The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR SHRT NAT MUN ETF 464288158 491 4,787 SH   SOLE   4,787 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,119 228,518 SH   SOLE   228,518 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,034 606,001 SH   SOLE   606,001 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 22,745 106,312 SH   SOLE   106,312 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,128 127,383 SH   SOLE   127,383 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 7,765 134,370 SH   SOLE   134,370 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,418 43,140 SH   SOLE   43,140 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16,313 113,760 SH   SOLE   113,760 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 23,191 187,809 SH   SOLE   187,809 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 981 3,564 SH   SOLE   3,564 0 0
ALPHABET INC CAP STK CL A 02079K305 2,839 29,679 SH   SOLE   29,679 0 0
AMPHENOL CORP NEW CL A 032095101 1,458 21,776 SH   SOLE   21,776 0 0
APPLE INC COM 037833100 3,206 23,201 SH   SOLE   23,201 0 0
AUTODESK INC COM 052769106 1,520 8,136 SH   SOLE   8,136 0 0
BOOKING HOLDINGS INC COM 09857L108 1,778 1,082 SH   SOLE   1,082 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 983 6,808 SH   SOLE   6,808 0 0
FISERV INC COM 337738108 1,954 20,887 SH   SOLE   20,887 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 507 9,445 SH   SOLE   9,445 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,583 6,153 SH   SOLE   6,153 0 0
MARKEL CORP COM 570535104 1,529 1,410 SH   SOLE   1,410 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,293 4,549 SH   SOLE   4,549 0 0
MATCH GROUP INC NEW COM 57667L107 986 20,648 SH   SOLE   20,648 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,891 160,333 SH   SOLE   160,333 0 0
MICROSOFT CORP COM 594918104 2,583 11,092 SH   SOLE   11,092 0 0
PAYPAL HLDGS INC COM 70450Y103 1,421 16,508 SH   SOLE   16,508 0 0
META PLATFORMS INC CL A 30303M102 1,828 13,475 SH   SOLE   13,475 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,000 12,210 SH   SOLE   12,210 0 0
S&P GLOBAL INC COM 78409V104 1,345 4,405 SH   SOLE   4,405 0 0
SHERWIN WILLIAMS CO COM 824348106 996 4,866 SH   SOLE   4,866 0 0
STERIS PLC SHS USD G8473T100 1,291 7,764 SH   SOLE   7,764 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,503 13,790 SH   SOLE   13,790 0 0
HOME DEPOT INC COM 437076102 2,072 7,510 SH   SOLE   7,510 0 0
DISNEY WALT CO COM 254687106 2,030 21,519 SH   SOLE   21,519 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,857 3,661 SH   SOLE   3,661 0 0
TJX COS INC NEW COM 872540109 1,505 24,221 SH   SOLE   24,221 0 0
VISA INC COM CL A 92826C839 1,625 9,146 SH   SOLE   9,146 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 1,325 5,058 SH   SOLE   5,058 0 0
ZOETIS INC CL A 98978V103 1,285 8,666 SH   SOLE   8,666 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 627 22,287 SH   SOLE   22,287 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 901 16,949 SH   SOLE   16,949 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 437 9,065 SH   SOLE   9,065 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 323 8,546 SH   SOLE   8,546 0 0
CONSTELLATION BRANDS INC CL A 21036P108 275 1,198 SH   SOLE   1,198 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 214 4,772 SH   SOLE   4,772 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 726 17,141 SH   SOLE   17,141 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 251 4,521 SH   SOLE   4,521 0 0
GLOBAL X FDS US PFD ETF 37954Y657 354 17,252 SH   SOLE   17,252 0 0
EXTRA SPACE STORAGE INC COM 30225T102 6,789 39,306 SH   SOLE   39,306 0 0
NEWMONT CORP COM 651639106 444 10,560 SH   SOLE   10,560 0 0