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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Allowance for Doubtful Accounts (Details) - USD ($)
12 Months Ended
Oct. 31, 2020
Oct. 31, 2019
Oct. 31, 2018
Allowance for doubtful accounts      
Allowance for doubtful accounts $ 0 $ 0 $ 0
Reserve for Policy Cancellations      
Allowance for cancellation $ 0