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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   998,589 6,266 SH   SOLE   6,266 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   8,914,208 472,401 SH   SOLE   472,401 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,553,124 4,030 SH   SOLE   4,030 0 0
ALPHABET INC CAP STK CL C 02079K107   3,705,533 35,630 SH   SOLE   35,630 0 0
AMAZON COM INC COM 023135106   4,298,798 41,619 SH   SOLE   41,619 0 0
APPLE INC COM 037833100   5,610,950 34,026 SH   SOLE   34,026 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,218,792 5,454 SH   SOLE   5,454 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   376,353 5,430 SH   SOLE   5,430 0 0
CISCO SYS INC COM 17275R102   276,535 5,290 SH   SOLE   5,290 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,126,271 4,986 SH   SOLE   4,986 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,540,106 3,100 SH   SOLE   3,100 0 0
CROWN CASTLE INC COM 22822V101   1,030,294 7,698 SH   SOLE   7,698 0 0
CVS HEALTH CORP COM 126650100   1,014,074 13,647 SH   SOLE   13,647 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   1,884,856 61,456 SH   SOLE   61,456 0 0
DISNEY WALT CO COM 254687106   1,308,464 13,068 SH   SOLE   13,068 0 0
EBAY INC. COM 278642103   1,139,991 25,693 SH   SOLE   25,693 0 0
FIDUS INVT CORP COM 316500107   1,307,306 68,553 SH   SOLE   68,553 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   201,372 1,362 SH   SOLE   1,362 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   6,587,231 110,482 SH   SOLE   110,482 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   1,412,319 26,111 SH   SOLE   26,111 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   6,273,747 138,677 SH   SOLE   138,677 0 0
FISERV INC COM 337738108   963,449 8,524 SH   SOLE   8,524 0 0
HOME DEPOT INC COM 437076102   1,412,131 4,785 SH   SOLE   4,785 0 0
ILLINOIS TOOL WKS INC COM 452308109   243,450 1,000 SH   SOLE   1,000 0 0
INTUIT COM 461202103   1,453,632 3,261 SH   SOLE   3,261 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   9,594,640 153,760 SH   SOLE   153,760 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   1,448,335 27,640 SH   SOLE   27,640 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,209,440 58,146 SH   SOLE   58,146 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   595,336 22,538 SH   SOLE   22,538 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   706,228 2,199 SH   SOLE   2,199 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,204,118 44,681 SH   SOLE   44,681 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,279,530 12,586 SH   SOLE   12,586 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   300,722 4,186 SH   SOLE   4,186 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,442,587 15,949 SH   SOLE   15,949 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   9,054,023 90,018 SH   SOLE   90,018 0 0
ISHARES TR US AER DEF ETF 464288760   2,466,016 21,429 SH   SOLE   21,429 0 0
ISHARES TR U.S. INSRNCE ETF 464288786   2,708,516 31,634 SH   SOLE   31,634 0 0
ISHARES TR HDG MSCI EAFE 46434V803   4,184,520 141,993 SH   SOLE   141,993 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   3,536,381 43,043 SH   SOLE   43,043 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,471,736 33,980 SH   SOLE   33,980 0 0
ISHARES TR CORE S&P500 ETF 464287200   623,197 1,516 SH   SOLE   1,516 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   4,628,967 92,119 SH   SOLE   92,119 0 0
ISHARES TR CRE U S REIT ETF 464288521   488,426 9,691 SH   SOLE   9,691 0 0
ISHARES TR USD INV GRDE ETF 464288620   224,880 4,439 SH   SOLE   4,439 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   671,980 13,296 SH   SOLE   13,296 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   331,270 5,185 SH   SOLE   5,185 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   469,503 9,113 SH   SOLE   9,113 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,636,354 151,756 SH   SOLE   151,756 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   303,716 6,635 SH   SOLE   6,635 0 0
JPMORGAN CHASE & CO COM 46625H100   1,544,003 11,849 SH   SOLE   11,849 0 0
LILLY ELI & CO COM 532457108   274,736 800 SH   SOLE   800 0 0
LOWES COS INC COM 548661107   679,898 3,400 SH   SOLE   3,400 0 0
LYFT INC CL A COM 55087P104   976,317 105,320 SH   SOLE   105,320 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,528,487 4,206 SH   SOLE   4,206 0 0
MCDONALDS CORP COM 580135101   1,389,907 4,971 SH   SOLE   4,971 0 0
MCKESSON CORP COM 58155Q103   1,413,871 3,968 SH   SOLE   3,968 0 0
META PLATFORMS INC CL A 30303M102   1,207,607 5,698 SH   SOLE   5,698 0 0
MICROSOFT CORP COM 594918104   3,843,951 13,333 SH   SOLE   13,333 0 0
NETFLIX INC COM 64110L106   1,259,765 3,646 SH   SOLE   3,646 0 0
NIKE INC CL B 654106103   1,299,326 10,578 SH   SOLE   10,578 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   79,144 15,488 SH   SOLE   15,488 0 0
PACER FDS TR DATA AND INFRAST 69374H741   1,330,245 44,865 SH   SOLE   44,865 0 0
PALO ALTO NETWORKS INC COM 697435105   989,290 4,953 SH   SOLE   4,953 0 0
PIMCO HIGH INCOME FD COM SHS 722014107   99,660 20,893 SH   SOLE   20,893 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,225,610 9,643 SH   SOLE   9,643 0 0
PROLOGIS INC. COM 74340W103   2,078,498 16,659 SH   SOLE   16,659 0 0
PROSHARES TR ULTRAPRO SHORT S 74347B110   2,715,790 201,468 SH   SOLE   201,468 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698   769,552 12,607 SH   SOLE   12,607 0 0
SCHWAB CHARLES CORP COM 808513105   939,273 17,932 SH   SOLE   17,932 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,071,079 30,778 SH   SOLE   30,778 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,609,289 73,976 SH   SOLE   73,976 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   12,134,634 253,597 SH   SOLE   253,597 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   998,111 18,618 SH   SOLE   18,618 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,642,984 84,256 SH   SOLE   84,256 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,243,768 44,338 SH   SOLE   44,338 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   658,811 13,064 SH   SOLE   13,064 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   829,127 12,220 SH   SOLE   12,220 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   483,663 11,535 SH   SOLE   11,535 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,735,830 36,619 SH   SOLE   36,619 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,716,698 40,134 SH   SOLE   40,134 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   715,981 4,741 SH   SOLE   4,741 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   372,578 2,878 SH   SOLE   2,878 0 0
SOUTHWEST AIRLS CO COM 844741108   1,054,252 32,399 SH   SOLE   32,399 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   587,186 18,281 SH   SOLE   18,281 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   988,610 32,488 SH   SOLE   32,488 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   10,659,130 359,741 SH   SOLE   359,741 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   942,151 37,929 SH   SOLE   37,929 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,197,057 13,037 SH   SOLE   13,037 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   249,356 10,851 SH   SOLE   10,851 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   204,645 4,058 SH   SOLE   4,058 0 0
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   1,668,330 41,449 SH   SOLE   41,449 0 0
T-MOBILE US INC COM 872590104   1,248,568 8,620 SH   SOLE   8,620 0 0
TARGET CORP COM 87612E106   1,240,502 7,490 SH   SOLE   7,490 0 0
TESLA INC COM 88160R101   1,968,715 9,490 SH   SOLE   9,490 0 0
ULTA BEAUTY INC COM 90384S303   1,304,000 2,390 SH   SOLE   2,390 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,315,414 6,781 SH   SOLE   6,781 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,186,283 2,510 SH   SOLE   2,510 0 0
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   2,509,892 32,331 SH   SOLE   32,331 0 0
VANECK ETF TRUST RARE EARTH/STRTG 92189H805   3,034,831 37,201 SH   SOLE   37,201 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   3,056,839 11,615 SH   SOLE   11,615 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   266,721 6,602 SH   SOLE   6,602 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   570,253 12,250 SH   SOLE   12,250 0 0
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   988,872 10,198 SH   SOLE   10,198 0 0
VISA INC COM CL A 92826C839   1,831,660 8,124 SH   SOLE   8,124 0 0
WASTE MGMT INC DEL COM 94106L109   1,379,276 8,453 SH   SOLE   8,453 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   20,637,849 410,540 SH   SOLE   410,540 0 0