The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   408,266 2,705 SH   SOLE 0 0 0 2,705
ALPHABET INC CAP STK CL C 02079K107   451,603 2,966 SH   SOLE 0 0 0 2,966
AMAZON COM INC COM 023135106   824,517 4,571 SH   SOLE 0 0 0 4,571
AMERICAN EXPRESS CO COM 025816109   247,271 1,086 SH   SOLE 0 0 0 1,086
AMGEN INC COM 031162100   241,103 848 SH   SOLE 0 0 0 848
APPLE INC COM 037833100   5,174,623 30,176 SH   SOLE 0 0 0 30,176
AVERY DENNISON CORP COM 053611109   708,819 3,175 SH   SOLE 0 0 0 3,175
BALL CORP COM 058498106   749,717 11,130 SH   SOLE 0 0 0 11,130
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   429,351 1,021 SH   SOLE 0 0 0 1,021
BLACKROCK INC COM 09247X101   1,733,262 2,079 SH   SOLE 0 0 0 2,079
BROADCOM INC COM 11135F101   2,486,469 1,876 SH   SOLE 0 0 0 1,876
CLEAN HARBORS INC COM 184496107   283,847 1,410 SH   SOLE 0 0 0 1,410
COCA COLA CO COM 191216100   282,223 4,613 SH   SOLE 0 0 0 4,613
DBX ETF TR XTRACK USD HIGH 233051432   583,251 16,333 SH   SOLE 0 0 0 16,333
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   793,574 24,838 SH   SOLE 0 0 0 24,838
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   349,215 13,727 SH   SOLE 0 0 0 13,727
EATON CORP PLC SHS G29183103   1,864,198 5,962 SH   SOLE 0 0 0 5,962
EXXON MOBIL CORP COM 30231G102   759,503 6,534 SH   SOLE 0 0 0 6,534
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   590,998 13,555 SH   SOLE 0 0 0 13,555
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   330,247 9,788 SH   SOLE 0 0 0 9,788
HOME DEPOT INC COM 437076102   230,927 602 SH   SOLE 0 390 0 212
INTERNATIONAL BUSINESS MACHS COM 459200101   242,328 1,269 SH   SOLE 0 0 0 1,269
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,450,320 164,536 SH   SOLE 0 3,350 0 161,186
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,876,020 189,722 SH   SOLE 0 3,430 0 186,292
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   564,849 3,335 SH   SOLE 0 0 0 3,335
INVESCO QQQ TR UNIT SER 1 46090E103   3,402,112 7,662 SH   SOLE 0 0 0 7,662
ISHARES INC MSCI JPN ETF NEW 46434G822   451,003 6,321 SH   SOLE 0 0 0 6,321
ISHARES INC CORE MSCI EMKT 46434G103   804,392 15,589 SH   SOLE 0 0 0 15,589
ISHARES TR CORE MSCI EAFE 46432F842   2,534,093 34,143 SH   SOLE 0 0 0 34,143
ISHARES TR MSCI USA MMENTM 46432F396   269,409 1,438 SH   SOLE 0 0 0 1,438
ISHARES TR CORE DIV GRWTH 46434V621   325,368 5,604 SH   SOLE 0 0 0 5,604
ISHARES TR MSCI USA QLT FCT 46432F339   3,965,108 24,126 SH   SOLE 0 0 0 24,126
ISHARES TR IBONDS DEC 46435U697   218,499 8,420 SH   SOLE 0 0 0 8,420
ISHARES TR 10+ YR INVST GRD 464289511   203,980 3,960 SH   SOLE 0 0 0 3,960
ISHARES TR MSCI USA MIN VOL 46429B697   604,785 7,236 SH   SOLE 0 0 0 7,236
ISHARES TR MSCI EAFE MIN VL 46429B689   215,900 3,046 SH   SOLE 0 0 0 3,046
ISHARES TR A RATE CP BD ETF 46429B291   7,476,771 157,472 SH   SOLE 0 1,695 0 155,777
ISHARES TR SHRT NAT MUN ETF 464288158   424,261 4,051 SH   SOLE 0 325 0 3,726
ISHARES TR CORE MSCI INTL 46435G326   231,666 3,451 SH   SOLE 0 0 0 3,451
ISHARES TR IBONDS DEC 25 46435U432   246,343 9,310 SH   SOLE 0 0 0 9,310
ISHARES TR ESG AWR US AGRGT 46435U549   228,712 4,860 SH   SOLE 0 0 0 4,860
ISHARES TR CORE S&P MCP ETF 464287507   8,106,907 133,469 SH   SOLE 0 1,300 0 132,169
ISHARES TR CORE S&P SCP ETF 464287804   341,065 3,086 SH   SOLE 0 0 0 3,086
ISHARES TR S&P 500 VAL ETF 464287408   543,617 2,910 SH   SOLE 0 0 0 2,910
ISHARES TR CORE S&P500 ETF 464287200   46,340,471 88,145 SH   SOLE 0 2,249 0 85,896
ISHARES TR S&P 500 GRWT ETF 464287309   605,604 7,172 SH   SOLE 0 0 0 7,172
ISHARES TR MSCI EAFE ETF 464287465   19,251,611 241,067 SH   SOLE 0 3,080 0 237,987
ISHARES TR 20 YR TR BD ETF 464287432   205,042 2,167 SH   SOLE 0 0 0 2,167
ISHARES TR IBOXX INV CP ETF 464287242   255,029 2,341 SH   SOLE 0 0 0 2,341
ISHARES TR CORE US AGGBD ET 464287226   18,278,444 186,629 SH   SOLE 0 1,989 0 184,640
ISHARES TR MSCI EMG MKT ETF 464287234   9,665,754 235,291 SH   SOLE 0 2,450 0 232,841
ISHARES TR CORE S&P TTL STK 464287150   277,181 2,404 SH   SOLE 0 0 0 2,404
ISHARES TR MBS ETF 464288588   268,480 2,905 SH   SOLE 0 0 0 2,905
ISHARES TR GOV/CRED BD ETF 464288596   3,327,087 32,134 SH   SOLE 0 360 0 31,774
ISHARES TR JPMORGAN USD EMG 464288281   2,493,992 27,813 SH   SOLE 0 548 0 27,265
ISHARES TR NATIONAL MUN ETF 464288414   3,529,818 32,805 SH   SOLE 0 1,400 0 31,405
ISHARES TR MSCI ACWI EX US 464288240   349,598 6,548 SH   SOLE 0 265 0 6,283
JANUS DETROIT STR TR HENDERSON MTG 47103U852   506,383 11,228 SH   SOLE 0 0 0 11,228
JOHNSON & JOHNSON COM 478160104   337,736 2,135 SH   SOLE 0 0 0 2,135
JPMORGAN CHASE & CO COM 46625H100   1,219,426 6,088 SH   SOLE 0 0 0 6,088
KLA CORP COM NEW 482480100   1,771,574 2,536 SH   SOLE 0 0 0 2,536
LOWES COS INC COM 548661107   325,290 1,277 SH   SOLE 0 0 0 1,277
MEDTRONIC PLC SHS G5960L103   1,401,721 16,084 SH   SOLE 0 0 0 16,084
MERCK & CO INC COM 58933Y105   2,546,107 19,296 SH   SOLE 0 0 0 19,296
META PLATFORMS INC CL A 30303M102   354,473 730 SH   SOLE 0 0 0 730
MICROSOFT CORP COM 594918104   6,094,733 14,486 SH   SOLE 0 0 0 14,486
NXP SEMICONDUCTORS N V COM N6596X109   1,163,032 4,694 SH   SOLE 0 0 0 4,694
ORACLE CORP COM 68389X105   333,495 2,655 SH   SOLE 0 0 0 2,655
PEPSICO INC COM 713448108   1,200,209 6,858 SH   SOLE 0 0 0 6,858
PIMCO ETF TR ACTIVE BD ETF 72201R775   644,765 7,019 SH   SOLE 0 0 0 7,019
PNC FINL SVCS GROUP INC COM 693475105   1,096,779 6,787 SH   SOLE 0 0 0 6,787
PROCTER AND GAMBLE CO COM 742718109   314,441 1,938 SH   SOLE 0 0 0 1,938
PROLOGIS INC. COM 74340W103   1,438,540 11,047 SH   SOLE 0 0 0 11,047
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   787,935 8,498 SH   SOLE 0 0 0 8,498
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   346,317 4,558 SH   SOLE 0 0 0 4,558
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,011,066 61,365 SH   SOLE 0 0 0 61,365
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,304,926 24,414 SH   SOLE 0 0 0 24,414
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,051,033 48,695 SH   SOLE 0 0 0 48,695
SELECT SECTOR SPDR TR INDL 81369Y704   3,551,946 28,199 SH   SOLE 0 0 0 28,199
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,242,347 15,568 SH   SOLE 0 0 0 15,568
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,391,508 18,223 SH   SOLE 0 0 0 18,223
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,429,552 23,215 SH   SOLE 0 0 0 23,215
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   5,008,980 27,239 SH   SOLE 0 0 0 27,239
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,294,618 19,720 SH   SOLE 0 0 0 19,720
SOUTHERN CO COM 842587107   279,786 3,900 SH   SOLE 0 0 0 3,900
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   208,102 5,004 SH   SOLE 0 0 0 5,004
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,242,838 61,974 SH   SOLE 0 0 0 61,974
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,952,535 82,381 SH   SOLE 0 0 0 82,381
SPDR S&P 500 ETF TR TR UNIT 78462F103   395,964 757 SH   SOLE 0 0 0 757
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,591,659 76,441 SH   SOLE 0 0 0 76,441
SPDR SER TR PORTFOLI S&P1500 78464A805   1,190,111 18,552 SH   SOLE 0 370 0 18,182
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,282,348 85,476 SH   SOLE 0 0 0 85,476
SPDR SER TR PORTFOLIO S&P500 78464A854   1,684,814 27,382 SH   SOLE 0 0 0 27,382
SPDR SER TR NUVEEN BLMBRG MU 78468R721   211,484 4,550 SH   SOLE 0 0 0 4,550
SPDR SER TR PORTFOLIO S&P400 78464A847   437,937 8,210 SH   SOLE 0 0 0 8,210
SPDR SER TR PORTFOLIO SHORT 78464A474   729,581 24,507 SH   SOLE 0 0 0 24,507
SPDR SER TR PORTFOLIO S&P600 78468R853   3,471,262 80,652 SH   SOLE 0 705 0 79,947
SPDR SER TR SPDR S&P 500 ETF 78468R796   232,832 5,440 SH   SOLE 0 0 0 5,440
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   581,646 14,523 SH   SOLE 0 0 0 14,523
STRYKER CORPORATION COM 863667101   261,245 730 SH   SOLE 0 0 0 730
SYSCO CORP COM 871829107   373,266 4,598 SH   SOLE 0 0 0 4,598
TJX COS INC NEW COM 872540109   1,446,655 14,264 SH   SOLE 0 0 0 14,264
UNITEDHEALTH GROUP INC COM 91324P102   233,498 472 SH   SOLE 0 0 0 472
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   597,145 20,577 SH   SOLE 0 0 0 20,577
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   206,593 678 SH   SOLE 0 0 0 678
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   456,778 9,286 SH   SOLE 0 0 0 9,286
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   557,094 1,159 SH   SOLE 0 0 0 1,159
VANGUARD INDEX FDS TOTAL STK MKT 922908769   538,773 2,073 SH   SOLE 0 0 0 2,073
VANGUARD INDEX FDS GROWTH ETF 922908736   363,131 1,055 SH   SOLE 0 0 0 1,055
VANGUARD INDEX FDS VALUE ETF 922908744   434,022 2,665 SH   SOLE 0 0 0 2,665
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   256,529 6,141 SH   SOLE 0 0 0 6,141
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   207,328 3,535 SH   SOLE 0 0 0 3,535
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   700,825 13,969 SH   SOLE 0 0 0 13,969
VANGUARD WORLD FD MEGA GRWTH IND 921910816   636,561 2,221 SH   SOLE 0 0 0 2,221
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   631,371 5,283 SH   SOLE 0 0 0 5,283
VISA INC COM CL A 92826C839   2,286,782 8,194 SH   SOLE 0 0 0 8,194
WALMART INC COM 931142103   1,215,688 20,204 SH   SOLE 0 0 0 20,204