Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans, including fees	$ 26,682,000	$ 25,198,000
Investment securities available-for-sale	276,000	252,000
Federal funds sold and deposits in other banks	226,000	175,000
Total interest income	27,184,000	25,625,000
Interest expense:
Deposit accounts	1,844,000	2,377,000
FHLB advances and notes payable	130,000	530,000
Total interest expense	1,974,000	2,907,000
Net interest income	25,210,000	22,718,000
Provision for loan losses	4,000,000	1,500,000
Net interest income after provision for loan losses	21,210,000	21,218,000
Noninterest income:
Services charges and fees	619,000	472,000
Other	1,047,000	278,000
Total noninterest income	1,666,000	750,000
Noninterest expense:
Salaries and employee benefits	13,324,000	9,963,000
Data processing and network expense	922,000	610,000
Occupancy and equipment expense	1,873,000	1,196,000
Legal and professional	1,746,000	1,115,000
Loan operations and other real estate owned expense	278,000	1,023,000
Advertising and marketing expenses	427,000	404,000
Telephone and communications	100,000	193,000
Software purchases and maintenance	198,000	151,000
Regulatory assessments	645,000	49,000
Loss on sale of other real estate owned		375,000
Other	668,000	439,000
Total noninterest expense	20,181,000	15,518,000
Net income before income tax expense	2,695,000	6,450,000
Income tax expense	608,000	1,354,000
Net income	$ 2,087,000	$ 5,096,000
Earnings per common share:
Basic earnings per share	$ 0.16	$ 0.81
Diluted earnings per share	$ 0.15	$ 0.80