The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GENERAL ELECTRIC CO COM 369604103 647 49,255 SH   SOLE 0 0 0 49,255
DANAHER CORPORATION COM 235851102 413 1,833 SH   SOLE 0 0 0 1,833
ISHARES TR NATIONAL MUN ETF 464288414 279 2,403 SH   SOLE 0 0 0 2,403
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,776 4,480 SH   SOLE 0 0 0 4,480
BOSTON SCIENTIFIC CORP COM 101137107 201 5,189 SH   SOLE 0 0 0 5,189
SNAP INC CL A 83304A106 296 5,667 SH   SOLE 0 0 0 5,667
STARWOOD PPTY TR INC NOTE 4.375% 4/0 85571BAH8 27 26,000 PRN   SOLE 0 0 0 26,000
GENWORTH FINL INC COM CL A 37247D106 66 20,021 SH   SOLE 0 0 0 20,021
MASTERCARD INCORPORATED CL A 57636Q104 782 2,196 SH   SOLE 0 0 0 2,196
HEICO CORP NEW CL A 422806208 2,069 18,212 SH   SOLE 0 0 0 18,212
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,057 38,634 SH   SOLE 0 0 0 38,634
TANZANIAN GOLD CORP COM 87601A107 15 25,000 SH   SOLE 0 0 0 25,000
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 973 13,269 SH   SOLE 0 0 0 13,269
THE TRADE DESK INC COM CL A 88339J105 486 746 SH   SOLE 0 0 0 746
FIREEYE INC NOTE 0.875% 6/0 31816QAF8 15 13,000 PRN   SOLE 0 0 0 13,000
TCG BDC INC COM 872280102 369 27,958 SH   SOLE 0 0 0 27,958
SELECT SECTOR SPDR TR ENERGY 81369Y506 372 7,589 SH   SOLE 0 0 0 7,589
TWO HBRS INVT CORP COM NEW 90187B408 361 49,268 SH   SOLE 0 0 0 49,268
GENUINE PARTS CO COM 372460105 413 3,575 SH   SOLE 0 0 0 3,575
EVOLENT HEALTH INC NOTE 1.500%10/1 30050BAD3 21 22,000 PRN   SOLE 0 0 0 22,000
VANGUARD INDEX FDS LARGE CAP ETF 922908637 273 1,474 SH   SOLE 0 0 0 1,474
KAMAN CORP NOTE 3.250% 5/0 483548AF0 20 18,000 PRN   SOLE 0 0 0 18,000
DIAGEO PLC SPON ADR NEW 25243Q205 340 2,073 SH   SOLE 0 0 0 2,073
PRUDENTIAL FINL INC COM 744320102 231 2,533 SH   SOLE 0 0 0 2,533
TARGET CORP COM 87612E106 1,064 5,373 SH   SOLE 0 0 0 5,373
QUALCOMM INC COM 747525103 498 3,755 SH   SOLE 0 0 0 3,755
LOWES COS INC COM 548661107 1,279 6,725 SH   SOLE 0 0 0 6,725
UNION PAC CORP COM 907818108 1,055 4,787 SH   SOLE 0 0 0 4,787
ISHARES TR MSCI USA QLT FCT 46432F339 348 2,858 SH   SOLE 0 0 0 2,858
CATERPILLAR INC COM 149123101 594 2,560 SH   SOLE 0 0 0 2,560
HUNTINGTON BANCSHARES INC COM 446150104 786 50,026 SH   SOLE 0 0 0 50,026
ISHARES TR MSCI USA MIN VOL 46429B697 2,529 36,557 SH   SOLE 0 0 0 36,557
APPLE INC COM 037833100 44,029 360,451 SH   SOLE 0 0 0 360,451
TORONTO DOMINION BK ONT COM NEW 891160509 375 5,755 SH   SOLE 0 0 0 5,755
MASIMO CORP COM 574795100 247 1,076 SH   SOLE 0 0 0 1,076
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 383 5,509 SH   SOLE 0 0 0 5,509
ENTERPRISE PRODS PARTNERS L COM 293792107 464 21,083 SH   SOLE 0 0 0 21,083
PHILIP MORRIS INTL INC COM 718172109 1,107 12,471 SH   SOLE 0 0 0 12,471
TWITTER INC COM 90184L102 389 6,115 SH   SOLE 0 0 0 6,115
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 61 26,177 SH   SOLE 0 0 0 26,177
OSI SYSTEMS INC NOTE 1.250% 9/0 671044AD7 30 28,000 PRN   SOLE 0 0 0 28,000
VANGUARD INDEX FDS GROWTH ETF 922908736 8,085 31,453 SH   SOLE 0 0 0 31,453
TRUIST FINL CORP COM 89832Q109 1,047 17,960 SH   SOLE 0 0 0 17,960
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 438 7,282 SH   SOLE 0 0 0 7,282
ISHARES TR U.S. MED DVC ETF 464288810 258 782 SH   SOLE 0 0 0 782
TEXAS INSTRS INC COM 882508104 1,772 9,378 SH   SOLE 0 0 0 9,378
ISHARES TR EAFE SML CP ETF 464288273 454 6,325 SH   SOLE 0 0 0 6,325
LIVE NATION ENTERTAINMENT IN NOTE 2.000% 2/1 538034AU3 13 12,000 PRN   SOLE 0 0 0 12,000
JOHNSON CTLS INTL PLC SHS G51502105 341 5,712 SH   SOLE 0 0 0 5,712
CEDAR FAIR L P DEPOSITRY UNIT 150185106 296 5,963 SH   SOLE 0 0 0 5,963
AMARIN CORP PLC SPONS ADR NEW 023111206 148 23,848 SH   SOLE 0 0 0 23,848
DUKE ENERGY CORP NEW COM NEW 26441C204 920 9,531 SH   SOLE 0 0 0 9,531
ISHARES TR U.S. TECH ETF 464287721 1,682 19,178 SH   SOLE 0 0 0 19,178
TABULA RASA HEALTHCARE INC NOTE 1.750% 2/1 873379AA9 20 20,000 PRN   SOLE 0 0 0 20,000
WALMART INC COM 931142103 920 6,771 SH   SOLE 0 0 0 6,771
MERITOR INC NOTE 3.250%10/1 59001KAF7 14 12,000 PRN   SOLE 0 0 0 12,000
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 225 5,195 SH   SOLE 0 0 0 5,195
INTEL CORP COM 458140100 1,501 23,451 SH   SOLE 0 0 0 23,451
NUVASIVE INC NOTE 0.375% 3/1 670704AJ4 15 15,000 PRN   SOLE 0 0 0 15,000
JPMORGAN CHASE & CO COM 46625H100 5,115 33,597 SH   SOLE 0 0 0 33,597
COMCAST CORP NEW CL A 20030N101 2,011 37,171 SH   SOLE 0 0 0 37,171
ROCKWELL AUTOMATION INC COM 773903109 269 1,012 SH   SOLE 0 0 0 1,012
EXXON MOBIL CORP COM 30231G102 1,724 30,879 SH   SOLE 0 0 0 30,879
EQUINIX INC COM 29444U700 344 506 SH   SOLE 0 0 0 506
PARKER-HANNIFIN CORP COM 701094104 502 1,593 SH   SOLE 0 0 0 1,593
CHEFS WHSE INC NOTE 1.875%12/0 163086AB7 27 27,000 PRN   SOLE 0 0 0 27,000
EATON CORP PLC SHS G29183103 497 3,592 SH   SOLE 0 0 0 3,592
VANGUARD STAR FDS VG TL INTL STK F 921909768 351 5,605 SH   SOLE 0 0 0 5,605
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 829 13,661 SH   SOLE 0 0 0 13,661
ISHARES INC CORE MSCI EMKT 46434G103 18,227 283,201 SH   SOLE 0 0 0 283,201
VANGUARD INDEX FDS VALUE ETF 922908744 6,062 46,111 SH   SOLE 0 0 0 46,111
CHEVRON CORP NEW COM 166764100 1,532 14,616 SH   SOLE 0 0 0 14,616
PRA GROUP INC NOTE 3.500% 6/0 69354NAB2 26 24,000 PRN   SOLE 0 0 0 24,000
SQUARE INC CL A 852234103 312 1,374 SH   SOLE 0 0 0 1,374
ILLUMINA INC NOTE 8/1 452327AK5 23 19,000 PRN   SOLE 0 0 0 19,000
FIVERR INTL LTD ORD SHS M4R82T106 438 2,018 SH   SOLE 0 0 0 2,018
NXP SEMICONDUCTORS N V COM N6596X109 437 2,172 SH   SOLE 0 0 0 2,172
VANGUARD INDEX FDS MID CAP ETF 922908629 1,838 8,304 SH   SOLE 0 0 0 8,304
ISHARES TR U.S. FIN SVC ETF 464287770 1,002 5,853 SH   SOLE 0 0 0 5,853
PROLOGIS INC. COM 74340W103 736 6,940 SH   SOLE 0 0 0 6,940
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,231 21,969 SH   SOLE 0 0 0 21,969
EXELON CORP COM 30161N101 234 5,360 SH   SOLE 0 0 0 5,360
ZOETIS INC CL A 98978V103 376 2,387 SH   SOLE 0 0 0 2,387
TJX COS INC NEW COM 872540109 315 4,762 SH   SOLE 0 0 0 4,762
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,380 16,285 SH   SOLE 0 0 0 16,285
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,398 26,202 SH   SOLE 0 0 0 26,202
ISHARES TR BLACKROCK ULTRA 46434V878 657 13,000 SH   SOLE 0 0 0 13,000
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,060 31,145 SH   SOLE 0 0 0 31,145
AUTOMATIC DATA PROCESSING IN COM 053015103 796 4,223 SH   SOLE 0 0 0 4,223
DNP SELECT INCOME FD INC COM 23325P104 759 76,786 SH   SOLE 0 0 0 76,786
L3HARRIS TECHNOLOGIES INC COM 502431109 279 1,377 SH   SOLE 0 0 0 1,377
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 449 944 SH   SOLE 0 0 0 944
SALESFORCE COM INC COM 79466L302 550 2,594 SH   SOLE 0 0 0 2,594
FIRSTENERGY CORP COM 337932107 348 10,018 SH   SOLE 0 0 0 10,018
CHUBB LIMITED COM H1467J104 560 3,545 SH   SOLE 0 0 0 3,545
COCA COLA CO COM 191216100 1,103 20,927 SH   SOLE 0 0 0 20,927
WELLS FARGO CO NEW COM 949746101 310 7,933 SH   SOLE 0 0 0 7,933
CSX CORP COM 126408103 787 8,161 SH   SOLE 0 0 0 8,161
NVIDIA CORPORATION COM 67066G104 474 887 SH   SOLE 0 0 0 887
TESLA INC COM 88160R101 781 1,170 SH   SOLE 0 0 0 1,170
ALTERYX INC NOTE 0.500% 8/0 02156BAD5 25 27,000 PRN   SOLE 0 0 0 27,000
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,273 22,488 SH   SOLE 0 0 0 22,488
NETFLIX INC COM 64110L106 351 672 SH   SOLE 0 0 0 672
INVESCO QQQ TR UNIT SER 1 46090E103 905 2,836 SH   SOLE 0 0 0 2,836
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 221 2,711 SH   SOLE 0 0 0 2,711
AMGEN INC COM 031162100 744 2,991 SH   SOLE 0 0 0 2,991
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,965 14,570 SH   SOLE 0 0 0 14,570
ECOLAB INC COM 278865100 234 1,092 SH   SOLE 0 0 0 1,092
SIRIUS XM HOLDINGS INC COM 82968B103 80 13,077 SH   SOLE 0 0 0 13,077
VERIZON COMMUNICATIONS INC COM 92343V104 2,290 39,389 SH   SOLE 0 0 0 39,389
FIDELITY NATL INFORMATION SV COM 31620M106 1,576 11,209 SH   SOLE 0 0 0 11,209
ATLASSIAN CORP PLC CL A G06242104 565 2,681 SH   SOLE 0 0 0 2,681
NORTHROP GRUMMAN CORP COM 666807102 317 978 SH   SOLE 0 0 0 978
ISHARES TR CORE S&P MCP ETF 464287507 1,812 6,961 SH   SOLE 0 0 0 6,961
LINDE PLC SHS G5494J103 303 1,080 SH   SOLE 0 0 0 1,080
MICROSOFT CORP COM 594918104 8,144 34,544 SH   SOLE 0 0 0 34,544
ISHARES TR CORE MSCI EAFE 46432F842 33,600 466,346 SH   SOLE 0 0 0 466,346
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,006 13,017 SH   SOLE 0 0 0 13,017
ISHARES TR S&P 500 VAL ETF 464287408 355 2,510 SH   SOLE 0 0 0 2,510
BLACKSTONE GROUP INC COM 09260D107 954 12,795 SH   SOLE 0 0 0 12,795
STARBUCKS CORP COM 855244109 894 8,183 SH   SOLE 0 0 0 8,183
INSMED INC NOTE 1.750% 1/1 457669AA7 13 12,000 PRN   SOLE 0 0 0 12,000
ADOBE SYSTEMS INCORPORATED COM 00724F101 574 1,207 SH   SOLE 0 0 0 1,207
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 40,300 419,663 SH   SOLE 0 0 0 419,663
SPDR SER TR PORTFOLIO AGRGTE 78464A649 311 10,496 SH   SOLE 0 0 0 10,496
ENBRIDGE INC COM 29250N105 597 16,394 SH   SOLE 0 0 0 16,394
BOOKING HOLDINGS INC COM 09857L108 240 103 SH   SOLE 0 0 0 103
GENERAL MTRS CO COM 37045V100 768 13,374 SH   SOLE 0 0 0 13,374
GENERAL DYNAMICS CORP COM 369550108 234 1,287 SH   SOLE 0 0 0 1,287
MICROCHIP TECHNOLOGY INC. NOTE 0.125%11/1 595017AU8 18 15,000 PRN   SOLE 0 0 0 15,000
MCDONALDS CORP COM 580135101 1,397 6,233 SH   SOLE 0 0 0 6,233
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 988 8,460 SH   SOLE 0 0 0 8,460
ALPHABET INC CAP STK CL A 02079K305 1,242 602 SH   SOLE 0 0 0 602
EURONET WORLDWIDE INC NOTE 0.750% 3/1 298736AL3 36 32,000 PRN   SOLE 0 0 0 32,000
VERTEX PHARMACEUTICALS INC COM 92532F100 365 1,699 SH   SOLE 0 0 0 1,699
SUMMIT HOTEL PPTYS INC NOTE 1.500% 2/1 866082AA8 40 36,000 PRN   SOLE 0 0 0 36,000
EMERSON ELEC CO COM 291011104 305 3,386 SH   SOLE 0 0 0 3,386
FLEXION THERAPEUTICS INC NOTE 3.375% 5/0 33938JAB2 30 33,000 PRN   SOLE 0 0 0 33,000
FISERV INC COM 337738108 207 1,737 SH   SOLE 0 0 0 1,737
DUPONT DE NEMOURS INC COM 26614N102 224 2,898 SH   SOLE 0 0 0 2,898
DISH NETWORK CORPORATION NOTE 3.375% 8/1 25470MAB5 49 51,000 PRN   SOLE 0 0 0 51,000
ISHARES TR MSCI EAFE ETF 464287465 1,170 15,416 SH   SOLE 0 0 0 15,416
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,265 350,913 SH   SOLE 0 0 0 350,913
LIGAND PHARMACEUTICALS INC NOTE 0.750% 5/1 53220KAF5 33 32,000 PRN   SOLE 0 0 0 32,000
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,332 114,299 SH   SOLE 0 0 0 114,299
UNITED PARCEL SERVICE INC CL B 911312106 18,043 106,140 SH   SOLE 0 0 0 106,140
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,552 44,669 SH   SOLE 0 0 0 44,669
CHENIERE ENERGY INC NOTE 4.250% 3/1 16411RAG4 23 28,000 PRN   SOLE 0 0 0 28,000
CONOCOPHILLIPS COM 20825C104 422 7,961 SH   SOLE 0 0 0 7,961
MORGAN STANLEY COM NEW 617446448 368 4,738 SH   SOLE 0 0 0 4,738
CANADIAN IMP BK COMM COM 136069101 214 2,187 SH   SOLE 0 0 0 2,187
INNOVATOR ETFS TR RUSSELL 2000 P 45782C474 2,078 68,263 SH   SOLE 0 0 0 68,263
ASTRAZENECA PLC SPONSORED ADR 046353108 370 7,449 SH   SOLE 0 0 0 7,449
MEDTRONIC PLC SHS G5960L103 963 8,150 SH   SOLE 0 0 0 8,150
BLACKROCK INC COM 09247X101 368 488 SH   SOLE 0 0 0 488
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 388 7,098 SH   SOLE 0 0 0 7,098
ISHARES TR EAFE GRWTH ETF 464288885 763 7,600 SH   SOLE 0 0 0 7,600
DOUBLELINE INCOME SOLUTIONS COM 258622109 256 14,085 SH   SOLE 0 0 0 14,085
JOHNSON & JOHNSON COM 478160104 4,572 27,818 SH   SOLE 0 0 0 27,818
ISHARES TR CORE MSCI EURO 46434V738 280 5,179 SH   SOLE 0 0 0 5,179
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 184 12,356 SH   SOLE 0 0 0 12,356
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 984 5,857 SH   SOLE 0 0 0 5,857
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 32 29,000 PRN   SOLE 0 0 0 29,000
MATCH GROUP INC NEW COM 57667L107 357 2,597 SH   SOLE 0 0 0 2,597
SEAGATE TECHNOLOGY PLC SHS G7945M107 226 2,948 SH   SOLE 0 0 0 2,948
VANGUARD INDEX FDS SM CP VAL ETF 922908611 482 2,910 SH   SOLE 0 0 0 2,910
CROWN CASTLE INTL CORP NEW COM 22822V101 946 5,497 SH   SOLE 0 0 0 5,497
KIMBERLY-CLARK CORP COM 494368103 420 3,017 SH   SOLE 0 0 0 3,017
AMERICAN TOWER CORP NEW COM 03027X100 878 3,672 SH   SOLE 0 0 0 3,672
DISNEY WALT CO COM 254687106 1,692 9,168 SH   SOLE 0 0 0 9,168
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 23 22,000 PRN   SOLE 0 0 0 22,000
MARATHON PETE CORP COM 56585A102 323 6,041 SH   SOLE 0 0 0 6,041
MICRON TECHNOLOGY INC COM 595112103 296 3,358 SH   SOLE 0 0 0 3,358
PFIZER INC COM 717081103 1,594 43,984 SH   SOLE 0 0 0 43,984
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,247 12,709 SH   SOLE 0 0 0 12,709
DIGITAL RLTY TR INC COM 253868103 318 2,260 SH   SOLE 0 0 0 2,260
TWITTER INC NOTE 1.000% 9/1 90184LAD4 28 27,000 PRN   SOLE 0 0 0 27,000
COSTCO WHSL CORP NEW COM 22160K105 266 755 SH   SOLE 0 0 0 755
AMERICAN EXPRESS CO COM 025816109 216 1,529 SH   SOLE 0 0 0 1,529
REDWOOD TR INC NOTE 5.625% 7/1 758075AD7 24 24,000 PRN   SOLE 0 0 0 24,000
PEPSICO INC COM 713448108 1,422 10,052 SH   SOLE 0 0 0 10,052
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,986 732,761 SH   SOLE 0 0 0 732,761
PROS HOLDINGS INC NOTE 1.000% 5/1 74346YAH6 38 38,000 PRN   SOLE 0 0 0 38,000
VONAGE HLDGS CORP NOTE 1.750% 6/0 92886TAJ1 33 31,000 PRN   SOLE 0 0 0 31,000
HERBALIFE LTD NOTE 2.625% 3/1 42703MAD5 34 32,000 PRN   SOLE 0 0 0 32,000
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 291 600 SH   SOLE 0 0 0 600
ABBOTT LABS COM 002824100 367 3,065 SH   SOLE 0 0 0 3,065
BK OF AMERICA CORP COM 060505104 1,137 29,391 SH   SOLE 0 0 0 29,391
CVS HEALTH CORP COM 126650100 441 5,864 SH   SOLE 0 0 0 5,864
ISHARES TR MSCI USA SMCP MN 46435G433 754 20,471 SH   SOLE 0 0 0 20,471
AERIE PHARMACEUTICALS INC NOTE 1.500%10/0 00771VAB4 20 19,000 PRN   SOLE 0 0 0 19,000
NEXTERA ENERGY INC COM 65339F101 1,549 20,485 SH   SOLE 0 0 0 20,485
AT&T INC COM 00206R102 1,362 44,987 SH   SOLE 0 0 0 44,987
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 256 926 SH   SOLE 0 0 0 926
ACCELERATE DIAGNOSTICS INC COM 00430H102 181 21,753 SH   SOLE 0 0 0 21,753
TRAVELERS COMPANIES INC COM 89417E109 394 2,621 SH   SOLE 0 0 0 2,621
NOVARTIS AG SPONSORED ADR 66987V109 251 2,936 SH   SOLE 0 0 0 2,936
FORTIVE CORP NOTE 0.875% 2/1 34959JAK4 34 34,000 PRN   SOLE 0 0 0 34,000
PROGRESSIVE CORP COM 743315103 4,386 45,877 SH   SOLE 0 0 0 45,877
AMAZON COM INC COM 023135106 4,307 1,392 SH   SOLE 0 0 0 1,392
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 290 9,084 SH   SOLE 0 0 0 9,084
MERCK & CO. INC COM 58933Y105 1,479 19,183 SH   SOLE 0 0 0 19,183
PENUMBRA INC COM 70975L107 541 2,000 SH   SOLE 0 0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,600 31,632 SH   SOLE 0 0 0 31,632
WESTERN DIGITAL CORP. NOTE 1.500% 2/0 958102AP0 36 35,000 PRN   SOLE 0 0 0 35,000
CINCINNATI FINL CORP COM 172062101 386 3,746 SH   SOLE 0 0 0 3,746
RETROPHIN INC NOTE 2.500% 9/1 761299AB2 13 13,000 PRN   SOLE 0 0 0 13,000
PROCTER AND GAMBLE CO COM 742718109 1,400 10,336 SH   SOLE 0 0 0 10,336
BOEING CO COM 097023105 1,730 6,793 SH   SOLE 0 0 0 6,793
ORACLE CORP COM 68389X105 761 10,852 SH   SOLE 0 0 0 10,852
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 35,362 354,794 SH   SOLE 0 0 0 354,794
ISHARES TR RUS 2000 VAL ETF 464287630 211 1,321 SH   SOLE 0 0 0 1,321
US BANCORP DEL COM NEW 902973304 480 8,687 SH   SOLE 0 0 0 8,687
BCE INC COM NEW 05534B760 332 7,348 SH   SOLE 0 0 0 7,348
WISDOMTREE TR US QTLY DIV GRT 97717X669 209 3,654 SH   SOLE 0 0 0 3,654
SHERWIN WILLIAMS CO COM 824348106 435 589 SH   SOLE 0 0 0 589
NIKE INC CL B 654106103 1,425 10,723 SH   SOLE 0 0 0 10,723
AUTODESK INC COM 052769106 432 1,558 SH   SOLE 0 0 0 1,558
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 532 4,498 SH   SOLE 0 0 0 4,498
AKAMAI TECHNOLOGIES INC NOTE 0.375% 9/0 00971TAL5 36 33,000 PRN   SOLE 0 0 0 33,000
WILLIAMS COS INC COM 969457100 369 15,559 SH   SOLE 0 0 0 15,559
ISHARES TR CORE S&P SCP ETF 464287804 1,560 14,377 SH   SOLE 0 0 0 14,377
AMERICAN INTL GROUP INC COM NEW 026874784 348 7,523 SH   SOLE 0 0 0 7,523
SHOPIFY INC CL A 82509L107 690 624 SH   SOLE 0 0 0 624
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,170 11,889 SH   SOLE 0 0 0 11,889
CISCO SYS INC COM 17275R102 1,476 28,551 SH   SOLE 0 0 0 28,551
JANUS DETROIT STR TR HENDERSON MTG 47103U852 342 6,451 SH   SOLE 0 0 0 6,451
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 21 19,000 PRN   SOLE 0 0 0 19,000
DOW INC COM 260557103 503 7,866 SH   SOLE 0 0 0 7,866
BRISTOL-MYERS SQUIBB CO COM 110122108 486 7,698 SH   SOLE 0 0 0 7,698
CORNING INC COM 219350105 439 10,088 SH   SOLE 0 0 0 10,088
BROADCOM INC COM 11135F101 1,288 2,778 SH   SOLE 0 0 0 2,778
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,391 5,446 SH   SOLE 0 0 0 5,446
SPLUNK INC COM 848637104 220 1,625 SH   SOLE 0 0 0 1,625
NRG ENERGY INC DBCV 2.750% 6/0 629377CG5 14 12,000 PRN   SOLE 0 0 0 12,000
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 468 12,089 SH   SOLE 0 0 0 12,089
ABBVIE INC COM 00287Y109 1,120 10,348 SH   SOLE 0 0 0 10,348
INTERCEPT PHARMACEUTICALS IN NOTE 3.250% 7/0 45845PAA6 13 16,000 PRN   SOLE 0 0 0 16,000
GILEAD SCIENCES INC COM 375558103 241 3,733 SH   SOLE 0 0 0 3,733
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,281 13,946 SH   SOLE 0 0 0 13,946
VISA INC COM CL A 92826C839 1,441 6,804 SH   SOLE 0 0 0 6,804
GLOBAL X FDS US INFR DEV ETF 37954Y673 381 15,209 SH   SOLE 0 0 0 15,209
POLARIS INC COM 731068102 224 1,675 SH   SOLE 0 0 0 1,675
CME GROUP INC COM 12572Q105 255 1,248 SH   SOLE 0 0 0 1,248
WELLTOWER INC COM 95040Q104 425 5,938 SH   SOLE 0 0 0 5,938
EATON VANCE LTD DURATION INC COM 27828H105 173 13,725 SH   SOLE 0 0 0 13,725
BIOMARIN PHARMACEUTICAL INC NOTE 0.599% 8/0 09061GAH4 45 44,000 PRN   SOLE 0 0 0 44,000
IONIS PHARMACEUTICALS INC NOTE 0.125%12/1 462222AB6 36 38,000 PRN   SOLE 0 0 0 38,000
PPL CORP COM 69351T106 274 9,496 SH   SOLE 0 0 0 9,496
MONDELEZ INTL INC CL A 609207105 669 11,430 SH   SOLE 0 0 0 11,430
ISHARES TR RUS 1000 VAL ETF 464287598 968 6,385 SH   SOLE 0 0 0 6,385
ISHARES TR RUS MDCP VAL ETF 464287473 757 6,925 SH   SOLE 0 0 0 6,925
VANGUARD INDEX FDS SMALL CP ETF 922908751 39,469 184,367 SH   SOLE 0 0 0 184,367
TE CONNECTIVITY LTD REG SHS H84989104 520 4,030 SH   SOLE 0 0 0 4,030
FACEBOOK INC CL A 30303M102 1,840 6,247 SH   SOLE 0 0 0 6,247
AIR TRANSPORT SERVICES GRP I NOTE 1.125%10/1 00922RAB1 23 21,000 PRN   SOLE 0 0 0 21,000
MARKETAXESS HLDGS INC COM 57060D108 357 716 SH   SOLE 0 0 0 716
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 198 10,763 SH   SOLE 0 0 0 10,763
NEW RELIC INC NOTE 0.500% 5/0 64829BAB6 31 32,000 PRN   SOLE 0 0 0 32,000
WALGREENS BOOTS ALLIANCE INC COM 931427108 252 4,582 SH   SOLE 0 0 0 4,582
LILLY ELI & CO COM 532457108 763 4,085 SH   SOLE 0 0 0 4,085
CITRIX SYS INC COM 177376100 315 2,245 SH   SOLE 0 0 0 2,245
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,466 11,037 SH   SOLE 0 0 0 11,037
ALTRIA GROUP INC COM 02209S103 3,884 75,919 SH   SOLE 0 0 0 75,919
CITIGROUP INC COM NEW 172967424 498 6,851 SH   SOLE 0 0 0 6,851
ISHARES TR CORE US AGGBD ET 464287226 3,803 33,406 SH   SOLE 0 0 0 33,406
VANGUARD INDEX FDS TOTAL STK MKT 922908769 924 4,469 SH   SOLE 0 0 0 4,469
METLIFE INC COM 59156R108 348 5,724 SH   SOLE 0 0 0 5,724
ISHARES TR MSCI AC ASIA ETF 464288182 364 3,927 SH   SOLE 0 0 0 3,927
PNC FINL SVCS GROUP INC COM 693475105 1,029 5,869 SH   SOLE 0 0 0 5,869
HOME DEPOT INC COM 437076102 2,042 6,691 SH   SOLE 0 0 0 6,691
UNITEDHEALTH GROUP INC COM 91324P102 2,955 7,943 SH   SOLE 0 0 0 7,943
INTERNATIONAL BUSINESS MACHS COM 459200101 1,054 7,913 SH   SOLE 0 0 0 7,913
ALTERYX INC COM CL A 02156B103 257 3,100 SH   SOLE 0 0 0 3,100
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 326 3,948 SH   SOLE 0 0 0 3,948
INNOVATOR ETFS TR S&P 500 BUFFER 45782C409 6,040 176,931 SH   SOLE 0 0 0 176,931
LOCKHEED MARTIN CORP COM 539830109 1,090 2,950 SH   SOLE 0 0 0 2,950
ASML HOLDING N V N Y REGISTRY SHS N07059210 269 436 SH   SOLE 0 0 0 436
SOUTHERN CO COM 842587107 328 5,281 SH   SOLE 0 0 0 5,281
3M CO COM 88579Y101 1,068 5,544 SH   SOLE 0 0 0 5,544
ESSENTIAL UTILS INC COM 29670G102 341 7,627 SH   SOLE 0 0 0 7,627
YUM BRANDS INC COM 988498101 207 1,912 SH   SOLE 0 0 0 1,912
WASTE MGMT INC DEL COM 94106L109 218 1,693 SH   SOLE 0 0 0 1,693
UBER TECHNOLOGIES INC COM 90353T100 243 4,452 SH   SOLE 0 0 0 4,452
AMERICAN ELEC PWR CO INC COM 025537101 261 3,087 SH   SOLE 0 0 0 3,087
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,998 24,700 SH   SOLE 0 0 0 24,700
DOMINION ENERGY INC COM 25746U109 446 5,872 SH   SOLE 0 0 0 5,872
ORGANIGRAM HLDGS INC COM 68620P101 35 10,000 SH   SOLE 0 0 0 10,000
CONSOLIDATED EDISON INC COM 209115104 834 11,153 SH   SOLE 0 0 0 11,153
ISHARES TR RUS 1000 GRW ETF 464287614 895 3,684 SH   SOLE 0 0 0 3,684
PROOFPOINT INC NOTE 0.250% 8/1 743424AF0 15 14,000 PRN   SOLE 0 0 0 14,000
ISHARES TR RUSSELL 2000 ETF 464287655 1,051 4,755 SH   SOLE 0 0 0 4,755
GENERAL MLS INC COM 370334104 279 4,553 SH   SOLE 0 0 0 4,553
WEC ENERGY GROUP INC COM 92939U106 493 5,265 SH   SOLE 0 0 0 5,265
INTERDIGITAL INC NOTE 2.000% 6/0 45867GAB7 16 15,000 PRN   SOLE 0 0 0 15,000
CYBERARK SOFTWARE LTD NOTE 11/1 23248VAB1 19 18,000 PRN   SOLE 0 0 0 18,000
ISHARES TR CORE 1 5 YR USD 46432F859 949 18,511 SH   SOLE 0 0 0 18,511
PURE STORAGE INC NOTE 0.125% 4/1 74624MAB8 17 15,000 PRN   SOLE 0 0 0 15,000
LIBERTY MEDIA CORP DEL NOTE 1.375%10/1 531229AB8 23 18,000 PRN   SOLE 0 0 0 18,000
BOSTON BEER INC CL A 100557107 293 243 SH   SOLE 0 0 0 243
GOLDMAN SACHS GROUP INC COM 38141G104 772 2,360 SH   SOLE 0 0 0 2,360
APPLIED MATLS INC COM 038222105 271 2,032 SH   SOLE 0 0 0 2,032
MOTOROLA SOLUTIONS INC COM NEW 620076307 204 1,086 SH   SOLE 0 0 0 1,086
HEICO CORP NEW COM 422806109 1,063 8,452 SH   SOLE 0 0 0 8,452
MARRIOTT INTL INC NEW CL A 571903202 967 6,526 SH   SOLE 0 0 0 6,526
LINCOLN ELEC HLDGS INC COM 533900106 421 3,426 SH   SOLE 0 0 0 3,426
UNILEVER PLC SPON ADR NEW 904767704 802 14,369 SH   SOLE 0 0 0 14,369
F N B CORP COM 302520101 469 36,952 SH   SOLE 0 0 0 36,952
HONEYWELL INTL INC COM 438516106 893 4,115 SH   SOLE 0 0 0 4,115
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 225 15,842 SH   SOLE 0 0 0 15,842
ISHARES TR BROAD USD HIGH 46435U853 924 22,431 SH   SOLE 0 0 0 22,431
ISHARES TR EAFE VALUE ETF 464288877 682 13,372 SH   SOLE 0 0 0 13,372
CORTEVA INC COM 22052L104 228 4,889 SH   SOLE 0 0 0 4,889
AXON ENTERPRISE INC COM 05464C101 295 2,068 SH   SOLE 0 0 0 2,068
NEWMONT CORP COM 651639106 263 4,356 SH   SOLE 0 0 0 4,356
ALPHABET INC CAP STK CL C 02079K107 1,134 548 SH   SOLE 0 0 0 548
CBOE GLOBAL MKTS INC COM 12503M108 297 3,012 SH   SOLE 0 0 0 3,012
PEBBLEBROOK HOTEL TR NOTE 1.750%12/1 70509VAA8 34 29,000 PRN   SOLE 0 0 0 29,000
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,300 14,651 SH   SOLE 0 0 0 14,651
CROWDSTRIKE HLDGS INC CL A 22788C105 224 1,226 SH   SOLE 0 0 0 1,226
BIOGEN INC COM 09062X103 208 743 SH   SOLE 0 0 0 743
ISHARES TR CORE S&P500 ETF 464287200 61,248 153,959 SH   SOLE 0 0 0 153,959
UNITY SOFTWARE INC COM 91332U101 524 5,225 SH   SOLE 0 0 0 5,225
SPDR SER TR S&P DIVID ETF 78464A763 291 2,466 SH   SOLE 0 0 0 2,466
BENEFITFOCUS INC NOTE 1.250%12/1 08180DAB2 19 21,000 PRN   SOLE 0 0 0 21,000
FORD MTR CO DEL COM 345370860 269 21,981 SH   SOLE 0 0 0 21,981
ALTERYX INC NOTE 1.000% 8/0 02156BAF0 21 23,000 PRN   SOLE 0 0 0 23,000
RINGCENTRAL INC NOTE 3/0 76680RAF4 20 18,000 PRN   SOLE 0 0 0 18,000
NUTANIX INC NOTE 1/1 67059NAB4 24 25,000 PRN   SOLE 0 0 0 25,000
ISHARES TR MSCI USA MMENTM 46432F396 969 6,024 SH   SOLE 0 0 0 6,024
LAMAR ADVERTISING CO NEW CL A 512816109 271 2,884 SH   SOLE 0 0 0 2,884
THERMO FISHER SCIENTIFIC INC COM 883556102 541 1,186 SH   SOLE 0 0 0 1,186
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 576 6,195 SH   SOLE 0 0 0 6,195
AES CORP COM 00130H105 255 9,510 SH   SOLE 0 0 0 9,510
ETSY INC COM 29786A106 216 1,072 SH   SOLE 0 0 0 1,072
KINDER MORGAN INC DEL COM 49456B101 228 13,686 SH   SOLE 0 0 0 13,686
PAYPAL HLDGS INC COM 70450Y103 366 1,506 SH   SOLE 0 0 0 1,506
KEYCORP COM 493267108 207 10,370 SH   SOLE 0 0 0 10,370
PPG INDS INC COM 693506107 1,093 7,272 SH   SOLE 0 0 0 7,272
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,597 12,104 SH   SOLE 0 0 0 12,104
DENISON MINES CORP COM 248356107 55 50,000 SH   SOLE 0 0 0 50,000