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INCOME TAXES (Tables)
9 Months Ended
Sep. 30, 2025
Income Tax Disclosure [Abstract]  
Schedule of Income Tax Provision (Benefit)
Three Months Ended
September 30,
Nine Months Ended
September 30,
(in millions, except percentages)2024202520242025
Income before income taxes
$153 $634 $506 $1,447 
Provision for income taxes78 11 169 
Effective tax rate1.9 %12.3 %2.2 %11.7 %