The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK TCP CAPITAL CORP NOTE 4.625% 3/0 87238QAD5 24 25,000 PRN   SOLE 0 0 0 25,000
GENERAL ELECTRIC CO COM 369604103 201 29,464 SH   SOLE 0 0 0 29,464
ISHARES TR NATIONAL MUN ETF 464288414 387 3,355 SH   SOLE 0 0 0 3,355
VANECK VECTORS ETF TR CEF MUN INCOME E 92189F460 10,236 389,332 SH   SOLE 0 0 0 389,332
MASTERCARD INCORPORATED CL A 57636Q104 242 820 SH   SOLE 0 0 0 820
GENUINE PARTS CO COM 372460105 207 2,382 SH   SOLE 0 0 0 2,382
TANZANIAN GOLD CORP COM 87601A107 22 25,000 SH   SOLE 0 0 0 25,000
HUNTINGTON BANCSHARES INC COM 446150104 179 19,804 SH   SOLE 0 0 0 19,804
APPLE INC COM 037833100 2,372 6,503 SH   SOLE 0 0 0 6,503
PHILIP MORRIS INTL INC COM 718172109 474 6,760 SH   SOLE 0 0 0 6,760
ISHARES TR EAFE SML CP ETF 464288273 614 11,443 SH   SOLE 0 0 0 11,443
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 53 35,243 SH   SOLE 0 0 0 35,243
VANGUARD INDEX FDS GROWTH ETF 922908736 9,709 48,043 SH   SOLE 0 0 0 48,043
TRUIST FINL CORP COM 89832Q109 200 5,329 SH   SOLE 0 0 0 5,329
CEDAR FAIR L P DEPOSITRY UNIT 150185106 434 15,793 SH   SOLE 0 0 0 15,793
DUKE ENERGY CORP NEW COM NEW 26441C204 293 3,673 SH   SOLE 0 0 0 3,673
INTEL CORP COM 458140100 368 6,157 SH   SOLE 0 0 0 6,157
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,548 31,249 SH   SOLE 0 0 0 31,249
WALMART INC COM 931142103 229 1,913 SH   SOLE 0 0 0 1,913
ISHARES TR U.S. TECH ETF 464287721 237 880 SH   SOLE 0 0 0 880
JPMORGAN CHASE & CO COM 46625H100 797 8,472 SH   SOLE 0 0 0 8,472
COMCAST CORP NEW CL A 20030N101 274 7,040 SH   SOLE 0 0 0 7,040
EXXON MOBIL CORP COM 30231G102 783 17,518 SH   SOLE 0 0 0 17,518
CHEVRON CORP NEW COM 166764100 530 5,938 SH   SOLE 0 0 0 5,938
EATON CORP PLC SHS G29183103 402 4,592 SH   SOLE 0 0 0 4,592
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,660 76,883 SH   SOLE 0 0 0 76,883
VANGUARD STAR FDS VG TL INTL STK F 921909768 302 6,147 SH   SOLE 0 0 0 6,147
ISHARES INC CORE MSCI EMKT 46434G103 11,583 243,341 SH   SOLE 0 0 0 243,341
VANGUARD INDEX FDS VALUE ETF 922908744 7,021 70,500 SH   SOLE 0 0 0 70,500
KANSAS CITY SOUTHERN COM NEW 485170302 209 1,403 SH   SOLE 0 0 0 1,403
INNOVATOR ETFS TR RUSSELL 2000 PWR 45782C342 1,833 72,647 SH   SOLE 0 0 0 72,647
VANGUARD INDEX FDS MID CAP ETF 922908629 2,094 12,772 SH   SOLE 0 0 0 12,772
KIMBERLY CLARK CORP COM 494368103 207 1,463 SH   SOLE 0 0 0 1,463
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,288 19,521 SH   SOLE 0 0 0 19,521
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,615 29,709 SH   SOLE 0 0 0 29,709
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,855 20,995 SH   SOLE 0 0 0 20,995
AUTOMATIC DATA PROCESSING IN COM 053015103 343 2,301 SH   SOLE 0 0 0 2,301
FIRSTENERGY CORP COM 337932107 211 5,453 SH   SOLE 0 0 0 5,453
COCA COLA CO COM 191216100 315 7,058 SH   SOLE 0 0 0 7,058
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,046 21,377 SH   SOLE 0 0 0 21,377
SIRIUS XM HOLDINGS INC COM 82968B103 75 12,767 SH   SOLE 0 0 0 12,767
VERIZON COMMUNICATIONS INC COM 92343V104 465 8,426 SH   SOLE 0 0 0 8,426
FIDELITY NATL INFORMATION SV COM 31620M106 1,143 8,522 SH   SOLE 0 0 0 8,522
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,757 34,998 SH   SOLE 0 0 0 34,998
STARBUCKS CORP COM 855244109 234 3,182 SH   SOLE 0 0 0 3,182
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 5,752 271,978 SH   SOLE 0 0 0 271,978
MICROSOFT CORP COM 594918104 5,814 28,570 SH   SOLE 0 0 0 28,570
ISHARES TR CORE MSCI EAFE 46432F842 23,559 412,165 SH   SOLE 0 0 0 412,165
RAYTHEON TECHNOLOGIES CORP COM 75513E101 481 7,804 SH   SOLE 0 0 0 7,804
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,783 105,035 SH   SOLE 0 0 0 105,035
ISHARES TR CORE S&P MCP ETF 464287507 263 1,480 SH   SOLE 0 0 0 1,480
MCDONALDS CORP COM 580135101 284 1,538 SH   SOLE 0 0 0 1,538
GENERAL MTRS CO COM 37045V100 235 9,272 SH   SOLE 0 0 0 9,272
ENBRIDGE INC COM 29250N105 212 6,977 SH   SOLE 0 0 0 6,977
ALPHABET INC CAP STK CL A 02079K305 489 345 SH   SOLE 0 0 0 345
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,480 214,075 SH   SOLE 0 0 0 214,075
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,353 150,211 SH   SOLE 0 0 0 150,211
UNITED PARCEL SERVICE INC CL B 911312106 11,270 101,369 SH   SOLE 0 0 0 101,369
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,649 45,884 SH   SOLE 0 0 0 45,884
DOUBLELINE INCOME SOLUTIONS COM 258622109 382 24,846 SH   SOLE 0 0 0 24,846
JOHNSON & JOHNSON COM 478160104 2,050 14,577 SH   SOLE 0 0 0 14,577
VANGUARD INDEX FDS SM CP VAL ETF 922908611 354 3,313 SH   SOLE 0 0 0 3,313
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 240 21,185 SH   SOLE 0 0 0 21,185
PFIZER INC COM 717081103 533 16,304 SH   SOLE 0 0 0 16,304
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 18,505 477,051 SH   SOLE 0 0 0 477,051
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,423 12,749 SH   SOLE 0 0 0 12,749
DISNEY WALT CO COM DISNEY 254687106 472 4,236 SH   SOLE 0 0 0 4,236
BK OF AMERICA CORP COM 060505104 399 16,783 SH   SOLE 0 0 0 16,783
PEPSICO INC COM 713448108 320 2,423 SH   SOLE 0 0 0 2,423
NEXTERA ENERGY INC COM 65339F101 381 1,586 SH   SOLE 0 0 0 1,586
ACCELERATE DIAGNOSTICS INC COM 00430H102 333 21,948 SH   SOLE 0 0 0 21,948
AMAZON COM INC COM 023135106 1,170 424 SH   SOLE 0 0 0 424
AT&T INC COM 00206R102 604 19,970 SH   SOLE 0 0 0 19,970
MERCK & CO. INC COM 58933Y105 465 6,013 SH   SOLE 0 0 0 6,013
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,291 39,590 SH   SOLE 0 0 0 39,590
PROCTER AND GAMBLE CO COM 742718109 479 4,007 SH   SOLE 0 0 0 4,007
BOEING CO COM 097023105 316 1,724 SH   SOLE 0 0 0 1,724
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 30,971 474,002 SH   SOLE 0 0 0 474,002
NIKE INC CL B 654106103 377 3,846 SH   SOLE 0 0 0 3,846
ISHARES TR MSCI KLD400 SOC 464288570 480 4,070 SH   SOLE 0 0 0 4,070
SHERWIN WILLIAMS CO COM 824348106 213 369 SH   SOLE 0 0 0 369
ISHARES TR CORE S&P SCP ETF 464287804 584 8,559 SH   SOLE 0 0 0 8,559
JANUS DETROIT STR TR HENDERSON MTG 47103U852 246 4,580 SH   SOLE 0 0 0 4,580
CISCO SYS INC COM 17275R102 351 7,532 SH   SOLE 0 0 0 7,532
ISHARES TR 1 3 YR TREAS BD 464287457 272 3,141 SH   SOLE 0 0 0 3,141
ABBVIE INC COM 00287Y109 240 2,444 SH   SOLE 0 0 0 2,444
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 524 2,935 SH   SOLE 0 0 0 2,935
INNOVATOR ETFS TR S&P 500 PWR 45782C813 4,940 184,690 SH   SOLE 0 0 0 184,690
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,384 17,626 SH   SOLE 0 0 0 17,626
VISA INC COM CL A 92826C839 318 1,646 SH   SOLE 0 0 0 1,646
PROGRESSIVE CORP OHIO COM 743315103 726 9,066 SH   SOLE 0 0 0 9,066
ISHARES TR RUS MDCP VAL ETF 464287473 548 7,156 SH   SOLE 0 0 0 7,156
VANGUARD INDEX FDS SMALL CP ETF 922908751 32,275 221,487 SH   SOLE 0 0 0 221,487
LILLY ELI & CO COM 532457108 814 4,956 SH   SOLE 0 0 0 4,956
FACEBOOK INC CL A 30303M102 393 1,731 SH   SOLE 0 0 0 1,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,165 13,831 SH   SOLE 0 0 0 13,831
ALTRIA GROUP INC COM 02209S103 2,689 68,515 SH   SOLE 0 0 0 68,515
VANGUARD WORLD FD MEGA CAP INDEX 921910873 843 7,706 SH   SOLE 0 0 0 7,706
STANLEY BLACK & DECKER INC COM 854502101 448 3,212 SH   SOLE 0 0 0 3,212
HOME DEPOT INC COM 437076102 338 1,348 SH   SOLE 0 0 0 1,348
ISHARES TR CORE US AGGBD ET 464287226 986 8,341 SH   SOLE 0 0 0 8,341
LOCKHEED MARTIN CORP COM 539830109 466 1,278 SH   SOLE 0 0 0 1,278
UNITEDHEALTH GROUP INC COM 91324P102 214 724 SH   SOLE 0 0 0 724
SOUTHERN CO COM 842587107 215 4,148 SH   SOLE 0 0 0 4,148
INTERNATIONAL BUSINESS MACHS COM 459200101 409 3,389 SH   SOLE 0 0 0 3,389
CALAMOS CONV OPP AND INC FD SH BEN INT 128117108 227 21,374 SH   SOLE 0 0 0 21,374
3M CO COM 88579Y101 829 5,316 SH   SOLE 0 0 0 5,316
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 439 1,550 SH   SOLE 0 0 0 1,550
SCHWAB STRATEGIC TR US TIPS ETF 808524870 366 6,095 SH   SOLE 0 0 0 6,095
DOMINION ENERGY INC COM 25746U109 394 4,859 SH   SOLE 0 0 0 4,859
F N B CORP COM 302520101 257 34,297 SH   SOLE 0 0 0 34,297
ALPHABET INC CAP STK CL C 02079K107 392 277 SH   SOLE 0 0 0 277
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,602 17,194 SH   SOLE 0 0 0 17,194
ISHARES TR USA QUALITY FCTR 46432F339 371 3,865 SH   SOLE 0 0 0 3,865
ISHARES TR CORE S&P500 ETF 464287200 58,099 187,605 SH   SOLE 0 0 0 187,605
SPDR SER TR S&P DIVID ETF 78464A763 212 2,328 SH   SOLE 0 0 0 2,328
LAMAR ADVERTISING CO NEW CL A 512816109 289 4,329 SH   SOLE 0 0 0 4,329
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,737 16,581 SH   SOLE 0 0 0 16,581
DENISON MINES CORP COM 248356107 17 50,000 SH   SOLE 0 0 0 50,000