The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101   227,816 808 SH   SOLE   808 0 0
MERCK & CO INC COM 58933Y105   438,734 3,325 SH   SOLE   3,325 0 0
ABBVIE INC COM 00287Y109   506,675 2,782 SH   SOLE   2,782 0 0
META PLATFORMS INC CL A 30303M102   1,632,034 3,361 SH   SOLE   3,361 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   326,507 942 SH   SOLE   942 0 0
NVIDIA CORPORATION COM 67066G104   3,695,560 4,090 SH   SOLE   4,090 0 0
PEPSICO INC COM 713448108   232,763 1,330 SH   SOLE   1,330 0 0
PROCTER AND GAMBLE CO COM 742718109   695,566 4,287 SH   SOLE   4,287 0 0
SALESFORCE INC COM 79466L302   463,516 1,539 SH   SOLE   1,539 0 0
AT&T INC COM 00206R102   246,773 14,021 SH   SOLE   14,021 0 0
TESLA INC COM 88160R101   634,953 3,612 SH   SOLE   3,612 0 0
ALPHABET INC CAP STK CL C 02079K107   763,584 5,015 SH   SOLE   5,015 0 0
CONOCOPHILLIPS COM 20825C104   255,451 2,007 SH   SOLE   2,007 0 0
UNITEDHEALTH GROUP INC COM 91324P102   788,057 1,593 SH   SOLE   1,593 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   250,069 3,235 SH   SOLE   3,235 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   49,633,013 989,297 SH   SOLE   989,297 0 0
WALMART INC COM 931142103   481,240 7,998 SH   SOLE   7,998 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   513,901 4,907 SH   SOLE   4,907 0 0
ABBOTT LABS COM 002824100   284,465 2,503 SH   SOLE   2,503 0 0
ADVANCED MICRO DEVICES INC COM 007903107   591,466 3,277 SH   SOLE   3,277 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   34,878,638 101,332 SH   SOLE   101,332 0 0
AMGEN INC COM 031162100   218,642 769 SH   SOLE   769 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   332,581 5,727 SH   SOLE   5,727 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   9,856,109 37,803 SH   SOLE   37,803 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   13,703,493 71,417 SH   SOLE   71,417 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   29,079,151 178,553 SH   SOLE   178,553 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   511,160 1,013 SH   SOLE   1,013 0 0
ALPHABET INC CAP STK CL A 02079K305   3,025,543 20,046 SH   SOLE   20,046 0 0
AMPHENOL CORP NEW CL A 032095101   681,719 5,910 SH   SOLE   5,910 0 0
APPLE INC COM 037833100   5,002,573 29,173 SH   SOLE   29,173 0 0
AMAZON COM INC COM 023135106   2,573,842 14,269 SH   SOLE   14,269 0 0
BOOKING HOLDINGS INC COM 09857L108   682,041 188 SH   SOLE   188 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   240,096 1,172 SH   SOLE   1,172 0 0
FISERV INC COM 337738108   317,083 1,984 SH   SOLE   1,984 0 0
BANK AMERICA CORP COM 060505104   272,569 7,188 SH   SOLE   7,188 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,132,460 2,693 SH   SOLE   2,693 0 0
COSTCO WHSL CORP NEW COM 22160K105   429,321 586 SH   SOLE   586 0 0
MASTERCARD INCORPORATED CL A 57636Q104   980,958 2,037 SH   SOLE   2,037 0 0
BROADCOM INC COM 11135F101   988,756 746 SH   SOLE   746 0 0
COCA COLA CO COM 191216100   292,271 4,777 SH   SOLE   4,777 0 0
MICROSOFT CORP COM 594918104   5,389,988 12,811 SH   SOLE   12,811 0 0
CHEVRON CORP NEW COM 166764100   293,712 1,862 SH   SOLE   1,862 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   339,150 14,244 SH   SOLE   14,244 0 0
ELI LILLY & CO COM 532457108   898,544 1,155 SH   SOLE   1,155 0 0
S&P GLOBAL INC COM 78409V104   745,388 1,752 SH   SOLE   1,752 0 0
SHERWIN WILLIAMS CO COM 824348106   675,904 1,946 SH   SOLE   1,946 0 0
CISCO SYS INC COM 17275R102   242,413 4,857 SH   SOLE   4,857 0 0
INTEL CORP COM 458140100   321,425 7,277 SH   SOLE   7,277 0 0
HOME DEPOT INC COM 437076102   952,862 2,484 SH   SOLE   2,484 0 0
COMCAST CORP NEW CL A 20030N101   315,891 7,287 SH   SOLE   7,287 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   967,715 1,665 SH   SOLE   1,665 0 0
TJX COS INC NEW COM 872540109   543,206 5,356 SH   SOLE   5,356 0 0
VISA INC COM CL A 92826C839   1,348,515 4,832 SH   SOLE   4,832 0 0
LINDE PLC SHS G54950103   351,955 758 SH   SOLE   758 0 0
ZOETIS INC CL A 98978V103   400,012 2,364 SH   SOLE   2,364 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,827,316 200,598 SH   SOLE   200,598 0 0
EXXON MOBIL CORP COM 30231G102   423,462 3,643 SH   SOLE   3,643 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,200,487 14,001 SH   SOLE   14,001 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 912937827   2,619,054 34,160 SH   SOLE   34,160 0 0
NETFLIX INC COM 64110L106   368,042 606 SH   SOLE   606 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,803,406 50,443 SH   SOLE   50,443 0 0
JOHNSON & JOHNSON COM 478160104   515,858 3,261 SH   SOLE   3,261 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   871,310 14,040 SH   SOLE   14,040 0 0
JPMORGAN CHASE & CO COM 46625H100   816,217 4,075 SH   SOLE   4,075 0 0
VALERO ENERGY CORP COM 91913Y100   204,999 1,201 SH   SOLE   1,201 0 0
EXTRA SPACE STORAGE INC COM 30225T102   5,757,108 39,164 SH   SOLE   39,164 0 0
NEWMONT CORP COM 651639106   395,528 11,036 SH   SOLE   11,036 0 0
INTUIT COM 461202103   381,550 587 SH   SOLE   587 0 0
RTX CORPORATION COM 75513E101   379,099 3,887 SH   SOLE   3,887 0 0
UNION PAC CORP COM 907818108   276,179 1,123 SH   SOLE   1,123 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   626,475 1,859 SH   SOLE   1,859 0 0
SPDR GOLD TR GOLD SHS 78463V107   596,177 2,898 SH   SOLE   2,898 0 0
APPLIED MATLS INC COM 038222105   229,534 1,113 SH   SOLE   1,113 0 0
AUTODESK INC COM 052759106   204,169 784 SH   SOLE   784 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   212,029 849 SH   SOLE   849 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   212,039 3,910 SH   SOLE   3,910 0 0
EATON CORP PLC SHS G29183103   216,687 693 SH   SOLE   693 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   218,649 1,145 SH   SOLE   1,145 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   200,742 503 SH   SOLE   503 0 0
LAM RESEARCH CORP COM 512807108   231,234 238 SH   SOLE   238 0 0
MICRON TECHNOLOGY INC COM 595112103   261,952 2,222 SH   SOLE   2,222 0 0
CONSTELLATION BRANDS INC CL A 21036P108   231,540 852 SH   SOLE   852 0 0
DINSEY WALT CO COM 254687106   362,188 2,960 SH   SOLE   2,960 0 0
GENERAL ELECTRIC CO COM 369604137   285,763 1,628 SH   SOLE   1,628 0 0
LOWES COS INC COM 548661107   235,116 923 SH   SOLE   923 0 0
TEXAS INSTRS INC COM 882508104   200,690 1,152 SH   SOLE   1,152 0 0
ORACLE CORP COM 68389X105   237,026 1,887 SH   SOLE   1,887 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   311,553 7,425 SH   SOLE   7,425 0 0
WELLS FARGO CO NEW COM 949746101   285,204 4,921 SH   SOLE   4,921 0 0
WILLIAMS COS INC COM 969457100   229,282 5,884 SH   SOLE   5,884 0 0
NEXTERA ENERGY INC COM 65339F101   219,914 3,441 SH   SOLE   3,441 0 0
QUALCOMM INC COM 747525103   306,772 1,812 SH   SOLE   1,812 0 0