The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 422 2,048 SH   SOLE 0 0 0 2,048
ISHARES TR CORE S&P SCP ETF 464287804 365 4,349 SH   SOLE 0 0 0 4,349
ISHARES TR CORE S&P500 ETF 464287200 39,235 121,380 SH   SOLE 0 0 0 121,380
AMAZON COM INC COM 023135106 662 358 SH   SOLE 0 0 0 358
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 773 3,414 SH   SOLE 0 0 0 3,414
BOEING CO COM 097023105 420 1,288 SH   SOLE 0 0 0 1,288
ALTRIA GROUP INC COM 02209S103 3,418 68,486 SH   SOLE 0 0 0 68,486
INTEL CORP COM 458140100 377 6,302 SH   SOLE 0 0 0 6,302
DISNEY WALT CO COM DISNEY 254687106 537 3,714 SH   SOLE 0 0 0 3,714
SHERWIN WILLIAMS CO COM 824348106 424 727 SH   SOLE 0 0 0 727
JOHNSON & JOHNSON COM 478160104 1,776 12,175 SH   SOLE 0 0 0 12,175
PFIZER INC COM 717081103 664 16,945 SH   SOLE 0 0 0 16,945
CHEVRON CORP NEW COM 166764100 707 5,870 SH   SOLE 0 0 0 5,870
MICROSOFT CORP COM 594918104 1,355 8,595 SH   SOLE 0 0 0 8,595
UNITED PARCEL SERVICE INC CL B 911312106 11,827 101,033 SH   SOLE 0 0 0 101,033
AT&T INC COM 00206R102 1,105 28,269 SH   SOLE 0 0 0 28,269
TRUIST FINL CORP COM 89832Q109 308 5,461 SH   SOLE 0 0 0 5,461
CISCO SYS INC COM 17275R102 394 8,212 SH   SOLE 0 0 0 8,212
COCA COLA CO COM 191216100 319 5,767 SH   SOLE 0 0 0 5,767
LOCKHEED MARTIN CORP COM 539830109 487 1,250 SH   SOLE 0 0 0 1,250
PEPSICO INC COM 713448108 293 2,141 SH   SOLE 0 0 0 2,141
VERIZON COMMUNICATIONS INC COM 92343V104 423 6,894 SH   SOLE 0 0 0 6,894
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 207 2,545 SH   SOLE 0 0 0 2,545
VANGUARD GROUP DIV APP ETF 921908844 6,754 54,182 SH   SOLE 0 0 0 54,182
BANK AMER CORP COM 060505104 609 17,285 SH   SOLE 0 0 0 17,285
AUTOMATIC DATA PROCESSING IN COM 053015103 384 2,251 SH   SOLE 0 0 0 2,251
EXXON MOBIL CORP COM 30231G102 591 8,462 SH   SOLE 0 0 0 8,462
LILLY ELI & CO COM 532457108 203 1,541 SH   SOLE 0 0 0 1,541
DOMINION ENERGY INC COM 25746U109 400 4,827 SH   SOLE 0 0 0 4,827
MERCK & CO INC COM 58933Y105 329 3,616 SH   SOLE 0 0 0 3,616
RAYTHEON CO COM NEW 755111507 218 990 SH   SOLE 0 0 0 990
PROCTER & GAMBLE CO COM 742718109 443 3,550 SH   SOLE 0 0 0 3,550
GENERAL ELECTRIC CO COM 369604103 211 18,872 SH   SOLE 0 0 0 18,872
HOME DEPOT INC COM 437076102 225 1,029 SH   SOLE 0 0 0 1,029
MCDONALDS CORP COM 580135101 254 1,285 SH   SOLE 0 0 0 1,285
NIKE INC CL B 654106103 383 3,784 SH   SOLE 0 0 0 3,784
JPMORGAN CHASE & CO COM 46625H100 974 6,989 SH   SOLE 0 0 0 6,989
SIRIUS XM HLDGS INC COM 82968B103 90 12,580 SH   SOLE 0 0 0 12,580
WELLS FARGO CO NEW COM 949746101 408 7,592 SH   SOLE 0 0 0 7,592
ISHARES TR 1 3 YR TREAS BD 464287457 242 2,858 SH   SOLE 0 0 0 2,858
ISHARES TR BARCLAYS 7 10 YR 464287440 258 2,344 SH   SOLE 0 0 0 2,344
PROGRESSIVE CORP OHIO COM 743315103 654 9,040 SH   SOLE 0 0 0 9,040
3M CO COM 88579Y101 698 3,954 SH   SOLE 0 0 0 3,954
COMCAST CORP NEW CL A 20030N101 236 5,256 SH   SOLE 0 0 0 5,256
VANGUARD INDEX FDS TOTAL STK MKT 922908769 598 3,655 SH   SOLE 0 0 0 3,655
HUNTINGTON BANCSHARES INC COM 446150104 357 23,689 SH   SOLE 0 0 0 23,689
WELLTOWER INC COM 95040Q104 284 3,473 SH   SOLE 0 0 0 3,473
NEXTERA ENERGY INC COM 65339F101 365 1,507 SH   SOLE 0 0 0 1,507
DUKE ENERGY CORP NEW COM NEW 26441C204 216 2,365 SH   SOLE 0 0 0 2,365
APPLE INC COM 037833100 1,832 6,238 SH   SOLE 0 0 0 6,238
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 16,454 471,333 SH   SOLE 0 0 0 471,333
UNITED CMNTY FINL CORP OHIO COM 909839102 143 12,301 SH   SOLE 0 0 0 12,301
CALAMOS CONV OPP AND INC FD SH BEN INT 128117108 241 21,883 SH   SOLE 0 0 0 21,883
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,484 258,237 SH   SOLE 0 0 0 258,237
ISHARES TR CORE US AGGBD ET 464287226 816 7,264 SH   SOLE 0 0 0 7,264
EATON CORP PLC SHS G29183103 415 4,381 SH   SOLE 0 0 0 4,381
ALPHABET INC CAP STK CL A 02079K305 475 355 SH   SOLE 0 0 0 355
VANGUARD INDEX FDS VALUE ETF 922908744 4,558 38,029 SH   SOLE 0 0 0 38,029
VANGUARD INDEX FDS MID CAP ETF 922908629 486 2,728 SH   SOLE 0 0 0 2,728
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 563 6,067 SH   SOLE 0 0 0 6,067
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,252 7,559 SH   SOLE 0 0 0 7,559
VANGUARD INDEX FDS GROWTH ETF 922908736 4,884 26,808 SH   SOLE 0 0 0 26,808
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 83 25,077 SH   SOLE 0 0 0 25,077
FIDELITY NATL INFORMATION SV COM 31620M106 1,346 9,679 SH   SOLE 0 0 0 9,679
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 238 20,845 SH   SOLE 0 0 0 20,845
ENBRIDGE INC COM 29250N105 221 5,550 SH   SOLE 0 0 0 5,550
TANZANIAN GOLD CORP COM 87601A107 15 25,000 SH   SOLE 0 0 0 25,000
MASTERCARD INC CL A 57636Q104 278 932 SH   SOLE 0 0 0 932
FNB CORP PA COM 302520101 436 34,297 SH   SOLE 0 0 0 34,297
WISDOMTREE TR US MIDCAP DIVID 97717W505 201 5,274 SH   SOLE 0 0 0 5,274
LAMAR ADVERTISING CO NEW CL A 512816109 218 2,442 SH   SOLE 0 0 0 2,442
ACCELERATE DIAGNOSTICS INC COM 00430H102 379 22,448 SH   SOLE 0 0 0 22,448
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,305 28,589 SH   SOLE 0 0 0 28,589
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,189 13,637 SH   SOLE 0 0 0 13,637
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 29,094 803,046 SH   SOLE 0 0 0 803,046
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,405 16,753 SH   SOLE 0 0 0 16,753
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,145 11,409 SH   SOLE 0 0 0 11,409
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,950 815,944 SH   SOLE 0 0 0 815,944
DENISON MINES CORP COM 248356107 21 50,000 SH   SOLE 0 0 0 50,000
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 452 8,144 SH   SOLE 0 0 0 8,144
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 629 6,881 SH   SOLE 0 0 0 6,881
PHILIP MORRIS INTL INC COM 718172109 589 6,924 SH   SOLE 0 0 0 6,924
VANGUARD WORLD FD MEGA CAP INDEX 921910873 733 6,561 SH   SOLE 0 0 0 6,561
ATHERSYS INC COM 04744L106 32 26,000 SH   SOLE 0 0 0 26,000
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,143 11,247 SH   SOLE 0 0 0 11,247
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,129 14,694 SH   SOLE 0 0 0 14,694
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,639 127,435 SH   SOLE 0 0 0 127,435
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,466 27,578 SH   SOLE 0 0 0 27,578
SCHWAB STRATEGIC TR US TIPS ETF 808524870 345 6,096 SH   SOLE 0 0 0 6,096
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 267 901 SH   SOLE 0 0 0 901
GENERAL MTRS CO COM 37045V100 336 9,184 SH   SOLE 0 0 0 9,184
VANGUARD STAR FD VG TL INTL STK F 921909768 263 4,727 SH   SOLE 0 0 0 4,727
VANECK VECTORS ETF TRUST CEF MUN INCOME E 92189F460 17,430 632,442 SH   SOLE 0 0 0 632,442
FACEBOOK INC CL A 30303M102 367 1,789 SH   SOLE 0 0 0 1,789
ISHARES INC CORE MSCI EMKT 46434G103 11,895 221,253 SH   SOLE 0 0 0 221,253
ISHARES TR CORE MSCI EAFE 46432F842 11,236 172,224 SH   SOLE 0 0 0 172,224
DOUBLELINE INCOME SOLUTIONS COM 258622109 434 21,967 SH   SOLE 0 0 0 21,967
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,649 46,812 SH   SOLE 0 0 0 46,812
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 200 2,460 SH   SOLE 0 0 0 2,460
ISHARES TR USA QUALITY FCTR 46432F339 395 3,906 SH   SOLE 0 0 0 3,906
ISHARES US ETF TR SHT MAT BD ETF 46431W507 298 5,924 SH   SOLE 0 0 0 5,924
ALPHABET INC CAP STK CL C 02079K107 369 276 SH   SOLE 0 0 0 276
SECOND SIGHT MED PRODS INC COM 81362J100 7 10,000 SH   SOLE 0 0 0 10,000
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,745 35,617 SH   SOLE 0 0 0 35,617
BLACKROCK TCP CAPITAL CORP NOTE 4.625% 3/0 87238QAD5 26 25,000 PRN   SOLE 0 0 0 25,000
JANUS DETROIT STR TR HENDERSON MTG 47103U852 648 12,449 SH   SOLE 0 0 0 12,449
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 246 9,770 SH   SOLE 0 0 0 9,770
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 887 34,022 SH   SOLE 0 0 0 34,022