<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>9312</value>
<shrsOrPrnAmt><sshPrnamt>79974</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>79974</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00287Y109</cusip>
<value>282</value>
<shrsOrPrnAmt><sshPrnamt>3220</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3220</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00724F101</cusip>
<value>845</value>
<shrsOrPrnAmt><sshPrnamt>1719</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1719</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMGEN INC.</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>031162100</cusip>
<value>2317</value>
<shrsOrPrnAmt><sshPrnamt>9132</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9132</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERN TOWER CORP        REIT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>03027X100</cusip>
<value>615</value>
<shrsOrPrnAmt><sshPrnamt>2551</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2551</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>023135106</cusip>
<value>5456</value>
<shrsOrPrnAmt><sshPrnamt>1724</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1724</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ACTIVISION BLIZZARD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00507V109</cusip>
<value>215</value>
<shrsOrPrnAmt><sshPrnamt>2633</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2633</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AUTOZONE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>053332102</cusip>
<value>2604</value>
<shrsOrPrnAmt><sshPrnamt>2212</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2212</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BOEING CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>097023105</cusip>
<value>652</value>
<shrsOrPrnAmt><sshPrnamt>3905</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3905</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALIBABA GROUP HOLDING  FSPONSORED ADR           1 ADR REPS    8  ORD SHS</nameOfIssuer>
<titleOfClass>SPONSORED ADS</titleOfClass>
<cusip>01609W102</cusip>
<value>561</value>
<shrsOrPrnAmt><sshPrnamt>1914</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1914</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>1413</value>
<shrsOrPrnAmt><sshPrnamt>58661</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>58661</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BIOGEN INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09062X103</cusip>
<value>793</value>
<shrsOrPrnAmt><sshPrnamt>2807</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2807</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>110122108</cusip>
<value>422</value>
<shrsOrPrnAmt><sshPrnamt>7015</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7015</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY      CLASS                  B</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>3295</value>
<shrsOrPrnAmt><sshPrnamt>15517</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15517</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>09260D107</cusip>
<value>1090</value>
<shrsOrPrnAmt><sshPrnamt>20725</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20725</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>172967424</cusip>
<value>643</value>
<shrsOrPrnAmt><sshPrnamt>14899</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14899</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COSTCO WHOLESALE CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>22160K105</cusip>
<value>1450</value>
<shrsOrPrnAmt><sshPrnamt>4074</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4074</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>17275R102</cusip>
<value>1762</value>
<shrsOrPrnAmt><sshPrnamt>44700</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>44700</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHEVRON CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>166764100</cusip>
<value>843</value>
<shrsOrPrnAmt><sshPrnamt>11695</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11695</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DARLING INGREDIENTS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>237266101</cusip>
<value>970</value>
<shrsOrPrnAmt><sshPrnamt>26912</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26912</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR DOW JONES          INDUSTRIAL AVRG ETF</nameOfIssuer>
<titleOfClass>UT SER 1</titleOfClass>
<cusip>78467X109</cusip>
<value>239</value>
<shrsOrPrnAmt><sshPrnamt>859</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>859</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>1720</value>
<shrsOrPrnAmt><sshPrnamt>13827</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13827</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>26441C204</cusip>
<value>624</value>
<shrsOrPrnAmt><sshPrnamt>7066</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7066</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ECOLAB INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>278865100</cusip>
<value>701</value>
<shrsOrPrnAmt><sshPrnamt>3514</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3514</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291011104</cusip>
<value>238</value>
<shrsOrPrnAmt><sshPrnamt>3611</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3611</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ENTERPRISE PRODS PART LP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>293792107</cusip>
<value>357</value>
<shrsOrPrnAmt><sshPrnamt>22578</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22578</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC            CLASS                  A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>30303M102</cusip>
<value>630</value>
<shrsOrPrnAmt><sshPrnamt>2395</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2395</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FEDEX CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>31428X106</cusip>
<value>4102</value>
<shrsOrPrnAmt><sshPrnamt>16238</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16238</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB FUNDAMENTAL US   BROAD MKT ETF</nameOfIssuer>
<titleOfClass>SCHWAB FDT US BM</titleOfClass>
<cusip>808524789</cusip>
<value>1156</value>
<shrsOrPrnAmt><sshPrnamt>30371</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30371</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FIRST REPUBLIC BANK</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>33616C100</cusip>
<value>2017</value>
<shrsOrPrnAmt><sshPrnamt>18492</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18492</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL DYNAMICS CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>369550108</cusip>
<value>274</value>
<shrsOrPrnAmt><sshPrnamt>1981</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1981</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>375558103</cusip>
<value>880</value>
<shrsOrPrnAmt><sshPrnamt>13949</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13949</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR GOLD SHARES ETF EC</nameOfIssuer>
<titleOfClass>GOLD SHS</titleOfClass>
<cusip>78463V107</cusip>
<value>1273</value>
<shrsOrPrnAmt><sshPrnamt>7171</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7171</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPHABET INC.           CLASS                  C</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>3242</value>
<shrsOrPrnAmt><sshPrnamt>2191</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2191</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPHABET INC.           CLASS                  A</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>223</value>
<shrsOrPrnAmt><sshPrnamt>151</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>151</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC    FSPONSORED ADR           1 ADR REPS    2  ORD SHS</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>37733W105</cusip>
<value>489</value>
<shrsOrPrnAmt><sshPrnamt>12967</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12967</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GRAN TIERRA ENERGY</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>38500T101</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>52830</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>52830</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>40412C101</cusip>
<value>1149</value>
<shrsOrPrnAmt><sshPrnamt>9157</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9157</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>2026</value>
<shrsOrPrnAmt><sshPrnamt>7305</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7305</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>438516106</cusip>
<value>1184</value>
<shrsOrPrnAmt><sshPrnamt>7173</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7173</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES GOLD ETF</nameOfIssuer>
<titleOfClass>ISHARES</titleOfClass>
<cusip>464285105</cusip>
<value>828</value>
<shrsOrPrnAmt><sshPrnamt>45938</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>45938</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES EXPANDED TECH   SECTOR ETF</nameOfIssuer>
<titleOfClass>EXPND TEC SC ETF</titleOfClass>
<cusip>464287549</cusip>
<value>223</value>
<shrsOrPrnAmt><sshPrnamt>719</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>719</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>458140100</cusip>
<value>2471</value>
<shrsOrPrnAmt><sshPrnamt>47439</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>47439</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE S&amp;P 500    ETF</nameOfIssuer>
<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>2935</value>
<shrsOrPrnAmt><sshPrnamt>8706</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8706</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>2233</value>
<shrsOrPrnAmt><sshPrnamt>14975</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14975</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>2915</value>
<shrsOrPrnAmt><sshPrnamt>30246</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30246</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>THE COCA-COLA CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>273</value>
<shrsOrPrnAmt><sshPrnamt>5543</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5543</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>539830109</cusip>
<value>757</value>
<shrsOrPrnAmt><sshPrnamt>1972</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1972</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>548661107</cusip>
<value>479</value>
<shrsOrPrnAmt><sshPrnamt>2879</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2879</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>512807108</cusip>
<value>242</value>
<shrsOrPrnAmt><sshPrnamt>721</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>721</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LLOYDS BANKING GROUP   FSPONSORED ADR           1 ADR REPS    4  ORD SHS</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>539439109</cusip>
<value>13</value>
<shrsOrPrnAmt><sshPrnamt>10100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MID AMERICA APARTMENT COREIT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>59522J103</cusip>
<value>2253</value>
<shrsOrPrnAmt><sshPrnamt>19563</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19563</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>503</value>
<shrsOrPrnAmt><sshPrnamt>2280</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2280</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>3M CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88579Y101</cusip>
<value>241</value>
<shrsOrPrnAmt><sshPrnamt>1502</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1502</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MAGELLAN MIDSTREAM PA LP</nameOfIssuer>
<titleOfClass>COM UNIT RP LP</titleOfClass>
<cusip>559080106</cusip>
<value>421</value>
<shrsOrPrnAmt><sshPrnamt>12201</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12201</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>02209S103</cusip>
<value>569</value>
<shrsOrPrnAmt><sshPrnamt>14735</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14735</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO. INC.</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>1327</value>
<shrsOrPrnAmt><sshPrnamt>16025</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16025</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>4749</value>
<shrsOrPrnAmt><sshPrnamt>22549</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22549</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>O REILLY AUTOMOTIVE</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>67103H107</cusip>
<value>277</value>
<shrsOrPrnAmt><sshPrnamt>600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>713448108</cusip>
<value>842</value>
<shrsOrPrnAmt><sshPrnamt>6080</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6080</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>2441</value>
<shrsOrPrnAmt><sshPrnamt>66467</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>66467</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>2366</value>
<shrsOrPrnAmt><sshPrnamt>17020</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17020</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPROTT PHYSICAL GOLD ETV</nameOfIssuer>
<titleOfClass>UNIT</titleOfClass>
<cusip>85207H104</cusip>
<value>1737</value>
<shrsOrPrnAmt><sshPrnamt>115154</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>115154</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROLOGIS INC.           REIT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74340W103</cusip>
<value>673</value>
<shrsOrPrnAmt><sshPrnamt>6743</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6743</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>352</value>
<shrsOrPrnAmt><sshPrnamt>4692</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4692</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PAYPAL HOLDINGS INCORPOR</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>70450Y103</cusip>
<value>278</value>
<shrsOrPrnAmt><sshPrnamt>1406</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1406</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>1753</value>
<shrsOrPrnAmt><sshPrnamt>14811</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14811</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO QQQ TRUST</nameOfIssuer>
<titleOfClass>UNIT SER 1</titleOfClass>
<cusip>46090E103</cusip>
<value>746</value>
<shrsOrPrnAmt><sshPrnamt>2672</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2672</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>REGIONS FINL CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>7591EP100</cusip>
<value>481</value>
<shrsOrPrnAmt><sshPrnamt>41846</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>41846</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI GLOBAL GOLDMINERS ETF</nameOfIssuer>
<titleOfClass>MSCI GBL GOLD MN</titleOfClass>
<cusip>46434G855</cusip>
<value>218</value>
<shrsOrPrnAmt><sshPrnamt>6660</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6660</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>RENASANT CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>75970E107</cusip>
<value>431</value>
<shrsOrPrnAmt><sshPrnamt>19008</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19008</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO S&amp;P 500 PURE    GROWTH ETF</nameOfIssuer>
<titleOfClass>S&amp;P500 PUR GWT</titleOfClass>
<cusip>46137V266</cusip>
<value>1384</value>
<shrsOrPrnAmt><sshPrnamt>9745</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9745</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>RAYTHEON TECHNOLOGIES CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>75513E101</cusip>
<value>268</value>
<shrsOrPrnAmt><sshPrnamt>4634</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4634</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB US BROAD MARKET  ETF</nameOfIssuer>
<titleOfClass>US BRD MKT ETF</titleOfClass>
<cusip>808524102</cusip>
<value>3840</value>
<shrsOrPrnAmt><sshPrnamt>48075</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>48075</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB US DIVIDEND      EQUITY ETF</nameOfIssuer>
<titleOfClass>US DIVIDEND EQ</titleOfClass>
<cusip>808524797</cusip>
<value>3223</value>
<shrsOrPrnAmt><sshPrnamt>58213</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>58213</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB INTERNATIONAL    EQUITY E ETF IV</nameOfIssuer>
<titleOfClass>INTL EQTY ETF</titleOfClass>
<cusip>808524805</cusip>
<value>419</value>
<shrsOrPrnAmt><sshPrnamt>13335</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13335</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHARLES SCHWAB US MC    ETF</nameOfIssuer>
<titleOfClass>US MID-CAP ETF</titleOfClass>
<cusip>808524508</cusip>
<value>2534</value>
<shrsOrPrnAmt><sshPrnamt>45588</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>45588</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB US LARGE CAP ETF IV</nameOfIssuer>
<titleOfClass>US LRG CAP ETF</titleOfClass>
<cusip>808524201</cusip>
<value>11579</value>
<shrsOrPrnAmt><sshPrnamt>143291</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>143291</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SHOPIFY INC            FCLASS                  A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>82509L107</cusip>
<value>373</value>
<shrsOrPrnAmt><sshPrnamt>363</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>363</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 600 SMALL CAP  VALUE ETF IV</nameOfIssuer>
<titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
<cusip>78464A300</cusip>
<value>610</value>
<shrsOrPrnAmt><sshPrnamt>12169</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12169</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>842587107</cusip>
<value>946</value>
<shrsOrPrnAmt><sshPrnamt>17455</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17455</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO S&amp;P 500 LOW     VOLATILITY ETF</nameOfIssuer>
<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
<cusip>46138E354</cusip>
<value>481</value>
<shrsOrPrnAmt><sshPrnamt>8963</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8963</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>A T &amp; T INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>1177</value>
<shrsOrPrnAmt><sshPrnamt>41366</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>41366</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>893641100</cusip>
<value>780</value>
<shrsOrPrnAmt><sshPrnamt>1640</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1640</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TESLA INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88160R101</cusip>
<value>496</value>
<shrsOrPrnAmt><sshPrnamt>1155</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1155</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNILEVER PLC           FSPONSORED ADR           1 ADR REPS    1  ORD SHS</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>904767704</cusip>
<value>268</value>
<shrsOrPrnAmt><sshPrnamt>4351</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4351</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GRP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>1995</value>
<shrsOrPrnAmt><sshPrnamt>6397</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6397</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VISA INC                CLASS                  A</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>1834</value>
<shrsOrPrnAmt><sshPrnamt>9150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9150</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD HEALTH CARE    ETF</nameOfIssuer>
<titleOfClass>HEALTH CAR ETF</titleOfClass>
<cusip>92204A504</cusip>
<value>227</value>
<shrsOrPrnAmt><sshPrnamt>1114</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1114</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD S&amp;P SMALL CAP  600 VALUE ETF</nameOfIssuer>
<titleOfClass>SMLCP 600 VAL</titleOfClass>
<cusip>921932778</cusip>
<value>991</value>
<shrsOrPrnAmt><sshPrnamt>9317</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9317</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
<cusip>922908363</cusip>
<value>459</value>
<shrsOrPrnAmt><sshPrnamt>1488</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1488</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VGRD FTSE ALL WRLD EX USSML  ETF IV</nameOfIssuer>
<titleOfClass>FTSE SMCAP ETF</titleOfClass>
<cusip>922042718</cusip>
<value>289</value>
<shrsOrPrnAmt><sshPrnamt>2744</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2744</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer>
<titleOfClass>VALUE ETF</titleOfClass>
<cusip>922908744</cusip>
<value>232</value>
<shrsOrPrnAmt><sshPrnamt>2214</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2214</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD GROWTH ETF</nameOfIssuer>
<titleOfClass>GROWTH ETF</titleOfClass>
<cusip>922908736</cusip>
<value>265</value>
<shrsOrPrnAmt><sshPrnamt>1158</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1158</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD LARGE CAP ETF</nameOfIssuer>
<titleOfClass>LARGE CAP ETF</titleOfClass>
<cusip>922908637</cusip>
<value>433</value>
<shrsOrPrnAmt><sshPrnamt>2758</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2758</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE EMERGING  MARK ETF IV</nameOfIssuer>
<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
<cusip>922042858</cusip>
<value>721</value>
<shrsOrPrnAmt><sshPrnamt>16684</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16684</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL INTERNTL STOCK ETF IV</nameOfIssuer>
<titleOfClass>VG TL INTL STK F</titleOfClass>
<cusip>921909768</cusip>
<value>632</value>
<shrsOrPrnAmt><sshPrnamt>12084</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12084</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATN</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>1615</value>
<shrsOrPrnAmt><sshPrnamt>27187</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>27187</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>94106L109</cusip>
<value>1018</value>
<shrsOrPrnAmt><sshPrnamt>8983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WALMART INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>1591</value>
<shrsOrPrnAmt><sshPrnamt>11309</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11309</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>994</value>
<shrsOrPrnAmt><sshPrnamt>28835</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28835</None>
</votingAuthority>
</infoTable>
</informationTable>
