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ALLOWANCE FOR CREDIT LOSSES (Tables)
 6 Months Ended
Jun. 30, 2024
Credit Loss [Abstract]  
Schedule of Allowance for Credit Losses Receivable The following table summarizes the brokerage related allowance for credit losses as a reduction of receivables from users, net on the unaudited condensed consolidated balance sheet:
Three Months Ended
June 30,		Six Months Ended
June 30,
(in millions)2023202420232024
Beginning balance$20 $19 $18 $15 
Provision for credit losses6 4 15 10 
Write-offs(6)(8)(13)(10)
Ending balance$20 $15 $20 $15 
The following table summarizes the allowance related to off-balance sheet credit card receivables, shown as part of accounts payable and accrued expenses on the unaudited condensed consolidated balance sheet:
Three Months Ended
June 30,		Six Months Ended
June 30,
(in millions)
20242024
Beginning balance$32 $32 
Provision for credit losses11 19 
Credit loss payments to Coastal Bank
(9)(18)
Recoveries
— 1 
Ending balance$34 $34 
The following table summarizes the allowance related to purchased credit card receivables and interest receivables from customers, shown as a reduction of receivables from users, net on the unaudited condensed consolidated balance sheet:

Three Months Ended
June 30,		Six Months Ended
June 30,
(in millions)
20242024
Beginning balance$2 $1 
Provision for credit losses3 5 
Write-offs
(2)(3)
Ending balance$3 $3