The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 2,978 38,282 SH   SOLE 0 0 0 38,282
CHEVRON CORP NEW COM 166764100 2,670 29,919 SH   SOLE 0 0 0 29,919
CITRIX SYS INC COM 177376100 2,836 19,174 SH   SOLE 0 0 0 19,174
Fidelity MSCI Health Care Index ETF MSCI HLTH CARE I 316092600 7,054 141,729 SH   SOLE 0 0 0 141,729
GILEAD SCIENCES INC COM 375558103 4,059 52,760 SH   SOLE 0 0 0 52,760
INTERNATIONAL BUSINESS MACHS COM 459200101 3,057 25,310 SH   SOLE 0 0 0 25,310
INTUIT COM 461202103 3,155 10,651 SH   SOLE 0 0 0 10,651
ISHARES GOLD TRUST ISHARES 464285105 3,058 179,978 SH   SOLE 0 0 0 179,978
ISHARES INC MSCI SWITZERLAND 464286749 3,293 84,535 SH   SOLE 0 0 0 84,535
ISHARES TR NATIONAL MUN ETF 464288414 239 2,068 SH   SOLE 0 0 0 2,068
ISHARES TR PFD AND INCM SEC 464288687 2,069 59,720 SH   SOLE 0 0 0 59,720
KIMBERLY CLARK CORP COM 494368103 3,485 24,656 SH   SOLE 0 0 0 24,656
NORTONLIFELOCK INC COM 668771108 3,003 151,456 SH   SOLE 0 0 0 151,456
PROGRESSIVE CORP OHIO COM 743315103 2,403 29,998 SH   SOLE 0 0 0 29,998
SOUTHERN CO COM 842587107 2,887 55,671 SH   SOLE 0 0 0 55,671
TERADYNE INC COM 880770102 3,984 47,148 SH   SOLE 0 0 0 47,148
UNITED PARCEL SERVICE INC CL B 911312106 2,604 23,420 SH   SOLE 0 0 0 23,420
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16,008 192,583 SH   SOLE 0 0 0 192,583
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,230 115,807 SH   SOLE 0 0 0 115,807
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,808 52,245 SH   SOLE 0 0 0 52,245
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 320 2,708 SH   SOLE 0 0 0 2,708
AT&T INC COM 00206R102 3,097 102,449 SH   SOLE 0 0 0 102,449
ABBVIE INC COM 00287Y109 3,070 31,273 SH   SOLE 0 0 0 31,273
ALTRIA GROUP INC COM 02209S103 2,830 72,109 SH   SOLE 0 0 0 72,109
BROADCOM INC COM 11135F101 2,865 9,078 SH   SOLE 0 0 0 9,078
CISCO SYS INC COM 17275R102 3,870 82,977 SH   SOLE 0 0 0 82,977
DOMINION ENERGY INC COM 25746U109 3,519 43,352 SH   SOLE 0 0 0 43,352
DUKE ENERGY CORP NEW COM NEW 26441C204 3,289 41,171 SH   SOLE 0 0 0 41,171
EXXON MOBIL CORP COM 30231G102 2,325 51,993 SH   SOLE 0 0 0 51,993
HALOZYME THERAPEUTICS INC COM 40637H109 3,286 122,551 SH   SOLE 0 0 0 122,551
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,251 74,240 SH   SOLE 0 0 0 74,240
ISHARES TR INTL MOMENTUM FT 46434V449 3,548 113,108 SH   SOLE 0 0 0 113,108
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 14,229 280,493 SH   SOLE 0 0 0 280,493
MOLINA HEALTHCARE INC COM 60855R100 4,522 25,405 SH   SOLE 0 0 0 25,405
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 8,804 191,892 SH   SOLE 0 0 0 191,892
PENNYMAC FINL SVCS INC NEW COM 70932M107 4,374 104,661 SH   SOLE 0 0 0 104,661
PROSHARES TR PSHS SH MSCI EAF 74347R370 1,426 56,801 SH   SOLE 0 0 0 56,801
PROSHARES TR PSHS SH MSCI EMR 74347R396 1,430 82,972 SH   SOLE 0 0 0 82,972
SPDR SER TR NUVEEN BRC MUNIC 78468R721 201 3,889 SH   SOLE 0 0 0 3,889
3M CO COM 88579Y101 3,108 19,922 SH   SOLE 0 0 0 19,922
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 963 16,681 SH   SOLE 0 0 0 16,681
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,407 41,215 SH   SOLE 0 0 0 41,215
VERIZON COMMUNICATIONS INC COM 92343V104 3,358 60,910 SH   SOLE 0 0 0 60,910