The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   208,773 1,915 SH   SOLE 0 0 0 1,915
ALPHABET INC CAP STK CL A 02079K305   311,220 2,600 SH   SOLE 0 0 0 2,600
ALPHABET INC CAP STK CL C 02079K107   217,746 1,800 SH   SOLE 0 0 0 1,800
AMAZON COM INC COM 023135106   545,166 4,182 SH   SOLE 0 0 0 4,182
APPLE INC COM 037833100   4,469,962 23,045 SH   SOLE 0 0 0 23,045
BALL CORP COM 058498106   357,700 6,145 SH   SOLE 0 0 0 6,145
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   311,333 913 SH   SOLE 0 0 0 913
BLACKROCK INC COM 09247X101   816,236 1,181 SH   SOLE 0 0 0 1,181
BRISTOL-MYERS SQUIBB CO COM 110122108   217,046 3,394 SH   SOLE 0 0 0 3,394
BROADCOM INC COM 11135F101   1,461,620 1,685 SH   SOLE 0 0 0 1,685
CISCO SYS INC COM 17275R102   818,165 15,813 SH   SOLE 0 0 0 15,813
CLEAN HARBORS INC COM 184496107   231,846 1,410 SH   SOLE 0 0 0 1,410
COCA COLA CO COM 191216100   278,277 4,621 SH   SOLE 0 0 0 4,621
DBX ETF TR XTRACK USD HIGH 233051432   999,845 28,981 SH   SOLE 0 0 0 28,981
EXXON MOBIL CORP COM 30231G102   466,744 4,352 SH   SOLE 0 0 0 4,352
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   2,804,088 63,484 SH   SOLE 0 0 0 63,484
FIRST TR VALUE LINE DIVID IN SHS 33734H106   209,831 5,234 SH   SOLE 0 0 0 5,234
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   1,112,016 33,264 SH   SOLE 0 0 0 33,264
INTERNATIONAL BUSINESS MACHS COM 459200101   203,257 1,519 SH   SOLE 0 0 0 1,519
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,171,300 157,541 SH   SOLE 0 155 0 157,386
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,084,903 149,971 SH   SOLE 0 150 0 149,821
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,081,088 20,590 SH   SOLE 0 0 0 20,590
INVESCO QQQ TR UNIT SER 1 46090E103   5,387,252 14,583 SH   SOLE 0 0 0 14,583
ISHARES INC MSCI JPN ETF NEW 46434G822   1,221,968 19,741 SH   SOLE 0 0 0 19,741
ISHARES INC MSCI EURZONE ETF 464286608   1,999,035 43,628 SH   SOLE 0 0 0 43,628
ISHARES INC CORE MSCI EMKT 46434G103   840,345 17,049 SH   SOLE 0 0 0 17,049
ISHARES TR CORE MSCI EAFE 46432F842   4,585,748 67,937 SH   SOLE 0 0 0 67,937
ISHARES TR MSCI CHINA ETF 46429B671   771,765 17,250 SH   SOLE 0 0 0 17,250
ISHARES TR MSCI USA MIN VOL 46429B697   2,466,864 33,188 SH   SOLE 0 0 0 33,188
ISHARES TR MSCI EAFE MIN VL 46429B689   586,170 8,684 SH   SOLE 0 0 0 8,684
ISHARES TR A RATE CP BD ETF 46429B291   4,052,243 85,889 SH   SOLE 0 165 0 85,724
ISHARES TR MSCI USA QLT FCT 46432F339   7,517,789 55,741 SH   SOLE 0 0 0 55,741
ISHARES TR IBONDS DEC23 ETF 46434VAX8   434,988 17,200 SH   SOLE 0 0 0 17,200
ISHARES TR IBONDS DEC24 ETF 46434VBG4   201,884 8,200 SH   SOLE 0 0 0 8,200
ISHARES TR SHRT NAT MUN ETF 464288158   671,266 6,452 SH   SOLE 0 0 0 6,452
ISHARES TR NATIONAL MUN ETF 464288414   2,359,053 22,103 SH   SOLE 0 0 0 22,103
ISHARES TR GOV/CRED BD ETF 464288596   1,954,922 18,794 SH   SOLE 0 45 0 18,749
ISHARES TR JPMORGAN USD EMG 464288281   2,445,620 28,260 SH   SOLE 0 55 0 28,205
ISHARES TR ISHS 5-10YR INVT 464288638   328,705 6,500 SH   SOLE 0 0 0 6,500
ISHARES TR INTRM GOV CR ETF 464288612   332,367 3,230 SH   SOLE 0 0 0 3,230
ISHARES TR MBS ETF 464288588   1,842,917 19,760 SH   SOLE 0 0 0 19,760
ISHARES TR 3 7 YR TREAS BD 464288661   1,207,694 10,478 SH   SOLE 0 0 0 10,478
ISHARES TR MSCI ACWI EX US 464288240   516,761 10,499 SH   SOLE 0 265 0 10,234
ISHARES TR IBONDS DEC 46435U697   335,524 13,025 SH   SOLE 0 0 0 13,025
ISHARES TR IBONDS DEC 25 46435U432   335,376 12,735 SH   SOLE 0 0 0 12,735
ISHARES TR IBONDS 23 TRM HG 46435U150   378,080 16,000 SH   SOLE 0 0 0 16,000
ISHARES TR CORE S&P MCP ETF 464287507   5,545,729 21,209 SH   SOLE 0 60 0 21,149
ISHARES TR CORE S&P SCP ETF 464287804   2,657,865 26,672 SH   SOLE 0 0 0 26,672
ISHARES TR S&P 500 VAL ETF 464287408   528,220 3,277 SH   SOLE 0 0 0 3,277
ISHARES TR CORE S&P500 ETF 464287200   30,172,338 67,695 SH   SOLE 0 421 0 67,274
ISHARES TR S&P 500 GRWT ETF 464287309   562,924 7,987 SH   SOLE 0 0 0 7,987
ISHARES TR MSCI EAFE ETF 464287465   11,829,173 163,161 SH   SOLE 0 850 0 162,311
ISHARES TR 1 3 YR TREAS BD 464287457   544,209 6,712 SH   SOLE 0 0 0 6,712
ISHARES TR IBOXX INV CP ETF 464287242   1,329,365 12,293 SH   SOLE 0 0 0 12,293
ISHARES TR RUS MID CAP ETF 464287499   220,112 3,014 SH   SOLE 0 0 0 3,014
ISHARES TR CORE S&P TTL STK 464287150   235,207 2,404 SH   SOLE 0 0 0 2,404
ISHARES TR CORE US AGGBD ET 464287226   11,406,473 116,452 SH   SOLE 0 340 0 116,112
ISHARES TR MSCI EMG MKT ETF 464287234   5,942,149 150,206 SH   SOLE 0 615 0 149,591
ISHARES TR SELECT DIVID ETF 464287168   604,569 5,336 SH   SOLE 0 0 0 5,336
ISHARES TR MSCI AC ASIA ETF 464288182   1,250,866 18,827 SH   SOLE 0 0 0 18,827
JANUS DETROIT STR TR HENDERSON MTG 47103U852   905,956 19,798 SH   SOLE 0 0 0 19,798
JOHNSON & JOHNSON COM 478160104   300,419 1,815 SH   SOLE 0 0 0 1,815
JPMORGAN CHASE & CO COM 46625H100   1,001,354 6,885 SH   SOLE 0 0 0 6,885
LOWES COS INC COM 548661107   660,624 2,927 SH   SOLE 0 0 0 2,927
MEDTRONIC PLC SHS G5960L103   869,547 9,870 SH   SOLE 0 0 0 9,870
MERCK & CO INC COM 58933Y105   1,418,143 12,290 SH   SOLE 0 0 0 12,290
METLIFE INC COM 59156R108   200,286 3,543 SH   SOLE 0 0 0 3,543
MICROSOFT CORP COM 594918104   3,331,503 9,783 SH   SOLE 0 0 0 9,783
NORTHROP GRUMMAN CORP COM 666807102   247,499 543 SH   SOLE 0 0 0 543
NVIDIA CORPORATION COM 67066G104   297,806 704 SH   SOLE 0 0 0 704
ORACLE CORP COM 68389X105   340,597 2,860 SH   SOLE 0 0 0 2,860
PEPSICO INC COM 713448108   205,955 1,112 SH   SOLE 0 0 0 1,112
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,901,390 20,753 SH   SOLE 0 0 0 20,753
PROCTER AND GAMBLE CO COM 742718109   791,324 5,215 SH   SOLE 0 0 0 5,215
PROLOGIS INC. COM 74340W103   973,682 7,940 SH   SOLE 0 0 0 7,940
RAYTHEON TECHNOLOGIES CORP COM 75513E101   381,456 3,894 SH   SOLE 0 0 0 3,894
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   334,913 6,478 SH   SOLE 0 0 0 6,478
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   895,140 11,943 SH   SOLE 0 0 0 11,943
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   383,084 5,710 SH   SOLE 0 0 0 5,710
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,599,751 39,947 SH   SOLE 0 0 0 39,947
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   805,566 12,310 SH   SOLE 0 0 0 12,310
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   591,443 7,137 SH   SOLE 0 0 0 7,137
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,321,797 16,284 SH   SOLE 0 0 0 16,284
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,328,005 39,395 SH   SOLE 0 0 0 39,395
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,220,773 20,693 SH   SOLE 0 0 0 20,693
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,926,369 11,080 SH   SOLE 0 0 0 11,080
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,130,796 15,246 SH   SOLE 0 0 0 15,246
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   384,917 2,900 SH   SOLE 0 0 0 2,900
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,933,298 17,274 SH   SOLE 0 0 0 17,274
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,429,244 128,832 SH   SOLE 0 0 0 128,832
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   5,385,891 165,516 SH   SOLE 0 0 0 165,516
SPDR S&P 500 ETF TR TR UNIT 78462F103   361,273 815 SH   SOLE 0 0 0 815
SPDR SER TR PRTFLO S&P500 GW 78464A409   7,109,434 116,529 SH   SOLE 0 0 0 116,529
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,703,437 132,024 SH   SOLE 0 0 0 132,024
SPDR SER TR PORTFOLI S&P1500 78464A805   1,799,678 33,058 SH   SOLE 0 370 0 32,688
SPDR SER TR PORTFOLIO S&P400 78464A847   435,771 9,496 SH   SOLE 0 0 0 9,496
SPDR SER TR PORTFOLIO AGRGTE 78464A649   237,641 9,367 SH   SOLE 0 0 0 9,367
SPDR SER TR PORTFOLIO SHORT 78464A474   325,548 11,058 SH   SOLE 0 0 0 11,058
SPDR SER TR PORTFOLIO LN TSR 78464A664   462,942 15,483 SH   SOLE 0 0 0 15,483
SPDR SER TR PORTFOLIO S&P500 78464A854   1,152,361 22,114 SH   SOLE 0 0 0 22,114
SPDR SER TR SPDR S&P 500 ETF 78468R796   204,252 5,647 SH   SOLE 0 0 0 5,647
SPDR SER TR PORTFOLIO S&P600 78468R853   1,950,584 50,221 SH   SOLE 0 190 0 50,031
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,862,867 45,940 SH   SOLE 0 0 0 45,940
STRYKER CORPORATION COM 863667101   227,902 747 SH   SOLE 0 0 0 747
SYSCO CORP COM 871829107   395,783 5,334 SH   SOLE 0 0 0 5,334
THERMO FISHER SCIENTIFIC INC COM 883556102   1,218,808 2,336 SH   SOLE 0 0 0 2,336
TJX COS INC NEW COM 872540109   694,006 8,185 SH   SOLE 0 0 0 8,185
UNITEDHEALTH GROUP INC COM 91324P102   1,015,112 2,112 SH   SOLE 0 0 0 2,112
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,791,276 64,504 SH   SOLE 0 0 0 64,504
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   297,737 7,319 SH   SOLE 0 0 0 7,319
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   321,563 5,910 SH   SOLE 0 0 0 5,910
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   231,979 4,892 SH   SOLE 0 0 0 4,892
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   778,318 16,854 SH   SOLE 0 0 0 16,854
VANGUARD WORLD FD MEGA GRWTH IND 921910816   211,788 900 SH   SOLE 0 0 0 900
VISA INC COM CL A 92826C839   1,569,743 6,610 SH   SOLE 0 0 0 6,610
WALMART INC COM 931142103   682,592 4,343 SH   SOLE 0 0 0 4,343
WISDOMTREE TR US QTLY DIV GRT 97717X669   300,237 4,504 SH   SOLE 0 0 0 4,504