The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 814 5,317 SH   SOLE   0 0 5,317
ALLSTATE CORP COM 020002101 267 2,104 SH   SOLE   0 0 2,104
ALPHABET INC CAP STK CL A 02079K305 1,336 613 SH   SOLE   0 0 613
ALPHABET INC CAP STK CL C 02079K107 440 201 SH   SOLE   0 0 201
ALTRIA GROUP INC COM 02209S103 367 8,795 SH   SOLE   0 0 8,795
AMAZON COM INC COM 023135106 572 5,382 SH   SOLE   0 0 5,382
AMEREN CORP COM 023608102 223 2,473 SH   SOLE   0 0 2,473
AMERICAN ELEC PWR CO INC COM 025537101 222 2,310 SH   SOLE   0 0 654
AMERICAN EXPRESS CO COM 025816109 608 4,387 SH   SOLE   0 0 4,387
AON PLC SHS CL A G0403H108 390 1,445 SH   SOLE   0 0 1,445
APPLE INC COM 037833100 5,440 39,789 SH   SOLE   0 0 39,789
BANK NEW YORK MELLON CORP COM 064058100 250 5,999 SH   SOLE   0 0 5,999
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 883 3,235 SH   SOLE   0 0 3,235
BK OF AMERICA CORP COM 060505104 332 10,663 SH   SOLE   0 0 10,663
BRISTOL-MYERS SQUIBB CO COM 110122108 465 6,044 SH   SOLE   0 0 6,044
CINTAS CORP COM 172908105 7,211 19,306 SH   SOLE   0 0 19,306
CISCO SYS INC COM 17275R102 287 6,726 SH   SOLE   0 0 6,726
CITIGROUP INC COM NEW 172967424 267 5,813 SH   SOLE   0 0 5,813
COCA COLA CO COM 191216100 604 9,598 SH   SOLE   0 0 9,598
CORNING INC COM 219350105 312 9,897 SH   SOLE   0 0 9,897
COSTCO WHSL CORP NEW COM 22160K105 484 1,010 SH   SOLE   0 0 1,010
CSX CORP COM 126408103 261 8,976 SH   SOLE   0 0 8,976
CVS HEALTH CORP COM 126650100 238 2,565 SH   SOLE   0 0 2,565
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 498 17,230 SH   SOLE   0 0 17,230
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,257 96,880 SH   SOLE   0 0 4,124
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 442 13,984 SH   SOLE   0 0 13,984
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 955 44,558 SH   SOLE   0 0 44,558
DISCOVER FINL SVCS COM 254709108 939 9,929 SH   SOLE   0 0 9,929
DISNEY WALT CO COM 254687106 405 4,294 SH   SOLE   0 0 4,294
ELECTRONIC ARTS INC COM 285512109 245 2,016 SH   SOLE   0 0 2,016
EXXON MOBIL CORP COM 30231G102 1,742 20,336 SH   SOLE   0 0 20,336
FORTUNE BRANDS HOME & SEC IN COM 34964C106 427 7,139 SH   SOLE   0 0 7,139
G MED INNOVATIONS HLDGS LTD SHS NEW G39462208 6 10,000 SH   SOLE   0 0 10,000
HOME DEPOT INC COM 437076102 664 2,421 SH   SOLE   0 0 2,421
HONEYWELL INTL INC COM 438516106 339 1,951 SH   SOLE   0 0 1,951
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103 283 30,000 SH   SOLE   0 0 30,000
INVESCO QQQ TR UNIT SER 1 46090E103 21,211 75,679 SH   SOLE   0 0 75,679
ISHARES TR 3 7 YR TREAS BD 464288661 457 3,828 SH   SOLE   0 2 3,826
ISHARES TR COHEN STEER REIT 464287564 9,005 148,176 SH   SOLE   0 0 148,176
ISHARES TR CORE S&P MCP ETF 464287507 3,280 14,497 SH   SOLE   0 0 14,497
ISHARES TR CORE S&P SCP ETF 464287804 10,483 113,444 SH   SOLE   0 0 113,444
ISHARES TR EAFE SML CP ETF 464288273 1,887 34,561 SH   SOLE   0 0 34,561
ISHARES TR IBOXX HI YD ETF 464288513 1,571 21,341 SH   SOLE   0 0 21,341
ISHARES TR MSCI EAFE ETF 464287465 20,081 321,349 SH   SOLE   0 0 321,349
ISHARES TR NATIONAL MUN ETF 464288414 1,577 14,823 SH   SOLE   0 0 14,823
ISHARES TR RUS 1000 ETF 464287622 359 1,727 SH   SOLE   0 0 1,727
ISHARES TR RUS 1000 GRW ETF 464287614 340 1,554 SH   SOLE   0 0 1,554
ISHARES TR RUS MID CAP ETF 464287499 989 15,300 SH   SOLE   0 0 15,300
ISHARES TR RUSSELL 2000 ETF 464287655 955 5,639 SH   SOLE   0 0 5,639
ISHARES TR SELECT DIVID ETF 464287168 8,322 70,722 SH   SOLE   0 0 70,722
ISHARES TR SP SMCP600VL ETF 464287879 205 2,301 SH   SOLE   0 0 2,301
ISHARES TR TIPS BD ETF 464287176 578 5,075 SH   SOLE   0 0 5,075
ISHARES TR U.S. REAL ES ETF 464287739 340 3,699 SH   SOLE   0 0 3,699
JOHNSON & JOHNSON COM 478160104 711 4,004 SH   SOLE   0 0 4,004
JPMORGAN CHASE & CO COM 46625H100 846 7,512 SH   SOLE   0 0 7,512
LISTED FD TR WAHED DOW JONES 53656F268 213 11,100 SH   SOLE   0 0 11,100
MCDONALDS CORP COM 580135101 251 1,015 SH   SOLE   0 0 1,015
MERCK & CO INC COM 58933Y105 570 6,256 SH   SOLE   0 0 6,256
META PLATFORMS INC CL A 30303M102 277 1,720 SH   SOLE   0 0 1,720
MICRON TECHNOLOGY INC COM 595112103 478 8,642 SH   SOLE   0 0 8,642
MICROSOFT CORP COM 594918104 1,294 5,037 SH   SOLE   0 0 5,037
MONDELEZ INTL INC CL A 609207105 388 6,244 SH   SOLE   0 0 6,244
MORGAN STANLEY COM NEW 617446448 527 6,932 SH   SOLE   0 0 6,932
NEXTERA ENERGY INC COM 65339F101 229 2,957 SH   SOLE   0 0 2,957
NIKE INC CL B 654106103 489 4,783 SH   SOLE   0 0 297
NORTHROP GRUMMAN CORP COM 666807102 359 750 SH   SOLE   0 0 10,239
NVIDIA CORPORATION COM 67066G104 316 2,084 SH   SOLE   0 0 2,084
PFIZER INC COM 717081103 537 10,250 SH   SOLE   0 0 10,250
PHILIP MORRIS INTL INC COM 718172109 766 7,753 SH   SOLE   0 0 7,753
PROCTER AND GAMBLE CO COM 742718109 277 1,924 SH   SOLE   0 0 1,924
REGIONS FINANCIAL CORP NEW COM 7591EP100 189 10,083 SH   SOLE   0 0 10,083
SALESFORCE INC COM 79466L302 225 1,366 SH   SOLE   0 0 1,366
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,486 70,472 SH   SOLE   0 0 2,104
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 3,770 12,248 SH   SOLE   0 0 12,248
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 699 24,247 SH   SOLE   0 0 24,247
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,007 53,034 SH   SOLE   0 0 53,034
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 12,396 29,978 SH   SOLE   0 0 29,978
SPDR SER TR NUVEEN BLMBRG SH 78468R739 502 10,619 SH   SOLE   0 0 10,619
SPDR SER TR S&P 400 MDCP GRW 78464A821 247 4,046 SH   SOLE   0 0 4,046
SPDR SER TR S&P 600 SML CAP 78464A813 3,527 44,041 SH   SOLE   0 0 44,041
STARBUCKS CORP COM 855244109 303 3,961 SH   SOLE   0 128 3,833
TESLA INC COM 88160R101 716 1,063 SH   SOLE   0 0 1,063
UNION PAC CORP COM 907818108 633 2,969 SH   SOLE   0 0 2,969
UNITED PARCEL SERVICE INC CL B 911312106 640 3,507 SH   SOLE   0 87 3,420
US BANCORP DEL COM NEW 902973304 765 16,625 SH   SOLE   0 0 16,625
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,264 16,278 SH   SOLE   0 0 16,278
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,901 37,778 SH   SOLE   0 0 37,778
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 255 3,384 SH   SOLE   0 0 3,384
VANGUARD INDEX FDS GROWTH ETF 922908736 382 1,712 SH   SOLE   0 0 1,712
VANGUARD INDEX FDS MID CAP ETF 922908629 793 4,025 SH   SOLE   0 0 4,025
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 730 8,010 SH   SOLE   0 0 8,010
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,604 13,273 SH   SOLE   0 0 13,273
VANGUARD INDEX FDS SM CP VAL ETF 922908611 421 2,813 SH   SOLE   0 0 2,813
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,633 14,949 SH   SOLE   0 0 14,949
VANGUARD INDEX FDS SML CP GRW ETF 922908595 403 2,044 SH   SOLE   0 0 2,044
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,972 47,342 SH   SOLE   0 0 47,342
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,108 49,488 SH   SOLE   0 0 49,488
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 625 10,224 SH   SOLE   0 0 10,224
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 7,126 174,668 SH   SOLE   0 0 174,668
VANGUARD WORLD FD ESG US STK ETF 921910733 250 3,767 SH   SOLE   0 0 3,767
VERIZON COMMUNICATIONS INC COM 92343V104 209 4,124 SH   SOLE   0 0 4,124
WEC ENERGY GROUP INC COM 92939U106 269 2,670 SH   SOLE   0 0 92