EX-99.7 8 tm2513357d1_ex99-7.htm AMC SUPPLEMENTAL DATA

 

EXHIBIT 99.7

 

AMC SUPPLEMENTAL DATA

 

 

 

 

 

 

Supplemental Data 

 

SitusAMC Loan ID Customer Loan ID Seller Loan ID TILA Status Loan Designation ATR Factors Present CDFI Bank Originated Loan Application Date TRID Tested GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs Monthly Property Tax Monthly Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Document Type Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH IO Remaining Amortization Term at Recast Maturity Date Borrower Own Funds Cash Amount Borrower Own Funds Percent Is the Note an eNote Borrower WVOE - # of Months of Income provided Co Borrower WVOE - # of Months of Income provided Co Borrower2 WVOE - # of Months of Income provided Co Borrower3 WVOE - # of Months of Income provided Were the origination guidelines utilized for this diligence review? Title Evidence Ownership Type Borrower Type Borrower Designation Co Borrower Type Co Borrower Designation Co Borrower2 Type Co Borrower2 Designation Co Borrower3 Type Co Borrower3 Designation Senior Lien Position Senior Lien Original Loan Amount Senior Lien Original Interest Rate Senior Lien Note Projected Closing Date Senior Lien Current Balance Senior Lien Current P&I Loan Closed in the Name of an Entity Note Executed by Assumable Mortgage Flag Leasehold Flag Buydown Flag Borrower Experian FICO Model Used Borrower Equifax FICO Model Used Borrower TransUnion FICO Model Used Co Borrower Experian FICO Model Used Co Borrower Equifax FICO Model Used Co Borrower TransUnion FICO Model Used Co Borrower2 Experian FICO Model Used Co Borrower2 Equifax FICO Model Used Co Borrower2 TransUnion FICO Model Used Co Borrower3 Experian FICO Model Used Co Borrower3 Equifax FICO Model Used Co Borrower3 TransUnion FICO Model Used Borrower Documentation Used to Determine Legal Residency Co Borrower Documentation Used to Determine Legal Residency Co Borrower2 Documentation Used to Determine Legal Residency Co Borrower3 Documentation Used to Determine Legal Residency Delayed Financing? Months Reserves Correspondent Type Departure Residence Rate Increase on Default MERS Min Number Scope
xxxxxx 818420 xxxxxx Non QM     xxxxxx Yes No $3,281.64 $4,888.83 xxxxxx 11.333% $858.80 $858.80 10.750% No No Self-Employed           xxxxxx               $4,839.37 4 xxxxxx $3,815.04 xxxxxx $317.92           50.614% 50.614% 50.614% 09/09/2024 700                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $3,281.64 xxxxxx 6.360% $0.00   None     No No 10.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $1,980.61   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 2.750% xxxxxx xxxxxx $1,040.96 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 34.41   No No xxxxxx Mortgagor Focused
xxxxxx 821964 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $12,070.00 $16,837.65 xxxxxx 8.018% $6,743.15 $6,743.15 7.875% No No Self-Employed           xxxxxx               $16,448.53 1 xxxxxx $10,291.92 xxxxxx $857.66 xxxxxx   $700.00   Annually 40.693% 40.693% 40.693% 01/10/2025 684                   No Yes 36 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $12,070.00 xxxxxx 6.850% $0.00   None     Yes No 7.875% 0   0 0 2 0   12 0.00 Yes           Not Stated       xxxxxx $27,961.23   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 25.95     No xxxxxx Mortgagor Focused
xxxxxx 822155 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,412.50 $6,053.65 xxxxxx 9.576% $2,911.12 $2,911.12 9.375% No No Self-Employed           xxxxxx               $40,446.33 1 xxxxxx $4,121.04 xxxxxx $343.42           31.872% 31.872% 31.872% 11/06/2024 764                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $5,412.50 xxxxxx 6.630% $0.00 1.6 None     Yes No 9.375% 0   0 0 0 0   24 0.00 No           Not Stated       xxxxxx $26,664.66   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $2,771.49 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 54.62   No No xxxxxx Mortgagor Focused
xxxxxx 823085 xxxxxx N/A     xxxxxx No No $7,670.00 $9,875.00 xxxxxx 7.567% $10,208.53 $10,208.53 7.500% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $83,154.73 4 xxxxxx $5,135.04 xxxxxx $427.92           34.442% 34.442% 34.442% 09/19/2024 763                   No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,670.00 xxxxxx 6.630% $0.00   None     N/A No 7.500% 0 0 0 0 2 0   12 0.00 No                   xxxxxx $1,650,613.07   No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 150.75   No No xxxxxx Mortgagor Focused
xxxxxx 823276 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,807.50 $4,192.75 xxxxxx 7.736% $1,048.82 $1,048.82 7.500% No No Self-Employed           xxxxxx               $6,156.22 1 xxxxxx $1,033.56 xxxxxx $86.13 xxxxxx   $625.00   Annually 39.556% 39.556% 39.556% 02/04/2025 756                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower]; 4506-C - 2024 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $2,807.50 xxxxxx 6.920% $104,091.23 1.0 None     N/A No 7.500% 0   0 0 1 0   12 0.00 Yes           Not Stated       xxxxxx $13,956.78 6.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             11.55   No No xxxxxx Mortgagor Focused
xxxxxx 823371 xxxxxx N/A     xxxxxx No No $23,090.00 $12,591.09 xxxxxx 6.797% $3,649.77 $3,649.77 6.625% No No Not Employed Self-Employed           Permanent Resident Alien             $39,861.29 1 xxxxxx $708.96 xxxxxx $59.08 xxxxxx   $463.00   Monthly 23.791% 23.791% 23.791% 07/09/2024 735                   No Yes 24 Business 100.000%   100.000%   [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $23,090.00 xxxxxx 6.100% $0.00   None     N/A No 6.625% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $110,000.00 10.000% No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx               Resident Alien Card       23.05   No No xxxxxx Mortgagor Focused
xxxxxx 824027 xxxxxx N/A     xxxxxx No No         $2,251.47 $2,251.47 7.500% No No               xxxxxx               1 xxxxxx $1,323.96 xxxxxx $110.33           0.000% 0.000% 0.000% 10/15/2024 700                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.500% 0 0 0 0 0 0     0.00 No 1.08 0.93               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 31.95     No xxxxxx Property Focused
xxxxxx 824266 xxxxxx Non QM     xxxxxx Yes No $12,287.50 $5,447.43 xxxxxx 9.297% $2,847.72 $2,847.72 9.125% No No Self-Employed           xxxxxx               $387,063.62 1 xxxxxx $35,372.76 xxxxxx $2,947.73 xxxxxx   $801.00   Monthly 12.644% 12.644% 12.644% 10/04/2024 766                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $12,287.50 xxxxxx 6.360% $0.00 1.0 None     No No 9.125% 0   0 0 0 0   12 0.00 No                   xxxxxx $130,231.42   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 4.625% xxxxxx xxxxxx $5,391.02 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 31.77   No No xxxxxx Mortgagor Focused
xxxxxx 824377 xxxxxx N/A     xxxxxx No No $43,677.00 $21,920.55   7.340% $6,386.85 $6,386.85 7.125% No No Not Employed Self-Employed Employed   8.7     xxxxxx xxxxxx           $30,069.80 1 xxxxxx $6,902.64 xxxxxx $575.22           32.928% 32.928% 32.928% 09/20/2024 779       Level 4-Stated/Verified as defined   Level 5-Stated/Verified as defined   Level 3-Stated/Verified as defined   No No             [Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) - xxxxxx | Non-Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) - xxxxxx | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) - xxxxxx | Non-Primary Income - Sole Proprietor]; CPA Letter -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
  Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $43,677.00   6.360% $0.00 4.2 None     N/A No 7.125% 0 2 0 0 0 0     0.00 No                   xxxxxx $511,952.88 43.000% No     25   Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 30.26   No No xxxxxx Mortgagor Focused
xxxxxx 824597 xxxxxx Non QM     xxxxxx Yes No $6,485.00 $7,874.45 xxxxxx 9.353% $1,890.86 $1,890.86 9.000% No No Self-Employed Non-Employment Income         xxxxxx xxxxxx             $15,798.56 1 xxxxxx $3,637.68 xxxxxx $303.14           40.924% 40.924% 40.924% 08/28/2024 769                   No No           Borrower Prepared [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification -  Year Not Available
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; 1099-SSA - 2023
[Coborrower(s) - xxxxxx | Non-Primary Income - Pension]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Pension]; Other -  Year Not Available
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $6,485.00 xxxxxx 6.400% $0.00 2.5 None     No No 9.000% 0 0 2 0 1 2     10.00 No                   xxxxxx $108,755.66   No         Yes Commitment Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.125% xxxxxx xxxxxx $2,687.34 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 62.14   No No xxxxxx Mortgagor Focused
xxxxxx 824855 xxxxxx Non QM     xxxxxx Yes No $5,100.00 $6,601.67 xxxxxx 9.899% $987.21 $987.21 9.250% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $60,776.00 1 xxxxxx $1,743.60 xxxxxx $145.30           24.170% 24.170% 24.170% 11/19/2024 809                   No Yes 24 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2015
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Other - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,100.00 xxxxxx 6.690% $0.00 3.0 None     No No 9.250% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $32,708.74   No         Yes Preliminary Fee Simple Individual Individual Individual Individual         1 xxxxxx 2.625% xxxxxx xxxxxx $2,472.13 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 31.01   No No xxxxxx Mortgagor Focused
xxxxxx 824885 xxxxxx Non QM     xxxxxx Yes No $8,955.00 $9,930.08 xxxxxx 9.741% $2,651.20 $2,651.20 9.375% No No Self-Employed           xxxxxx               $42,754.96 1 xxxxxx $2,220.00 xxxxxx $185.00           8.662% 8.662% 8.662% 11/26/2024 663                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $8,955.00 xxxxxx 6.630% $0.00 1.0 None     Yes No 9.375% 0   0 0 4 0   12 0.00 No                   xxxxxx $85,564.06   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 60.05     No xxxxxx Mortgagor Focused
xxxxxx 825215 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,120.00 $4,395.90 xxxxxx 8.666% $788.83 $788.83 8.250% No No Employed           xxxxxx               $9,146.49 1 xxxxxx $732.72 xxxxxx $61.06 xxxxxx   $425.00   Monthly 43.122% 43.122% 43.122% 10/23/2024 784                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $3,120.00 xxxxxx 6.590% $0.00 1.4 None     N/A No 8.250% 2   0 0 3 0     0.00 No           Not Stated       xxxxxx $16,847.76   No 33       Yes Final Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $2,071.14 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 28.23   No No xxxxxx Mortgagor Focused
xxxxxx 825295 xxxxxx Non QM     xxxxxx Yes No $9,407.50 $12,294.34 xxxxxx 10.620% $2,438.76 $2,438.76 10.125% No No Self-Employed           xxxxxx               $12,954.42 1 xxxxxx $5,538.96 xxxxxx $461.58 xxxxxx   $202.00   Monthly 48.043% 48.043% 48.043% 01/02/2025 713                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $9,407.50 xxxxxx 6.900% $0.00 1.5 None     Yes No 10.125% 0   0 0 0 0   12 0.00 No                   xxxxxx $5.53   No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 3.375% xxxxxx xxxxxx $3,635.69 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 28.69     No xxxxxx Mortgagor Focused
xxxxxx 825486 xxxxxx Non QM     xxxxxx Yes No $3,840.00 $5,177.23 xxxxxx 11.358% $933.48 $933.48 10.750% No No Self-Employed           xxxxxx               $10,246.58 1 xxxxxx $4,193.40 xxxxxx $349.45           32.381% 32.381% 32.381% 11/07/2024 701                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2021
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2019
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2016
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $3,840.00 xxxxxx 6.880% $0.00 1.0 None     N/A No 10.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $2,536.82   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 3.250% xxxxxx xxxxxx $977.95 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 13.2     No xxxxxx Mortgagor Focused
xxxxxx 825490 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $11,890.00 $15,283.76 xxxxxx 8.671% $3,800.36 $3,800.36 8.375% No No Self-Employed           xxxxxx               $42,921.79 3 xxxxxx $2,311.08 xxxxxx $192.59           23.224% 23.224% 23.224% 10/25/2024 786                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $11,890.00 xxxxxx 6.760% $0.00   None     No No 8.375% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $3,890.43   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 3.990% xxxxxx xxxxxx $2,487.70 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 77.94   No No xxxxxx Mortgagor Focused
xxxxxx 825499 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,619.00 $3,518.02 xxxxxx 9.281% $684.25 $684.25 8.875% No No Non-Employment Income Non-Employment Income         xxxxxx xxxxxx             $6,335.18 1 xxxxxx $5,248.08 xxxxxx $437.34 xxxxxx   $45.00   Monthly 45.112% 45.112% 45.112% 10/28/2024 798                   No No             [Borrower - xxxxxx | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Primary Income - Pension]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Pension]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - IRA Distribution]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $2,619.00 xxxxxx 6.780% $0.00 4.8 None     No No 8.875% 0 0 2 0 2 2     0.00 No           Not Stated       xxxxxx $40,237.09   No         Yes Commitment Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.250% xxxxxx xxxxxx $2,502.44 No Individual No   No xxxxxx xxxxxx   xxxxxx xxxxxx xxxxxx                     No 28.45     No xxxxxx Mortgagor Focused
xxxxxx 825508 xxxxxx Higher Priced QM     xxxxxx Yes No $500.00 $1,005.89 xxxxxx 5.852% $830.41 $830.41 5.750% No No Employed Not Employed         xxxxxx xxxxxx             $9,118.99 1 xxxxxx $2,715.12 xxxxxx $226.26 xxxxxx xxxxxx $750.00   Annually 37.905% 37.905% 37.905% 01/29/2021 787                   No No             [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2021
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2018
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.280% $0.00 3.2 None     No No 5.750% 0 0 0 0 3 0     0.00 No                   xxxxxx     No 25       Yes Commitment Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.000% xxxxxx xxxxxx $2,179.69 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No       No xxxxxx Mortgagor Focused
xxxxxx 825514 xxxxxx Higher Priced QM     xxxxxx Yes No $500.00 $507.22 xxxxxx 6.903% $174.22 $174.22 6.500% No No Not Employed Employed         xxxxxx xxxxxx             $7,188.79 1 xxxxxx $1,011.84 xxxxxx $84.32           26.309% 26.309% 26.309% 05/12/2020 715                   No No             [Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2020
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2020
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2020
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 4506-T - 2017
[Coborrower]; 4506-T - 2019
[Coborrower]; 4506-T - 2018
[Coborrower]; 4506-T - 2017
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.730% $0.00 4.7 None     Yes No 6.500% 0 0 0 0 3 0     0.00 No                   xxxxxx     No   29     Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.750% xxxxxx xxxxxx $787.30 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No       No xxxxxx Mortgagor Focused
xxxxxx 825525 xxxxxx Higher Priced QM     xxxxxx Yes No $500.00 $1,432.78 xxxxxx 6.982% $457.00 $457.00 6.625% No No Employed           xxxxxx               $4,958.82 1 xxxxxx $2,163.96 xxxxxx $180.33 xxxxxx   $550.00   Annually 40.416% 40.416% 40.416% 07/22/2020 726                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2020
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2020
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2019
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 4506-T - 2017
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.640% $0.00 3.7 None     Yes No 6.625% 1   0 0 3 0     0.00 No                   xxxxxx $4,851.73   No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 3.375% xxxxxx xxxxxx $1,227.26 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 2.16     No xxxxxx Mortgagor Focused
xxxxxx 825526 xxxxxx Non QM     xxxxxx Yes No $500.00 $1,426.73 xxxxxx 6.658% $2,105.43 $2,105.43 6.625% No No Employed           xxxxxx               $25,319.81 1 xxxxxx $2,978.04 xxxxxx $248.17 xxxxxx xxxxxx $300.00   Annually 32.481% 32.481% 32.481% 08/11/2020 794                   No No             [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2020
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2020
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.550% $0.00 3.1 None     N/A No 6.625% 0   0 0 2 0     0.00 No                   xxxxxx $255,625.41 26.000% No 8       Yes Commitment Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $2,115.95 No Individual No   No xxxxxx xxxxxx xxxxxx                             50.99   No No xxxxxx Mortgagor Focused
xxxxxx 825530 xxxxxx Non QM     xxxxxx Yes No $500.00 $1,576.11 xxxxxx 6.679% $2,194.98 $2,194.98 6.625% No No Self-Employed Not Employed         xxxxxx xxxxxx             $20,843.41 1 xxxxxx $2,964.96 xxxxxx $247.08           25.903% 25.903% 25.903% 12/08/2020 709                   No No           Borrower Prepared [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2019
[Borrower]; 1040 - 2019
[Borrower]; 4506-T - 2019
[Borrower]; Tax Return Extension - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 4506-T - 2018
[Coborrower]; 1040 - 2019
[Coborrower]; 4506-T - 2019
[Coborrower]; Tax Return Extension - 2019
[Coborrower]; Transcripts (1040) - 2019
[Coborrower]; 4506-T - 2018
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.360% $0.00 2.4 None     No No 6.625% 0 0 1 0 2 1     10.97 No                   xxxxxx $100,345.04   No         Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.625% xxxxxx xxxxxx $2,327.69 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 19.7   No No xxxxxx Mortgagor Focused
xxxxxx 825531 xxxxxx Non QM     xxxxxx Yes No $500.00 $969.38 xxxxxx 6.849% $741.35 $741.35 6.750% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $9,729.46 1 xxxxxx $3,674.04 xxxxxx $306.17 xxxxxx xxxxxx $350.00   Monthly 36.862% 36.862% 36.862% 06/07/2020 754                   No No             [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2019
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2020
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Coborrower(s) - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2019
[Borrower]; 1040 - 2019
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 4506-T - 2017
[Coborrower]; 1040 - 2019
[Coborrower]; 4506-T - 2019
[Coborrower]; 4506-T - 2018
[Coborrower]; 4506-T - 2017
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.700% $0.00 3.3 None     N/A No 6.750% 1 1 1 0 3 0       No                   xxxxxx $0.00 0.000% No         Yes Final Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.000% xxxxxx xxxxxx $2,055.32 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       64.94     No xxxxxx Mortgagor Focused
xxxxxx 825534 xxxxxx Non QM     xxxxxx Yes No $500.00 $1,341.00 xxxxxx 6.144% $967.06 $967.06 6.000% No No Self-Employed           xxxxxx               $14,972.66 1 xxxxxx $3,156.00 xxxxxx $263.00 xxxxxx xxxxxx $3,372.00   Annually 33.667% 33.667% 33.667% 05/18/2020 720                   No No             [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2019
[Borrower]; 1040 - 2019
[Borrower]; 4506-T - 2019
[Borrower]; Account Transcripts - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 1yr Full Doc Chapter 7   xxxxxx 1 107.88                     0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.730% $0.00 2.3 None     No No 6.000% 1   1 0 3 1       No                   xxxxxx $187,764.38 22.000% No         Yes Commitment Fee Simple Individual Individual             1 xxxxxx 3.000% xxxxxx xxxxxx $2,151.87 No Individual No   No xxxxxx xxxxxx xxxxxx                             43.31     No xxxxxx Mortgagor Focused
xxxxxx 825535 xxxxxx Non QM     xxxxxx Yes No $500.00 $836.98   5.922% $622.81 $622.81 5.750% No No Employed Not Employed         xxxxxx xxxxxx             $15,963.63 1 xxxxxx $1,673.04 xxxxxx $139.42 xxxxxx xxxxxx $1,550.00   Annually 18.978% 18.978% 18.978% 12/01/2020 783                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2020
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2019
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2018
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-T - 2019
[Coborrower]; 4506-T - 2018
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00   2.260% $0.00   None     No No 5.750% 2 0 0 0 2 0     0.00 No                   xxxxxx $92,145.68 14.000% No 34       Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.125% xxxxxx xxxxxx $2,151.17 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       24.82     No xxxxxx Mortgagor Focused
xxxxxx 825538 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $500.00 $915.94 xxxxxx 5.874% $784.32 $784.32 5.750% No No Employed Self-Employed         xxxxxx xxxxxx             $12,871.73 1 xxxxxx $1,638.36 xxxxxx $136.53           36.575% 36.575% 36.575% 06/29/2021 793                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2021
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2021
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2021
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2021
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Balance Sheet - 2021
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; P&L Statement - 2021
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2020
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2019
[Borrower]; 1040 - 2020
[Borrower]; 4506-C - 2020
[Borrower]; Transcripts (1040) - 2020
[Borrower]; 1040 - 2019
[Borrower]; 4506-C - 2019
[Borrower]; Transcripts (1040) - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; Transcripts (1040) - 2020
[Coborrower]; 1040 - 2019
[Coborrower]; 4506-C - 2019
[Coborrower]; Transcripts (1040) - 2019
[Coborrower]; 4506-C - 2018
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.440% $0.00 1.0 None     Yes No 5.750% 0 0 2 0 3 2     0.00 No           Not Stated       xxxxxx $235,481.52 24.000% No 30       Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.500% xxxxxx xxxxxx $3,394.78 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       42.58   No No xxxxxx Mortgagor Focused
xxxxxx 825540 xxxxxx Higher Priced QM     xxxxxx Yes No $500.00 $816.16 xxxxxx 7.474% $248.98 $248.98 7.000% No No Employed           xxxxxx               $5,470.19 1 xxxxxx $1,385.28 xxxxxx $115.44 xxxxxx xxxxxx $895.00   Annually 34.362% 34.362% 34.362% 05/18/2020 742                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2020
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2019
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
[Borrower]; 4506-T - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.730% $0.00 1.0 None     No No 7.000% 1   0 0 3 0     0.00 No                   xxxxxx $14,457.40   No 30       Yes Short Form Fee Simple Individual Individual             1 xxxxxx 3.500% xxxxxx xxxxxx $995.08 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 9.57     No xxxxxx Mortgagor Focused
xxxxxx 825542 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $500.00 $800.00 xxxxxx 8.542% $2,299.73 $2,299.73 8.500% No No Employed Employed         Permanent Resident Alien Permanent Resident Alien             $21,100.97 1 xxxxxx $3,636.00 xxxxxx $303.00           42.604% 42.604% 42.604% 07/14/2022 667                   No No             [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2022
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 5.590% $0.00 5.0 None     No No 8.500% 0 1 0 0 3 0     0.00 No           Not Stated       xxxxxx $23,809.03   No 33 33     Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 6.625% xxxxxx xxxxxx $4,144.09 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx             Resident Alien Card Resident Alien Card     No 3.18     No xxxxxx Mortgagor Focused
xxxxxx 825543 xxxxxx Non QM     xxxxxx Yes No $500.00 $794.48 xxxxxx 5.849% $1,012.68 $1,012.68 5.750% No No Employed           xxxxxx               $16,960.98 1 xxxxxx $1,359.00 xxxxxx $113.25 xxxxxx xxxxxx $750.00   Annually 25.583% 25.583% 25.583% 07/15/2020 780                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2020
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2020
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2020
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2019
[Borrower]; 4506-T - 2019
[Borrower]; 4506-T - 2018
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 2.570% $0.00 2.0 None     N/A No 5.750% 1   0 0 2 0     0.00 No                   xxxxxx $89,006.72 13.000% No 12       Yes Short Form Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $2,117.61 No Individual No   No xxxxxx xxxxxx xxxxxx                             22.87   No No xxxxxx Mortgagor Focused
xxxxxx 825548 xxxxxx Non QM     xxxxxx Yes No $500.00 $1,723.25 xxxxxx 12.330% $1,081.36 $1,081.36 12.125% No No Employed Employed         xxxxxx xxxxxx             $13,408.55 1 xxxxxx $1,692.96 xxxxxx $141.08           34.949% 34.949% 34.949% 11/03/2023 792                   No No             [Borrower - xxxxxx | Primary Income - Projected Income]; Other - 2023
[Borrower - xxxxxx | Primary Income - Projected Income]; Other - 2023
[Borrower - xxxxxx | Primary Income - Projected Income]; VVOE - 2023
[Borrower - xxxxxx | Primary Income - Projected Income]; Employer Letter - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $500.00 xxxxxx 6.900% $0.00 1.0 None     No No 12.125% 0 0 0 0 3 0     0.00 No                   xxxxxx $161,526.95 18.000% No   10     Yes Short Form Fee Simple Individual Individual Individual Individual         1 xxxxxx 7.625% xxxxxx xxxxxx $5,067.10 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       22.99     No xxxxxx Mortgagor Focused
xxxxxx 825555 xxxxxx Non QM     xxxxxx Yes No $3,495.00 $5,692.38 xxxxxx 9.124% $1,591.30 $1,591.30 8.875% No No Not Employed Non-Employment Income Non-Employment Income   0     xxxxxx xxxxxx           $4,531.16 1 xxxxxx $4,584.72 xxxxxx $382.06           49.651% 49.651% 49.651% 09/11/2024 750 772 763 791 Level 4-Stated/Verified as defined   Level 4-Stated/Verified as defined   Level 1-Not Stated/Not Verified   No No             [Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
  Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx Verus $3,495.00 xxxxxx 6.730% $0.00 1.8 None     N/A No 8.875% 0 0 0 0 0 0     0.00 No                   xxxxxx $2,890.12   No         Yes Preliminary Fee Simple Trust Business Entity Individual Trustee Individual Trustee     1 xxxxxx 2.875% xxxxxx xxxxxx $1,763.29 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 39.04   No No xxxxxx Mortgagor Focused
xxxxxx 825826 xxxxxx N/A     xxxxxx No No         $1,163.10 $1,163.10 6.990% No No             Non-Permanent Resident Alien                 1 xxxxxx $1,267.80 xxxxxx $105.65 xxxxxx xxxxxx $448.00   Annually 0.000% 0.000% 0.000% 08/21/2024 765                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 6.990% 0   0 0 0 0     0.00 No 1.11 0.9               xxxxxx $181,154.42 63.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             33       xxxxxx Property Focused
xxxxxx 825853 xxxxxx N/A     xxxxxx No No         $1,467.22 $1,467.22 8.250% No No               xxxxxx               1 xxxxxx $855.96 xxxxxx $71.33           0.000% 0.000% 0.000% 11/21/2024 692                   No No                   DSCR                               1 0 0 Yes xxxxxx Verus       $0.00 4.2       No No 8.250% 0 0 0 0 0 0     0.00 No 1.06 0.94               xxxxxx     No         Yes Final Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 154.43     No xxxxxx Property Focused
xxxxxx 825872 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,565.00 $4,966.90 xxxxxx 9.883% $1,572.48 $1,572.48 9.625% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $22,782.09 1 xxxxxx $2,175.84 xxxxxx $181.32           24.273% 24.273% 24.273% 11/14/2024 745                   No Yes 24 Business 100.000% 100.000% 100.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $3,565.00 xxxxxx 6.780% $0.00 2.1 None     Yes No 9.625% 0 0 0 0 1 0   12 0.00 No           Not Stated       xxxxxx $86,494.73   No         Yes Commitment Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.125% xxxxxx xxxxxx $1,914.84 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 69.97     No xxxxxx Mortgagor Focused
xxxxxx 825942 xxxxxx N/A     xxxxxx No No         $1,280.07 $1,280.07 7.125% No No               xxxxxx               1 xxxxxx $1,476.96 xxxxxx $123.08           0.000% 0.000% 0.000% 10/18/2024 709                   No No                   DSCR                               0 0 0   xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0 0 0 0 0 0     0.00 No 1.21 0.83               xxxxxx     No         Yes Final Fee Simple Corp Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 44.27     Yes xxxxxx Property Focused
xxxxxx 825951 xxxxxx N/A     xxxxxx No No         $1,258.59 $1,258.59 7.500% No No             xxxxxx                 1 xxxxxx $1,563.00 xxxxxx $130.25 xxxxxx   $210.00   Annually 0.000% 0.000% 0.000% 11/08/2024 736                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.500% 0   0 0 0 0     0.00 No 1.25 0.8               xxxxxx $51,946.16   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 32.32     Yes xxxxxx Property Focused
xxxxxx 826046 xxxxxx Non QM     xxxxxx Yes No $4,355.39 $6,961.68 xxxxxx 11.296% $868.29 $868.29 10.375% No No Self-Employed           xxxxxx               $102,890.69 1 xxxxxx $3,693.36 xxxxxx $307.78           11.706% 11.706% 11.706% 10/21/2024 720                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $4,355.39 xxxxxx 6.590% $0.00 1.0 None     Yes No 10.375% 0   0 0 0 0   12 0.00 No                   xxxxxx $87,786.29   No         Yes Final Fee Simple Individual Individual             1 xxxxxx 2.625% xxxxxx xxxxxx $1,388.05 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 58.24   No No xxxxxx Mortgagor Focused
xxxxxx 826105 xxxxxx N/A     xxxxxx No No         $5,303.14 $5,303.14 7.625% No No             Non-Permanent Resident Alien Non-Permanent Resident Alien     xxxxxx xxxxxx       1 xxxxxx $3,762.00 xxxxxx $313.50           0.000% 0.000% 0.000% 11/18/2024 808                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.625% 0 0 0 0 0 0     0.00 No 1.04 0.96               xxxxxx $225,006.34 23.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       5.48     No xxxxxx Property Focused
xxxxxx 826196 xxxxxx N/A     xxxxxx No No         $1,709.53 $1,709.53 7.250% No No               Foreign National               1 xxxxxx $867.96 xxxxxx $72.33 xxxxxx xxxxxx $186.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.250% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx $216,084.22 59.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No                                   38.25       xxxxxx Property Focused
xxxxxx 826209 xxxxxx Non QM     xxxxxx Yes No $10,290.00 $13,184.99 xxxxxx 8.599% $2,704.56 $2,704.56 8.250% No No Not Employed Employed Self-Employed   2.63     xxxxxx xxxxxx           $9,234.47 1 xxxxxx $2,441.04 xxxxxx $203.42           47.098% 47.098% 47.098% 10/23/2024 792 739 780 736 Level 1-Not Stated/Not Verified   Level 1-Not Stated/Not Verified   Level 3-Stated/Verified as defined   No No             [Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; Other - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; Other - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; 1065 - 2022
[Coborrower(s) - xxxxxx | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Partnership (>= 25%)]; K-1 - 2022
  Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $10,290.00 xxxxxx 6.830% $0.00 1.0 None     Yes No 8.250% 0 2 0 0 0 0     0.00 No                   xxxxxx $670.00   No   33     Yes Final Fee Simple Trust Business Entity Individual Trustee Individual Trustee     1 xxxxxx 2.875% xxxxxx xxxxxx $3,975.62 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 0   No No xxxxxx Mortgagor Focused
xxxxxx 826272 xxxxxx N/A     xxxxxx No No         $3,633.12 $3,633.12 8.500% No No             xxxxxx                 1 xxxxxx $2,419.80 xxxxxx $201.65           0.000% 0.000% 0.000% 10/08/2024 668                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.500% 0   0 0 0 0     0.00 No 1.04 0.96               xxxxxx $2,855.10   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 26.12     Yes xxxxxx Property Focused
xxxxxx 826319 xxxxxx N/A     xxxxxx No No         $3,862.74 $3,862.74 6.875% No No             xxxxxx                 1 xxxxxx $4,740.00 xxxxxx $395.00           0.000% 0.000% 0.000% 01/02/2025 795                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.0       No No 6.875% 0   0 0 0 0     0.00 No 1.26 0.8               xxxxxx $25,843.87   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 5.32     Yes xxxxxx Property Focused
xxxxxx 826706 xxxxxx N/A     xxxxxx No No         $3,298.75 $3,298.75 7.250% No No             xxxxxx                 3 xxxxxx $2,679.00 xxxxxx $223.25           0.000% 0.000% 0.000% 11/22/2024 728                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 7.250% 0   0 0 0 0     0.00 No 1.41 0.71             240 xxxxxx     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 66.41     No xxxxxx Property Focused
xxxxxx 826776 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $8,124.25 $13,039.48 xxxxxx 8.344% $7,512.67 $7,512.67 8.250% No No Non-Employment Income           xxxxxx               $115,483.80 1 xxxxxx $14,348.04 xxxxxx $1,195.67 xxxxxx   $300.00   Annually 26.939% 26.939% 26.939% 12/20/2024 711                   Yes No             [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024 [Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Other Documentation (O) Asset Depletion                               0 0 0 No xxxxxx Verus $8,124.25 xxxxxx 6.630% $0.00 1.0 None     Yes No 8.250% 0   0 0 2 0     0.00 No         Other Not Stated       xxxxxx $13,334,777.26   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           Yes 1492.1   No No xxxxxx Mortgagor Focused
xxxxxx 826780 xxxxxx N/A     xxxxxx No No         $4,170.27 $4,170.27 6.950% No No               xxxxxx               1 xxxxxx $4,710.12 xxxxxx $392.51           0.000% 0.000% 0.000% 11/22/2024 761                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 6.950% 0 0 0 0 0 0     0.00 No 1.28 0.78               xxxxxx $278,941.11 33.000% No         Yes Commitment Fee Simple Trust Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       7.32         Property Focused
xxxxxx 826827 xxxxxx N/A     xxxxxx No No         $3,742.58 $3,742.58 9.875% No No               xxxxxx               5 xxxxxx $4,686.96 xxxxxx $390.58           0.000% 0.000% 0.000% 11/21/2024 710                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 9.875% 0 0 0 0 0 0     0.00 No 1.11 0.9               xxxxxx $276,951.46 40.000% No         Yes Preliminary Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       53.1     No xxxxxx Property Focused
xxxxxx 826828 xxxxxx N/A     xxxxxx No No         $3,934.05 $3,934.05 9.875% No No               xxxxxx               5 xxxxxx $4,679.04 xxxxxx $389.92           0.000% 0.000% 0.000% 11/21/2024 710                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 9.875% 0 0 0 0 0 0     0.00 No 1.07 0.94               xxxxxx $455,155.60 65.000% No         Yes Preliminary Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       95.22     No xxxxxx Property Focused
xxxxxx 826858 xxxxxx N/A     xxxxxx No No         $2,455.43 $2,455.43 8.520% No No               xxxxxx               3 xxxxxx $2,612.04 xxxxxx $217.67           0.000% 0.000% 0.000% 11/26/2024 664                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.520% 0 0 0 0 0 0     0.00 No 1.47 0.68               xxxxxx $156,534.96 37.000% No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       14.26         Property Focused
xxxxxx 826896 xxxxxx N/A     xxxxxx No No         $2,129.12 $2,129.12 8.500% No No             xxxxxx                 1 xxxxxx $4,369.44 xxxxxx $364.12           0.000% 0.000% 0.000% 10/30/2024 779                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 8.500% 0   0 0 0 0     0.00 No 0.74 1.35               xxxxxx $28,216.91   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 9.07     No xxxxxx Property Focused
xxxxxx 827067 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,982.50 $3,015.03 xxxxxx 10.217% $644.37 $644.37 9.750% No No Employed           xxxxxx               $6,329.45 1 xxxxxx $881.40 xxxxxx $73.45 xxxxxx xxxxxx $350.00   Annually 38.549% 38.549% 38.549% 11/19/2024 694                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $2,982.50 xxxxxx 6.760% $0.00 1.1 None     Yes No 9.750% 2   0 0 2 0     0.00 No           Not Stated       xxxxxx     No 35       Yes Commitment Fee Simple Individual Individual             1 xxxxxx 5.250% xxxxxx xxxxxx $1,369.92 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 24.78     No xxxxxx Mortgagor Focused
xxxxxx 827081 xxxxxx N/A     xxxxxx No No         $1,603.04 $1,603.04 8.875% No No             Foreign National Foreign National     xxxxxx xxxxxx       1 xxxxxx $906.36 xxxxxx $75.53 xxxxxx   $50.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.8       No No 8.875% 0 0 0 0 0 0     0.00 No 1.06 0.95             240 xxxxxx $91,891.48 32.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No                                   8.87     No xxxxxx Property Focused
xxxxxx 827108 xxxxxx Non QM     xxxxxx Yes No $7,157.30 $9,203.97 xxxxxx 9.906% $2,102.14 $2,102.14 9.500% No No Self-Employed Not Employed         xxxxxx xxxxxx             $86,988.23 1 xxxxxx $2,994.12 xxxxxx $249.51 xxxxxx xxxxxx $125.00   Monthly 17.180% 17.180% 17.180% 11/25/2024 739                   No Yes 12 Business 100.000% 33.330%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2018
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes xxxxxx Verus $7,157.30 xxxxxx 6.770% $0.00   None     N/A No 9.500% 0 0 0 0 3 0   12 0.00 No                   xxxxxx $617,003.74   No         Yes Preliminary Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.625% xxxxxx xxxxxx $1,753.35 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 45.87     No xxxxxx Mortgagor Focused
xxxxxx 827127 xxxxxx N/A     xxxxxx No No         $5,634.50 $5,634.50 8.250% No No               xxxxxx               3 xxxxxx $5,844.00 xxxxxx $487.00           0.000% 0.000% 0.000% 10/02/2024 739                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 8.250% 0 0 0 0 0 0     0.00 No 1.39 0.72               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 22.31     Yes xxxxxx Property Focused
xxxxxx 827292 xxxxxx N/A     xxxxxx No No         $1,031.25 $1,031.25 7.500% No No               xxxxxx               1 xxxxxx $1,488.00 xxxxxx $124.00           0.000% 0.000% 0.000% 09/13/2024 789                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.500% 0 0 0 0 0 0     0.00 No 1.76 0.57             240 xxxxxx $6,886.85   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 65.77         Property Focused
xxxxxx 827507 xxxxxx N/A     xxxxxx No No         $1,269.67 $1,269.67 8.125% No No               xxxxxx               1 xxxxxx $1,150.08 xxxxxx $95.84 xxxxxx   $911.00   Monthly 0.000% 0.000% 0.000% 12/05/2024 703                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.6       N/A No 8.125% 0 0 0 0 0 0     0.00 No 1.16 0.86               xxxxxx $6,035.35 3.000% No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       0.89     No xxxxxx Property Focused
xxxxxx 827508 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $2,495.00 $5,336.91 xxxxxx 8.975% $1,734.67 $1,734.67 8.750% No No Self-Employed           xxxxxx               $2,797.74 1 xxxxxx $1,388.04 xxxxxx $115.67 xxxxxx   $250.00   Monthly 46.350% 46.350% 46.350% 12/11/2024 756                   No No             [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2023
[Borrower - xxxxxx | Non-Primary Income - Alimony]; Account Statements - 2024
[Borrower - xxxxxx | Non-Primary Income - Alimony]; Divorce Decree - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
Alternative Documentation (A) 1yr 1099                               0 0 0 No xxxxxx Verus $2,495.00 xxxxxx 6.900% $1,500.00 1.8 None     N/A No 8.750% 0   0 0 4 0       No           Not Stated       xxxxxx $144,714.63 46.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             16.37     No xxxxxx Mortgagor Focused
xxxxxx 827550 xxxxxx Non QM     xxxxxx Yes No $4,441.35 $6,983.35 xxxxxx 9.804% $1,078.45 $1,078.45 9.250% No No Self-Employed           xxxxxx               $7,394.98 1 xxxxxx $3,068.40 xxxxxx $255.70           49.880% 49.880% 49.880% 12/11/2024 732                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $4,441.35 xxxxxx 6.900% $0.00 1.0 None     N/A No 9.250% 0   0 0 3 0   12 0.00 No                   xxxxxx $7,464.91   No         Yes Final Fee Simple Individual Individual             1 xxxxxx 2.990% xxxxxx xxxxxx $2,501.13 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 22.44     No xxxxxx Mortgagor Focused
xxxxxx 827558 xxxxxx N/A     xxxxxx No No         $3,933.50 $3,933.50 7.875% No No               xxxxxx               1 xxxxxx $1,961.04 xxxxxx $163.42           0.000% 0.000% 0.000% 11/11/2024 681                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.4       No No 7.875% 0 0 0 0 0 0     0.00 No 1.12 0.89               xxxxxx $1,209.37   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 26.97     No xxxxxx Property Focused
xxxxxx 827559 xxxxxx N/A     xxxxxx No No         $5,965.16 $5,965.16 6.970% No No         0     xxxxxx xxxxxx             1 xxxxxx $756.96 xxxxxx $63.08 xxxxxx xxxxxx $1,230.00   Monthly 0.000% 0.000% 0.000% 12/04/2024 800       Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 6.970% 0 0 0 0 0 0     0.00 No 1.05 0.95             240 xxxxxx     No         Yes Preliminary Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 22.72         Property Focused
xxxxxx 827637 xxxxxx N/A     xxxxxx No No         $1,664.29 $1,664.29 7.340% No No               xxxxxx               1 xxxxxx $1,326.96 xxxxxx $110.58           0.000% 0.000% 0.000% 12/04/2024 707                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.340% 0 0 0 0 0 0     0.00 No 1.16 0.87               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 51.4         Property Focused
xxxxxx 827648 xxxxxx N/A     xxxxxx No No         $1,795.76 $1,795.76 7.375% No No               xxxxxx               1 xxxxxx $1,320.96 xxxxxx $110.08 xxxxxx   $150.00   Annually 0.000% 0.000% 0.000% 12/12/2024 685                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.375% 0 0 0 0 0 0     0.00 No 1.3 0.77               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 108.91     Yes xxxxxx Property Focused
xxxxxx 827721 xxxxxx Non QM     xxxxxx Yes No $3,749.14 $4,502.97 xxxxxx 13.493% $866.84 $866.84 12.750% No No Employed           xxxxxx               $5,706.58 1 xxxxxx $3,354.96 xxxxxx $279.58           44.357% 44.357% 44.357% 12/11/2024 703                   No No             [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $3,749.14 xxxxxx 6.690% $0.00 1.0 None     N/A No 12.750% 2   0 0 2 0     0.00 No                   xxxxxx     No         Yes Title Search Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $1,605.63 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 1.52     No xxxxxx Mortgagor Focused
xxxxxx 827744 xxxxxx N/A     xxxxxx No No         $3,665.66 $3,665.66 6.875% No No             xxxxxx                 2 xxxxxx $1,706.04 xxxxxx $142.17 xxxxxx   $250.00   Annually 0.000% 0.000% 0.000% 11/18/2024 790                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 6.875% 0   0 0 0 0     0.00 No 1.29 0.77               xxxxxx $406,625.11 44.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No xxxxxx xxxxxx xxxxxx                             6.02     No xxxxxx Property Focused
xxxxxx 827765 xxxxxx Non QM     xxxxxx Yes No $22,260.00 $24,135.16 xxxxxx 8.574% $4,284.21 $4,284.21 8.125% No No Self-Employed           xxxxxx               $14,144.19 1 xxxxxx $4,803.96 xxxxxx $400.33           48.977% 48.977% 48.977% 12/13/2024 673                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $22,260.00 xxxxxx 6.630% $0.00   None     N/A No 8.125% 0   0 0 0 0     12.00 No                   xxxxxx $191,651.77   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 21.05   No No xxxxxx Mortgagor Focused
xxxxxx 827786 xxxxxx N/A     xxxxxx No No         $8,070.23 $8,070.23 8.875% No No             xxxxxx                 1 xxxxxx $1,433.04 xxxxxx $119.42 xxxxxx   $85.00   Monthly 0.000% 0.000% 0.000% 12/04/2024 710                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 8.875% 0   0 0 0 0     0.00 No 0.51 1.96               xxxxxx $682,604.13 47.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             25.41     No xxxxxx Property Focused
xxxxxx 827787 xxxxxx N/A     xxxxxx No No         $2,198.51 $2,198.51 8.375% No No             Foreign National                 1 xxxxxx $357.96 xxxxxx $29.83 xxxxxx xxxxxx $90.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 8.375% 0   0 0 0 0     0.00 No 1.08 0.93               xxxxxx $0.00   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No                                 No 28.37       xxxxxx Property Focused
xxxxxx 827892 xxxxxx N/A     xxxxxx No No         $876.86 $876.86 8.460% No No               xxxxxx               1 xxxxxx $699.96 xxxxxx $58.33           0.000% 0.000% 0.000% 12/12/2024 660                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 8.460% 0 0 0 0 0 0     0.00 No 1.25 0.8               xxxxxx $3,038.13   No         Yes Commitment Fee Simple Corp Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 4.23         Property Focused
xxxxxx 827895 xxxxxx Non QM     xxxxxx Yes No $7,607.10 $9,693.68 xxxxxx 8.517% $2,299.53 $2,299.53 8.250% No No Self-Employed Employed         xxxxxx xxxxxx             $6,440.91 1 xxxxxx $1,103.04 xxxxxx $91.92           50.142% 50.142% 50.142% 11/20/2024 701                   No No           Borrower Prepared [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2023
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $7,607.10 xxxxxx 6.980% $0.00 2.4 None     No No 8.250% 0 1 2 0 3 1     12.00 No                   xxxxxx $10,721.68   No   19     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 17.55   No No xxxxxx Mortgagor Focused
xxxxxx 827916 xxxxxx N/A     xxxxxx No No $42,944.00 $14,184.41   8.091% $4,567.94 $4,567.94 7.875% No No Self-Employed           xxxxxx               $58,275.40 1 xxxxxx $2,980.68 xxxxxx $248.39           36.514% 36.514% 36.514% 12/11/2024 767                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $42,944.00   6.630% $0.00 3.4 None     Yes No 7.875% 0   0 0 2 0   12 0.00 No                   xxxxxx $41,772.81   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 58.28   No No xxxxxx Mortgagor Focused
xxxxxx 827919 xxxxxx N/A     xxxxxx No No $43,821.50 $14,119.47   8.085% $4,665.82 $4,665.82 7.875% No No Self-Employed           xxxxxx               $57,975.36 1 xxxxxx $1,394.16 xxxxxx $116.18           36.841% 36.841% 36.841% 12/11/2024 767                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $43,821.50   6.630% $0.00 1.0 None     No No 7.875% 0   0 0 2 0   12 0.00 No                   xxxxxx $41,772.81   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 69.44   No No xxxxxx Mortgagor Focused
xxxxxx 827922 xxxxxx N/A     xxxxxx No No         $1,891.90 $1,891.90 6.875% No No             xxxxxx                 1 xxxxxx $876.96 xxxxxx $73.08 xxxxxx   $1,491.00   Annually 0.000% 0.000% 0.000% 12/27/2024 804                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.8       N/A No 6.875% 0   0 0 0 0     0.00 No 0.83 1.2               xxxxxx $146,272.50 38.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             8.89     No xxxxxx Property Focused
xxxxxx 828015 xxxxxx Non QM     xxxxxx Yes No $7,870.00 $10,898.32 xxxxxx 9.288% $2,209.28 $2,209.28 8.750% No No Self-Employed           xxxxxx               $14,496.95 1 xxxxxx $1,707.12 xxxxxx $142.26 xxxxxx   $368.00   Monthly 32.951% 32.951% 32.951% 11/26/2024 736                   No Yes 12 Business 85.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Business Return Transcripts - 2023
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Social Security]; 1099-SSA - 2023
[Borrower]; 4506-C - 2018
[Borrower]; 4506-C - 2017
[Borrower]; 4506-C - 2016
[Borrower]; 4506-C - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,870.00 xxxxxx 6.300% $0.00 1.1 None     N/A No 8.750% 0   0 0 4 0   12 0.00 No                   xxxxxx $34,212.13   No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 2.250% xxxxxx xxxxxx $2,947.89 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 6.59     No xxxxxx Mortgagor Focused
xxxxxx 828023 xxxxxx N/A     xxxxxx No No         $2,390.84 $2,390.84 8.125% No No         0     xxxxxx xxxxxx             3 xxxxxx $3,597.00 xxxxxx $299.75           0.000% 0.000% 0.000% 02/13/2025 686       Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 8.125% 0 0 0 0 0 0     0.00 No 1.57 0.64               xxxxxx     No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 27.14     Yes xxxxxx Property Focused
xxxxxx 828047 xxxxxx Non QM     xxxxxx Yes No $7,033.43 $9,516.84 xxxxxx 9.398% $1,242.99 $1,242.99 8.750% No No Employed           xxxxxx               $4,760.30 1 xxxxxx $1,365.00 xxxxxx $113.75           49.156% 49.156% 49.156% 12/13/2024 692                   No No             [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 1yr Full Doc                               0 0 0   xxxxxx Verus $7,033.43 xxxxxx 6.630% $0.00   None     N/A No 8.750% 1   1 0 1 1     0.00 No                   xxxxxx     No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 3.625% xxxxxx xxxxxx $1,751.24 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 1.8   No No xxxxxx Mortgagor Focused
xxxxxx 828088 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,000.00 $6,093.25 xxxxxx 7.574% $3,496.07 $3,496.07 7.500% No No Employed           xxxxxx               $15,334.29 1 xxxxxx $3,973.80 xxxxxx $331.15 xxxxxx   $800.00   Annually 34.475% 34.475% 34.475% 12/12/2024 799                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $3,000.00 xxxxxx 6.630% $0.00 1.7 None     No No 7.500% 2   0 0 3 0     0.00 No           Not Stated       xxxxxx     No 24       Yes Commitment Fee Simple Individual Individual             1 xxxxxx 2.250% xxxxxx xxxxxx $2,344.24 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 67.22     No xxxxxx Mortgagor Focused
xxxxxx 828143 xxxxxx Non QM     xxxxxx Yes No $4,065.00 $3,983.50 xxxxxx 8.233% $992.62 $992.62 7.875% No No Not Employed Employed Employed   9.98     xxxxxx xxxxxx           $18,696.97 1 xxxxxx $3,846.96 xxxxxx $320.58           18.264% 18.264% 18.264% 11/07/2024 809 805 817 809 Level 4-Stated/Verified as defined   Level 5-Stated/Verified as defined   Level 3-Stated/Verified as defined   No No             [Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
  Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $4,065.00 xxxxxx 6.300% $0.00 2.6 None     Yes No 7.875% 0 2 0 0 0 0     0.00 No                   xxxxxx     No   33 34   Yes Final Fee Simple Trust Business Entity Individual Trustee Individual Trustee     1 xxxxxx 3.125% xxxxxx xxxxxx $2,053.63 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 31.53     No xxxxxx Mortgagor Focused
xxxxxx 828192 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $11,895.00 $14,771.81   9.306% $4,023.11 $4,023.11 9.000% No No Self-Employed           xxxxxx               $101,350.77 1 xxxxxx $5,447.04 xxxxxx $453.92 xxxxxx xxxxxx $498.00   Monthly 27.660% 27.660% 27.660% 01/10/2025 773                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes xxxxxx Verus $11,895.00   6.630% $0.00 2.3 None     No No 9.000% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $8,893.13   No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 5.000% xxxxxx xxxxxx $3,474.31 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 54.86   No No xxxxxx Mortgagor Focused
xxxxxx 828212 xxxxxx Non QM     xxxxxx Yes No $9,345.00 $0.00 xxxxxx 7.371% $2,210.16 $2,210.16 7.375% No No Employed Self-Employed         xxxxxx xxxxxx             $5,202.68 1 xxxxxx $752.88 xxxxxx $62.74           49.984% 49.984% 49.984% 11/26/2024 727                   No Yes 12 Personal 62.000%       [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $9,345.00 xxxxxx 6.630% $20,000.00   None     N/A No 7.375% 2 0 0 0 3 0 12   0.00 No                   xxxxxx $298,388.81 57.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       30.84   No No xxxxxx Mortgagor Focused
xxxxxx 828250 xxxxxx N/A     xxxxxx No No         $2,884.26 $2,884.26 7.500% No No               xxxxxx               4 xxxxxx $3,891.96 xxxxxx $324.33           0.000% 0.000% 0.000% 12/23/2024 758                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         No No 7.500% 0 0 0 0 0 0     0.00 No 1.88 0.53               xxxxxx $285,895.49 52.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       31.9     No xxxxxx Property Focused
xxxxxx 828302 xxxxxx N/A     xxxxxx No No         $1,859.80 $1,859.80 7.875% No No               Foreign National       xxxxxx       2 xxxxxx $1,137.00 xxxxxx $94.75           0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         No No 7.875% 0 0 0 0 0 0     0.00 No 1.86 0.54               xxxxxx $131,621.98 25.000% No         Yes Commitment Fee Simple Corp Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No                                   7.36     No xxxxxx Property Focused
xxxxxx 828360 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $2,170.00 $3,297.72 xxxxxx 8.982% $2,227.81 $2,227.81 8.875% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $6,636.54 1 xxxxxx $794.04 xxxxxx $66.17 xxxxxx   $360.00   Annually 34.591% 34.591% 34.591% 12/03/2024 713                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $2,170.00 xxxxxx 6.760% $6,402.61 1.0 None     Yes No 8.875% 0 0 0 0 3 0     12.00 No           Not Stated       xxxxxx $87,214.74 25.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       6.72     No xxxxxx Mortgagor Focused
xxxxxx 828399 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $995.00 $4,618.44 xxxxxx 8.544% $3,271.73 $3,271.73 8.500% No No Employed           xxxxxx               $14,249.70 1 xxxxxx $2,022.48 xxxxxx $168.54           33.151% 33.151% 33.151% 12/16/2024 759                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 Yes xxxxxx Verus $995.00 xxxxxx 6.770% $0.00 1.0 None     No No 8.500% 2   2 0 2 1     0.00 No           Not Stated       xxxxxx $0.00   No 35       Yes Short Form Fee Simple Individual Individual             1 xxxxxx 2.875% xxxxxx xxxxxx $1,552.81 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 72.67   No No xxxxxx Mortgagor Focused
xxxxxx 828403 xxxxxx N/A     xxxxxx No No         $8,650.60 $8,650.60 8.490% No No         0     Foreign National Foreign National     xxxxxx xxxxxx     1 xxxxxx $10,962.00 xxxxxx $913.50           0.000% 0.000% 0.000%           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         No No 8.490% 0 0 0 0 0 0     0.00 No 0.55 1.83               xxxxxx $583,260.87 36.000% No         Yes Preliminary Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No                                   19.35     No xxxxxx Property Focused
xxxxxx 828420 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,000.00 $5,002.36 xxxxxx 9.403% $2,056.69 $2,056.69 9.250% No No Self-Employed           xxxxxx               $20,803.06 1 xxxxxx $2,066.04 xxxxxx $172.17           36.338% 36.338% 36.338% 12/12/2024 744                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2011
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2011
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2018
[Borrower]; 4506-C - 2017
[Borrower]; 4506-C - 2016
[Borrower]; 4506-C - 2015
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $2,000.00 xxxxxx 6.630% $0.00 1.0 None     N/A No 9.250% 0   0 0 4 0   12 0.00 No           Not Stated       xxxxxx $21,306.34   No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 4.500% xxxxxx xxxxxx $4,357.49 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 34.35     No xxxxxx Mortgagor Focused
xxxxxx 828538 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,993.75 $4,656.67 xxxxxx 8.246% $694.92 $694.92 7.750% No No Employed Not Employed         xxxxxx xxxxxx             $8,383.98 1 xxxxxx $3,334.92 xxxxxx $277.91 xxxxxx xxxxxx $400.00   Annually 37.224% 37.224% 37.224% 11/25/2024 792                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 Yes xxxxxx Verus $3,993.75 xxxxxx 6.890% $0.00   None     N/A No 7.750% 2 0 0 0 2 0     0.00 No           Not Stated       xxxxxx     No 35       Yes Commitment Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.125% xxxxxx xxxxxx $1,319.40 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 34.63     No xxxxxx Mortgagor Focused
xxxxxx 828608 xxxxxx Non QM     xxxxxx Yes No $8,240.00 $10,957.06 xxxxxx 8.697% $2,013.40 $2,013.40 8.250% No No Self-Employed           xxxxxx               $19,312.47 1 xxxxxx $2,070.96 xxxxxx $172.58 xxxxxx   $1,961.00   Annually 21.318% 21.318% 21.318% 12/27/2024 746                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $8,240.00 xxxxxx 7.070% $2,175.00   None     N/A No 8.250% 0   0 0 0 0     12.00 No                   xxxxxx $9,900.00 3.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             3.62     No xxxxxx Mortgagor Focused
xxxxxx 828612 xxxxxx N/A     xxxxxx No No         $2,744.13 $2,744.13 7.570% No No         0     xxxxxx xxxxxx             1 xxxxxx $2,116.68 xxxxxx $176.39           0.000% 0.000% 0.000%   772       Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 7.570% 0 0 0 0 0 0     0.00 No 0.76 1.31             240 xxxxxx $85,944.69   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 25.73         Property Focused
xxxxxx 828617 xxxxxx N/A     xxxxxx No No         $1,905.66 $1,905.66 7.750% No No             xxxxxx                 1 xxxxxx $1,644.00 xxxxxx $137.00           0.000% 0.000% 0.000% 12/23/2024 714                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.750% 0   0 0 0 0     0.00 No 1.23 0.81               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 39.21     Yes xxxxxx Property Focused
xxxxxx 828627 xxxxxx N/A     xxxxxx No No $33,455.00 $10,820.83 xxxxxx 8.535% $4,013.18 $4,013.18 8.375% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $97,215.22 1 xxxxxx $7,211.04 xxxxxx $600.92           17.480% 17.480% 17.480% 12/23/2024 759                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $33,455.00 xxxxxx 6.770% $1,000.00   None     N/A No 8.375% 0   0 0 3 0   12 0.00 No                   xxxxxx $10,000.00 2.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx                     Employment Authorization         26.43   No No xxxxxx Mortgagor Focused
xxxxxx 828628 xxxxxx N/A     xxxxxx No No         $1,188.66 $1,188.66 7.500% No No             Permanent Resident Alien                 1 xxxxxx $480.00 xxxxxx $40.00           0.000% 0.000% 0.000% 12/11/2024 718                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.500% 0   0 0 0 0     0.00 No 1.26 0.79               xxxxxx $34,322.38   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 24.77     Yes xxxxxx Property Focused
xxxxxx 828649 xxxxxx N/A     xxxxxx No No $5,554.95 $6,859.59 xxxxxx 10.376% $1,311.21 $1,311.21 9.875% No No Not Employed Self-Employed           xxxxxx             $126,534.93 1 xxxxxx $1,503.48 xxxxxx $125.29           17.845% 17.845% 17.845% 12/13/2024 696                   No Yes 12 Business 100.000%   50.000%   [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance -  Year Not Available
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,554.95 xxxxxx 6.890% $0.00   None     N/A No 9.875% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $66,773.75   No         Yes Final Fee Simple Trust Business Entity Individual Trustee         1 xxxxxx 3.250% xxxxxx xxxxxx $2,633.00 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 42.19   No No xxxxxx Mortgagor Focused
xxxxxx 828653 xxxxxx N/A     xxxxxx No No         $1,915.38 $1,915.38 8.375% No No             xxxxxx                 1 xxxxxx $3,413.04 xxxxxx $284.42           0.000% 0.000% 0.000% 11/21/2024 667                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 8.375% 0   0 0 0 0     0.00 No 1.22 0.82               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No xxxxxx xxxxxx xxxxxx                           No 93.15       xxxxxx Property Focused
xxxxxx 828662 xxxxxx N/A     xxxxxx No No         $2,252.33 $2,252.33 7.125% No No             xxxxxx                 1 xxxxxx $1,460.04 xxxxxx $121.67           0.000% 0.000% 0.000% 12/30/2024 794                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.125% 0   0 0 0 0     0.00 No 1.03 0.97               xxxxxx $421,504.93 95.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             97.01     Yes xxxxxx Property Focused
xxxxxx 828674 xxxxxx Non QM     xxxxxx Yes No $5,795.00 $7,813.30 xxxxxx 9.129% $1,573.40 $1,573.40 8.750% No No Not Employed Non-Employment Income           xxxxxx             $7,031.84 1 xxxxxx $3,236.52 xxxxxx $269.71           49.779% 49.779% 49.779% 12/13/2024 706                   No No             [Coborrower(s) - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - xxxxxx | Primary Income - Pension]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
  Full Documentation (F) Retirement Income - Fully Verified                               0 0 0 No xxxxxx Verus $5,795.00 xxxxxx 6.900% $0.00   None     N/A No 8.750% 0 0 0 0 0 0     0.00 No                   xxxxxx $34,820.21   No         Yes Preliminary Fee Simple Trust Business Entity Individual Trustee         1 xxxxxx 3.375% xxxxxx xxxxxx $3,012.89 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 16.07     No xxxxxx Mortgagor Focused
xxxxxx 828718 xxxxxx N/A     xxxxxx No No         $931.09 $931.09 8.375% No No             xxxxxx                 3 xxxxxx $2,854.92 xxxxxx $237.91           0.000% 0.000% 0.000% 11/19/2024 761                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 8.375% 0   0 0 0 0     0.00 No 1.49 0.67               xxxxxx $1,000.00 1.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             4.99     Yes xxxxxx Property Focused
xxxxxx 828738 xxxxxx Non QM     xxxxxx Yes No $11,733.75 $14,475.90 xxxxxx 8.569% $1,926.13 $1,926.13 8.000% No No Self-Employed           xxxxxx               $5,936.94 1 xxxxxx $771.96 xxxxxx $64.33 xxxxxx   $482.00   Monthly 38.015% 38.015% 38.015% 12/19/2024 693                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $11,733.75 xxxxxx 6.900% $0.00 1.0 None     No No 8.000% 0   0 0 3 0     12.00 No                   xxxxxx $521,719.44 99.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             71.5     No xxxxxx Mortgagor Focused
xxxxxx 828811 xxxxxx Non QM     xxxxxx Yes No $25,905.50 $30,947.96   8.582% $6,573.58 $6,573.58 8.250% No No Self-Employed           xxxxxx               $35,238.26 1 xxxxxx $6,078.00 xxxxxx $506.50 xxxxxx xxxxxx $1,012.00   Annually 28.918% 28.918% 28.918% 01/01/2025 678                   No No             [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower - xxxxxx | Non-Primary Income - Royalty]; 1099 Transcript - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 1yr 1099                               0 0 0 No xxxxxx xxxxxx $25,905.50   6.630% $0.00 1.9 None     Yes No 8.250% 0   0 0 2 0       No                   xxxxxx $1,338,365.01 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             108.12     No xxxxxx Mortgagor Focused
xxxxxx 828845 xxxxxx Non QM     xxxxxx Yes No $12,069.09 $14,658.67 xxxxxx 9.333% $2,613.69 $2,613.69 8.875% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $6,560.34 1 xxxxxx $1,383.00 xxxxxx $115.25           36.393% 36.393% 36.393% 12/06/2024 769                   No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 36.67000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $12,069.09 xxxxxx 7.070% $28,250.00   None     Yes No 8.875% 0 0 0 0 0 0   12 0.00 Yes                   xxxxxx $39,029.75 11.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       17.07     No xxxxxx Mortgagor Focused
xxxxxx 828881 xxxxxx N/A     xxxxxx No No         $1,452.86 $1,452.86 6.750% No No             xxxxxx                 2 xxxxxx $4,479.00 xxxxxx $373.25           0.000% 0.000% 0.000% 01/05/2025 695                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 6.750% 0   0 0 0 0     0.00 No 1.23 0.82               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 25.83     No xxxxxx Property Focused
xxxxxx 828891 xxxxxx N/A     xxxxxx No No         $4,890.29 $4,890.29 8.500% No No               xxxxxx               1 xxxxxx $5,842.08 xxxxxx $486.84 xxxxxx   $741.00   Monthly 0.000% 0.000% 0.000% 12/12/2024 706                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.2       N/A No 8.500% 0 0 0 0 0 0     0.00 No 0.81 1.23               xxxxxx $218,176.30 26.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       4.75     No xxxxxx Property Focused
xxxxxx 828896 xxxxxx N/A     xxxxxx No No $4,595.00 $6,050.80 xxxxxx 9.988% $1,135.15 $1,135.15 9.500% No No Employed           xxxxxx               $21,516.68 2 xxxxxx $9,430.44 xxxxxx $785.87           45.450% 45.450% 45.450% 01/06/2025 794                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019
[Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $4,595.00 xxxxxx 6.890% $0.00   None     N/A No 9.500% 2   0 0 3 0     0.00 No                   xxxxxx     No 36       Yes Final Fee Simple Individual Individual             1 xxxxxx 3.375% xxxxxx xxxxxx $2,941.93 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 24.02   No No xxxxxx Mortgagor Focused
xxxxxx 828903 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,374.00 $3,003.25 xxxxxx 7.542% $2,213.71 $2,213.71 7.500% No No Self-Employed           xxxxxx               $8,579.93 1 xxxxxx $1,290.00 xxxxxx $107.50 xxxxxx xxxxxx $164.00   Monthly 30.591% 30.591% 30.591% 01/06/2025 773                   No Yes 24 Business 100.000% 30.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 30.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,374.00 xxxxxx 6.890% $0.00   None     Yes No 7.500% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $193,175.14   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 64.48     No xxxxxx Mortgagor Focused
xxxxxx 828919 xxxxxx N/A     xxxxxx No No         $4,125.00 $4,125.00 8.000% No No               xxxxxx               1 xxxxxx $1,344.00 xxxxxx $112.00 xxxxxx   $150.00   Monthly 0.000% 0.000% 0.000% 11/13/2024 784                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.6       Yes No 8.000% 0 0 0 0 0 0     0.00 No 1.31 0.76             240 xxxxxx $627,346.09 76.000% No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       79.82     Yes xxxxxx Property Focused
xxxxxx 828925 xxxxxx N/A     xxxxxx No No         $4,006.35 $4,006.35 8.000% No No             Foreign National       xxxxxx         2 xxxxxx $2,543.04 xxxxxx $211.92           0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         No No 8.000% 0   0 0 0 0     0.00 No 1.03 0.97               xxxxxx $753,007.13 90.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No                                   80.3     No xxxxxx Property Focused
xxxxxx 828942 xxxxxx N/A     xxxxxx No No         $2,039.06 $2,039.06 7.250% No No               Foreign National       xxxxxx       1 xxxxxx $1,047.96 xxxxxx $87.33 xxxxxx   $146.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.6       No No 7.250% 0 0 0 0 0 0     0.00 No 1.01 0.99             240 xxxxxx $82,399.96 18.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No                                   12.83     No xxxxxx Property Focused
xxxxxx 828990 xxxxxx N/A     xxxxxx No No         $1,164.28 $1,164.28 7.000% No No         0     xxxxxx xxxxxx             1 xxxxxx $519.96 xxxxxx $43.33 xxxxxx   $385.00   Monthly 0.000% 0.000% 0.000% 01/08/2025 797       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.000% 0 0 0 0 0 0     0.00 No 1.25 0.8               xxxxxx $8,262.01   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               Yes 95.97     No xxxxxx Property Focused
xxxxxx 828995 xxxxxx Non QM     xxxxxx Yes No $6,117.88 $9,588.32 xxxxxx 8.249% $1,696.66 $1,696.66 7.875% No No Employed Self-Employed         xxxxxx Non-Permanent Resident Alien       xxxxxx     $4,618.08 1 xxxxxx $1,641.96 xxxxxx $136.83           45.286% 45.286% 45.286% 10/06/2023 642                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Employer Letter - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2023
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Non-Primary Income - Wages]; Employer Letter - 2023
[Borrower - xxxxxx | Non-Primary Income - Wages]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2023
[Borrower - xxxxxx | Non-Primary Income - Wages]; VVOE - 2023
[Borrower - xxxxxx | Non-Primary Income - Wages]; WVOE - 2023
[Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2021
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Account Statements - Personal - 2023
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Other - 2023
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; Other - 2023
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) - xxxxxx | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $6,117.88 xxxxxx 7.570% $0.00 3.3 DU   ApproveEligible Yes No 7.875% 2 0 2 0 2 0     0.00 No                   xxxxxx $42,731.83 14.000% No 21       Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               Employment Authorization       3.56     No xxxxxx Mortgagor Focused
xxxxxx 829006 xxxxxx Non QM     xxxxxx Yes No $11,045.00 $14,257.16 xxxxxx 9.009% $6,236.98 $6,958.77 9.329% No No Employed           xxxxxx               $34,851.40 1 xxxxxx $285.96 xxxxxx $23.83 xxxxxx xxxxxx $335.00   Monthly 26.240% 27.038% 26.240% 12/09/2024 799                   No No             [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $11,045.00 xxxxxx 7.060% $210,000.00 1.0 None     No No 9.329% 0   0 0 2 0     0.00 No                   xxxxxx $64,195.02 6.000% No 36       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             8.04   Yes No xxxxxx Mortgagor Focused
xxxxxx 829013 xxxxxx N/A     xxxxxx No No         $1,398.43 $1,398.43 7.500% No No         0     xxxxxx xxxxxx             2 xxxxxx $1,659.00 xxxxxx $138.25           0.000% 0.000% 0.000% 12/12/2024 784       Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 7.500% 0 0 0 0 0 0     0.00 No 2.27 0.44               xxxxxx $111,861.15   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 143.57     No xxxxxx Property Focused
xxxxxx 829031 xxxxxx N/A     xxxxxx No No         $682.18 $682.18 7.250% No No               xxxxxx               1 xxxxxx $624.96 xxxxxx $52.08 xxxxxx   $300.00   Monthly 0.000% 0.000% 0.000% 01/06/2025 807                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.4       N/A No 7.250% 0 0 0 0 0 0     0.00 No 1.52 0.66               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       61.4     Yes xxxxxx Property Focused
xxxxxx 829034 xxxxxx N/A     xxxxxx No No         $1,695.00 $1,695.00 8.000% No No               xxxxxx               1 xxxxxx $2,115.00 xxxxxx $176.25           0.000% 0.000% 0.000% 11/06/2024 738                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 8.000% 0 0 0 0 0 0     0.00 No 1.33 0.75               xxxxxx $369,869.13 100.000% No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       115.86     No xxxxxx Property Focused
xxxxxx 829036 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $11,248.75 $13,511.43 xxxxxx 7.400% $2,920.57 $2,920.57 7.125% No No Self-Employed           xxxxxx               $6,569.97 1 xxxxxx $2,167.56 xxxxxx $180.63           34.231% 34.231% 34.231% 12/13/2024 759                   No Yes 24 Business 90.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $11,248.75 xxxxxx 6.850% $0.00 1.1 None     N/A No 7.125% 0   0 0 2 0   12 0.00 Yes           Not Stated       xxxxxx $344,477.80   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 210.23   No No xxxxxx Mortgagor Focused
xxxxxx 829073 xxxxxx N/A     xxxxxx No No         $4,064.19 $4,064.19 7.500% No No             xxxxxx                 1 xxxxxx $1,799.76 xxxxxx $149.98           0.000% 0.000% 0.000% 11/08/2024 702                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.500% 0   0 0 0 0     0.00 No 1.02 0.98               xxxxxx $236,528.97 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             3.76     No xxxxxx Property Focused
xxxxxx 829078 xxxxxx N/A     xxxxxx No No         $3,150.00 $3,150.00 8.000% No No               xxxxxx               2 xxxxxx $2,711.04 xxxxxx $225.92           0.000% 0.000% 0.000% 01/07/2025 784                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 8.000% 0 0 0 0 0 0     0.00 No 1.05 0.95             240 xxxxxx $136,722.66   No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 43.91     No xxxxxx Property Focused
xxxxxx 829121 xxxxxx N/A     xxxxxx No No         $1,499.12 $1,499.12 9.125% No No             xxxxxx                 2 xxxxxx $2,448.00 xxxxxx $204.00           0.000% 0.000% 0.000% 12/23/2024 673                   No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         No No 9.125% 0   0 0 0 0     0.00 No 1.14 0.87               xxxxxx $6,248.88   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 26.12     Yes xxxxxx Property Focused
xxxxxx 829144 xxxxxx Non QM     xxxxxx Yes No $16,403.00 $17,073.89 xxxxxx 10.001% $3,094.34 $3,094.34 9.500% No No Self-Employed           xxxxxx               $4,605.94 1 xxxxxx $3,170.04 xxxxxx $264.17 xxxxxx xxxxxx $575.00   Annually 49.751% 49.751% 49.751% 12/16/2024 649                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $16,403.00 xxxxxx 6.890% $0.00   None     N/A No 9.500% 0   0 0 0 0   12 0.00 No                   xxxxxx $140,775.06 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             6.51     No xxxxxx Mortgagor Focused
xxxxxx 829153 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,790.00 $5,679.67   8.565% $4,613.48 $4,613.48 8.500% No No Self-Employed           xxxxxx               $203,237.12 1 xxxxxx $2,314.20 xxxxxx $192.85 xxxxxx xxxxxx $235.00   Monthly 9.014% 9.014% 9.014% 12/10/2024 785                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $2,790.00   6.630% $0.00 1.0 None     N/A No 8.500% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $72,890.61   No         Yes Preliminary Fee Simple Individual Individual             1 xxxxxx 3.125% xxxxxx xxxxxx $4,729.26 No Individual No   No xxxxxx xxxxxx xxxxxx                           No 49.04     No xxxxxx Mortgagor Focused
xxxxxx 829159 xxxxxx N/A     xxxxxx No No $13,006.10 $17,376.50 xxxxxx 8.046% $4,137.28 $4,137.28 7.750% No No Self-Employed           xxxxxx               $154,638.07 4 xxxxxx $3,162.60 xxxxxx $263.55           15.626% 15.626% 15.626% 12/12/2024 723                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2004
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $13,006.10 xxxxxx 7.070% $9,500.00   None     No No 7.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $81,203.04 11.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             54.26   No No xxxxxx Mortgagor Focused
xxxxxx 829211 xxxxxx N/A     xxxxxx No No         $19,375.00 $19,375.00 7.750% No No             xxxxxx                 1 xxxxxx $249.96 xxxxxx $20.83 xxxxxx   $509.00   Monthly 0.000% 0.000% 0.000% 01/02/2025 816                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.750% 0   0 0 0 0     0.00 No 0.94 1.07             240 xxxxxx $1,712,164.41 33.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             13.36     No xxxxxx Property Focused
xxxxxx 829285 xxxxxx Non QM     xxxxxx Yes No $5,725.00 $3,873.00 xxxxxx 10.257% $1,579.63 $1,579.63 10.000% No No Self-Employed Employed         xxxxxx xxxxxx             $10,545.82 1 xxxxxx $4,640.88 xxxxxx $386.74 xxxxxx xxxxxx $110.00   Monthly 46.278% 46.278% 46.278% 12/26/2024 745                   No Yes 24 Business 73.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,725.00 xxxxxx 6.980% $0.00 3.5 None     Yes No 10.000% 0 1 0 0 0 0   12 0.00 Yes                   xxxxxx $3,076.75   No         Yes Preliminary Fee Simple Individual Individual Individual Individual         1 xxxxxx 3.875% xxxxxx xxxxxx $2,339.26 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 30.63     No xxxxxx Mortgagor Focused
xxxxxx 829299 xxxxxx N/A     xxxxxx No No         $1,891.33 $1,891.33 7.750% No No             xxxxxx xxxxxx               1 xxxxxx $1,149.00 xxxxxx $95.75           0.000% 0.000% 0.000% 01/09/2025 790                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.750% 0 0 0 0 0 0     0.00 No 1.06 0.95               xxxxxx $113,588.03 32.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       3.66     No xxxxxx Property Focused
xxxxxx 829319 xxxxxx Non QM     xxxxxx Yes No $7,732.51 $8,836.89 xxxxxx 10.147% $2,158.63 $2,158.63 9.750% No No Self-Employed           xxxxxx               $5,780.97 1 xxxxxx $1,967.28 xxxxxx $163.94           37.130% 37.130% 37.130% 12/26/2024 640                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $7,732.51 xxxxxx 6.890% $42,000.00 1.0 None     Yes No 9.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $1,000.00 0.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             5.74     No xxxxxx Mortgagor Focused
xxxxxx 829336 xxxxxx N/A     xxxxxx No No         $920.70 $920.70 8.125% No No             Non-Permanent Resident Alien       xxxxxx         2 xxxxxx $1,395.96 xxxxxx $116.33           0.000% 0.000% 0.000% 12/02/2024 692                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 8.125% 0   0 0 0 0     0.00 No 1.88 0.53               xxxxxx $6,490.09   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 91.96     No xxxxxx Property Focused
xxxxxx 829352 xxxxxx N/A     xxxxxx No No         $5,346.88 $5,346.88 7.250% No No         0 0     xxxxxx xxxxxx           1 xxxxxx $467.04 xxxxxx $38.92 xxxxxx   $50.00   Monthly 0.000% 0.000% 0.000% 12/18/2024 790       Level 3-Stated/Partially Verified Level 3-Stated/Partially Verified         No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 3.1       No No 7.250% 0 0 0 0 0 0     0.00 No 0.95 1.06             240 xxxxxx $376,889.28   No         Yes Commitment Fee Simple LLC Business Entity LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx         No 43.61     No xxxxxx Property Focused
xxxxxx 829364 xxxxxx N/A     xxxxxx No No         $1,556.92 $1,556.92 6.875% No No               Permanent Resident Alien               1 xxxxxx $1,137.00 xxxxxx $94.75           0.000% 0.000% 0.000% 01/03/2025 808                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.6       No No 6.875% 0 0 0 0 0 0     0.00 No 1.01 0.99               xxxxxx $236,635.67 60.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx                         21.52     Yes xxxxxx Property Focused
xxxxxx 829391 xxxxxx N/A     xxxxxx No No         $2,160.71 $2,160.71 7.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $840.00 xxxxxx $70.00 xxxxxx   $1,200.00   Annually 0.000% 0.000% 0.000% 11/07/2024 783 783 772 801 Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 3.5       No No 7.875% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx $947,643.02 100.000% No         Yes Commitment Fee Simple Trust Business Entity Individual Trustee Individual Trustee                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 191.85     No xxxxxx Property Focused
xxxxxx 829401 xxxxxx N/A     xxxxxx No No         $2,413.87 $2,413.87 9.000% No No             xxxxxx                 2 xxxxxx $3,255.96 xxxxxx $271.33           0.000% 0.000% 0.000% 01/10/2025 686                   No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         No No 9.000% 0   0 0 0 0     0.00 No 1.07 0.94               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 93.72     Yes xxxxxx Property Focused
xxxxxx 829406 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $33,468.55 $44,501.73 xxxxxx 8.904% $19,549.51 $19,549.51 8.750% No No Non-Employment Income           xxxxxx               $108,283.21 1 xxxxxx $13,520.04 xxxxxx $1,126.67 xxxxxx xxxxxx $545.00   Annually 23.125% 23.125% 23.125% 01/07/2025 669                   Yes No             [Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Other Documentation (O) Asset Depletion                               0 0 0 No xxxxxx Verus $33,468.55 xxxxxx 6.980% $6,000.00   None     No No 8.750% 0   0 0 4 0     0.00 No         Other Not Stated       xxxxxx $13,447,299.95 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             539.12   Yes No xxxxxx Mortgagor Focused
xxxxxx 829464 xxxxxx N/A     xxxxxx No No         $9,625.00 $9,625.00 9.625% No No             xxxxxx                 5 xxxxxx $3,678.96 xxxxxx $306.58           0.000% 0.000% 0.000% 01/03/2025 762                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 9.625% 0   0 0 0 0     0.00 No 1 1             240 xxxxxx $40,911.05 3.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             9.41     Yes xxxxxx Property Focused
xxxxxx 829482 xxxxxx N/A     xxxxxx No No         $1,556.26 $1,556.26 6.875% No No             Foreign National                 1 xxxxxx $1,256.88 xxxxxx $104.74 xxxxxx xxxxxx $275.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00 1.1       Yes No 6.875% 0   0 0 0 0     0.00 No 1 1               xxxxxx $286,805.34 82.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No                                   71.16       xxxxxx Property Focused
xxxxxx 829517 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $8,345.00 $10,183.04 xxxxxx 7.606% $3,108.04 $3,108.04 7.375% No No Self-Employed Employed         xxxxxx xxxxxx             $14,182.50 1 xxxxxx $3,570.00 xxxxxx $297.50           37.339% 37.339% 37.339% 01/08/2025 766                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 1997
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $8,345.00 xxxxxx 6.980% $0.00 1.0 None     N/A No 7.375% 0 2 0 0 0 0     12.00 No           Not Stated       xxxxxx     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 62.38     No xxxxxx Mortgagor Focused
xxxxxx 829532 xxxxxx Non QM     xxxxxx Yes No $15,183.00 $15,515.55 xxxxxx 7.957% $3,538.97 $3,538.97 7.625% No No Self-Employed           xxxxxx               $47,993.04 1 xxxxxx $2,117.04 xxxxxx $176.42           10.965% 10.965% 10.965% 01/03/2025 666                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $15,183.00 xxxxxx 6.880% $0.00 1.1 None     N/A No 7.625% 0   0 0 3 0   24 0.00 No                   xxxxxx $32,275.97   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 7.6   No No xxxxxx Mortgagor Focused
xxxxxx 829581 xxxxxx Non QM     xxxxxx Yes No $7,161.20 $7,874.72 xxxxxx 8.736% $1,824.17 $1,824.17 8.375% No No Self-Employed           xxxxxx               $51,428.86 1 xxxxxx $507.96 xxxxxx $42.33 xxxxxx xxxxxx $504.00   Monthly 29.600% 29.600% 29.600% 01/16/2025 717                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,161.20 xxxxxx 6.850% $0.00 1.0 None     Yes No 8.375% 0   2 0 3 1   12 0.00 No                   xxxxxx $18,245.81 6.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             21.19   Yes No xxxxxx Mortgagor Focused
xxxxxx 829593 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,924.25 $3,286.67 xxxxxx 10.426% $651.26 $651.26 9.875% No No Self-Employed Non-Employment Income         xxxxxx xxxxxx             $5,460.00 1 xxxxxx $1,182.24 xxxxxx $98.52           43.372% 43.372% 43.372% 01/15/2025 706                   No No             [Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 1yr 1099                               0 0 0 No xxxxxx Verus $2,924.25 xxxxxx 6.980% $0.00   None     N/A No 9.875% 0 0 0 0 2 0       No           Not Stated       xxxxxx     No         Yes Title Search Fee Simple Individual Individual Individual Individual         1 xxxxxx 2.750% xxxxxx xxxxxx $1,259.42 No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 18.47   No No xxxxxx Mortgagor Focused
xxxxxx 829610 xxxxxx N/A     xxxxxx No No         $1,325.23 $1,325.23 8.250% No No             xxxxxx                 1 xxxxxx $1,799.04 xxxxxx $149.92           0.000% 0.000% 0.000% 01/03/2025 680                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00 5.0       N/A No 8.250% 0   0 0 0 0     0.00 No 1.01 0.99               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 95.34     No xxxxxx Property Focused
xxxxxx 829615 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,532.88 $7,087.08 xxxxxx 7.954% $3,961.78 $3,961.78 7.875% No No Self-Employed           xxxxxx               $9,534.85 1 xxxxxx $935.64 xxxxxx $77.97 xxxxxx xxxxxx $337.00   Monthly 43.502% 43.502% 43.502% 01/13/2025 728                   No No             [Borrower - xxxxxx | Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Business License - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2021
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 1yr 1099                               0 0 0 No xxxxxx Verus $3,532.88 xxxxxx 6.980% $0.00 1.0 None     Yes No 7.875% 0   0 0 3 0       No           Not Stated       xxxxxx $189,315.92 28.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             7.5   Yes No xxxxxx Mortgagor Focused
xxxxxx 829639 xxxxxx N/A     xxxxxx No No         $1,722.66 $1,722.66 7.875% No No             Foreign National       xxxxxx         1 xxxxxx $1,689.60 xxxxxx $140.80 xxxxxx   $1,860.00   Annually 0.000% 0.000% 0.000% 01/29/2025 781                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       N/A No 7.875% 0   0 0 0 0     0.00 No 1.11 0.9             240 xxxxxx $159,671.63 46.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx   xxxxxx                             22.15     No xxxxxx Property Focused
xxxxxx 829673 xxxxxx N/A     xxxxxx No No         $3,189.47 $3,189.47 7.750% No No               xxxxxx               1 xxxxxx $828.72 xxxxxx $69.06 xxxxxx   $320.00   Monthly 0.000% 0.000% 0.000% 12/12/2024 807                   No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.0       No No 7.750% 0 0 0 0 0 0     0.00 No 1.66 0.6               xxxxxx $437,546.36   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     Yes 368.46     No xxxxxx Property Focused
xxxxxx 829690 xxxxxx N/A     xxxxxx No No         $1,261.00 $1,261.00 8.000% No No             xxxxxx                 1 xxxxxx $965.04 xxxxxx $80.42           0.000% 0.000% 0.000% 01/20/2025 702                   No No                   DSCR Chapter 7   xxxxxx 1 42.96                     0 0 0 No xxxxxx Verus       $0.00 1.0       No No 8.000% 0   0 0 0 0     0.00 No 1.01 0.99             240 xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 95.83     No xxxxxx Property Focused
xxxxxx 829692 xxxxxx N/A     xxxxxx No No $13,006.10 $17,260.50 xxxxxx 8.044% $4,137.28 $4,137.28 7.750% No No Self-Employed           xxxxxx               $154,628.42 4 xxxxxx $4,358.40 xxxxxx $363.20           15.632% 15.632% 15.632% 01/21/2025 723                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2004
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2004
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $13,006.10 xxxxxx 7.070% $0.00   None     No No 7.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $79,019.26 10.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             51.26   No No xxxxxx Mortgagor Focused
xxxxxx 829722 xxxxxx N/A     xxxxxx No No         $1,091.23 $1,091.23 7.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $1,261.80 xxxxxx $105.15           0.000% 0.000% 0.000% 11/14/2024 698       Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         N/A No 7.875% 0 0 0 0 0 0     0.00 No 1.09 0.92               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 94.49     No xxxxxx Property Focused
xxxxxx 829761 xxxxxx N/A     xxxxxx No No         $1,433.33 $1,433.33 8.000% No No             xxxxxx                 1 xxxxxx $1,980.84 xxxxxx $165.07 xxxxxx   $1,230.00   Monthly 0.000% 0.000% 0.000% 12/31/2024 803                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 8.000% 0   0 0 0 0     0.00 No 0.63 1.58             240 xxxxxx $7,049.56   No         Yes Commitment Leasehold Individual Individual                         No Individual No Yes No xxxxxx xxxxxx xxxxxx                           No 66.92     Yes xxxxxx Property Focused
xxxxxx 829763 xxxxxx N/A     xxxxxx No No         $1,279.56 $1,279.56 7.500% No No         0     xxxxxx xxxxxx             1 xxxxxx $603.00 xxxxxx $50.25           0.000% 0.000% 0.000% 01/20/2025 789       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.7       No No 7.500% 0 0 0 0 0 0     0.00 No 1.23 0.81               xxxxxx $342,780.46   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 246     No xxxxxx Property Focused
xxxxxx 829775 xxxxxx N/A     xxxxxx No No         $1,587.09 $1,587.09 8.125% No No             xxxxxx                 1 xxxxxx $1,056.12 xxxxxx $88.01           0.000% 0.000% 0.000% 01/08/2025 704                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 8.125% 0   0 0 0 0     0.00 No 1.01 0.99               xxxxxx $108,644.92 38.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             16.29     No xxxxxx Property Focused
xxxxxx 829777 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,157.50 $6,979.18 xxxxxx 7.852% $4,366.54 $4,366.54 7.750% No No Self-Employed Not Employed         xxxxxx xxxxxx             $21,291.97 1 xxxxxx $1,835.28 xxxxxx $152.94 xxxxxx xxxxxx $710.00   Monthly 32.190% 32.190% 32.190% 01/24/2025 719                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $5,157.50 xxxxxx 6.920% $0.00   None     N/A No 7.750% 0 0 0 0 0 0     12.00 No           Not Stated       xxxxxx $5,312.09   No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 0.83     No xxxxxx Mortgagor Focused
xxxxxx 829812 xxxxxx N/A     xxxxxx No No         $1,442.80 $1,442.80 8.625% No No             Permanent Resident Alien Permanent Resident Alien               1 xxxxxx $520.32 xxxxxx $43.36 xxxxxx   $423.00   Monthly 0.000% 0.000% 0.000% 12/23/2024 760                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 8.625% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx $869,549.43 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       345.18     No xxxxxx Property Focused
xxxxxx 829824 xxxxxx Non QM     xxxxxx Yes No $13,638.00 $15,651.92 xxxxxx 9.198% $4,232.83 $4,232.83 8.875% No No Self-Employed Self-Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien     xxxxxx xxxxxx     $32,279.84 1 xxxxxx $5,786.88 xxxxxx $482.24           24.177% 24.177% 24.177% 11/11/2024 691                   No Yes 24 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $13,638.00 xxxxxx 6.920% $30,000.00 1.0 None     No No 8.875% 0 0 0 0 4 0   24 0.00 No                   xxxxxx $15,901.57 2.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx             Employment Authorization Employment Authorization       10.89   Yes No xxxxxx Mortgagor Focused
xxxxxx 829836 xxxxxx N/A     xxxxxx No No $21,775.04 $11,163.99 xxxxxx 8.114% $3,044.13 $3,044.13 7.875% No No Self-Employed           xxxxxx               $23,273.00 1 xxxxxx $944.64 xxxxxx $78.72 xxxxxx   $841.00   Annually 43.043% 43.043% 43.043% 01/03/2025 785                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2007
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $21,775.04 xxxxxx 7.070% $0.00 1.0 None     Yes No 7.875% 0   0 0 3 0   12 0.00 No                   xxxxxx $294,349.59 56.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             58.26   No No xxxxxx Mortgagor Focused
xxxxxx 829839 xxxxxx N/A     xxxxxx No No         $5,195.42 $5,195.42 7.750% No No             Foreign National Foreign National     xxxxxx xxxxxx       1 xxxxxx $2,692.32 xxxxxx $224.36 xxxxxx   $95.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.2       No No 7.750% 0 0 0 0 0 0     0.00 No 1.11 0.9               xxxxxx $389,196.74 40.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual Yes   No                                   13.49     Yes xxxxxx Property Focused
xxxxxx 829842 xxxxxx Non QM     xxxxxx Yes No $7,736.40 $10,683.17 xxxxxx 7.880% $2,689.62 $2,689.62 7.625% No No Self-Employed           xxxxxx               $23,251.70 1 xxxxxx $1,758.48 xxxxxx $146.54 xxxxxx   $48.00   Monthly 43.095% 43.095% 43.095% 01/03/2025 785                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2007
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,736.40 xxxxxx 6.930% $0.00 1.0 None     Yes No 7.625% 0   0 0 3 0   12 0.00 No                   xxxxxx $298,835.75 63.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             70.49   No No xxxxxx Mortgagor Focused
xxxxxx 829855 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $7,620.00 $3,773.64 xxxxxx 8.605% $2,691.20 $2,691.20 8.500% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $4,220.79 1 xxxxxx $11,527.80 xxxxxx $960.65           48.909% 48.909% 48.909% 01/16/2025 683                   No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 22.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,620.00 xxxxxx 6.920% $0.00 1.8 None     N/A No 8.500% 0 0 0 0 3 0   12 0.00 Yes           Not Stated       xxxxxx $642.48   No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 12.89     No xxxxxx Mortgagor Focused
xxxxxx 829856 xxxxxx N/A     xxxxxx No No         $3,555.96 $3,555.96 7.625% No No               Foreign National       xxxxxx       1 xxxxxx $1,590.96 xxxxxx $132.58 xxxxxx   $3,468.00   Annually 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.8       No No 7.625% 0 0 0 0 0 0     0.00 No 1.56 0.64               xxxxxx $518,692.60 77.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity Yes   No                                   59.12     Yes xxxxxx Property Focused
xxxxxx 829867 xxxxxx N/A     xxxxxx No No         $4,152.13 $4,152.13 8.500% No No             xxxxxx xxxxxx               2 xxxxxx $2,070.96 xxxxxx $172.58           0.000% 0.000% 0.000% 12/11/2024 786                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 8.500% 0 0 0 0 0 0     0.00 No 0.96 1.05               xxxxxx     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 36.18     No xxxxxx Property Focused
xxxxxx 829880 xxxxxx N/A     xxxxxx No No $30,155.00 $16,310.80 xxxxxx 7.361% $4,042.32 $4,042.32 7.125% No No Self-Employed           xxxxxx               $99,929.43 1 xxxxxx $1,455.12 xxxxxx $121.26           46.028% 46.028% 46.028% 01/24/2025 735                   No No           Third Party Prepared [Borrower - xxxxxx | Non-Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - P&L Statement Only]; Other - 2009
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $30,155.00 xxxxxx 6.850% $0.00   None     N/A No 7.125% 0   0 0 0 0     13.00 No                   xxxxxx     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 114.2   No No xxxxxx Mortgagor Focused
xxxxxx 829881 xxxxxx Exempt from ATR Yes Yes xxxxxx Yes No $11,902.00 $14,836.13 xxxxxx 7.671% $3,215.78 $3,215.78 7.375% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $39,587.81 1 xxxxxx $1,997.04 xxxxxx $166.42           10.097% 10.097% 10.097% 12/13/2024 771                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2021
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $11,902.00 xxxxxx 7.070% $0.00 1.0 None     N/A No 7.375% 0   0 0 0 0   24 0.00 No                   xxxxxx $29,100.00 5.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Employment Authorization         42.49     No xxxxxx Mortgagor Focused
xxxxxx 829895 xxxxxx Non QM     xxxxxx Yes No $20,791.54 $30,823.20   9.978% $11,389.81 $11,389.81 9.750% No No Employed           xxxxxx               $29,081.43 1 xxxxxx $5,009.16 xxxxxx $417.43           35.154% 35.154% 35.154% 01/02/2025 697                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2022
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $20,791.54   6.620% $0.00   None     N/A No 9.750% 2   0 0 2 0     0.00 No                   xxxxxx $358,436.45 24.000% No 25       Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             15.67     No xxxxxx Mortgagor Focused
xxxxxx 829911 xxxxxx N/A     xxxxxx No No         $2,026.63 $2,026.63 6.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $804.00 xxxxxx $67.00 xxxxxx   $88.00   Monthly 0.000% 0.000% 0.000% 01/19/2025 755       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.6       N/A No 6.875% 0 0 0 0 0 0     0.00 No 1.35 0.74               xxxxxx $1,098,948.66 100.000% No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 266.07     Yes xxxxxx Property Focused
xxxxxx 829915 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $4,941.68 $6,339.01 xxxxxx 8.363% $1,309.77 $1,309.77 8.000% No No Employed           xxxxxx               $3,123.32 1 xxxxxx $981.00 xxxxxx $81.75 xxxxxx   $250.00   Monthly 44.901% 44.901% 44.901% 01/21/2025 799                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx Verus $4,941.68 xxxxxx 6.920% $10,000.00 1.0 None     Yes No 8.000% 1   0 0 3 0     0.00 No           Not Stated       xxxxxx $47,956.70 23.000% No 25       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             9.22     No xxxxxx Mortgagor Focused
xxxxxx 829920 xxxxxx N/A     xxxxxx No No         $1,804.69 $1,804.69 8.750% No No             xxxxxx                 1 xxxxxx $1,875.48 xxxxxx $156.29 xxxxxx   $492.00   Annually 0.000% 0.000% 0.000% 12/10/2024 720                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00 1.4       N/A No 8.750% 0   0 0 0 0     0.00 No 2.17 0.46             240 xxxxxx $120,786.06 37.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             14.87     Yes xxxxxx Property Focused
xxxxxx 829923 xxxxxx N/A     xxxxxx No No         $1,980.64 $1,980.64 6.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $593.04 xxxxxx $49.42 xxxxxx   $135.00   Monthly 0.000% 0.000% 0.000% 01/19/2025 755       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       N/A No 6.875% 0 0 0 0 0 0     0.00 No 1.09 0.92               xxxxxx $1,098,168.96 100.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 259.92     Yes xxxxxx Property Focused
xxxxxx 829931 xxxxxx Non QM     xxxxxx Yes No $28,245.00 $27,853.71   8.582% $9,072.92 $9,880.94 8.375% No No Self-Employed Non-Employment Income         xxxxxx xxxxxx             $15,249.49 1 xxxxxx $4,437.96 xxxxxx $369.83           42.801% 39.770% 42.801% 01/11/2025 747                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 Yes xxxxxx Verus $28,245.00   6.850% $0.00 2.3 None     Yes No 8.375% 0 0 0 0 2 0     12.00 No                 360 xxxxxx     No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 9.21     No xxxxxx Mortgagor Focused
xxxxxx 829932 xxxxxx N/A     xxxxxx No No         $978.98 $978.98 9.250% No No             Foreign National       xxxxxx         1 xxxxxx $629.04 xxxxxx $52.42 xxxxxx   $532.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 4.3       No No 9.250% 0   0 0 0 0     0.00 No 1 1               xxxxxx $85,151.37 50.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No                                   14.73     Yes xxxxxx Property Focused
xxxxxx 829938 xxxxxx N/A     xxxxxx No No         $2,118.99 $2,118.99 7.000% No No               xxxxxx               1 xxxxxx $2,840.28 xxxxxx $236.69 xxxxxx   $1,012.00   Annually 0.000% 0.000% 0.000% 01/09/2025 678                   No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00         N/A No 7.000% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 29.02     Yes   Property Focused
xxxxxx 829942 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $25,391.00 $34,657.52 xxxxxx 8.921% $14,042.60 $14,042.60 8.750% No No Self-Employed           xxxxxx               $37,133.67 1 xxxxxx $3,972.96 xxxxxx $331.08           36.399% 36.399% 36.399% 12/17/2024 750                   No No             [Borrower - xxxxxx | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2020
[Borrower - xxxxxx | Primary Income - Sole Proprietor]; Other - 2020
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 1yr 1099                               0 0 0 No xxxxxx xxxxxx $25,391.00 xxxxxx 6.930% $0.00 2.7 None     No No 8.750% 0   0 0 2 0       No           Not Stated       xxxxxx $478,348.72 23.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             14.24   Yes No xxxxxx Mortgagor Focused
xxxxxx 829946 xxxxxx N/A     xxxxxx No No $17,730.00 $21,494.05 xxxxxx 7.061% $4,540.19 $4,540.19 6.750% No No Self-Employed           xxxxxx               $23,088.64 1 xxxxxx $1,320.00 xxxxxx $110.00           28.471% 28.471% 28.471% 01/27/2025 755                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $17,730.00 xxxxxx 6.850% $10,000.00   None     N/A No 6.750% 0   0 0 0 0     13.00 No                   xxxxxx $492,908.80 39.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             19.64   No No xxxxxx Mortgagor Focused
xxxxxx 829969 xxxxxx N/A     xxxxxx No No         $3,321.27 $3,321.27 7.500% No No               xxxxxx               2 xxxxxx $1,102.56 xxxxxx $91.88           0.000% 0.000% 0.000% 12/19/2024 712                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 7.500% 0 0 0 0 0 0     0.00 No 1.46 0.68               xxxxxx $3,678.51   No         Yes Preliminary Fee Simple Trust Business Entity Individual Trustee                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 122.04     No xxxxxx Property Focused
xxxxxx 829993 xxxxxx Exempt from ATR Yes Yes xxxxxx Yes No $18,495.00 $22,080.40 xxxxxx 9.061% $4,044.51 $4,044.51 8.625% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $12,549.65 2 xxxxxx $2,046.96 xxxxxx $170.58           38.479% 38.479% 38.479% 01/28/2025 698                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2020
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2020
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $18,495.00 xxxxxx 6.920% $0.00   None     N/A No 8.625% 0 0 0 0 0 0     12.00 No                   xxxxxx $758,834.03 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       108.47     No xxxxxx Mortgagor Focused
xxxxxx 830013 xxxxxx N/A     xxxxxx No No         $1,169.17 $1,169.17 7.875% No No             Permanent Resident Alien                 1 xxxxxx $1,836.84 xxxxxx $153.07           0.000% 0.000% 0.000% 01/11/2025 680                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.7       No No 7.875% 0   0 0 0 0     0.00 No 1.12 0.89               xxxxxx $40,232.78 19.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             3.35     Yes xxxxxx Property Focused
xxxxxx 830043 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,894.00 $9,575.41 xxxxxx 7.043% $8,316.28 $8,316.28 7.000% No No Not Employed Non-Employment Income Employed   5.9     xxxxxx xxxxxx           $25,986.79 1 xxxxxx $3,331.44 xxxxxx $277.62 xxxxxx   $2,112.00   Annually 38.618% 38.618% 38.618% 01/06/2025 813 813 815 820 Level 4-Stated/Verified as defined   Level 5-Stated/Verified as defined   Level 3-Stated/Verified as defined   Yes No             [Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
  Other Documentation (O) Asset Depletion                               0 0 0 No xxxxxx Verus $5,894.00 xxxxxx 6.930% $0.00 1.6 None     No No 7.000% 0 0 0 0 0 0     0.00 No         Other Not Stated       xxxxxx $3,744,813.53 100.000% No     24   Yes Commitment Fee Simple Trust Business Entity Individual Trustee Individual Trustee                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 214.33   Yes No xxxxxx Mortgagor Focused
xxxxxx 830086 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $17,332.70 $20,103.25 xxxxxx 8.815% $5,074.83 $5,074.83 8.500% No No Self-Employed Not Employed         xxxxxx xxxxxx             $14,009.64 1 xxxxxx $695.04 xxxxxx $57.92 xxxxxx xxxxxx $220.00   Monthly 30.872% 30.872% 30.872% 01/28/2025 663                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2009
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $17,332.70 xxxxxx 6.930% $0.00 2.0 None     N/A No 8.500% 0 0 0 0 3 0   12 0.00 No           Not Stated       xxxxxx $176,929.02 21.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       23.99     No xxxxxx Mortgagor Focused
xxxxxx 830092 xxxxxx Non QM     xxxxxx Yes No $42,094.00 $45,150.51 xxxxxx 8.630% $9,766.47 $9,766.47 8.250% No No Non-Employment Income           xxxxxx               $196,710.18 1 xxxxxx $5,658.60 xxxxxx $471.55           8.062% 8.062% 8.062% 01/03/2025 688                   No No             [Borrower - xxxxxx | Primary Income - Royalty]; Other - 2025
[Borrower - xxxxxx | Primary Income - Royalty]; 1099 - 2024
[Borrower - xxxxxx | Primary Income - Royalty]; 1099 - 2023
[Borrower - xxxxxx | Primary Income - Royalty]; 1099 - 2022
[Borrower - xxxxxx | Primary Income - Royalty]; Other - 2021
[Borrower - xxxxxx | Primary Income - Royalty]; Other - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx xxxxxx $42,094.00 xxxxxx 6.930% $0.00 2.5 None     N/A No 8.250% 0   2 0 2 0     0.00 No                   xxxxxx     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 37.36     No xxxxxx Mortgagor Focused
xxxxxx 830108 xxxxxx Non QM     xxxxxx Yes No $22,369.06 $29,582.58 xxxxxx 8.290% $11,328.65 $11,328.65 8.125% No No Self-Employed           xxxxxx               $62,850.46 1 xxxxxx $2,064.12 xxxxxx $172.01           35.327% 35.327% 35.327% 11/26/2024 779                   No Yes 36 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2020
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2020
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $22,369.06 xxxxxx 6.850% $0.00 2.6 None     Yes No 8.125% 0   0 0 0 0   12 0.00 Yes                   xxxxxx $468,105.25 26.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             9.35   No No xxxxxx Mortgagor Focused
xxxxxx 830137 xxxxxx N/A     xxxxxx No No         $2,872.50 $2,872.50 9.000% No No             xxxxxx                 1 xxxxxx $1,907.04 xxxxxx $158.92           0.000% 0.000% 0.000% 12/23/2024 713                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         N/A No 9.000% 0   0 0 0 0     0.00 No 1.33 0.75               xxxxxx $164,101.11 32.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             3.33     Yes xxxxxx Property Focused
xxxxxx 830139 xxxxxx N/A     xxxxxx No No         $2,046.53 $2,046.53 7.250% No No             xxxxxx                 1 xxxxxx $3,994.80 xxxxxx $332.90           0.000% 0.000% 0.000% 01/21/2025 663                   No No                   DSCR                               1 0 0 No xxxxxx xxxxxx       $0.00 1.0       No No 7.250% 0   0 0 0 0     0.00 No 1.07 0.94               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 19.38     No xxxxxx Property Focused
xxxxxx 830155 xxxxxx Non QM     xxxxxx Yes No $8,864.75 $10,230.20 xxxxxx 9.480% $1,610.71 $1,933.03 8.990% No No Employed           xxxxxx               $7,509.93 1 xxxxxx $2,538.00 xxxxxx $211.50           28.733% 25.675% 28.733% 01/27/2025 669                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
Full Documentation (F) 2yr Full Doc                               1 0 0 No xxxxxx Verus $8,864.75 xxxxxx 6.850% $0.00 1.0 None     No No 8.990% 3   0 0 3 0     0.00 No                 240 xxxxxx     No 25       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 18.64     No xxxxxx Mortgagor Focused
xxxxxx 830176 xxxxxx N/A     xxxxxx No No         $1,243.73 $1,243.73 8.000% No No               xxxxxx               1 xxxxxx $528.96 xxxxxx $44.08           0.000% 0.000% 0.000% 01/08/2025 707                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.000% 0 0 0 0 0 0     0.00 No 1.19 0.84               xxxxxx     No         Yes Final Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 106.87     Yes   Property Focused
xxxxxx 830185 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $6,645.00 $8,848.00 xxxxxx 7.255% $3,718.93 $3,718.93 7.125% No No Employed           xxxxxx               $7,215.78 1 xxxxxx $1,272.00 xxxxxx $106.00 xxxxxx   $946.30   Annually 38.513% 38.513% 38.513% 12/31/2024 779                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $6,645.00 xxxxxx 6.930% $10,000.00 1.4 None     Yes No 7.125% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $30,784.75 4.000% No 24       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             21.22   Yes No xxxxxx Mortgagor Focused
xxxxxx 830198 xxxxxx N/A     xxxxxx No No         $6,744.68 $6,744.68 8.875% No No             xxxxxx                 4 xxxxxx $1,995.96 xxxxxx $166.33           0.000% 0.000% 0.000% 12/19/2024 694                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 8.875% 0   0 0 0 0     0.00 No 1.25 0.8               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 49.92     Yes xxxxxx Property Focused
xxxxxx 830206 xxxxxx N/A     xxxxxx No No         $941.12 $941.12 8.125% No No               xxxxxx               1 xxxxxx $3,626.76 xxxxxx $302.23           0.000% 0.000% 0.000% 11/19/2024 784                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.3       No No 8.125% 0 0 0 0 0 0     0.00 No 1.51 0.66               xxxxxx     No         Yes Commitment Fee Simple Corp Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx   xxxxxx                     No 79.24     No xxxxxx Property Focused
xxxxxx 830217 xxxxxx N/A     xxxxxx No No         $2,820.87 $2,820.87 7.750% No No             xxxxxx                 1 xxxxxx $1,131.84 xxxxxx $94.32           0.000% 0.000% 0.000% 01/28/2025 765                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00 1.0       N/A No 7.750% 0   0 0 0 0     0.00 No 0.91 1.09               xxxxxx $205,005.29 38.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             17.52     No xxxxxx Property Focused
xxxxxx 830223 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $14,735.00 $16,876.70 xxxxxx 8.342% $13,673.05 $13,673.05 8.250% No No Self-Employed           xxxxxx               $57,261.10 1 xxxxxx $1,983.96 xxxxxx $165.33 xxxxxx xxxxxx $100.00   Monthly 30.009% 30.009% 30.009% 01/02/2025 698                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2022
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $14,735.00 xxxxxx 6.930% $0.00   None     N/A No 8.250% 0   0 0 0 0   24 0.00 No           Not Stated       xxxxxx $1,015,776.36 45.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             36.11   No No xxxxxx Mortgagor Focused
xxxxxx 830232 xxxxxx N/A     xxxxxx No No         $1,259.82 $1,259.82 8.375% No No         0     xxxxxx xxxxxx             1 xxxxxx $1,588.32 xxxxxx $132.36           0.000% 0.000% 0.000% 01/20/2025 718       Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.7       N/A No 8.375% 0 0 0 0 0 0     0.00 No 1.01 0.99               xxxxxx     No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 14.7     No xxxxxx Property Focused
xxxxxx 830245 xxxxxx N/A     xxxxxx No No         $1,614.72 $1,614.72 8.500% No No             xxxxxx xxxxxx               1 xxxxxx $5,435.04 xxxxxx $452.92           0.000% 0.000% 0.000% 01/04/2025 788                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00 1.0       N/A No 8.500% 0 0 0 0 0 0     0.00 No 0.88 1.13               xxxxxx $110,309.55 37.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       5.23     No xxxxxx Property Focused
xxxxxx 830250 xxxxxx N/A     xxxxxx No No         $740.42 $740.42 7.750% No No               xxxxxx               1 xxxxxx $1,756.92 xxxxxx $146.41           0.000% 0.000% 0.000% 01/15/2025 735                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       N/A No 7.750% 0 0 0 0 0 0     0.00 No 1.54 0.65               xxxxxx     No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 91.96     No xxxxxx Property Focused
xxxxxx 830271 xxxxxx N/A     xxxxxx No No         $2,074.77 $2,074.77 9.125% No No             Non-Permanent Resident Alien       xxxxxx         1 xxxxxx $744.00 xxxxxx $62.00 xxxxxx   $397.00   Monthly 0.000% 0.000% 0.000% 01/08/2025 758                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 9.125% 0   0 0 0 0     0.00 No 0.8 1.26               xxxxxx $180,592.94 53.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             24.07     No xxxxxx Property Focused
xxxxxx 830293 xxxxxx Non QM     xxxxxx Yes No $58,174.00 $29,175.07 xxxxxx 8.008% $11,546.73 $11,546.73 7.875% No No Self-Employed           xxxxxx               $37,476.88 1 xxxxxx $3,660.00 xxxxxx $305.00           46.498% 46.498% 46.498% 02/27/2025 722                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2009
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $58,174.00 xxxxxx 6.930% $0.00 3.3 None     No No 7.875% 0   0 0 0 0     12.00 No                   xxxxxx     No         Yes Short Form Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 118.29   No No xxxxxx Mortgagor Focused
xxxxxx 830298 xxxxxx N/A     xxxxxx No No         $3,680.53 $3,680.53 7.625% No No             xxxxxx xxxxxx               1 xxxxxx $1,272.00 xxxxxx $106.00           0.000% 0.000% 0.000% 12/03/2024 702                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00 1.0       Yes No 7.625% 0 0 0 0 0 0     0.00 No 0.78 1.28               xxxxxx $117,536.21   No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 31.32       xxxxxx Property Focused
xxxxxx 830309 xxxxxx Non QM     xxxxxx Yes No $6,091.20 $7,524.95 xxxxxx 7.451% $1,414.81 $1,414.81 7.125% No No Self-Employed           xxxxxx               $6,630.38 1 xxxxxx $2,900.16 xxxxxx $241.68           23.098% 23.098% 23.098% 01/31/2025 726                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2021
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $6,091.20 xxxxxx 6.850% $0.00 1.0 None     N/A No 7.125% 0   0 0 3 0   12 0.00 Yes                   xxxxxx $3,904.08   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 33.96     No xxxxxx Mortgagor Focused
xxxxxx 830310 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $26,260.25 $10,814.35 xxxxxx 8.940% $8,043.97 $8,043.97 8.875% No No Self-Employed           xxxxxx               $49,043.19 1 xxxxxx $8,027.04 xxxxxx $668.92           30.296% 30.296% 30.296% 12/10/2024 687                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2024
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $26,260.25 xxxxxx 6.930% $0.00 1.0 None     N/A No 8.875% 0   0 0 0 0     14.00 No           Not Stated       xxxxxx $59,990.38   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 9.66   No No xxxxxx Mortgagor Focused
xxxxxx 830314 xxxxxx Non QM     xxxxxx Yes No $6,878.84 $8,746.47 xxxxxx 9.199% $2,141.81 $2,141.81 8.875% No No Self-Employed           xxxxxx               $21,675.22 1 xxxxxx $1,277.04 xxxxxx $106.42 xxxxxx   $750.00   Annually 19.821% 19.821% 19.821% 01/30/2025 657                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $6,878.84 xxxxxx 6.930% $4,000.00 1.6 None     N/A No 8.875% 0   0 0 3 0   12 0.00 No                   xxxxxx $105,616.51 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             7.67     No xxxxxx Mortgagor Focused
xxxxxx 830342 xxxxxx Exempt from ATR Yes Yes xxxxxx Yes No $12,695.00 $17,275.50 xxxxxx 7.764% $3,880.64 $3,880.64 7.500% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $8,576.61 1 xxxxxx $1,739.04 xxxxxx $144.92           37.078% 37.078% 37.078% 12/19/2024 793                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Business License - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
  Alternative Documentation (A) 2yr P&L w/o Bank Statements                               0 0 0 No xxxxxx Verus $12,695.00 xxxxxx 6.920% $0.00 1.0 None     N/A No 7.500% 0   0 0 0 0     24.00 No                   xxxxxx $215,330.70 29.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Employment Authorization         8.42     No xxxxxx Mortgagor Focused
xxxxxx 830364 xxxxxx N/A     xxxxxx No No         $3,653.40 $3,653.40 7.500% No No             xxxxxx                 1 xxxxxx $970.08 xxxxxx $80.84           0.000% 0.000% 0.000% 01/02/2025 779                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       N/A No 7.500% 0   0 0 0 0     0.00 No 1.01 0.99               xxxxxx $266,264.12   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 196.69     No xxxxxx Property Focused
xxxxxx 830369 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $9,143.75 $10,271.15 xxxxxx 7.789% $2,557.38 $2,557.38 7.500% No No Self-Employed           xxxxxx               $3,096.53 1 xxxxxx $2,312.04 xxxxxx $192.67           48.755% 48.755% 48.755% 01/30/2025 682                   No Yes 12 Business 57.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $9,143.75 xxxxxx 6.870% $0.00 1.2 None     No No 7.500% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $2,574.74   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 19.25     No xxxxxx Mortgagor Focused
xxxxxx 830379 xxxxxx Non QM     xxxxxx Yes No $12,962.34 $14,745.98   7.997% $9,036.99 $9,036.99 7.875% No No Self-Employed           xxxxxx               $16,848.13 1 xxxxxx $987.00 xxxxxx $82.25           44.755% 44.755% 44.755% 02/03/2025 792                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes xxxxxx Verus $12,962.34   6.850% $34,825.63 1.0 None     Yes No 7.875% 0   0 0 2 0   12 0.00 Yes                   xxxxxx $216,401.41 16.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             14.83   No No xxxxxx Mortgagor Focused
xxxxxx 830427 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,814.00 $5,042.56 xxxxxx 8.057% $5,136.35 $5,136.35 8.000% No No Self-Employed           xxxxxx               $49,936.96 1 xxxxxx $1,920.96 xxxxxx $160.08           12.179% 12.179% 12.179% 02/10/2025 776                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2020
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No xxxxxx Verus $2,814.00 xxxxxx 6.870% $0.00 1.4 None     N/A No 8.000% 0   0 0 3 0   24 0.00 No           Not Stated       xxxxxx $223,677.21 26.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             23.21     No xxxxxx Mortgagor Focused
xxxxxx 830428 xxxxxx N/A     xxxxxx No No         $782.11 $782.11 7.625% No No         0     xxxxxx xxxxxx             1 xxxxxx $1,643.28 xxxxxx $136.94           0.000% 0.000% 0.000% 12/13/2024 729       Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.5       Yes No 7.625% 0 0 0 0 0 0     0.00 No 1.34 0.74               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 784.18     No xxxxxx Property Focused
xxxxxx 830436 xxxxxx N/A     xxxxxx No No         $725.08 $725.08 7.875% No No             xxxxxx                 1 xxxxxx $572.04 xxxxxx $47.67 xxxxxx   $483.00   Monthly 0.000% 0.000% 0.000% 01/30/2025 691                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.1       No No 7.875% 0   0 0 0 0     0.00 No 1.23 0.81               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 49.31     Yes xxxxxx Property Focused
xxxxxx 830454 xxxxxx N/A     xxxxxx No No         $1,195.85 $1,195.85 7.125% No No             Permanent Resident Alien                 2 xxxxxx $3,565.44 xxxxxx $297.12           0.000% 0.000% 0.000% 12/03/2024 726                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 7.125% 0   0 0 0 0     0.00 No 1.11 0.9               xxxxxx $336,662.08 95.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             59.48     No xxxxxx Property Focused
xxxxxx 830459 xxxxxx N/A     xxxxxx No No         $2,899.12 $2,899.12 7.625% No No         0     Foreign National Foreign National     xxxxxx xxxxxx     1 xxxxxx $1,508.04 xxxxxx $125.67 xxxxxx   $350.00   Monthly 0.000% 0.000% 0.000%           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.7       No No 7.625% 0 0 0 0 0 0     0.00 No 1.11 0.9               xxxxxx $233,136.39 40.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity Yes   No                                   14.77     Yes xxxxxx Property Focused
xxxxxx 830502 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,950.72 $6,942.91 xxxxxx 7.897% $1,854.42 $1,854.42 7.625% No No Self-Employed           xxxxxx               $10,118.20 1 xxxxxx $1,943.04 xxxxxx $161.92           22.433% 22.433% 22.433% 01/10/2025 684                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $5,950.72 xxxxxx 6.920% $0.00 3.3 None     N/A No 7.625% 0   0 0 0 0     12.00 No           Not Stated       xxxxxx $0.00   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 38.26   No No xxxxxx Mortgagor Focused
xxxxxx 830505 xxxxxx N/A     xxxxxx No No         $1,798.17 $1,798.17 7.875% No No             xxxxxx                 1 xxxxxx $1,892.04 xxxxxx $157.67           0.000% 0.000% 0.000% 12/06/2024 730                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.875% 0   0 0 0 0     0.00 No 1 1               xxxxxx $103,505.41 33.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             15.82     No xxxxxx Property Focused
xxxxxx 830541 xxxxxx Exempt from ATR Yes Yes xxxxxx Yes No $29,364.00 $31,314.26 xxxxxx 6.922% $6,413.35 $6,413.35 6.625% No No Self-Employed           xxxxxx               $78,389.15 1 xxxxxx $3,177.00 xxxxxx $264.75           25.954% 25.954% 25.954% 09/23/2024 704                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $29,364.00 xxxxxx 6.360% $16,868.00   None     N/A No 6.625% 0   0 0 3 0   12 0.00 No                   xxxxxx $12,000.00 1.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             167.74   Yes No xxxxxx Mortgagor Focused
xxxxxx 830544 xxxxxx N/A     xxxxxx No No $7,081.81 $9,321.44 xxxxxx 9.070% $1,580.08 $1,580.08 8.625% No No Employed Employed         xxxxxx xxxxxx             $11,084.85 2 xxxxxx $1,623.00 xxxxxx $135.25           33.411% 33.411% 33.411% 01/10/2025 805                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $7,081.81 xxxxxx 6.920% $14,340.00   None     N/A No 8.625% 3 3 0 0 4 0     0.00 No                   xxxxxx $66,321.04 28.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       13.17   No No xxxxxx Mortgagor Focused
xxxxxx 830557 xxxxxx N/A     xxxxxx No No $7,600.00 $8,974.42 xxxxxx 7.236% $1,567.99 $1,567.99 6.500% No No Employed           xxxxxx               $17,219.89 1 xxxxxx $2,091.00 xxxxxx $174.25           42.600% 42.600% 42.600% 01/04/2023 760                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2021
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $7,600.00 xxxxxx 5.300% $0.00 1.0 DU   ApproveEligible Yes No 6.500% 2   0 0 3 0     0.00 No                   xxxxxx $98,786.00 44.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             18.31   No No xxxxxx Mortgagor Focused
xxxxxx 830582 xxxxxx N/A     xxxxxx No No         $724.83 $724.83 7.750% No No               Non-Permanent Resident Alien       xxxxxx       4 xxxxxx $2,538.00 xxxxxx $211.50           0.000% 0.000% 0.000% 12/18/2024 677                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.750% 0 0 0 0 0 0     0.00 No 3.34 0.3               xxxxxx $0.00   No         Yes Commitment Fee Simple Corp Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     Yes 73.93     Yes xxxxxx Property Focused
xxxxxx 830597 xxxxxx N/A     xxxxxx No No         $1,571.30 $1,571.30 7.625% No No               xxxxxx               1 xxxxxx $3,320.64 xxxxxx $276.72           0.000% 0.000% 0.000% 11/08/2024 815                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.625% 0 0 0 0 0 0     0.00 No 1.41 0.71               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 63.96     Yes xxxxxx Property Focused
xxxxxx 830603 xxxxxx N/A     xxxxxx No No         $1,571.30 $1,571.30 7.625% No No               xxxxxx               1 xxxxxx $5,027.64 xxxxxx $418.97           0.000% 0.000% 0.000% 11/08/2024 815                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.625% 0 0 0 0 0 0     0.00 No 1.33 0.75               xxxxxx     No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 68.72     Yes xxxxxx Property Focused
xxxxxx 830622 xxxxxx Non QM     xxxxxx Yes No $2,290.00 $6,432.75 xxxxxx 7.901% $11,021.05 $11,021.05 7.875% No No Not Employed Non-Employment Income Not Employed   0     xxxxxx xxxxxx           $92,368.46 1 xxxxxx $4,364.88 xxxxxx $363.74           13.030% 13.030% 13.030% 12/09/2024 810 810 837 801 Level 4-Stated/Verified as defined   Level 1-Not Stated/Not Verified   Level 1-Not Stated/Not Verified   Yes No             [Coborrower(s) - xxxxxx | Primary Income - Asset Depletion]; Account Statements - 2025   Other Documentation (O) Asset Depletion                               0 0 0 No xxxxxx Verus $2,290.00 xxxxxx 6.920% $0.00 5.0 None     No No 7.875% 0 0 0 0 0 0     0.00 No         Other         xxxxxx $15,414,129.38 100.000% No         Yes Final Fee Simple Trust Business Entity Individual Trustee Individual Trustee                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 1176.75   Yes No xxxxxx Mortgagor Focused
xxxxxx 830634 xxxxxx N/A     xxxxxx No No         $2,064.95 $2,064.95 7.125% No No             Foreign National       xxxxxx         1 xxxxxx $3,048.96 xxxxxx $254.08 xxxxxx   $1,500.00   Annually 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 2.5       N/A No 7.125% 0   0 0 0 0     0.00 No 1.01 0.99               xxxxxx $368,324.41 61.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No                                   8.45     No xxxxxx Property Focused
xxxxxx 830653 xxxxxx Non QM     xxxxxx Yes No $7,630.00 $13,566.87 xxxxxx 8.632% $8,359.63 $8,359.63 8.500% No No Employed Self-Employed         xxxxxx xxxxxx             $19,004.98 1 xxxxxx $3,461.04 xxxxxx $288.42 xxxxxx   $600.00   Annually 47.920% 47.920% 47.920% 01/27/2025 746                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 2yr P&L w/o Bank Statements                               0 0 0 No xxxxxx xxxxxx $7,630.00 xxxxxx 6.920% $10,000.00 2.1 None     No No 8.500% 1 0 0 0 2 0     0.00 No                   xxxxxx $360,561.85 27.000% No 25       Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       11.35   No No xxxxxx Mortgagor Focused
xxxxxx 830660 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $24,295.00 $38,927.56 xxxxxx 8.098% $10,658.52 $10,658.52 7.875% No No Self-Employed           xxxxxx               $1,013,355.05 1 xxxxxx $1,827.00 xxxxxx $152.25 xxxxxx xxxxxx $700.00   Annually 1.892% 1.892% 1.892% 01/29/2025 674                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2015
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 24mo Bank Statement                               0 0 0 Yes xxxxxx Verus $24,295.00 xxxxxx 6.920% $2,800.00 2.4 None     No No 7.875% 0   0 0 2 0   24 0.00 No           Not Stated       xxxxxx $73,500.00 3.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             159.28   Yes No xxxxxx Mortgagor Focused
xxxxxx 830667 xxxxxx N/A     xxxxxx No No $16,805.00 $19,998.20 xxxxxx 7.933% $4,813.00 $4,813.00 7.625% No No Not Employed Employed Self-Employed   6.09     xxxxxx xxxxxx           $11,436.52 1 xxxxxx $2,085.36 xxxxxx $173.78 xxxxxx xxxxxx $1,000.00   Monthly 42.201% 42.201% 42.201% 02/13/2025 773       Level 3-Stated/Partially Verified   Level 3-Stated/Partially Verified   Level 3-Stated/Verified as defined   No Yes 12 Business 39.000%       [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Non-Primary Income - Shared Bank Statements]; Other - 2019
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $16,805.00 xxxxxx 6.920% $0.00 1.0 None     Yes No 7.625% 0 2 0 0 0 0   12 0.00 No                   xxxxxx $421,881.93 50.000% No         Yes Preliminary Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 33.26   No No xxxxxx Mortgagor Focused
xxxxxx 830670 xxxxxx N/A     xxxxxx No No         $1,280.07 $1,280.07 7.125% No No             xxxxxx                 1 xxxxxx $450.00 xxxxxx $37.50 xxxxxx   $476.00   Monthly 0.000% 0.000% 0.000% 12/20/2024 811                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.125% 0   0 0 0 0     0.00 No 1.21 0.83               xxxxxx $521,219.45 100.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             76.35     No xxxxxx Property Focused
xxxxxx 830681 xxxxxx N/A     xxxxxx No No $14,378.00 $17,426.07 xxxxxx 7.635% $4,641.34 $4,641.34 7.375% No No Self-Employed           xxxxxx               $123,591.20 1 xxxxxx $755.04 xxxxxx $62.92           10.416% 10.416% 10.416% 02/04/2025 806                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2012
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $14,378.00 xxxxxx 6.850% $0.00 1.7 None     N/A No 7.375% 0   0 0 3 0   12 0.00 No                   xxxxxx $25,650.00 3.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             29.06   No No xxxxxx Mortgagor Focused
xxxxxx 830705 xxxxxx N/A     xxxxxx No No         $2,873.64 $2,873.64 7.625% No No               Foreign National       xxxxxx       1 xxxxxx $1,447.20 xxxxxx $120.60 xxxxxx   $449.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 4.0       No No 7.625% 0 0 0 0 0 0     0.00 No 1.27 0.79               xxxxxx $204,000.00 35.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity Yes   No                                   32.55     Yes xxxxxx Property Focused
xxxxxx 830713 xxxxxx N/A     xxxxxx No No         $1,701.00 $1,701.00 7.125% No No             Permanent Resident Alien                 1 xxxxxx $719.04 xxxxxx $59.92 xxxxxx   $37.00   Monthly 0.000% 0.000% 0.000% 01/03/2025 756                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0   0 0 0 0     0.00 No 1 1               xxxxxx $114,296.90 24.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             4.29     No xxxxxx Property Focused
xxxxxx 830714 xxxxxx N/A     xxxxxx No No         $1,886.41 $1,886.41 7.125% No No         0     xxxxxx xxxxxx             2 xxxxxx $1,584.00 xxxxxx $132.00           0.000% 0.000% 0.000% 01/02/2025 739       Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 7.125% 0 0 0 0 0 0     0.00 No 1.99 0.5               xxxxxx $137,819.63 34.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 41.4     No xxxxxx Property Focused
xxxxxx 830716 xxxxxx N/A     xxxxxx No No         $1,739.55 $1,739.55 7.250% No No             xxxxxx                 1 xxxxxx $2,328.96 xxxxxx $194.08 xxxxxx   $50.00   Annually 0.000% 0.000% 0.000% 01/23/2025 725                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.250% 0   0 0 0 0     0.00 No 1.12 0.9               xxxxxx $227,101.86 53.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             20.87     Yes xxxxxx Property Focused
xxxxxx 830723 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $1,719.00 $4,925.53 xxxxxx 7.449% $2,590.03 $2,590.03 7.375% No No Non-Employment Income Employed         xxxxxx xxxxxx             $13,516.92 1 xxxxxx $1,586.04 xxxxxx $132.17 xxxxxx xxxxxx $253.00   Monthly 38.765% 38.765% 38.765% 01/27/2025 800                   No No             [Borrower - xxxxxx | Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $1,719.00 xxxxxx 6.880% $5,000.00 1.4 None     N/A No 7.375% 0 2 0 0 3 0     0.00 No           Not Stated       xxxxxx $577,334.57 74.000% No   25     Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       51.16   No No xxxxxx Mortgagor Focused
xxxxxx 830726 xxxxxx N/A     xxxxxx No No         $1,087.61 $1,087.61 7.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $388.20 xxxxxx $32.35 xxxxxx   $363.00   Monthly 0.000% 0.000% 0.000% 01/13/2025 773       Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 2.1       No No 7.875% 0 0 0 0 0 0     0.00 No 1.21 0.83               xxxxxx $5,249.37 2.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 263.95     Yes xxxxxx Property Focused
xxxxxx 830746 xxxxxx N/A     xxxxxx No No $13,604.00 $9,560.96 xxxxxx 8.062% $1,630.86 $1,630.86 7.625% No No Self-Employed Not Employed         xxxxxx xxxxxx             $16,853.81 1 xxxxxx $1,975.08 xxxxxx $164.59 xxxxxx   $529.00   Monthly 33.800% 33.800% 33.800% 01/15/2025 743                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.20000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $13,604.00 xxxxxx 6.880% $9,035.20 2.3 None     Yes No 7.625% 0 0 0 0 3 0   12 0.00 Yes                   xxxxxx $89,268.95 29.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       8.01   No No xxxxxx Mortgagor Focused
xxxxxx 830755 xxxxxx N/A     xxxxxx No No         $3,123.72 $3,123.72 7.375% No No               xxxxxx               2 xxxxxx $1,559.04 xxxxxx $129.92           0.000% 0.000% 0.000% 01/06/2025 690                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00         No No 7.375% 0 0 0 0 0 0     0.00 No 1.18 0.85               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 28.47     No xxxxxx Property Focused
xxxxxx 830768 xxxxxx N/A     xxxxxx No No $59,650.00 $25,295.37 xxxxxx 7.646% $6,630.49 $6,630.49 7.375% No No Not Employed Self-Employed           xxxxxx             $18,508.56 1 xxxxxx $912.96 xxxxxx $76.08           47.591% 47.591% 47.591% 02/07/2025 793                   No No             [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $59,650.00 xxxxxx 6.920% $0.00   None     N/A No 7.375% 0 0 0 0 0 0     0.00 No                   xxxxxx     No         Yes Preliminary Fee Simple Trust Business Entity Individual Trustee                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 120.82   No No xxxxxx Mortgagor Focused
xxxxxx 830771 xxxxxx N/A     xxxxxx No No         $3,546.76 $3,546.76 6.875% No No         0     Foreign National Foreign National     xxxxxx xxxxxx     1 xxxxxx $2,018.64 xxxxxx $168.22 xxxxxx   $362.00   Monthly 0.000% 0.000% 0.000%           Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 3.3       No No 6.875% 0 0 0 0 0 0     0.00 No 1.52 0.66               xxxxxx $531,337.24 59.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity Yes   No                                   31.99     No xxxxxx Property Focused
xxxxxx 830772 xxxxxx Non QM     xxxxxx Yes No $31,697.90 $33,202.09 xxxxxx 8.086% $6,212.92 $7,897.53 7.750% No No Self-Employed           xxxxxx               $14,731.54 1 xxxxxx $7,924.44 xxxxxx $660.37           45.288% 39.031% 45.288% 02/06/2025 708                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2010
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $31,697.90 xxxxxx 6.870% $0.00 1.6 None     No No 7.750% 0   0 0 3 0   12 0.00 No                 240 xxxxxx $1,563.97   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 8.62   No No xxxxxx Mortgagor Focused
xxxxxx 830779 xxxxxx N/A     xxxxxx No No         $1,561.01 $1,561.01 7.125% No No               Permanent Resident Alien               1 xxxxxx $900.96 xxxxxx $75.08           0.000% 0.000% 0.000% 01/28/2025 788                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0 0 0 0 0 0     0.00 No 1.15 0.87               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 107.12     No xxxxxx Property Focused
xxxxxx 830802 xxxxxx Non QM     xxxxxx Yes No $12,923.00 $19,932.88 xxxxxx 7.408% $5,437.50 $7,113.38 7.250% No No Employed Employed         xxxxxx xxxxxx             $26,502.95 1 xxxxxx $1,098.00 xxxxxx $91.50 xxxxxx xxxxxx $1,124.00   Monthly 42.782% 39.164% 42.782% 01/13/2025 745                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2023
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx Verus $12,923.00 xxxxxx 6.880% $0.00 1.9 None     N/A No 7.250% 2 1 1 0 3 1     0.00 No                 240 xxxxxx $1,964,295.23 100.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       107.21   No No xxxxxx Mortgagor Focused
xxxxxx 830807 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $14,324.00 $16,484.99 xxxxxx 7.092% $9,969.47 $9,969.47 6.990% No No Self-Employed           xxxxxx               $34,089.01 1 xxxxxx $696.00 xxxxxx $58.00 xxxxxx xxxxxx $3,000.00   Monthly 31.396% 31.396% 31.396% 12/16/2024 801                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2012
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2010
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx xxxxxx $14,324.00 xxxxxx 6.870% $0.00 2.2 None     N/A No 6.990% 0   0 0 0 0   12 0.00 No           Not Stated       xxxxxx $131,615.76   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 104.19     No xxxxxx Mortgagor Focused
xxxxxx 830812 xxxxxx N/A     xxxxxx No No         $1,208.68 $1,208.68 7.375% No No             xxxxxx                 2 xxxxxx $1,402.08 xxxxxx $116.84           0.000% 0.000% 0.000% 01/27/2025 795                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.375% 0   0 0 0 0     0.00 No 1.49 0.67               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 96.75     No xxxxxx Property Focused
xxxxxx 830883 xxxxxx N/A     xxxxxx No No         $1,513.42 $1,513.42 7.750% No No             xxxxxx                 1 xxxxxx $2,627.52 xxxxxx $218.96           0.000% 0.000% 0.000% 12/13/2024 677                   No No                   DSCR                               1 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.750% 0   0 0 0 0     0.00 No 1.01 0.99               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 85.68     No xxxxxx Property Focused
xxxxxx 830888 xxxxxx N/A     xxxxxx No No         $2,492.76 $2,492.76 7.125% No No             xxxxxx                 1 xxxxxx $1,245.96 xxxxxx $103.83           0.000% 0.000% 0.000% 12/18/2024 689                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0   0 0 0 0     0.00 No 1.27 0.79               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No xxxxxx xxxxxx xxxxxx                           No 64.54     No xxxxxx Property Focused
xxxxxx 830890 xxxxxx N/A     xxxxxx No No         $1,827.12 $1,827.12 7.500% No No             xxxxxx                 1 xxxxxx $842.04 xxxxxx $70.17           0.000% 0.000% 0.000% 01/21/2025 718                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.500% 0   0 0 0 0     0.00 No 1.02 0.98               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 125.3     No xxxxxx Property Focused
xxxxxx 830896 xxxxxx N/A     xxxxxx No No         $1,139.61 $1,139.61 7.375% No No               xxxxxx               1 xxxxxx $891.00 xxxxxx $74.25           0.000% 0.000% 0.000% 01/07/2025 711                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.375% 0 0 0 0 0 0     0.00 No 1.38 0.72               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 89.87     Yes   Property Focused
xxxxxx 830925 xxxxxx Non QM     xxxxxx Yes No $10,571.50 $13,826.63 xxxxxx 7.218% $2,299.25 $2,299.25 6.875% No No Employed           xxxxxx               $4,728.04 1 xxxxxx $1,167.96 xxxxxx $97.33           44.834% 44.834% 44.834% 02/13/2025 785                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Other - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $10,571.50 xxxxxx 6.870% $0.00   None     N/A No 6.875% 3   0 0 2 0     0.00 No                   xxxxxx     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 45.18     No xxxxxx Mortgagor Focused
xxxxxx 830933 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $16,025.00 $19,914.41 xxxxxx 7.504% $5,443.77 $5,443.77 7.250% No No Employed           xxxxxx               $8,546.61 1 xxxxxx $1,856.04 xxxxxx $154.67           43.715% 43.715% 43.715% 02/10/2025 801                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
  Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $16,025.00 xxxxxx 6.880% $8,000.00   None     N/A No 7.250% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $281,292.83 28.000% No 25       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             9.4     No xxxxxx Mortgagor Focused
xxxxxx 830940 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $19,045.00 $19,956.00   8.062% $8,120.78 $8,120.78 7.875% No No Self-Employed Employed         xxxxxx xxxxxx             $12,997.63 1 xxxxxx $3,773.04 xxxxxx $314.42           49.065% 49.065% 49.065% 02/13/2025 701                   No No           Third Party Prepared [Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Non-Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $19,045.00   6.850% $0.00   None     Yes No 7.875% 1 1 0 0 2 0     12.00 No           Not Stated       xxxxxx $259,404.84   No 24 24     Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 26.74     No xxxxxx Mortgagor Focused
xxxxxx 830980 xxxxxx N/A     xxxxxx No No         $2,417.36 $2,417.36 7.375% No No             xxxxxx                 1 xxxxxx $501.96 xxxxxx $41.83 xxxxxx   $846.00   Monthly 0.000% 0.000% 0.000% 11/25/2024 768                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.375% 0   0 0 0 0     0.00 No 0.83 1.2               xxxxxx $32,526.10   No         Yes Short Form Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 84.12     Yes xxxxxx Property Focused
xxxxxx 830996 xxxxxx N/A     xxxxxx No No         $1,470.55 $1,470.55 8.500% No No               xxxxxx               3 xxxxxx $2,134.44 xxxxxx $177.87           0.000% 0.000% 0.000% 02/03/2025 667                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.500% 0 0 0 0 0 0     0.00 No 1.6 0.62               xxxxxx $214,411.94 84.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       75.13     Yes   Property Focused
xxxxxx 830998 xxxxxx N/A     xxxxxx No No         $1,244.37 $1,244.37 8.500% No No               xxxxxx               2 xxxxxx $1,977.60 xxxxxx $164.80           0.000% 0.000% 0.000% 02/03/2025 667                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.500% 0 0 0 0 0 0     0.00 No 1.72 0.58               xxxxxx $214,411.94 95.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       87.67     Yes   Property Focused
xxxxxx 831001 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $10,795.00 $14,692.32 xxxxxx 7.563% $2,892.43 $2,892.43 7.250% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $8,948.75 1 xxxxxx $2,571.00 xxxxxx $214.25           46.572% 46.572% 46.572%   751                   No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 21.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2023
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $10,795.00 xxxxxx 6.870% $0.00   None     N/A No 7.250% 0 0 0 0 0 0   12 0.00 Yes           Not Stated       xxxxxx $49.21 0.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       10.57     No xxxxxx Mortgagor Focused
xxxxxx 831019 xxxxxx Non QM     xxxxxx Yes No $7,225.92 $7,696.95   8.092% $1,705.07 $1,705.07 7.750% No No Self-Employed           xxxxxx               $6,865.12 1 xxxxxx $1,665.96 xxxxxx $138.83           38.715% 38.715% 38.715% 02/03/2025 763                   No Yes 12 Business 63.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2010
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2010
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2010
[Borrower - xxxxxx | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Non-Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Non-Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,225.92   6.850% $40,000.00 1.0 None     N/A No 7.750% 2   0 0 2 0   12 0.00 Yes                   xxxxxx $62,324.70 20.000% No 25       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             7.24   No No xxxxxx Mortgagor Focused
xxxxxx 831067 xxxxxx Non QM     xxxxxx Yes No $12,294.35 $14,638.26 xxxxxx 7.461% $2,711.72 $2,711.72 7.125% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $5,596.89 1 xxxxxx $3,732.96 xxxxxx $311.08 xxxxxx   $125.00   Monthly 49.103% 49.103% 49.103% 02/05/2025 701                   No Yes 24 Business 100.000% 100.000% 100.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement Chapter 7   xxxxxx 1 37.44                     0 0 0 No xxxxxx Verus $12,294.35 xxxxxx 6.620% $0.00 3.3 None     Yes No 7.125% 0 0 0 0 3 0   12 0.00 Yes                   xxxxxx $236,227.89 39.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       7.75     No xxxxxx Mortgagor Focused
xxxxxx 831075 xxxxxx Non QM     xxxxxx Yes No $10,146.00 $11,023.08 xxxxxx 7.698% $1,843.75 $2,072.03 7.375% No No Non-Employment Income Self-Employed         xxxxxx xxxxxx             $4,326.13 1 xxxxxx $888.96 xxxxxx $74.08           37.359% 34.053% 37.359% 12/27/2024 801                   No Yes 12 Business 48.000%   100.000%   [Borrower - xxxxxx | Primary Income - Social Security]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Pension]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $10,146.00 xxxxxx 6.880% $0.00 3.3 None     N/A No 7.375% 0 0 1 0 3 0   12 0.00 No                 360 xxxxxx $963.91   No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 26.51     No xxxxxx Mortgagor Focused
xxxxxx 831100 xxxxxx N/A     xxxxxx No No $18,115.60 $10,795.28 xxxxxx 8.053% $2,263.81 $2,263.81 7.750% No No Self-Employed           xxxxxx               $20,333.35 1 xxxxxx $1,263.24 xxxxxx $105.27 xxxxxx xxxxxx $320.00   Annually 29.648% 29.648% 29.648% 01/08/2025 738                   No Yes 24 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $18,115.60 xxxxxx 6.850% $9,500.00 1.0 None     N/A No 7.750% 0   0 0 0 0   12 0.00 No                   xxxxxx $319,858.99 81.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             84.71   No No xxxxxx Mortgagor Focused
xxxxxx 831115 xxxxxx Non QM     xxxxxx Yes No $38,197.20 $28,002.75 xxxxxx 7.690% $6,326.58 $6,326.58 7.375% No No Self-Employed Non-Employment Income         xxxxxx xxxxxx             $14,820.19 1 xxxxxx $2,097.60 xxxxxx $174.80 xxxxxx   $1,003.00   Monthly 47.651% 47.651% 47.651% 01/06/2025 699                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $38,197.20 xxxxxx 6.850% $0.00   None     N/A No 7.375% 0 0 0 0 3 0     12.00 No                   xxxxxx     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                     No 29.9   No No xxxxxx Mortgagor Focused
xxxxxx 831132 xxxxxx Non QM     xxxxxx Yes No $27,325.00 $30,004.22 xxxxxx 7.462% $23,828.29 $23,828.29 7.375% No No Self-Employed Self-Employed         xxxxxx xxxxxx             $58,910.49 1 xxxxxx $9,335.04 xxxxxx $777.92           36.814% 36.814% 36.814% 01/25/2025 783                   No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $27,325.00 xxxxxx 6.870% ($25,000.00)   None     N/A No 7.375% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $2,402,208.56 38.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       13.4   No No xxxxxx Mortgagor Focused
xxxxxx 831165 xxxxxx Non QM     xxxxxx Yes No $26,010.00 $3,674.56 xxxxxx 7.917% $6,286.35 $6,286.35 7.875% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $13,480.53 1 xxxxxx $3,420.84 xxxxxx $285.07           39.603% 39.603% 39.603% 02/03/2025 735                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx xxxxxx $26,010.00 xxxxxx 6.870% $0.00 1.0 None     N/A No 7.875% 0   0 0 0 0   12 0.00 Yes                   xxxxxx $125,182.10   No         Yes Short Form Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Employment Authorization       No 115.42     No xxxxxx Mortgagor Focused
xxxxxx 831198 xxxxxx N/A     xxxxxx No No         $3,761.16 $3,761.16 7.750% No No               xxxxxx               2 xxxxxx $1,170.96 xxxxxx $97.58           0.000% 0.000% 0.000% 12/31/2024 705                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.750% 0 0 0 0 0 0     0.00 No 1.48 0.68               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 73.38     Yes   Property Focused
xxxxxx 831204 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $1,490.00 $6,493.05 xxxxxx 6.220% $3,699.70 $3,699.70 6.124% No No Self-Employed Employed         xxxxxx xxxxxx             $6,294.28 1 xxxxxx $770.16 xxxxxx $64.18 xxxxxx   $148.00   Monthly 50.171% 50.171% 50.171% 10/04/2024 765                   No No             [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Business License - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $1,490.00 xxxxxx 6.040% $110,000.00 1.0 LP / LPA   Accept/Eligible No No 6.124% 2 1 2 0 3 2       No           Not Stated       xxxxxx $112,664.79 15.000% No   13     Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       12.13     No xxxxxx Mortgagor Focused
xxxxxx 831205 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $1,490.00 $6,603.60 xxxxxx 6.377% $3,764.02 $3,764.02 6.124% No No Employed           xxxxxx               $12,832.96 1 xxxxxx $2,485.56 xxxxxx $207.13           50.010% 50.010% 50.010% 10/03/2024 774                   No No             [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx Verus $1,490.00 xxxxxx 6.120% $11,322.25 1.0 LP / LPA   Accept/Eligible Yes No 6.124% 0   1 0 3 1     0.00 No           Not Stated       xxxxxx $23,473.95 3.000% No 19       Yes Final Fee Simple Individual Individual                         No Individual No   Yes xxxxxx xxxxxx xxxxxx                             0.22   Yes No xxxxxx Mortgagor Focused
xxxxxx 831216 xxxxxx N/A     xxxxxx No No         $1,519.49 $1,519.49 7.375% No No               xxxxxx               1 xxxxxx $6,023.28 xxxxxx $501.94           0.000% 0.000% 0.000% 01/14/2025 661                   No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 5.0       N/A No 7.375% 0 0 0 0 0 0     0.00 No 1.68 0.6               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 14.99     Yes xxxxxx Property Focused
xxxxxx 831252 xxxxxx N/A     xxxxxx No No         $1,595.15 $1,595.15 7.875% No No             xxxxxx                 1 xxxxxx $1,189.20 xxxxxx $99.10           0.000% 0.000% 0.000% 01/31/2025 680                   No No                   DSCR                               1 0 0 No xxxxxx Verus       $0.00 1.9       No No 7.875% 0   0 0 0 0     0.00 No 1.02 0.98               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 110.96     No xxxxxx Property Focused
xxxxxx 831312 xxxxxx Non QM     xxxxxx Yes No $11,308.42 $11,828.33 xxxxxx 10.207% $2,629.01 $2,629.01 9.750% No No Self-Employed           xxxxxx               $14,558.54 1 xxxxxx $3,762.96 xxxxxx $313.58 xxxxxx xxxxxx $310.00   Annually 23.727% 23.727% 23.727% 01/28/2025 694                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $11,308.42 xxxxxx 6.880% $6,900.00   None     Yes No 9.750% 0   0 0 3 0   12 0.00 No                   xxxxxx $4,200.95 1.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             12.35   Yes No xxxxxx Mortgagor Focused
xxxxxx 831315 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $10,870.00 $12,513.18 xxxxxx 8.792% $3,413.98 $3,413.98 8.500% No No Self-Employed           xxxxxx               $102,135.22 1 xxxxxx $1,685.04 xxxxxx $140.42 xxxxxx   $130.00   Monthly 12.382% 12.382% 12.382% 02/02/2025 735                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 1993
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $10,870.00 xxxxxx 6.730% $0.00 1.9 None     Yes No 8.500% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $7,785.98   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 12.91     No xxxxxx Mortgagor Focused
xxxxxx 831332 xxxxxx Non QM     xxxxxx Yes No $7,082.24 $7,850.19 xxxxxx 9.254% $2,832.27 $2,832.27 9.000% No No Self-Employed           xxxxxx               $8,611.98 1 xxxxxx $2,126.04 xxxxxx $177.17 xxxxxx   $1,740.00   Annually 35.482% 35.482% 35.482% 11/04/2024 700                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2014
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $7,082.24 xxxxxx 6.730% $0.00   None     N/A No 9.000% 0   0 0 0 0   12 0.00 No                   xxxxxx $4,152.34   No         Yes Short Form Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 16.75   No No xxxxxx Mortgagor Focused
xxxxxx 831333 xxxxxx Non QM     xxxxxx Yes No $12,550.00 $16,578.28   8.977% $4,640.44 $5,305.20 9.336% No No Self-Employed           xxxxxx               $33,034.63 1 xxxxxx $396.00 xxxxxx $33.00           37.838% 38.147% 37.838% 01/06/2025 743                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2022
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $12,550.00   6.890% $10,000.00 1.0 None     Yes No 9.336% 0   0 0 0 0     12.00 No                   xxxxxx $24,000.00 3.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             103.36   No No xxxxxx Mortgagor Focused
xxxxxx 831377 xxxxxx Non QM     xxxxxx Yes No $21,121.00 $21,700.50 xxxxxx 8.212% $5,046.48 $5,046.48 7.875% No No Self-Employed           xxxxxx               $62,128.43 1 xxxxxx $1,728.96 xxxxxx $144.08           9.828% 9.828% 9.828% 01/29/2025 752                   No Yes 12 Business 100.000% 50.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $21,121.00 xxxxxx 6.880% $0.00 1.0 None     N/A No 7.875% 0   0 0 0 0   12 0.00 No                   xxxxxx $65,370.25   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 82.36   No No xxxxxx Mortgagor Focused
xxxxxx 831398 xxxxxx N/A     xxxxxx No No         $1,279.09 $1,279.09 7.250% No No               xxxxxx               1 xxxxxx $3,470.04 xxxxxx $289.17           0.000% 0.000% 0.000% 02/03/2025 808                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.250% 0 0 0 0 0 0     0.00 No 2.7 0.37               xxxxxx $198,446.84 79.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       125.45     No xxxxxx Property Focused
xxxxxx 831418 xxxxxx N/A     xxxxxx No No $40,585.00 $22,276.00   8.258% $4,060.39 $4,060.39 7.875% No No Self-Employed           xxxxxx               $14,530.36 1 xxxxxx $3,099.48 xxxxxx $258.29           46.455% 46.455% 46.455% 02/19/2025 687                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $40,585.00   6.620% $0.00 1.8 None     N/A No 7.875% 0   0 0 4 0     12.00 No                   xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 31.89   No No xxxxxx Mortgagor Focused
xxxxxx 831423 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,240.00 $5,807.82   7.585% $1,200.63 $1,200.63 7.250% No No Employed           xxxxxx               $5,643.68 1 xxxxxx $957.12 xxxxxx $79.76 xxxxxx   $576.00   Monthly 38.162% 38.162% 38.162% 01/31/2025 809                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $3,240.00 xxxxxx 6.880% $0.00 1.4 None     No No 7.250% 2   0 0 2 2     0.00 No           Not Stated       xxxxxx $67,899.48 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             6.12   No No xxxxxx Mortgagor Focused
xxxxxx 831442 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $11,136.20 $13,778.60 xxxxxx 8.359% $3,979.19 $3,979.19 8.125% No No Self-Employed           xxxxxx               $19,543.58 1 xxxxxx $2,087.04 xxxxxx $173.92 xxxxxx   $500.00   Annually 41.523% 41.523% 41.523% 01/08/2025 699                   No Yes 12 Business 100.000% 75.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $11,136.20 xxxxxx 6.980% $23,476.22 3.6 None     No No 8.125% 0   0 0 0 0   12 0.00 No           Not Stated       xxxxxx $6,600.00 1.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             16.61   Yes No xxxxxx Mortgagor Focused
xxxxxx 831456 xxxxxx N/A     xxxxxx No No         $2,288.70 $2,288.70 7.250% No No             xxxxxx                 1 xxxxxx $3,921.96 xxxxxx $326.83           0.000% 0.000% 0.000% 01/15/2025 673                   No No                   DSCR                               0 0 0 No xxxxxx xxxxxx       $0.00 1.8       N/A No 7.250% 0   0 0 0 0     0.00 No 1 1               xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 4.91     Yes xxxxxx Property Focused
xxxxxx 831461 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $10,775.00 $11,074.75 xxxxxx 7.671% $4,992.39 $4,992.39 7.500% No No Self-Employed           xxxxxx               $12,801.27 1 xxxxxx $2,657.04 xxxxxx $221.42           36.155% 36.155% 36.155% 01/15/2025 712                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Business License - 2021
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $10,775.00 xxxxxx 7.070% $0.00 1.0 None     Yes No 7.500% 0   0 0 0 0     24.00 No           Not Stated       xxxxxx     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 46.53     No xxxxxx Mortgagor Focused
xxxxxx 831487 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $13,750.00 $21,483.53 xxxxxx 7.047% $7,278.77 $7,278.77 6.875% No No Employed           xxxxxx               $11,345.27 1 xxxxxx $0.00 xxxxxx $0.00 xxxxxx   $594.78   Monthly 45.543% 45.543% 45.543% 06/03/2024 793                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $13,750.00 xxxxxx 7.080% $21,115.00 3.3 LP / LPA   Accept/Eligible Yes No 6.875% 1   2 0 2 2     0.00 No           Not Stated       xxxxxx $635,586.08 46.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             37.87     No xxxxxx Mortgagor Focused
xxxxxx 831499 xxxxxx N/A     xxxxxx No No         $5,871.25 $5,871.25 7.625% No No         0     xxxxxx xxxxxx             1 xxxxxx $6,986.04 xxxxxx $582.17 xxxxxx   $200.00   Monthly 0.000% 0.000% 0.000% 01/30/2025 785       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.625% 0 0 0 0 0 0     0.00 No 1.56 0.64             240 xxxxxx     No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 27.25     Yes   Property Focused
xxxxxx 831502 xxxxxx Non QM     xxxxxx Yes No $6,148.66 $4,384.89 xxxxxx 7.428% $3,262.51 $3,262.51 7.375% No No Self-Employed Not Employed         Permanent Resident Alien xxxxxx             $13,375.07 1 xxxxxx $1,782.96 xxxxxx $148.58 xxxxxx xxxxxx $265.00   Annually 25.508% 25.508% 25.508% 02/18/2025 807                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0   xxxxxx xxxxxx $6,148.66 xxxxxx 6.880% $2,695.00   None     N/A No 7.375% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $29,163.99 4.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx             Resident Alien Card         8.85   Yes No xxxxxx Mortgagor Focused
xxxxxx 831508 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $11,113.00 $18,098.29 xxxxxx 8.493% $3,593.69 $3,593.69 8.125% No No Employed           xxxxxx               $6,397.41 1 xxxxxx $2,867.04 xxxxxx $238.92 xxxxxx xxxxxx $500.00   Annually 58.096% 58.096% 58.096% 03/11/2024 711                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Non-Primary Income - Wages]; Other - 2024
[Borrower - xxxxxx | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower - xxxxxx | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower - xxxxxx | Non-Primary Income - Wages]; Other - 2015
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $11,113.00 xxxxxx 6.880% $0.00   DU   ApproveEligible Yes No 8.125% 0   1 0 2 1     0.00 No           Not Stated       xxxxxx $203,125.38   No 18       Yes Short Form Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 65.01   No No xxxxxx Mortgagor Focused
xxxxxx 831531 xxxxxx N/A     xxxxxx No No         $5,189.82 $5,189.82 9.000% No No               xxxxxx               1 xxxxxx $2,429.76 xxxxxx $202.48           0.000% 0.000% 0.000% 01/23/2025 672                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00 999.0       No No 9.000% 0 0 0 0 0 0     0.00 No 1.01 0.99               xxxxxx $88,039.37   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 8.18       xxxxxx Property Focused
xxxxxx 831541 xxxxxx N/A     xxxxxx No No $59,938.56 $23,391.14 xxxxxx 7.616% $6,863.58 $6,863.58 7.375% No No Not Employed Self-Employed           xxxxxx             $68,465.29 1 xxxxxx $3,006.84 xxxxxx $250.57           34.513% 34.513% 34.513% 11/29/2024 742                   No Yes 24 Business 100.000%   100.000%   [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025
  Alternative Documentation (A) 24mo Bank Statement                               0 0 0 Yes xxxxxx xxxxxx $59,938.56 xxxxxx 6.880% $0.00 1.4 None     N/A No 7.375% 0 0 0 0 0 0   24 0.00 No                   xxxxxx $29,791.83   No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 76.43   No No xxxxxx Mortgagor Focused
xxxxxx 831560 xxxxxx N/A     xxxxxx No No         $1,303.99 $1,303.99 7.000% No No         0     xxxxxx xxxxxx             1 xxxxxx $564.00 xxxxxx $47.00 xxxxxx   $83.00   Monthly 0.000% 0.000% 0.000% 01/23/2025 782       Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.000% 0 0 0 0 0 0     0.00 No 1.3 0.77               xxxxxx $6,873.14   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               Yes 119.21     No xxxxxx Property Focused
xxxxxx 831564 xxxxxx N/A     xxxxxx No No         $3,299.00 $3,299.00 7.250% No No               xxxxxx               2 xxxxxx $1,661.04 xxxxxx $138.42           0.000% 0.000% 0.000% 01/16/2025 685                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.250% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx     No         Yes Final Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 10.14     Yes   Property Focused
xxxxxx 831569 xxxxxx Exempt from ATR Yes Yes xxxxxx Yes No $14,651.00 $20,161.78 xxxxxx 7.774% $4,564.47 $4,564.47 7.500% No No Self-Employed           xxxxxx               $8,607.20 1 xxxxxx $1,593.00 xxxxxx $132.75           40.562% 40.562% 40.562% 01/02/2025 810                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $14,651.00 xxxxxx 6.880% $10,000.00 2.6 None     N/A No 7.500% 0   0 0 0 0     12.00 No                   xxxxxx $167,252.80 20.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             6.17     No xxxxxx Mortgagor Focused
xxxxxx 831577 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $3,156.64 $8,042.29   7.913% $2,066.76 $2,066.76 7.625% No No Employed           xxxxxx               $62,506.04 1 xxxxxx $1,368.00 xxxxxx $114.00 xxxxxx xxxxxx $849.00   Monthly 28.120% 28.120% 28.120% 02/11/2025 725                   No No             [Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $3,156.64 xxxxxx 6.870% $0.00 2.0 None     Yes No 7.625% 2   1 0 3 1     0.00 No           Not Stated       xxxxxx $1,577,897.14 100.000% No 17       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             450.41   Yes No xxxxxx Mortgagor Focused
xxxxxx 831582 xxxxxx Non QM     xxxxxx Yes No $34,485.00 $40,809.43 xxxxxx 8.451% $8,731.77 $8,731.77 8.125% No No Employed           xxxxxx               $12,988.88 1 xxxxxx $4,662.00 xxxxxx $388.50           47.164% 47.164% 47.164% 02/03/2025 718                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0   xxxxxx xxxxxx $34,485.00 xxxxxx 6.880% $0.00 1.5 None     N/A No 8.125% 1   0 0 2 2     0.00 No                   xxxxxx $17,295.05   No 4       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 4.74     No xxxxxx Mortgagor Focused
xxxxxx 831591 xxxxxx N/A     xxxxxx No No         $3,968.94 $3,968.94 8.500% No No               xxxxxx               6 xxxxxx $7,676.04 xxxxxx $639.67           0.000% 0.000% 0.000% 01/08/2025 720                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 8.500% 0 0 0 0 0 0     0.00 No 1.56 0.64               xxxxxx     No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 6.28     Yes   Property Focused
xxxxxx 831595 xxxxxx N/A     xxxxxx No No         $3,702.34 $3,702.34 7.500% No No               Foreign National       xxxxxx       1 xxxxxx $4,307.88 xxxxxx $358.99           0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 4.9       Yes No 7.500% 0 0 0 0 0 0     0.00 No 1 1               xxxxxx     No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No                                 No 35.61     No xxxxxx Property Focused
xxxxxx 831603 xxxxxx N/A     xxxxxx No No $24,450.00 $13,617.75 xxxxxx 7.315% $4,042.31 $4,042.31 7.125% No No Not Employed Self-Employed         xxxxxx xxxxxx             $15,535.44 1 xxxxxx $2,615.04 xxxxxx $217.92           38.487% 38.487% 38.487% 01/23/2025 668                   No No             [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2021
  Alternative Documentation (A) 12mo CPA P&L                               1 0 0 No xxxxxx xxxxxx $24,450.00 xxxxxx 6.880% $0.00 3.5 None     No No 7.125% 0 0 0 0 0 0     0.00 No                   xxxxxx $702,143.18 61.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       34.6   No No xxxxxx Mortgagor Focused
xxxxxx 831658 xxxxxx N/A     xxxxxx No No $127,530.00 $56,914.75   8.796% $16,262.52 $16,262.52 8.500% No No Not Employed Self-Employed           xxxxxx             $880,791.72 1 xxxxxx $21,146.76 xxxxxx $1,762.23           6.131% 6.131% 6.131% 02/20/2025 683                   No Yes 12 Business 100.000%   100.000%   [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx xxxxxx $127,530.00   6.850% $0.00 4.3 None     No No 8.500% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $120,477.71 4.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       8.88   No No xxxxxx Mortgagor Focused
xxxxxx 831662 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $14,376.00 $22,882.50 xxxxxx 8.454% $7,212.16 $7,212.16 8.250% No No Self-Employed           xxxxxx               $16,165.43 1 xxxxxx $549.96 xxxxxx $45.83           34.549% 34.549% 34.549% 02/19/2025 747                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $14,376.00 xxxxxx 6.850% $0.00 3.3 None     N/A No 8.250% 0   0 0 0 0     12.00 No           Not Stated       xxxxxx $483,371.17 40.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             24.79     No xxxxxx Mortgagor Focused
xxxxxx 831672 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $12,555.00 $21,842.85 xxxxxx 7.560% $6,906.76 $6,906.76 7.375% No No Employed           xxxxxx               $10,894.84 1 xxxxxx $3,087.96 xxxxxx $257.33 xxxxxx xxxxxx $291.00   Monthly 48.120% 48.120% 48.120% 02/25/2025 748                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
  Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $12,555.00 xxxxxx 6.850% $42,500.00   None     N/A No 7.375% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $67,088.00 3.000% No 24       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             0.09     No xxxxxx Mortgagor Focused
xxxxxx 831736 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,528.00 $9,002.64   7.676% $2,975.86 $2,975.86 7.500% No No Self-Employed           xxxxxx               $16,831.84 1 xxxxxx $1,571.16 xxxxxx $130.93 xxxxxx xxxxxx $346.00   Monthly 25.249% 25.249% 25.249% 02/10/2025 754                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,528.00   6.730% $0.00 1.0 None     Yes No 7.500% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx     No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 13.7     No xxxxxx Mortgagor Focused
xxxxxx 831742 xxxxxx N/A     xxxxxx No No         $5,962.41 $5,962.41 7.125% No No               xxxxxx               1 xxxxxx $5,531.04 xxxxxx $460.92           0.000% 0.000% 0.000% 01/31/2025 782                   No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.125% 0 0 0 0 0 0     0.00 No 1.31 0.76               xxxxxx $45,000.00 4.000% No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       86.49     Yes   Property Focused
xxxxxx 831774 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $17,494.98 $3,928.55 xxxxxx 7.793% $5,416.08 $5,416.08 7.750% No No Self-Employed           xxxxxx               $47,292.71 1 xxxxxx $6,067.08 xxxxxx $505.59           17.680% 17.680% 17.680% 01/21/2025 768                   No Yes 12 Business 100.000% 90.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $17,494.98 xxxxxx 6.930% $0.00   None     Yes No 7.750% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $290,119.16 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             23     No xxxxxx Mortgagor Focused
xxxxxx 831775 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $9,995.00 $19,877.84 xxxxxx 7.529% $8,225.66 $8,225.66 7.375% No No Self-Employed Not Employed         xxxxxx xxxxxx             $104,017.09 1 xxxxxx $4,070.40 xxxxxx $339.20 xxxxxx xxxxxx $839.00   Monthly 13.963% 13.963% 13.963% 01/17/2025 784                   No No           Borrower Prepared [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Other - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Other - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Borrower - xxxxxx | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - xxxxxx | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower - xxxxxx | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $9,995.00 xxxxxx 6.930% $0.00 1.1 None     N/A No 7.375% 2 0 2 0 3 2     12.00 No           Not Stated       xxxxxx $1,422,783.18 96.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       92.55   No No xxxxxx Mortgagor Focused
xxxxxx 831792 xxxxxx N/A     xxxxxx No No         $1,862.34 $1,862.34 7.250% No No         0     xxxxxx Non-Permanent Resident Alien       xxxxxx     1 xxxxxx $1,836.96 xxxxxx $153.08           0.000% 0.000% 0.000% 12/06/2024 764       Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 4.0       N/A No 7.250% 0 0 0 0 0 0     0.00 No 0.88 1.14               xxxxxx $125,688.79   No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx               No 54.33     No xxxxxx Property Focused
xxxxxx 831802 xxxxxx N/A     xxxxxx No No $89,578.13 $18,694.31 xxxxxx 7.879% $10,477.53 $10,477.53 7.750% No No Self-Employed           xxxxxx               $164,410.37 1 xxxxxx $2,798.04 xxxxxx $233.17           34.751% 34.751% 34.751% 01/23/2025 780                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2012
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $89,578.13 xxxxxx 6.850% $0.00 4.8 None     No No 7.750% 0   0 0 0 0   12 0.00 No                   xxxxxx $227,324.91   No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 95.13   Yes Yes xxxxxx Mortgagor Focused
xxxxxx 831822 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $12,095.00 $13,394.00 xxxxxx 7.246% $7,276.16 $7,276.16 7.125% No No Self-Employed           xxxxxx               $29,587.77 1 xxxxxx $4,356.84 xxxxxx $363.07           44.558% 44.558% 44.558% 02/05/2024 752                   No No           Borrower Prepared [Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance -  Year Not Available
[Borrower - xxxxxx | Primary Income - S-Corp (>= 25%)]; Third Party Verification -  Year Not Available
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) 1yr Full Doc                               0 0 0 No xxxxxx Verus $12,095.00 xxxxxx 6.660% $0.00 4.7 DU   ApproveIneligible No No 7.125% 2   1 0 1 1     12.00 No           Not Stated       xxxxxx $242,336.30 17.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             52.13   Yes No xxxxxx Mortgagor Focused
xxxxxx 831842 xxxxxx N/A     xxxxxx No No         $2,384.32 $2,384.32 7.500% No No             xxxxxx                 1 xxxxxx $1,184.04 xxxxxx $98.67 xxxxxx   $1,273.00   Annually 0.000% 0.000% 0.000% 01/24/2025 767                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.500% 0   0 0 0 0     0.00 No 1.25 0.8               xxxxxx $239,252.72 52.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             37.73     No xxxxxx Property Focused
xxxxxx 831855 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,964.95 $7,644.37 xxxxxx 7.033% $2,759.10 $2,759.10 6.875% No No Self-Employed           xxxxxx               $3,463.84 1 xxxxxx $783.00 xxxxxx $65.25           49.806% 49.806% 49.806% 02/25/2025 729                   Yes Yes 12 Business 20.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2017
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - xxxxxx | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower - xxxxxx | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $5,964.95 xxxxxx 6.850% $0.00   None     N/A No 6.875% 0   0 0 0 0   12 0.00 Yes         Other Not Stated       xxxxxx $29,928.83   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 22.24     No xxxxxx Mortgagor Focused
xxxxxx 831869 xxxxxx N/A     xxxxxx No No         $1,448.49 $1,448.49 7.125% No No         0     xxxxxx xxxxxx             1 xxxxxx $816.96 xxxxxx $68.08 xxxxxx   $30.00   Monthly 0.000% 0.000% 0.000% 02/11/2025 778 778 748 787 Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0 0 0 0 0 0     0.00 No 1.02 0.98               xxxxxx $167,938.33 46.000% No         Yes Preliminary Fee Simple Trust Foreign Business Entity Individual Trustee Individual Trustee                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 6.06     No xxxxxx Property Focused
xxxxxx 831870 xxxxxx N/A     xxxxxx No No         $4,102.61 $4,102.61 7.375% No No             xxxxxx                 2 xxxxxx $1,578.00 xxxxxx $131.50           0.000% 0.000% 0.000% 01/07/2025 670                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         No No 7.375% 0   0 0 0 0     0.00 No 1.32 0.76               xxxxxx $788,112.75 60.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             2.61     No xxxxxx Property Focused
xxxxxx 831876 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $27,232.12 $14,765.46   7.852% $6,992.18 $6,992.18 7.750% No No Self-Employed           Permanent Resident Alien               $11,106.67 4 xxxxxx $2,766.48 xxxxxx $230.54           43.633% 43.633% 43.633% 01/30/2025 768                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $27,232.12   6.730% $20,000.00   None     N/A No 7.750% 0   0 0 3 0   12 0.00 No           Not Stated       xxxxxx $226,707.02 19.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         14.9     No xxxxxx Mortgagor Focused
xxxxxx 831886 xxxxxx N/A     xxxxxx No No         $2,034.38 $2,034.38 7.500% No No             Foreign National Foreign National     xxxxxx xxxxxx       1 xxxxxx $4,236.96 xxxxxx $353.08 xxxxxx   $255.00   Monthly 0.000% 0.000% 0.000%                       No No                   DSCR                               0 0 0 Yes xxxxxx Verus       $0.00 1.0       N/A No 7.500% 0 0 0 0 0 0     0.00 No 1 1             240 xxxxxx $256,315.70 55.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No                                   27.43     No xxxxxx Property Focused
xxxxxx 831927 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,215.00 $7,962.90 xxxxxx 7.817% $5,301.45 $5,301.45 7.750% No No Self-Employed           xxxxxx               $11,451.81 1 xxxxxx $2,166.00 xxxxxx $180.50           47.377% 47.377% 47.377% 11/26/2024 783                   No Yes 24 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 34.50000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $2,215.00 xxxxxx 6.850% $0.00 3.4 None     No No 7.750% 0   0 0 2 0   12 0.00 Yes           Not Stated       xxxxxx $230,081.89 25.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             11.47   No No xxxxxx Mortgagor Focused
xxxxxx 831940 xxxxxx Non QM     xxxxxx Yes No $3,756.82 $13,131.55 xxxxxx 9.704% $9,447.63 $9,447.63 9.625% No No Self-Employed           xxxxxx               $53,969.25 1 xxxxxx $2,715.96 xxxxxx $226.33           17.505% 17.505% 17.505% 02/21/2025 801                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $3,756.82 xxxxxx 6.850% $500.00 1.0 None     N/A No 9.625% 0   0 0 0 0   12 0.00 No                   xxxxxx $343,171.85 28.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             18.27     No xxxxxx Mortgagor Focused
xxxxxx 832164 xxxxxx N/A     xxxxxx No No $27,062.36 $12,452.26 xxxxxx 7.524% $4,613.71 $4,613.71 7.375% No No Not Employed Self-Employed           xxxxxx             $79,958.21 1 xxxxxx $7,626.96 xxxxxx $635.58           19.635% 19.635% 19.635% 01/31/2025 760                   No Yes 12 Business 100.000%   100.000%   [Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2016
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2016
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
  Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $27,062.36 xxxxxx 6.850% $0.00 1.0 None     N/A No 7.375% 0 0 0 0 0 0   12 0.00 No                   xxxxxx $171,216.79 21.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Guarantor - Individual                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                       37.89   No Yes xxxxxx Mortgagor Focused
xxxxxx 832177 xxxxxx N/A     xxxxxx No No $4,015.80 $5,573.43 xxxxxx 6.804% $1,728.84 $1,728.84 6.625% No No Employed Not Employed         xxxxxx xxxxxx             $10,010.65 1 xxxxxx $0.00 xxxxxx $0.00 xxxxxx xxxxxx $632.00   Monthly 38.766% 38.766% 38.766% 02/04/2025 794                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - xxxxxx | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F) 2yr Full Doc                               0 0 0 Yes xxxxxx Verus $4,015.80 xxxxxx 6.620% $0.00 1.6 None     No No 6.625% 2 0 0 0 3 0     0.00 No                   xxxxxx $1,602,253.37 100.000% No 24       Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       542.5   No No xxxxxx Mortgagor Focused
xxxxxx 832282 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $9,374.00 $13,815.94   7.097% $3,731.36 $3,731.36 6.875% No No Employed           xxxxxx               $10,491.32 1 xxxxxx $2,153.04 xxxxxx $179.42 xxxxxx   $300.00   Monthly 32.058% 32.058% 32.058% 02/28/2025 772                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Paystubs - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2024
[Borrower - xxxxxx | Primary Income - Wages]; W-2 - 2023
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
Full Documentation (F) 2yr Full Doc                               0 0 0 No xxxxxx Verus $9,374.00   6.620% $6,544.00 1.0 None     Yes No 6.875% 2   0 0 2 0     0.00 No           Not Stated       xxxxxx $250,695.10 35.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             29.02     No xxxxxx Mortgagor Focused
xxxxxx 832364 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $5,650.00 $10,624.83   7.524% $2,346.69 $2,346.69 7.250% No No Employed           Permanent Resident Alien               $3,975.91 1 xxxxxx $1,746.96 xxxxxx $145.58           45.536% 45.536% 45.536% 02/26/2025 739                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $5,650.00   6.620% $2,500.00 4.4 None     Yes No 7.250% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx     No 25       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         16.31     No xxxxxx Mortgagor Focused
xxxxxx 832450 xxxxxx N/A     xxxxxx No No         $1,352.49 $1,352.49 7.125% No No             xxxxxx                 1 xxxxxx $1,041.00 xxxxxx $86.75           0.000% 0.000% 0.000% 01/27/2025 813                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 3.3       Yes No 7.125% 0   0 0 0 0     0.00 No 1.2 0.83               xxxxxx $188,317.27 52.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             9.07     No xxxxxx Property Focused
xxxxxx 832453 xxxxxx N/A     xxxxxx No No         $1,414.81 $1,414.81 7.125% No No             xxxxxx                 1 xxxxxx $917.04 xxxxxx $76.42 xxxxxx   $95.00   Monthly 0.000% 0.000% 0.000% 01/27/2025 755                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.125% 0   0 0 0 0     0.00 No 1.3 0.77               xxxxxx $249,534.90 71.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             53.93     No xxxxxx Property Focused
xxxxxx 832454 xxxxxx N/A     xxxxxx No No         $1,337.73 $1,337.73 7.625% No No             Non-Permanent Resident Alien       xxxxxx         1 xxxxxx $1,620.96 xxxxxx $135.08 xxxxxx   $1,040.00   Annually 0.000% 0.000% 0.000% 02/06/2025 806                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       Yes No 7.625% 0   0 0 0 0     0.00 No 1.17 0.85               xxxxxx $209,010.31 77.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             63.09     No xxxxxx Property Focused
xxxxxx 832469 xxxxxx Non QM     xxxxxx Yes No $4,922.50 $4,930.83 xxxxxx 8.379% $12,654.05 $15,746.94 9.322% No No Self-Employed           xxxxxx               $66,757.77 1 xxxxxx $7,785.00 xxxxxx $648.75 xxxxxx xxxxxx $393.00   Monthly 23.224% 22.393% 23.224% 02/11/2025 782                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $4,922.50 xxxxxx 6.920% $0.00 1.2 None     No No 9.322% 0   0 0 0 0     14.00 No                   xxxxxx $152,853.37   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                           No 8.97     No xxxxxx Mortgagor Focused
xxxxxx 832471 xxxxxx N/A     xxxxxx No No         $1,263.22 $1,263.22 7.125% No No         0     xxxxxx xxxxxx             1 xxxxxx $1,939.80 xxxxxx $161.65 xxxxxx   $235.00   Monthly 0.000% 0.000% 0.000% 01/22/2025 784       Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.125% 0 0 0 0 0 0     0.00 No 1.05 0.96               xxxxxx $250,192.08 100.000% No         Yes Commitment Fee Simple LLC Foreign Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 92.63     No xxxxxx Property Focused
xxxxxx 832472 xxxxxx N/A     xxxxxx No No         $2,255.27 $2,255.27 7.125% No No             xxxxxx                 1 xxxxxx $2,328.96 xxxxxx $194.08 xxxxxx   $354.00   Monthly 0.000% 0.000% 0.000% 01/27/2025 764                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.2       No No 7.125% 0   0 0 0 0     0.00 No 0.87 1.15               xxxxxx $524,800.56 100.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             107.82     No xxxxxx Property Focused
xxxxxx 832475 xxxxxx Non QM     xxxxxx Yes No $1,350.00 $3,756.67 xxxxxx 8.608% $4,978.41 $5,907.04 9.346% No No Employed           Non-Permanent Resident Alien       xxxxxx       $9,358.48 1 xxxxxx $932.16 xxxxxx $77.68 xxxxxx xxxxxx $500.00   Monthly 44.279% 44.153% 44.279% 02/05/2025 795                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $1,350.00 xxxxxx 6.920% $0.00 1.1 None     Yes No 9.346% 0   0 0 0 0     0.00 No                   xxxxxx $118,365.39 13.000% No 25       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Employment Authorization         8.83     No xxxxxx Mortgagor Focused
xxxxxx 832476 xxxxxx Non QM     xxxxxx Yes No $17,850.00 $7,684.50   8.433% $8,084.62 $9,962.40 9.354% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $46,994.37 1 xxxxxx $18,147.36 xxxxxx $1,512.28 xxxxxx   $199.00   Monthly 33.655% 33.127% 33.655% 02/11/2025 718                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 24mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $17,850.00 xxxxxx 6.820% $0.00 1.9 None     No No 9.354% 0   0 0 0 0     25.00 No                   xxxxxx $2,003,952.61   No         Yes Preliminary Fee Simple Individual Individual                         No Individual Yes   No xxxxxx xxxxxx xxxxxx                   Employment Authorization       No 9.43     No xxxxxx Mortgagor Focused
xxxxxx 832478 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $2,350.00 $5,213.33 xxxxxx 7.409% $7,252.09 $7,252.09 7.375% No No Self-Employed           xxxxxx               $16,774.37 1 xxxxxx $1,961.28 xxxxxx $163.44           40.427% 40.427% 40.427% 02/04/2025 802                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Business License - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification -  Year Not Available
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $2,350.00 xxxxxx 6.870% $0.00 2.0 None     Yes No 7.375% 0   0 0 0 0     12.00 No           Not Stated       xxxxxx $237,573.46 17.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             37.19   Yes No xxxxxx Mortgagor Focused
xxxxxx 832512 xxxxxx N/A     xxxxxx No No         $1,653.15 $1,653.15 7.250% No No             Permanent Resident Alien                 1 xxxxxx $881.04 xxxxxx $73.42 xxxxxx   $500.00   Annually 0.000% 0.000% 0.000% 12/10/2024 805                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00 1.0       No No 7.250% 0   0 0 0 0     0.00 No 1.26 0.8               xxxxxx $188,469.07 52.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             28.72     No xxxxxx Property Focused
xxxxxx 832517 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $6,338.75 $9,213.19 xxxxxx 8.098% $2,461.61 $2,461.61 7.875% No No Employed           Permanent Resident Alien               $5,032.70 1 xxxxxx $4,428.00 xxxxxx $369.00           40.792% 40.792% 40.792% 01/23/2025 673                   No No             [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $6,338.75 xxxxxx 6.880% $0.00 1.1 None     No No 7.875% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $159,080.14 33.000% No 25       Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         0.07     No xxxxxx Mortgagor Focused
xxxxxx 832538 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $6,745.00 $11,503.89 xxxxxx 7.737% $6,511.70 $6,511.70 7.625% No No Employed           Permanent Resident Alien               $9,421.90 1 xxxxxx $2,352.96 xxxxxx $196.08           49.808% 49.808% 49.808% 02/04/2025 722                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
  Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $6,745.00 xxxxxx 6.920% $0.00 2.4 None     Yes No 7.625% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $34,500.00 3.000% No 25       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         23.05     No xxxxxx Mortgagor Focused
xxxxxx 832544 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $24,999.00 $30,966.32 xxxxxx 7.124% $7,390.45 $7,390.45 6.875% No No Self-Employed           xxxxxx               $48,948.67 1 xxxxxx $2,612.04 xxxxxx $217.67 xxxxxx xxxxxx $2,148.00   Monthly 40.796% 40.796% 40.796% 02/11/2025 722                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx xxxxxx $24,999.00 xxxxxx 6.730% $8,500.00 1.0 None     N/A No 6.875% 0   0 0 0 0   12 0.00 Yes           Not Stated       xxxxxx $147,008.73 10.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             31.02   Yes No xxxxxx Mortgagor Focused
xxxxxx 832617 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $12,090.00 $17,496.17 xxxxxx 7.363% $4,823.82 $4,823.82 7.125% No No Employed Employed         Permanent Resident Alien xxxxxx             $12,208.33 1 xxxxxx $3,645.00 xxxxxx $303.75           36.996% 36.996% 36.996% 01/31/2025 750                   No No             [Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $12,090.00 xxxxxx 6.870% $0.00 1.0 None     Yes No 7.125% 0 0 0 0 0 0     0.00 No           Not Stated       xxxxxx $0.00 0.000% No 25 36     Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx             Resident Alien Card         4.18     No xxxxxx Mortgagor Focused
xxxxxx 832620 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $10,358.87 $3,854.38 xxxxxx 7.695% $3,923.95 $3,923.95 7.625% No No Employed           Permanent Resident Alien               $7,391.45 1 xxxxxx $749.16 xxxxxx $62.43 xxxxxx xxxxxx $357.00   Monthly 44.840% 44.840% 44.840% 01/06/2025 766                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $10,358.87 xxxxxx 6.870% $8,500.00 1.0 None     No No 7.625% 0   0 0 0 0     0.00 No           Not Stated       xxxxxx $161,081.35 23.000% No 25       Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         13.57     No xxxxxx Mortgagor Focused
xxxxxx 832627 xxxxxx N/A     xxxxxx No No         $3,951.23 $3,951.23 7.990% No No             Non-Permanent Resident Alien       xxxxxx         3 xxxxxx $4,821.96 xxxxxx $401.83           0.000% 0.000% 0.000% 01/24/2025 677                   No No                   DSCR                               0 0 0 No xxxxxx Verus       $0.00         N/A No 7.990% 0   0 0 0 0     0.00 No 1.42 0.71               xxxxxx $258,850.00 34.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             11.21     No xxxxxx Property Focused
xxxxxx 832669 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $17,976.70 $21,481.50 xxxxxx 8.162% $5,011.68 $5,011.68 7.875% No No Self-Employed           xxxxxx               $39,303.74 1 xxxxxx $4,948.44 xxxxxx $412.37           16.650% 16.650% 16.650% 02/06/2025 695                   No Yes 12 Business 100.000% 100.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes xxxxxx Verus $17,976.70 xxxxxx 6.850% $0.00   None     N/A No 7.875% 0   0 0 0 0   12 0.00 No           Not Stated       xxxxxx $78,356.61 9.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             7.86     No xxxxxx Mortgagor Focused
xxxxxx 832707 xxxxxx Non QM     xxxxxx Yes No $9,257.00 $12,144.77 xxxxxx 7.914% $2,587.69 $2,587.69 7.625% No No Employed Employed         xxxxxx xxxxxx             $6,685.01 1 xxxxxx $1,513.44 xxxxxx $126.12 xxxxxx xxxxxx $175.00   Annually 49.394% 49.394% 49.394% 01/10/2025 741                   No No             [Borrower - xxxxxx | Primary Income - Wages]; Other - 2025
[Borrower - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Borrower - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - xxxxxx | Primary Income - Wages]; WVOE - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F) WVOE                               0 0 0 No xxxxxx xxxxxx $9,257.00 xxxxxx 6.880% $0.00 1.9 None     No No 7.625% 0 0 0 0 0 0     0.00 No                   xxxxxx $124,051.25 27.000% No 25 25     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                       6.52   Yes No xxxxxx Mortgagor Focused
xxxxxx 832751 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $16,730.00 $23,013.50 xxxxxx 7.693% $6,754.41 $6,754.41 7.500% No No Not Employed Self-Employed           xxxxxx             $24,318.89 1 xxxxxx $1,144.56 xxxxxx $95.38           44.596% 44.596% 44.596% 02/10/2025 771                   No No             [Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Coborrower(s) - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2018
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $16,730.00 xxxxxx 6.850% $0.00 1.0 None     No No 7.500% 0 0 0 0 0 0     0.00 No           Not Stated       xxxxxx     No         Yes Preliminary Fee Simple Trust Business Entity Individual Trustee                     Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx                     No 110.72   No No xxxxxx Mortgagor Focused
xxxxxx 832763 xxxxxx Non QM     xxxxxx Yes No $3,793.62 $4,554.97 xxxxxx 8.931% $1,693.76 $1,938.94 9.351% No No Self-Employed           Permanent Resident Alien               $6,855.33 1 xxxxxx $2,475.00 xxxxxx $206.25           25.759% 26.380% 25.759% 01/06/2025 750                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2024
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2023
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $3,793.62 xxxxxx 7.060% $5,000.00 1.6 None     Yes No 9.351% 0   0 0 0 0     24.00 No                   xxxxxx $73,566.13 25.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         6.32     No xxxxxx Mortgagor Focused
xxxxxx 833044 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $23,548.00 $30,477.22 xxxxxx 7.443% $9,550.47 $9,550.47 7.250% No No Self-Employed           xxxxxx               $38,645.18 1 xxxxxx $4,008.96 xxxxxx $334.08           38.261% 38.261% 38.261% 02/24/2025 768                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
  Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $23,548.00 xxxxxx 6.620% $0.00 1.0 None     N/A No 7.250% 0   0 0 0 0     14.00 No           Not Stated       xxxxxx $74,243.56 4.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             6.34   No No xxxxxx Mortgagor Focused
xxxxxx 833145 xxxxxx Non QM     xxxxxx Yes No $2,615.00 $15,211.70 xxxxxx 7.575% $10,180.56 $10,180.56 7.500% No No Self-Employed           xxxxxx               $17,852.99 3 xxxxxx $3,798.96 xxxxxx $316.58           41.934% 41.934% 41.934% 02/10/2025 707                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $2,615.00 xxxxxx 6.850% $0.00   None     No No 7.500% 0   0 0 0 0     13.00 No                   xxxxxx $3,038.34 0.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             0     No xxxxxx Mortgagor Focused
xxxxxx 833161 xxxxxx N/A     xxxxxx No No         $1,740.17 $1,740.17 7.875% No No         0     xxxxxx xxxxxx             1 xxxxxx $1,487.04 xxxxxx $123.92 xxxxxx   $100.00   Annually 0.000% 0.000% 0.000% 01/30/2025 786       Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes xxxxxx xxxxxx       $0.00         N/A No 7.875% 0 0 0 0 0 0     0.00 No 1.03 0.97               xxxxxx $105,628.99 35.000% No         Yes Short Form Fee Simple LLC Business Entity Individual Guarantor - Individual Individual Guarantor - Individual                 Yes Business Entity No   No       xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx xxxxxx                 13.14     Yes   Property Focused
xxxxxx 833180 xxxxxx Non QM     xxxxxx Yes No $15,930.00 $8,535.50 xxxxxx 7.983% $4,292.41 $4,292.41 7.875% No No Self-Employed           xxxxxx               $8,799.02 1 xxxxxx $864.96 xxxxxx $72.08           46.345% 46.345% 46.345% 02/13/2025 702                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; Business License - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx xxxxxx $15,930.00 xxxxxx 6.850% $10,000.00 1.0 None     Yes No 7.875% 0   0 0 0 0     13.00 No                   xxxxxx $50,765.31 7.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             4.29     No xxxxxx Mortgagor Focused
xxxxxx 833235 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $9,372.36 $11,193.76 xxxxxx 8.161% $2,621.85 $2,621.85 7.875% No No Self-Employed           Permanent Resident Alien               $10,311.35 1 xxxxxx $1,785.96 xxxxxx $148.83           32.213% 32.213% 32.213% 01/17/2025 692                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No xxxxxx Verus $9,372.36 xxxxxx 6.620% $0.00 1.8 None     No No 7.875% 0   0 0 2 0     12.00 No           Not Stated       xxxxxx $112,580.20 24.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Resident Alien Card         6.38     No xxxxxx Mortgagor Focused
xxxxxx 833442 xxxxxx Safe Harbor QM (APOR)     xxxxxx Yes No $11,105.00 $13,830.86 xxxxxx 8.022% $6,395.11 $6,395.11 7.875% No No Self-Employed           Non-Permanent Resident Alien       xxxxxx       $20,836.18 1 xxxxxx $5,903.04 xxxxxx $491.92 xxxxxx xxxxxx $180.00   Monthly 32.401% 32.401% 32.401% 02/21/2025 695                   No No           Third Party Prepared [Borrower - xxxxxx | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Third Party Verification - 2022
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower - xxxxxx | Primary Income - P&L Statement Only]; Other -  Year Not Available
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A) 2yr P&L w/o Bank Statements                               0 0 0 No xxxxxx Verus $11,105.00 xxxxxx 6.620% $0.00 1.0 None     Yes No 7.875% 0   0 0 2 0     24.00 No           Not Stated       xxxxxx     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                   Employment Authorization       No 15.14     No xxxxxx Mortgagor Focused
xxxxxx 834330 xxxxxx Higher Priced QM (APOR)     xxxxxx Yes No $13,910.00 $5,613.53 xxxxxx 8.423% $4,803.66 $4,803.66 8.375% No No Self-Employed           xxxxxx               $73,069.56 1 xxxxxx $2,771.04 xxxxxx $230.92 xxxxxx   $1,752.00   Annually 14.058% 14.058% 14.058% 02/20/2025 698                   No Yes 12 Business 100.000% 51.000%     [Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - xxxxxx | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No xxxxxx Verus $13,910.00 xxxxxx 6.850% $5,000.00 1.0 None     No No 8.375% 0   0 0 0 0   12 0.00 No           Not Stated       xxxxxx $181,365.94 23.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No xxxxxx xxxxxx xxxxxx                             6.24     No xxxxxx Mortgagor Focused