,042
ISHARES TR MSCI AC ASIA ETF 464288182 363 3,836 SH   SOLE 0 0 0 3,836
PNC FINL SVCS GROUP INC COM 693475105 1,086 5,695 SH   SOLE 0 0 0 5,695
HOME DEPOT INC COM 437076102 1,955 6,129 SH   SOLE 0 0 0 6,129
METLIFE INC COM 59156R108 346 5,773 SH   SOLE 0 0 0 5,773
ISHARES TR CORE US AGGBD ET 464287226 4,171 36,170 SH   SOLE 0 0 0 36,170
UNITEDHEALTH GROUP INC COM 91324P102 3,190 7,966 SH   SOLE 0 0 0 7,966
INTERNATIONAL BUSINESS MACHS COM 459200101 981 6,695 SH   SOLE 0 0 0 6,695
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,093 25,648 SH   SOLE 0 0 0 25,648
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 327 3,948 SH   SOLE 0 0 0 3,948
LOCKHEED MARTIN CORP COM 539830109 1,143 3,020 SH   SOLE 0 0 0 3,020
ASML HOLDING N V N Y REGISTRY SHS N07059210 316 457 SH   SOLE 0 0 0 457
INNOVATOR ETFS TR S&P 500 BUFFER 45782C409 6,439 179,747 SH   SOLE 0 0 0 179,747
THERAVANCE INC NOTE 2.125% 1/1 88338TAB0 17 17,000 PRN   SOLE 0 0 0 17,000
YUM BRANDS INC COM 988498101 221 1,922 SH   SOLE 0 0 0 1,922
SOUTHERN CO COM 842587107 325 5,365 SH   SOLE 0 0 0 5,365
VICI PPTYS INC COM 925652109 204 6,577 SH   SOLE 0 0 0 6,577
3M CO COM 88579Y101 985 4,960 SH   SOLE 0 0 0 4,960
ESSENTIAL UTILS INC COM 29670G102 349 7,637 SH   SOLE 0 0 0 7,637
WASTE MGMT INC DEL COM 94106L109 243 1,736 SH   SOLE 0 0 0 1,736
AMERICAN ELEC PWR CO INC COM 025537101 202 2,393 SH   SOLE 0 0 0 2,393
UBER TECHNOLOGIES INC COM 90353T100 214 4,267 SH   SOLE 0 0 0 4,267
DOMINION ENERGY INC COM 25746U109 446 6,061 SH   SOLE 0 0 0 6,061
MERCK & CO INC COM 58933Y105 1,574 20,239 SH   SOLE 0 0 0 20,239
ISHARES TR RUS 1000 GRW ETF 464287614 1,024 3,771 SH   SOLE 0 0 0 3,771
ISHARES TR RUSSELL 2000 ETF 464287655 874 3,810 SH   SOLE 0 0 0 3,810
GENERAL MLS INC COM 370334104 281 4,617 SH   SOLE 0 0 0 4,617
ORGANIGRAM HLDGS INC COM 68620P101 29 10,000 SH   SOLE 0 0 0 10,000
WEC ENERGY GROUP INC COM 92939U106 450 5,061 SH   SOLE 0 0 0 5,061
INTERDIGITAL INC NOTE 2.000% 6/0 45867GAB7 17 15,000 PRN   SOLE 0 0 0 15,000
CYBERARK SOFTWARE LTD NOTE 11/1 23248VAB1 26 24,000 PRN   SOLE 0 0 0 24,000
ISHARES TR CORE 1 5 YR USD 46432F859 1,020 19,889 SH   SOLE 0 0 0 19,889
LIBERTY MEDIA CORP DEL NOTE 1.375%10/1 531229AB8 24 18,000 PRN   SOLE 0 0 0 18,000
GOLDMAN SACHS GROUP INC COM 38141G104 834 2,196 SH   SOLE 0 0 0 2,196
PURE STORAGE INC NOTE 0.125% 4/1 74624MAB8 16 15,000 PRN   SOLE 0 0 0 15,000
APPLIED MATLS INC COM 038222105 249 1,748 SH   SOLE 0 0 0 1,748
MOTOROLA SOLUTIONS INC COM NEW 620076307 227 1,045 SH   SOLE 0 0 0 1,045
HEICO CORP NEW COM 422806109 1,178 8,452 SH   SOLE 0 0 0 8,452
MARRIOTT INTL INC NEW CL A 571903202 898 6,575 SH   SOLE 0 0 0 6,575
BOSTON BEER INC CL A 100557107 248 243 SH   SOLE 0 0 0 243
LIBERTY BROADBAND CORP COM SER C 530307305 213 1,226 SH   SOLE 0 0 0 1,226
LINCOLN ELEC HLDGS INC COM 533900106 516 3,919 SH   SOLE 0 0 0 3,919
UNILEVER PLC SPON ADR NEW 904767704 835 14,282 SH   SOLE 0 0 0 14,282
F N B CORP COM 302520101 456 36,952 SH   SOLE 0 0 0 36,952
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 243 16,000 SH   SOLE 0 0 0 16,000
ISHARES TR BROAD USD HIGH 46435U853 1,039 24,899 SH   SOLE 0 0 0 24,899
CORTEVA INC COM 22052L104 209 4,709 SH   SOLE 0 0 0 4,709
ISHARES TR EAFE VALUE ETF 464288877 695 13,429 SH   SOLE 0 0 0 13,429
SPDR SER TR NUVEEN BLMBRG SR 78468R739 213 4,290 SH   SOLE 0 0 0 4,290
HONEYWELL INTL INC COM 438516106 902 4,112 SH   SOLE 0 0 0 4,112
NEWMONT CORP COM 651639106 272 4,284 SH   SOLE 0 0 0 4,284
SPLUNK INC NOTE 0.500% 9/1 848637AC8 31 27,000 PRN   SOLE 0 0 0 27,000
ALPHABET INC CAP STK CL C 02079K107 1,406 561 SH   SOLE 0 0 0 561
CHIPOTLE MEXICAN GRILL INC COM 169656105 205 132 SH   SOLE 0 0 0 132
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,279 14,219 SH   SOLE 0 0 0 14,219
BENEFITFOCUS INC NOTE 1.250%12/1 08180DAB2 20 21,000 PRN   SOLE 0 0 0 21,000
CBOE GLOBAL MKTS INC COM 12503M108 359 3,013 SH   SOLE 0 0 0 3,013
ALTERYX INC NOTE 1.000% 8/0 02156BAF0 25 27,000 PRN   SOLE 0 0 0 27,000
BIOGEN INC COM 09062X103 251 725 SH   SOLE 0 0 0 725
ISHARES TR CORE S&P500 ETF 464287200 65,718 152,861 SH   SOLE 0 0 0 152,861
SPDR SER TR S&P DIVID ETF 78464A763 328 2,686 SH   SOLE 0 0 0 2,686
PEBBLEBROOK HOTEL TR NOTE 1.750%12/1 70509VAA8 33 29,000 PRN   SOLE 0 0 0 29,000
FORD MTR CO DEL COM 345370860 329 22,118 SH   SOLE 0 0 0 22,118
RINGCENTRAL INC NOTE 3/0 76680RAF4 57 52,000 PRN   SOLE 0 0 0 52,000
ISHARES TR MSCI USA MMENTM 46432F396 1,090 6,287 SH   SOLE 0 0 0 6,287
NUTANIX INC NOTE 1/1 67059NAB4 20 19,000 PRN   SOLE 0 0 0 19,000
LAMAR ADVERTISING CO NEW CL A 512816109 307 2,939 SH   SOLE 0 0 0 2,939
DENISON MINES CORP COM 248356107 60 50,000 SH   SOLE 0 0 0 50,000
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 601 6,325 SH   SOLE 0 0 0 6,325
AES CORP COM 00130H105 247 9,485 SH   SOLE 0 0 0 9,485
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,428 10,271 SH   SOLE 0 0 0 10,271
PPG INDS INC COM 693506107 1,244 7,325 SH   SOLE 0 0 0 7,325
KINDER MORGAN INC DEL COM 49456B101 246 13,519 SH   SOLE 0 0 0 13,519
THERMO FISHER SCIENTIFIC INC COM 883556102 410 812 SH   SOLE 0 0 0 812
PAYPAL HLDGS INC COM 70450Y103 443 1,520 SH   SOLE 0 0 0 1,520
KEYCORP COM 493267108 291 14,084 SH   SOLE 0 0 0 14,084