The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 390 2,198 SH   SOLE NONE 0 0 2,048
ABBOTT LABS COM 002824100 398 2,830 SH   SOLE NONE 0 0 2,795
ABBVIE COM 00287Y109 550 4,068 SH   SOLE NONE 0 0 4,030
ACCENTURE SHS CLASS A G1151C101 372 899 SH   SOLE NONE 0 0 884
ACTIVISION BLIZZARD COM 00507V109 202 3,051 SH   SOLE NONE 0 0 3,051
ADOBE SYSTEMS COM 00724F101 2,318 4,088 SH   SOLE NONE 0 0 4,029
ALPHABET CAP STK CL A 02079K305 802 277 SH   SOLE NONE 0 0 225
ALPHABET CAP STK CL C 02079K107 8,573 2,963 SH   SOLE NONE 0 0 2,930
ALTRIA COM 02209S103 697 14,708 SH   SOLE NONE 0 0 14,677
AMAZON COM 023135106 8,485 2,545 SH   SOLE NONE 0 0 2,495
AMERICAN TOWER COM 03027X100 1,853 6,337 SH   SOLE NONE 0 0 6,217
AMGEN COM 031162100 3,311 14,720 SH   SOLE NONE 0 0 14,514
AON PLC SHS CL A SHS CL A G0403H108 403 1,343 SH   SOLE NONE 0 0 1,343
APPLE COM 037833100 16,673 93,896 SH   SOLE NONE 0 0 89,137
ASML HOLDING N V N Y REGISTRY SHS N Y REGISTRY SHS N07059210 326 410 SH   SOLE NONE 0 0 410
AT&T COM 00206R102 481 19,583 SH   SOLE NONE 0 0 19,398
AUTOZONE COM 053332102 3,614 1,724 SH   SOLE NONE 0 0 1,724
AVERY DENNISON CORP COM COM 053611109 216 998 SH   SOLE NONE 0 0 998
BANK OF AMERICA COM 060505104 4,014 90,234 SH   SOLE NONE 0 0 89,177
BERKSHIRE HATHAWAY CL B NEW 084670702 5,980 20,000 SH   SOLE NONE 0 0 19,230
BLACKSTONE COM 09260D107 2,685 20,756 SH   SOLE NONE 0 0 20,756
BRIGHT HEALTH GROUP INC COM COM 10920V107 51 15,000 SH   SOLE NONE 0 0 15,000
BRISTOL-MYERS SQUIBB CO COM COM 110122108 580 9,303 SH   SOLE NONE 0 0 8,975
CHEVRON COM 166764100 2,733 23,294 SH   SOLE NONE 0 0 22,871
CIGNA CORP NEW COM COM 125523100 482 2,103 SH   SOLE NONE 0 0 66
CISCO COM 17275R102 4,406 69,541 SH   SOLE NONE 0 0 68,571
CITIGROUP COM NEW 172967424 237 3,931 SH   SOLE NONE 0 0 3,921
COCA COLA COM 191216100 411 6,957 SH   SOLE NONE 0 0 6,851
COMCAST CL A 20030N101 444 8,838 SH   SOLE NONE 0 0 8,838
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 563 2,754 SH   SOLE NONE 0 0 2,754
COSTCO COM 22160K105 4,210 7,417 SH   SOLE NONE 0 0 7,345
CVS HEALTH CORP COM COM 126650100 262 2,542 SH   SOLE NONE 0 0 2,492
DARLING INGREDIENTS COM 237266101 1,683 24,293 SH   SOLE NONE 0 0 24,293
DUKE ENERGY COM NEW 26441C204 1,810 17,260 SH   SOLE NONE 0 0 16,810
ECOLAB COM 278865100 1,847 7,876 SH   SOLE NONE 0 0 7,751
EMERSON ELEC CO COM COM 291011104 361 3,883 SH   SOLE NONE 0 0 3,883
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 670 30,530 SH   SOLE NONE 0 0 30,530
EXELON CORP COM COM 30161N101 257 4,461 SH   SOLE NONE 0 0 4,461
EXXON MOBIL COM 30231G102 660 10,792 SH   SOLE NONE 0 0 7,876
FACEBOOK CL A 30303M102 1,526 4,538 SH   SOLE NONE 0 0 4,522
FEDEX COM 31428X106 5,481 21,193 SH   SOLE NONE 0 0 21,081
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF MSCI INFO TECH I 316092808 212 1,570 SH   SOLE NONE 0 0 1,570
FINANCIAL SELECT SECTOR SPDR FUND FINANCIAL 81369Y605 1,092 27,964 SH   SOLE NONE 0 0 27,964
FIRST REPUBLIC COM 33616C100 4,917 23,810 SH   SOLE NONE 0 0 23,633
GENERAL DYNAMICS COM 369550108 397 1,907 SH   SOLE NONE 0 0 1,893
GENERAL ELECTRIC COM NEW 369604301 318 3,374 SH   SOLE NONE 0 0 3,265
GILEAD COM 375558103 627 8,642 SH   SOLE NONE 0 0 8,616
GLAXOSMITHKLINE SPONSORED ADR 37733W105 496 11,247 SH   SOLE NONE 0 0 11,247
GOLDMAN SACHS COM 38141G104 580 1,517 SH   SOLE NONE 0 0 1,497
GRAN TIERRA ENERGY INC COM COM 38500T101 24 32,317 SH   SOLE NONE 0 0 32,317
HCA COM 40412C101 3,527 13,730 SH   SOLE NONE 0 0 13,615
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 1,097 7,788 SH   SOLE NONE 0 0 7,788
HILTON WORLDWIDE HLDGS INC COM COM 43300A203 233 1,497 SH   SOLE NONE 0 0 1,497
HOME DEPOT COM 437076102 4,967 11,970 SH   SOLE NONE 0 0 11,837
HONEYWELL COM 438516106 2,678 12,844 SH   SOLE NONE 0 0 12,656
IBM COM 459200101 377 2,823 SH   SOLE NONE 0 0 2,052
INTEL COM 458140100 3,307 64,220 SH   SOLE NONE 0 0 63,601
INTUIT COM 461202103 425 661 SH   SOLE NONE 0 0 661
INVESCO QQQ TRUST UNIT SER 1 46090E103 2,033 5,110 SH   SOLE NONE 0 0 5,061
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354 615 8,963 SH   SOLE NONE 0 0 8,963
INVESCO S&P 500 PURE GROWTH ETF S&P500 PUR GWT 46137V266 1,701 8,070 SH   SOLE NONE 0 0 8,070
INVESCO S&P SMALLCAP INFORMATION TECHNOLOGY PORTFOLIO S&P SML 600 EQ 46137V183 580 3,751 SH   SOLE NONE 0 0 3,751
ISHARES BIOTECHNOLOGY FUND ISHARES BIOTECH 464287556 227 1,491 SH   SOLE NONE 0 0 1,491
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 4,317 9,052 SH   SOLE NONE 0 0 8,970
ISHARES EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 269 613 SH   SOLE NONE 0 0 613
ISHARES GOLD TRUST ISHARES NEW 464285204 2,155 61,908 SH   SOLE NONE 0 0 61,908
ISHARES MSCI GLOBAL GOLD MINERS ETF MSCI GBL GOLD MN 46434G855 420 15,575 SH   SOLE NONE 0 0 15,575
ISHARES MSCI USA VALUE FACTOR ETF MSCI USA VALUE 46432F388 660 6,032 SH   SOLE NONE 0 0 6,032
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 420 2,506 SH   SOLE NONE 0 0 2,132
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 705 3,171 SH   SOLE NONE 0 0 2,914
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473 203 1,661 SH   SOLE NONE 0 0 1,375
ISHARES U.S. HOME CONSTRUCTION ETF US HOME CONS ETF 464288752 420 5,069 SH   SOLE NONE 0 0 5,069
JOHNSON & JOHNSON COM 478160104 4,302 25,152 SH   SOLE NONE 0 0 24,829
JPMORGAN CHASE COM 46625H100 6,471 40,870 SH   SOLE NONE 0 0 40,512
LAM RESEARCH CORP COM COM 512807108 353 492 SH   SOLE NONE 0 0 492
LENNAR CORP CL B CL B 526057302 2,436 25,484 SH   SOLE NONE 0 0 25,102
LIBERTY BROADBAND CORP COM SER C COM SER C 530307305 215 1,336 SH   SOLE NONE 0 0 1,336
LINDE SHS G5494J103 269 778 SH   SOLE NONE 0 0 28
LOCKHEED MARTIN COM 539830109 1,785 5,022 SH   SOLE NONE 0 0 4,882
LOWES COM 548661107 869 3,362 SH   SOLE NONE 0 0 3,338
LUMEN TECHNOLOGIES INC COM COM 550241103 311 24,831 SH   SOLE NONE 0 0 24,831
MAGELLAN MIDSTREAM COM UNIT RP LP 559080106 782 16,848 SH   SOLE NONE 0 0 16,848
MAIN THEMATIC INNOVATION ETF MAIN THEMATC IN 66538H278 269 13,154 SH   SOLE NONE 0 0 13,154
MARRIOTT INTL INC NEW CL A CL A 571903202 312 1,892 SH   SOLE NONE 0 0 1,892
MCDONALDS COM 580135101 685 2,558 SH   SOLE NONE 0 0 2,542
MERCK COM 58933Y105 2,989 39,010 SH   SOLE NONE 0 0 38,292
MICROSOFT COM 594918104 11,276 33,528 SH   SOLE NONE 0 0 32,389
MID-AMERICA APARTMENTS COM 59522J103 3,927 17,119 SH   SOLE NONE 0 0 17,119
MORGAN STANLEY COM NEW 617446448 280 2,854 SH   SOLE NONE 0 0 2,810
NETFLIX COM 64110L106 336 559 SH   SOLE NONE 0 0 559
NORFOLK SOUTHN CORP COM COM 655844108 257 865 SH   SOLE NONE 0 0 865
NUCOR CORP COM COM 670346105 463 4,059 SH   SOLE NONE 0 0 4,059
NVIDIA COM 67066G104 4,618 15,702 SH   SOLE NONE 0 0 15,492
OREILLY AUTOMOTIVE INC COM COM 67103H107 444 629 SH   SOLE NONE 0 0 629
PAYPAL COM 70450Y103 2,349 12,459 SH   SOLE NONE 0 0 11,989
PEPSICO COM 713448108 2,204 12,691 SH   SOLE NONE 0 0 12,527
PFIZER COM 717081103 5,959 100,926 SH   SOLE NONE 0 0 99,709
PHILIP MORRIS COM 718172109 406 4,281 SH   SOLE NONE 0 0 4,186
POWER & DIGITAL INFRASTRUCTURE COM CL A 739190106 1,990 181,813 SH   SOLE NONE 0 0 180,903
PROCTER & GAMBLE COM 742718109 4,297 26,271 SH   SOLE NONE 0 0 25,891
PROLOGIS COM 74340W103 2,626 15,602 SH   SOLE NONE 0 0 15,420
PRUDENTIAL FINL INC COM COM 744320102 442 4,088 SH   SOLE NONE 0 0 4,088
QUALCOMM COM 747525103 4,180 22,860 SH   SOLE NONE 0 0 22,407
RAYTHEON COM 75513E101 369 4,297 SH   SOLE NONE 0 0 4,211
REGIONS FINANCIAL CORP NEW COM COM 7591EP100 980 44,974 SH   SOLE NONE 0 0 44,974
RENASANT CORP COM COM 75970E107 721 19,008 SH   SOLE NONE 0 0 19,008
S&P GLOBAL COM 78409V104 215 457 SH   SOLE NONE 0 0 457
SALESFORCE COM 79466L302 2,300 9,054 SH   SOLE NONE 0 0 8,914
SCHWAB FUNDAMENTAL U.S. BROAD MARKET INDEX ETF SCHWAB FDT US BM 808524789 1,676 28,889 SH   SOLE NONE 0 0 28,889
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 900 23,176 SH   SOLE NONE 0 0 15,425
SCHWAB U.S. BROAD MARKET ETF US BRD MKT ETF 808524102 4,742 41,967 SH   SOLE NONE 0 0 41,967
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201 18,635 163,726 SH   SOLE NONE 0 0 162,284
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300 223 1,365 SH   SOLE NONE 0 0 1,365
SCHWAB U.S. LARGE-CAP VALUE ETF US LCAP VA ETF 808524409 1,095 14,964 SH   SOLE NONE 0 0 14,964
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 5,056 62,870 SH   SOLE NONE 0 0 61,488
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 4,618 57,137 SH   SOLE NONE 0 0 57,104
SERVICENOW COM 81762P102 2,526 3,893 SH   SOLE NONE 0 0 3,745
SHERWIN WILLIAMS CO COM COM 824348106 408 1,159 SH   SOLE NONE 0 0 1,152
SHOPIFY CL A 82509L107 780 567 SH   SOLE NONE 0 0 567
SOUTHERN COM 842587107 1,219 17,778 SH   SOLE NONE 0 0 17,628
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 409 1,126 SH   SOLE NONE 0 0 1,026
SPDR GOLD SHARES GOLD SHS 78463V107 5,668 33,154 SH   SOLE NONE 0 0 33,097
SPDR S&P 500 ETF TR UNIT 78462F103 553 1,166 SH   SOLE NONE 0 0 855
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 2,242 26,470 SH   SOLE NONE 0 0 25,916
SPDR S&P BIOTECH ETF S&P BIOTECH 78464A870 260 2,330 SH   SOLE NONE 0 0 2,330
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 213 1,656 SH   SOLE NONE 0 0 1,656
SPDR S&P HOMEBUILDERS ETF S&P HOMEBUILD 78464A888 421 4,915 SH   SOLE NONE 0 0 4,915
SPROTT PHYSICAL GOLD UNIT 85207H104 4,538 316,054 SH   SOLE NONE 0 0 316,054
TAIWAN SEMICONDUCTOR SPONSORED ADS 874039100 444 3,697 SH   SOLE NONE 0 0 3,697
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 259 1,489 SH   SOLE NONE 0 0 1,489
TESLA COM 88160R101 788 746 SH   SOLE NONE 0 0 745
TEXAS INSTRUMENTS COM 882508104 209 1,110 SH   SOLE NONE 0 0 980
TRANSDIGM GROUP COM 893641100 2,370 3,725 SH   SOLE NONE 0 0 3,668
UNILEVER SPON ADR NEW 904767704 226 4,202 SH   SOLE NONE 0 0 4,202
UNITEDHEALTH GROUP COM 91324P102 5,111 10,180 SH   SOLE NONE 0 0 10,079
UPS CL B 911312106 7,806 36,419 SH   SOLE NONE 0 0 28,841
VANECK SEMICONDUCTOR ETF SEMICONDUCTR ETF 92189F676 444 1,439 SH   SOLE NONE 0 0 1,439
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 376 2,194 SH   SOLE NONE 0 0 1,586
VANGUARD ENERGY INDEX FUND ENERGY ETF 92204A306 475 6,126 SH   SOLE NONE 0 0 5,893
VANGUARD EXTENDED MARKET INDEX FUND EXTEND MKT ETF 922908652 267 1,464 SH   SOLE NONE 0 0 994
VANGUARD FINANCIALS INDEX FUND FINANCIALS ETF 92204A405 302 3,131 SH   SOLE NONE 0 0 2,955
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ALLWRLD EX US 922042775 348 5,687 SH   SOLE NONE 0 0 4,727
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND FTSE SMCAP ETF 922042718 381 2,846 SH   SOLE NONE 0 0 2,846
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 987 19,959 SH   SOLE NONE 0 0 19,959
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 472 1,471 SH   SOLE NONE 0 0 1,460
VANGUARD HEALTH CARE INDEX FUND HEALTH CAR ETF 92204A504 305 1,147 SH   SOLE NONE 0 0 1,147
VANGUARD INFORMATION TECHNOLOGY INDEX FUND INF TECH ETF 92204A702 772 1,687 SH   SOLE NONE 0 0 1,687
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 975 4,412 SH   SOLE NONE 0 0 3,407
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 647 1,483 SH   SOLE NONE 0 0 1,483
VANGUARD S&P SMALL-CAP 600 VALUE ETF SMLCP 600 VAL 921932778 1,652 9,153 SH   SOLE NONE 0 0 9,153
VANGUARD TOTAL BOND MARKET INDEX TOTAL BND MRKT 921937835 251 2,967 SH   SOLE NONE 0 0 1,756
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 738 11,611 SH   SOLE NONE 0 0 11,611
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 1,222 5,062 SH   SOLE NONE 0 0 4,993
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 388 2,641 SH   SOLE NONE 0 0 2,623
VERIZON COM 92343V104 2,616 50,359 SH   SOLE NONE 0 0 47,150
VISA COM CL A 92826C839 3,709 17,118 SH   SOLE NONE 0 0 16,866
WALMART COM 931142103 3,666 25,343 SH   SOLE NONE 0 0 24,526
WALT DISNEY COM 254687106 3,647 23,547 SH   SOLE NONE 0 0 23,301
WASTE MANAGEMENT COM 94106L109 2,716 16,276 SH   SOLE NONE 0 0 16,102
WELLS FARGO COM 949746101 468 9,769 SH   SOLE NONE 0 0 9,660