The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101   228,906 772 SH   SOLE   772 0 0
MERCK & CO INC COM 58933Y105   341,778 3,135 SH   SOLE   3,135 0 0
ABBVIE INC COM 00287Y109   377,231 2,434 SH   SOLE   2,434 0 0
META PLATFORMS INC CL A 30303M102   1,194,615 3,375 SH   SOLE   3,375 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   313,363 893 SH   SOLE   893 0 0
NVIDIA CORPORATION COM 67066G104   1,981,870 4,002 SH   SOLE   4,002 0 0
PEPSICO INC COM 713448108   236,587 1,393 SH   SOLE   1,393 0 0
PROCTER AND GAMBLE CO COM 742718109   629,389 4,295 SH   SOLE   4,295 0 0
SALESFORCE INC COM 79466L302   403,657 1,534 SH   SOLE   1,534 0 0
AT&T INC COM 00206R102   232,691 13,867 SH   SOLE   13,867 0 0
TESLA INC COM 88160R101   1,029,204 4,142 SH   SOLE   4,142 0 0
ALPHABET INC CAP STK CL C 02079K107   703,241 4,990 SH   SOLE   4,990 0 0
CONOCOPHILLIPS COM 20825C104   229,238 1,975 SH   SOLE   1,975 0 0
UNITEDHEALTH GROUP INC COM 91324P102   848,670 1,612 SH   SOLE   1,612 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,475,169 19,066 SH   SOLE   19,066 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   41,608,459 868,653 SH   SOLE   868,653 0 0
WALMART INC COM 931142103   417,615 2,649 SH   SOLE   2,649 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   515,631 4,891 SH   SOLE   4,891 0 0
ABBOTT LABS COM 002824100   255,492 2,321 SH   SOLE   2,321 0 0
ADVANCED MICRO DEVICES INC COM 007903107   486,011 3,297 SH   SOLE   3,297 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   31,567,448 101,542 SH   SOLE   101,542 0 0
AMGEN INC COM 031162100   220,911 767 SH   SOLE   767 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,167,638 54,305 SH   SOLE   54,305 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   10,937,969 45,241 SH   SOLE   45,241 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   19,200,867 106,689 SH   SOLE   106,689 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   27,312,131 182,690 SH   SOLE   182,690 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   604,952 1,014 SH   SOLE   1,014 0 0
ALPHABET INC CAP STK CL A 02079K305   2,794,638 20,006 SH   SOLE   20,006 0 0
AMPHENOL CORP NEW CL A 032095101   605,982 6,113 SH   SOLE   6,113 0 0
APPLE INC COM 037833100   5,524,247 28,693 SH   SOLE   28,693 0 0
AMAZON COM INC COM 023135106   2,095,101 13,789 SH   SOLE   13,789 0 0
BOOKING HOLDINGS INC COM 09857L108   709,444 200 SH   SOLE   200 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   241,139 1,172 SH   SOLE   1,172 0 0
FISERV INC COM 337738108   280,558 2,112 SH   SOLE   2,112 0 0
BANK AMERICA CORP COM 060505104   290,750 8,635 SH   SOLE   8,635 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   957,632 2,685 SH   SOLE   2,685 0 0
COSTCO WHSL CORP NEW COM 22160K105   393,408 596 SH   SOLE   596 0 0
MASTERCARD INCORPORATED CL A 57636Q104   868,374 2,036 SH   SOLE   2,036 0 0
BROADCOM INC COM 11135F101   822,676 737 SH   SOLE   737 0 0
COCA COLA CO COM 191216100   256,772 4,357 SH   SOLE   4,357 0 0
MICROSOFT CORP COM 594918104   4,706,270 12,515 SH   SOLE   12,515 0 0
CHEVRON CORP NEW COM 166764100   203,156 1,362 SH   SOLE   1,362 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   324,336 14,244 SH   SOLE   14,244 0 0
ELI LILLY & CO COM 532457108   658,117 1,129 SH   SOLE   1,129 0 0
S&P GLOBAL INC COM 78409V104   771,791 1,752 SH   SOLE   1,752 0 0
SHERWIN WILLIAMS CO COM 824348106   608,517 1,951 SH   SOLE   1,951 0 0
CISCO SYS INC COM 17275R102   244,820 4,846 SH   SOLE   4,846 0 0
INTEL CORP COM 458140100   369,287 7,349 SH   SOLE   7,349 0 0
HOME DEPOT INC COM 437076102   844,889 2,438 SH   SOLE   2,438 0 0
COMCAST CORP NEW CL A 20030N101   312,431 7,125 SH   SOLE   7,125 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   864,126 1,628 SH   SOLE   1,628 0 0
TJX COS INC NEW COM 872540109   508,825 5,424 SH   SOLE   5,424 0 0
VISA INC COM CL A 92826C839   1,256,709 4,827 SH   SOLE   4,827 0 0
LINDE PLC SHS G54950103   321,586 783 SH   SOLE   783 0 0
ZOETIS INC CL A 98978V103   477,833 2,421 SH   SOLE   2,421 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,188,740 194,501 SH   SOLE   194,501 0 0
EXXON MOBIL CORP COM 30231G102   434,213 4,343 SH   SOLE   4,343 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   470,604 9,713 SH   SOLE   9,713 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   369,147 7,814 SH   SOLE   7,814 0 0
NETFLIX INC COM 64110L106   278,495 572 SH   SOLE   572 0 0
PHILIP MORRIS INTL INC COM 718172109   236,988 2,519 SH   SOLE   2,519 0 0
JOHNSON & JOHNSON COM 478160104   366,615 2,339 SH   SOLE   2,339 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   922,298 16,353 SH   SOLE   16,353 0 0
JPMORGAN CHASE & CO COM 46625H100   726,021 4,268 SH   SOLE   4,268 0 0
GLOBAL X FDS US PFD ETF 37954Y657   347,404 17,907 SH   SOLE   17,907 0 0
EXTRA SPACE STORAGE INC COM 30225T102   6,312,994 39,375 SH   SOLE   39,375 0 0
NEWMONT CORP COM 651639106   490,096 11,841 SH   SOLE   11,841 0 0
INTUIT COM 461202103   385,018 616 SH   SOLE   616 0 0
RTX CORPORATION COM 75513E101   327,305 3,890 SH   SOLE   3,890 0 0
UNION PAC CORP COM 907818108   274,358 1,117 SH   SOLE   1,117 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   562,782 1,856 SH   SOLE   1,856 0 0
SPDR GOLD TR GOLD SHS 78463V107   554,011 2,898 SH   SOLE   2,898 0 0
CONSTELLATION BRANDS INC CL A 21036P108   205,971 852 SH   SOLE   852 0 0
DINSEY WALT CO COM 254687106   256,694 2,843 SH   SOLE   2,843 0 0
GENERAL ELECTRIC CO COM NEW 369604301   205,484 1,610 SH   SOLE   1,610 0 0
LOWES COS INC COM 548661107   205,859 925 SH   SOLE   925 0 0
PFIZER INC COM 717081103   220,549 7,661 SH   SOLE   7,661 0 0
REALITY INCOME CORP COM 756109104   206,464 3,596 SH   SOLE   3,596 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   267,859 7,105 SH   SOLE   7,105 0 0
WELLS FARGO CO NEW COM 949746101   240,402 4,884 SH   SOLE   4,884 0 0
WILLIAMS COS INC COM 969457100   204,715 5,878 SH   SOLE   5,878 0 0
ZIONS BANCORPORATION N A COM 989701107   447,921 10,210 SH   SOLE   10,210 0 0
QUALCOMM INC COM 747525103   260,189 1,799 SH   SOLE   1,799 0 0